Home Mf Research Tata Housing Opportunities Fund Regular Plan Growth

Tata Housing Opportunities Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
15.72 -0.49%
AUM (Fund Size)
33
Expense Ratio
2.40%
Exit load
Redemption / Switch-out / SWP / STP on or before expiry of 30 days from the date of allotment: 1%
Risk
Very High
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,016.47
1.65 %
Two Week 2025-07-03 ₹1,000.00 ₹1,018.30
1.83 %
One Month 2025-06-18 ₹1,000.00 ₹1,034.17
3.42 %
Three Months 2025-04-21 ₹3,000.00 ₹3,216.38
7.21 %
Six Months 2025-01-20 ₹6,000.00 ₹6,632.36
10.54 %
One Year 2024-07-18 ₹12,000.00 ₹12,546.90
4.56 %
Since Inception 2022-09-02 ₹36,000.00 ₹44,631.98
23.98 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 82%
Debt N/A
Others 0%

Sectors Holding in Tata Housing Opportunities Fund - Regular Plan - Growth

Banks
18%
Realty
14%
Construction
5%
Finance
12%
Cement & Cement Products
8%
Industrial Products
8%
Consumer Durables
17%
Retailing
0%
Other
1%

Companies Holding in Tata Housing Opportunities Fund - Regular Plan - Growth

HDFC BANK LTD
9.78%
PRESTIGE ESTATES PROJECTS LTD
5.99%
LARSEN & TOUBRO LTD
5.82%
CAN FIN HOMES LTD
5.05%
ICICI BANK LTD
5.01%
DLF LTD
4.56%
AMBUJA CEMENTS LTD
4.22%
ULTRATECH CEMENT LTD
3.88%
PNB HOUSING FINANCE LTD
3.52%
KEI INDUSTRIES LTD
3.52%
BRIGADE ENTERPRISES LTD
3.48%
VOLTAS LTD
3.12%
KAJARIA CERAMICS LTD
2.92%
STATE BANK OF INDIA
2.89%
SUPREME INDUSTRIES LTD
2.87%
HAVELLS INDIA LTD
2.72%
BAJAJ FINANCE LTD
2.58%
ASIAN PAINTS (INDIA) LTD
2.49%
INDIA SHELTER FINANCE CORPORATION LTD
2.47%
R R KABEL LTD
2.45%
BLUE STAR LTD
2.41%
CERA SANITARYWARE LTD
2.36%
TARC LTD
2.24%
GREENPLY INDUSTRIES LTD
2.21%
KOTAK MAHINDRA BANK LTD
2.14%
GREENPANEL INDUSTRIES LTD
1.79%
THE RAMCO CEMENTS LTD
1.46%
ASTRAL LTD (ERSTWHILE ASTRAL POLY TECHNIK LTD)
1.46%
ORIENT ELECTRIC LTD
1.27%
SURAJ ESTATE DEVELOPERS LTD
0.81%
ELECTRONICS MART INDIA LTD
0.76%
A) REPO
0.37%
CASH / NET CURRENT ASSET
1.38%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.40
Expense Ratio Direct
0.75
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

Redemption / Switch-out / SWP / STP on or before expiry of 30 days from the date of allotment: 1%

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