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Home Mf Research Uti Liquid Fund Regular Plan
UTI MUTUAL FUND

UTI Liquid Fund - Regular Plan

Debt Debt Liquid
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-18)
1,134.81 0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.27%
Expense Ratio (Direct)
0.18%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹1,000.98
0.10 %
Two Week 2025-06-03 ₹1,000.00 ₹1,002.61
0.26 %
One Month 2025-05-19 ₹1,000.00 ₹999.86
-0.01 %
Three Months 2025-03-20 ₹3,000.00 ₹2,999.04
-0.03 %
Six Months 2024-12-20 ₹6,000.00 ₹5,997.85
-0.04 %
One Year 2024-06-18 ₹12,000.00 ₹12,004.51
0.04 %
Three Year 2022-06-19 ₹36,000.00 ₹36,041.04
0.11 %
Five Year 2020-06-19 ₹60,000.00 ₹60,044.14
0.07 %
Ten Year 2015-06-21 ₹120,000.00 ₹120,079.00
0.07 %
Since Inception 2003-06-26 ₹268,000.00 ₹278,456.98
3.90 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
CHENNAI PETROLEUM CORPORATION LIMITED - Debt 1.24
EXPORT IMPORT BANK OF INDIA - Debt 0.87
HDFC BANK LTD. - Debt 0.32
91 D TBILL MAT - 26/06/2025 - Debt 4.68
91 D TBILL MAT - 30/05/25 - Debt 3.66
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 0.07
91 D TBILL MAT- 19/06/25 - Debt 3.47
HDFC BANK - 11/06/25 - Debt 3.13
RELIANCE RETAIL VENTURES LIMITED - Debt 0.87
RELIANCE INDUSTRIES LTD. - Debt 0.69
364 D TBILL MAT - 12/06/2025 - Debt 2.17
RELIANCE JIO INFOCOMM LTD - Debt 1.74
091 D TBILL MAT - 05/06/25 - Debt 1.74
UNION BANK OF INDIA - 04/06/25 - Debt 1.74
HDFC BANK -09/06/25 - Debt 1.74
BHARAT PETROLEUM CORPORATION LTD. - Debt 1.74
CANARA BANK - 12/06/25 - Debt 1.74
PUNJAB & SIND BANK - 17/06/25 - Debt 1.74
TATA STEEL LTD. - Debt 1.72
NTPC LTD. - Debt 1.72
INDIAN BANK - 27/05/25 - Debt 1.66
PUNJAB & SIND BANK - 04/06/25 - Debt 1.57
INDIAN OVERSEAS BANK -24/07/2025 - Debt 1.55
91 D TBILL MAT - 01/05/2025 - Debt 1.23
JSW ENERGY LTD. - Debt 1.22
KOTAK SECURITIES LTD. - Debt 0.70
TITAN COMPANY LTD. - Debt 1.22
MOTILAL OSWAL FINVEST LTD - Debt 1.05
182 DAYS T BILL - 05/06/2025 - Debt 1.04
AXIS SECURITIES LTD - Debt 1.04
INDIAN BANK - 16/06/2025 - Debt 1.04
CANARA BANK - 17/06/25 - Debt 1.04
KARUR VYSYA BANK - 17/07/25 - Debt 1.04
KOTAK MAHINDRA PRIME LTD. - Debt 1.03
CD- AXIS BANK 06/06/2025 - Debt 0.96
182 D TBILL MAT - 12/06/2025 - Debt 0.96
7.72% GOVT SEC -25/05/25 - Debt 0.88
ICICI SECURITIES LTD. - Debt 0.35
BAJAJ FINANCE LTD. - Debt 0.87
IDFC FIRST BANK - 04/06/2025 - Debt 0.87
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.87
BAJAJ FINANCIAL SECURITIES LTD - Debt 0.87
NETWORK18 MEDIA AND INVESTMENTS LTD. - Debt 0.87
BANK OF INDIA - 12/06/2025 - Debt 0.87
INDIAN OIL CORPORATION LTD. - Debt 0.35
HDFC BANK - 17/06/2025 - Debt 0.87
UNION BANK OF INDIA - 17/06/25 - Debt 0.87
ADITYA BIRLA CAPITAL LTD - Debt 0.86
MOTILAL OSWAL FINANCIAL SERVICES LTD. - Debt 0.35
POONAWALLA FINCORP LTD. - Debt 0.35
HINDUSTAN PETROLEUM CORPORATION LTD. - Debt 0.70
HDFC SECURITIES LTD - Debt 0.70
CANARA BANK - 06/06/2025 - Debt 0.70
INDIAN BANK - 12/06/25 - Debt 0.69
KARUR VYSYA BANK - 18/06/2025 - Debt 0.69
GODREJ CONSUMER PRODUCTS LTD - Debt 0.69
KOTAK MAHINDRA BANK - 06/06/2025 - Debt 0.61
NUVAMA WEALTH FINANCE LTD - Debt 0.52
SIKKA PORTS AND TERMINALS LIMITED - Debt 0.52
INFINA FINANCE PRIVATE LIMITED - Debt 0.34
NUVAMA WEALTH MANAGEMENT LTD - Debt 0.43
5.22% GS 15/06/2025 - Debt 0.35
JULIUS BAER CAPITAL INDIA PRIVATE LIMITED - Debt 0.35
HINDUSTAN ZINC LTD. - Debt 0.34
ASEEM INFRASTRUCTURE FINANCE LTD - Debt 0.35
JUBILANT INGREVIA LTD. - Debt 0.35
PIRAMAL FINANCE LIMITED - Debt 0.34
HDFC BANK - 01/07/2025 - Debt 0.35
ANGEL ONE LTD - Debt 0.35
IGH HOLDINGS PRIVATE LIMITED - Debt 0.34
INDIAN OVERSEAS BANK -14/05/25 - Debt 0.26
TATA MOTORS FINANCE LTD. - Debt 0.26
CANARA BANK - 28/05/25 - Debt 0.26
AXIS BANK - 160525 - Debt 0.24
91 D TBILL MAT - 08/05/2025 - Debt 0.17
ADITYA BIRLA MONEY LTD - Debt 0.17
HDFC BANK LTD - 27/05/25 - Debt 0.17
AXIS BANK - 05/06/25 - Debt 0.17
TATA TELESERVICES MAHARASHTRA LTD - Debt 0.17
182 D TBILL MAT - 01/05/2025 - Debt 0.09
CANARA BANK - 15/05/25 - Debt 0.09
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.23
CHENNAI PETROLEUM CORPORATION LIMITED - Debt 1.24
EXPORT IMPORT BANK OF INDIA - Debt 0.87
HDFC BANK LTD. - Debt 0.32
91 D TBILL MAT - 26/06/2025 - Debt 4.68
91 D TBILL MAT - 30/05/25 - Debt 3.66
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 0.07
91 D TBILL MAT- 19/06/25 - Debt 3.47
HDFC BANK - 11/06/25 - Debt 3.13
RELIANCE RETAIL VENTURES LIMITED - Debt 0.87
RELIANCE INDUSTRIES LTD. - Debt 0.69
364 D TBILL MAT - 12/06/2025 - Debt 2.17
RELIANCE JIO INFOCOMM LTD - Debt 1.74
091 D TBILL MAT - 05/06/25 - Debt 1.74
UNION BANK OF INDIA - 04/06/25 - Debt 1.74
HDFC BANK -09/06/25 - Debt 1.74
BHARAT PETROLEUM CORPORATION LTD. - Debt 1.74
CANARA BANK - 12/06/25 - Debt 1.74
PUNJAB & SIND BANK - 17/06/25 - Debt 1.74
TATA STEEL LTD. - Debt 1.72
NTPC LTD. - Debt 1.72
INDIAN BANK - 27/05/25 - Debt 1.66
PUNJAB & SIND BANK - 04/06/25 - Debt 1.57
INDIAN OVERSEAS BANK -24/07/2025 - Debt 1.55
91 D TBILL MAT - 01/05/2025 - Debt 1.23
JSW ENERGY LTD. - Debt 1.22
KOTAK SECURITIES LTD. - Debt 0.70
TITAN COMPANY LTD. - Debt 1.22
MOTILAL OSWAL FINVEST LTD - Debt 1.05
182 DAYS T BILL - 05/06/2025 - Debt 1.04
AXIS SECURITIES LTD - Debt 1.04
INDIAN BANK - 16/06/2025 - Debt 1.04
CANARA BANK - 17/06/25 - Debt 1.04
KARUR VYSYA BANK - 17/07/25 - Debt 1.04
KOTAK MAHINDRA PRIME LTD. - Debt 1.03
CD- AXIS BANK 06/06/2025 - Debt 0.96
182 D TBILL MAT - 12/06/2025 - Debt 0.96
7.72% GOVT SEC -25/05/25 - Debt 0.88
ICICI SECURITIES LTD. - Debt 0.35
BAJAJ FINANCE LTD. - Debt 0.87
IDFC FIRST BANK - 04/06/2025 - Debt 0.87
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.87
BAJAJ FINANCIAL SECURITIES LTD - Debt 0.87
NETWORK18 MEDIA AND INVESTMENTS LTD. - Debt 0.87
BANK OF INDIA - 12/06/2025 - Debt 0.87
INDIAN OIL CORPORATION LTD. - Debt 0.35
HDFC BANK - 17/06/2025 - Debt 0.87
UNION BANK OF INDIA - 17/06/25 - Debt 0.87
ADITYA BIRLA CAPITAL LTD - Debt 0.86
MOTILAL OSWAL FINANCIAL SERVICES LTD. - Debt 0.35
POONAWALLA FINCORP LTD. - Debt 0.35
HINDUSTAN PETROLEUM CORPORATION LTD. - Debt 0.70
HDFC SECURITIES LTD - Debt 0.70
CANARA BANK - 06/06/2025 - Debt 0.70
INDIAN BANK - 12/06/25 - Debt 0.69
KARUR VYSYA BANK - 18/06/2025 - Debt 0.69
GODREJ CONSUMER PRODUCTS LTD - Debt 0.69
KOTAK MAHINDRA BANK - 06/06/2025 - Debt 0.61
NUVAMA WEALTH FINANCE LTD - Debt 0.52
SIKKA PORTS AND TERMINALS LIMITED - Debt 0.52
INFINA FINANCE PRIVATE LIMITED - Debt 0.34
NUVAMA WEALTH MANAGEMENT LTD - Debt 0.43
5.22% GS 15/06/2025 - Debt 0.35
JULIUS BAER CAPITAL INDIA PRIVATE LIMITED - Debt 0.35
HINDUSTAN ZINC LTD. - Debt 0.34
ASEEM INFRASTRUCTURE FINANCE LTD - Debt 0.35
JUBILANT INGREVIA LTD. - Debt 0.35
PIRAMAL FINANCE LIMITED - Debt 0.34
HDFC BANK - 01/07/2025 - Debt 0.35
ANGEL ONE LTD - Debt 0.35
IGH HOLDINGS PRIVATE LIMITED - Debt 0.34
INDIAN OVERSEAS BANK -14/05/25 - Debt 0.26
TATA MOTORS FINANCE LTD. - Debt 0.26
CANARA BANK - 28/05/25 - Debt 0.26
AXIS BANK - 160525 - Debt 0.24
91 D TBILL MAT - 08/05/2025 - Debt 0.17
ADITYA BIRLA MONEY LTD - Debt 0.17
HDFC BANK LTD - 27/05/25 - Debt 0.17
AXIS BANK - 05/06/25 - Debt 0.17
TATA TELESERVICES MAHARASHTRA LTD - Debt 0.17
182 D TBILL MAT - 01/05/2025 - Debt 0.09
CANARA BANK - 15/05/25 - Debt 0.09
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS - Debt 0.23
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
56
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Amit Sharma (),
  • Expense ration regular : 0.27
  • Expense ration direct : 0.18
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
NIL

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