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UTI Liquid Fund - Regular Plan

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Fund info
NAV (as on 2025-07-18)
1,134.69 0.01%
AUM (Fund Size)
N/A
Expense Ratio
0.24%
Exit load
Investors exit upon Subscription/switch-in Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards Nil
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.07
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.24
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹999.89
-0.01 %
Three Months 2025-04-19 ₹3,000.00 ₹2,999.00
-0.03 %
Six Months 2025-01-19 ₹6,000.00 ₹5,997.65
-0.04 %
One Year 2024-07-18 ₹12,000.00 ₹12,003.81
0.03 %
Three Year 2022-07-19 ₹36,000.00 ₹36,038.96
0.11 %
Five Year 2020-07-19 ₹60,000.00 ₹60,035.56
0.06 %
Ten Year 2015-07-21 ₹120,000.00 ₹120,065.47
0.05 %
Since Inception 2003-06-26 ₹269,000.00 ₹279,425.58
3.88 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 76%
Others 0%

Sectors Holding in UTI Liquid Fund - Regular Plan

Other
76%
-
0%

Companies Holding in UTI Liquid Fund - Regular Plan

CHENNAI PETROLEUM CORPORATION LIMITED
1.24%
EXPORT IMPORT BANK OF INDIA
0.87%
HDFC BANK LTD.
0.32%
91 D TBILL MAT - 26/06/2025
4.68%
91 D TBILL MAT - 30/05/25
3.66%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
0.07%
91 D TBILL MAT- 19/06/25
3.47%
HDFC BANK - 11/06/25
3.13%
RELIANCE RETAIL VENTURES LIMITED
0.87%
RELIANCE INDUSTRIES LTD.
0.69%
364 D TBILL MAT - 12/06/2025
2.17%
RELIANCE JIO INFOCOMM LTD
1.74%
091 D TBILL MAT - 05/06/25
1.74%
UNION BANK OF INDIA - 04/06/25
1.74%
HDFC BANK -09/06/25
1.74%
BHARAT PETROLEUM CORPORATION LTD.
1.74%
CANARA BANK - 12/06/25
1.74%
PUNJAB & SIND BANK - 17/06/25
1.74%
TATA STEEL LTD.
1.72%
NTPC LTD.
1.72%
INDIAN BANK - 27/05/25
1.66%
PUNJAB & SIND BANK - 04/06/25
1.57%
INDIAN OVERSEAS BANK -24/07/2025
1.55%
91 D TBILL MAT - 01/05/2025
1.23%
JSW ENERGY LTD.
1.22%
KOTAK SECURITIES LTD.
0.70%
TITAN COMPANY LTD.
1.22%
MOTILAL OSWAL FINVEST LTD
1.05%
182 DAYS T BILL - 05/06/2025
1.04%
AXIS SECURITIES LTD
1.04%
INDIAN BANK - 16/06/2025
1.04%
CANARA BANK - 17/06/25
1.04%
KARUR VYSYA BANK - 17/07/25
1.04%
KOTAK MAHINDRA PRIME LTD.
1.03%
CD- AXIS BANK 06/06/2025
0.96%
182 D TBILL MAT - 12/06/2025
0.96%
7.72% GOVT SEC -25/05/25
0.88%
ICICI SECURITIES LTD.
0.35%
BAJAJ FINANCE LTD.
0.87%
IDFC FIRST BANK - 04/06/2025
0.87%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.87%
BAJAJ FINANCIAL SECURITIES LTD
0.87%
NETWORK18 MEDIA AND INVESTMENTS LTD.
0.87%
BANK OF INDIA - 12/06/2025
0.87%
INDIAN OIL CORPORATION LTD.
0.35%
HDFC BANK - 17/06/2025
0.87%
UNION BANK OF INDIA - 17/06/25
0.87%
ADITYA BIRLA CAPITAL LTD
0.86%
MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.35%
POONAWALLA FINCORP LTD.
0.35%
HINDUSTAN PETROLEUM CORPORATION LTD.
0.70%
HDFC SECURITIES LTD
0.70%
CANARA BANK - 06/06/2025
0.70%
INDIAN BANK - 12/06/25
0.69%
KARUR VYSYA BANK - 18/06/2025
0.69%
GODREJ CONSUMER PRODUCTS LTD
0.69%
KOTAK MAHINDRA BANK - 06/06/2025
0.61%
NUVAMA WEALTH FINANCE LTD
0.52%
SIKKA PORTS AND TERMINALS LIMITED
0.52%
INFINA FINANCE PRIVATE LIMITED
0.34%
NUVAMA WEALTH MANAGEMENT LTD
0.43%
5.22% GS 15/06/2025
0.35%
JULIUS BAER CAPITAL INDIA PRIVATE LIMITED
0.35%
HINDUSTAN ZINC LTD.
0.34%
ASEEM INFRASTRUCTURE FINANCE LTD
0.35%
JUBILANT INGREVIA LTD.
0.35%
PIRAMAL FINANCE LIMITED
0.34%
HDFC BANK - 01/07/2025
0.35%
ANGEL ONE LTD
0.35%
IGH HOLDINGS PRIVATE LIMITED
0.34%
INDIAN OVERSEAS BANK -14/05/25
0.26%
TATA MOTORS FINANCE LTD.
0.26%
CANARA BANK - 28/05/25
0.26%
AXIS BANK - 160525
0.24%
91 D TBILL MAT - 08/05/2025
0.17%
ADITYA BIRLA MONEY LTD
0.17%
HDFC BANK LTD - 27/05/25
0.17%
AXIS BANK - 05/06/25
0.17%
TATA TELESERVICES MAHARASHTRA LTD
0.17%
182 D TBILL MAT - 01/05/2025
0.09%
CANARA BANK - 15/05/25
0.09%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.23%
CHENNAI PETROLEUM CORPORATION LIMITED
1.24%
EXPORT IMPORT BANK OF INDIA
0.87%
HDFC BANK LTD.
0.32%
91 D TBILL MAT - 26/06/2025
4.68%
91 D TBILL MAT - 30/05/25
3.66%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
0.07%
91 D TBILL MAT- 19/06/25
3.47%
HDFC BANK - 11/06/25
3.13%
RELIANCE RETAIL VENTURES LIMITED
0.87%
RELIANCE INDUSTRIES LTD.
0.69%
364 D TBILL MAT - 12/06/2025
2.17%
RELIANCE JIO INFOCOMM LTD
1.74%
091 D TBILL MAT - 05/06/25
1.74%
UNION BANK OF INDIA - 04/06/25
1.74%
HDFC BANK -09/06/25
1.74%
BHARAT PETROLEUM CORPORATION LTD.
1.74%
CANARA BANK - 12/06/25
1.74%
PUNJAB & SIND BANK - 17/06/25
1.74%
TATA STEEL LTD.
1.72%
NTPC LTD.
1.72%
INDIAN BANK - 27/05/25
1.66%
PUNJAB & SIND BANK - 04/06/25
1.57%
INDIAN OVERSEAS BANK -24/07/2025
1.55%
91 D TBILL MAT - 01/05/2025
1.23%
JSW ENERGY LTD.
1.22%
KOTAK SECURITIES LTD.
0.70%
TITAN COMPANY LTD.
1.22%
MOTILAL OSWAL FINVEST LTD
1.05%
182 DAYS T BILL - 05/06/2025
1.04%
AXIS SECURITIES LTD
1.04%
INDIAN BANK - 16/06/2025
1.04%
CANARA BANK - 17/06/25
1.04%
KARUR VYSYA BANK - 17/07/25
1.04%
KOTAK MAHINDRA PRIME LTD.
1.03%
CD- AXIS BANK 06/06/2025
0.96%
182 D TBILL MAT - 12/06/2025
0.96%
7.72% GOVT SEC -25/05/25
0.88%
ICICI SECURITIES LTD.
0.35%
BAJAJ FINANCE LTD.
0.87%
IDFC FIRST BANK - 04/06/2025
0.87%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.87%
BAJAJ FINANCIAL SECURITIES LTD
0.87%
NETWORK18 MEDIA AND INVESTMENTS LTD.
0.87%
BANK OF INDIA - 12/06/2025
0.87%
INDIAN OIL CORPORATION LTD.
0.35%
HDFC BANK - 17/06/2025
0.87%
UNION BANK OF INDIA - 17/06/25
0.87%
ADITYA BIRLA CAPITAL LTD
0.86%
MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.35%
POONAWALLA FINCORP LTD.
0.35%
HINDUSTAN PETROLEUM CORPORATION LTD.
0.70%
HDFC SECURITIES LTD
0.70%
CANARA BANK - 06/06/2025
0.70%
INDIAN BANK - 12/06/25
0.69%
KARUR VYSYA BANK - 18/06/2025
0.69%
GODREJ CONSUMER PRODUCTS LTD
0.69%
KOTAK MAHINDRA BANK - 06/06/2025
0.61%
NUVAMA WEALTH FINANCE LTD
0.52%
SIKKA PORTS AND TERMINALS LIMITED
0.52%
INFINA FINANCE PRIVATE LIMITED
0.34%
NUVAMA WEALTH MANAGEMENT LTD
0.43%
5.22% GS 15/06/2025
0.35%
JULIUS BAER CAPITAL INDIA PRIVATE LIMITED
0.35%
HINDUSTAN ZINC LTD.
0.34%
ASEEM INFRASTRUCTURE FINANCE LTD
0.35%
JUBILANT INGREVIA LTD.
0.35%
PIRAMAL FINANCE LIMITED
0.34%
HDFC BANK - 01/07/2025
0.35%
ANGEL ONE LTD
0.35%
IGH HOLDINGS PRIVATE LIMITED
0.34%
INDIAN OVERSEAS BANK -14/05/25
0.26%
TATA MOTORS FINANCE LTD.
0.26%
CANARA BANK - 28/05/25
0.26%
AXIS BANK - 160525
0.24%
91 D TBILL MAT - 08/05/2025
0.17%
ADITYA BIRLA MONEY LTD
0.17%
HDFC BANK LTD - 27/05/25
0.17%
AXIS BANK - 05/06/25
0.17%
TATA TELESERVICES MAHARASHTRA LTD
0.17%
182 D TBILL MAT - 01/05/2025
0.09%
CANARA BANK - 15/05/25
0.09%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.23%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.24
Expense Ratio Direct
0.17
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Amit Sharma
Experience

Exit load

Investors exit upon Subscription/switch-in Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards Nil

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