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Home Mf Research Uti Liquid Fund Regular Plan Growth
UTI MUTUAL FUND

Mutual Fund Research

UTI Liquid Fund - Regular Plan - Growth

UTI MUTUAL FUND Debt Debt Liquid

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,001.46 +0.15%
Two Week 2026-10-20 ₹1,000.00 ₹1,002.34 +0.23%
One Month 2026-10-05 ₹1,000.00 ₹1,004.51 +0.45%
Three Months 2026-08-06 ₹3,000.00 ₹3,028.12 +0.94%
Six Months 2026-05-08 ₹6,000.00 ₹4,253.68 -29.11%
One Year 2025-11-04 ₹12,000.00 ₹4,888.57 -59.26%
Three Year 2023-11-05 ₹36,000.00 ₹7,632.34 -78.80%
Five Year 2021-11-05 ₹60,000.00 ₹9,813.78 -83.64%
Ten Year 2016-11-06 ₹120,000.00 ₹17,923.88 -85.06%
Since Inception 2003-06-26 ₹285,000.00 ₹67,912.89 -76.17%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL-A1+ 78.10%
ICRA-A1+ 39.70%
Other 29.72%
CARE-A1+ 23.38%
SOV 20.56%
IND-A1+ 4.42%
CRISIL-AAA 3.94%

Top Holdings

Company-wise portfolio exposure

NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.32%
NCD REC LTD 0.34%
NCD LIC HOUSING FINANCE LTD. 0.31%
91 DAYS T-BILL - 19/11/2026 4.23%
UCO BANK - 04/11/2026 3.38%
CP RELIANCE RETAIL VENTURES LIMITED 3.24%
ICICI BANK - 15/09/2026 2.56%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 5.24%
182 DAYS T-BILL - 10/09/2026 2.39%
CP CANFIN HOMES LTD. 3.06%
91 DAYS T-BILL - 01/10/2026 1.70%
HDFC BANK LTD - 04/11/2026 1.69%
HDFC BANK LTD - 06/11/2026 1.69%
INDIAN BANK - 09/11/2026 1.69%
NABARD - 10/11/2026 1.69%
PUNJAB & SIND BANK LTD - 17/11/2026 1.69%
CP NTPC LTD. 2.88%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD. 2.72%
SIDBI - 06/11/2026 1.25%
UNION BANK OF INDIA - 21/09/2026 1.19%
CENTRAL BANK OF INDIA - 23/11/2026 1.18%
HDFC BANK LTD - 10/09/2026 1.11%
182 DAYS T-BILL - 12/11/2026 1.10%
CANARA BANK - 14/09/2026 1.02%
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.87%
HDFC BANK - 16/09/2026 1.02%
CP GRASIM INDUSTRIES LTD. 1.87%
CP DSP FINANCE PRIVATE LTD 1.02%
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. 1.18%
91 DAYS T-BILL - 03/09/2026 0.86%
CP CHENNAI PETROLEUM CORPORATION LIMITED 0.86%
CP EXPORT IMPORT BANK OF INDIA 1.53%
CP INDIAN OIL CORPORATION LTD. 0.85%
HDFC BANK LTD - 16/10/2026 0.85%
IDFC FIRST BANK LTD - 22/10/2026 0.85%
CP MAHINDRA RURAL HOUSING FINANCE LTD 0.85%
CP HINDUSTAN PETROLEUM CORPORATION LTD. 1.35%
KARUR VYSYA BANK LTD - 16/11/2026 0.84%
CP BAJAJ FINANCE LTD. 1.44%
CP HDFC SECURITIES LTD 1.68%
CP MUTHOOT FINCORP LIMITED 0.84%
CP KOTAK SECURITIES LTD. 1.28%
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED 1.27%
CP REDINGTON LTD 1.02%
BANK OF INDIA - 18/09/2026 0.68%
CP BHARAT PETROLEUM CORPORATION LTD. 1.02%
CP ICICI HOME FINANCE COMPANY LIMITED 0.68%
CP TVS CREDIT SERVICES LIMITED 0.67%
CP HERO FINCORP LTD. 1.01%
HDFC BANK LTD - 11/09/2026 0.60%
SMALL INDST. DEV. BANK OF INDIA - 10/11/2026 0.51%
KARUR VYSYA BANK LTD - 13/11/2026 0.51%
CP ADITYA BIRLA CAPITAL LTD 0.85%
CP BAJAJ FINANCIAL SECURITIES LTD 0.42%
CP NUVAMA WEALTH FINANCE LTD 0.68%
CP TATA TELESERVICES LTD. 0.34%
CANARA BANK - 15/09/2026 0.34%
CP NUVAMA WEALTH AND INVESTMENT LIMITED 0.59%
CP GIC HOUSING FINANCE LTD. 0.34%
CP NU VISTA LTD 0.34%
CP NUVOCO VISTAS CORPORATION LTD 0.34%
CP TOYOTA FINANCIAL SERVICES INDIA LTD 0.34%
CP AADHAR HOUSING FINANCE LIMITED 0.34%
CP INFINA FINANCE PRIVATE LIMITED 0.34%
CP AXIS SECURITIES LTD 0.34%
CP SHAREKHAN LTD 0.34%
CP GODREJ INDUSTRIES LTD. 0.75%
CP ADITYA BIRLA MONEY LTD 0.17%
HDFC BANK LTD - 19/10/2026 0.17%
INDIAN BANK - 06/11/2026 0.17%
CP CEAT LTD. 0.17%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS 0.27%
NET CURRENT ASSETS 14.59%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.32%
NCD REC LTD 0.34%
NCD LIC HOUSING FINANCE LTD. 0.31%
91 DAYS T-BILL - 19/11/2026 4.23%
UCO BANK - 04/11/2026 3.38%
CP RELIANCE RETAIL VENTURES LIMITED 3.24%
ICICI BANK - 15/09/2026 2.56%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 5.24%
182 DAYS T-BILL - 10/09/2026 2.39%
CP CANFIN HOMES LTD. 3.06%
91 DAYS T-BILL - 01/10/2026 1.70%
HDFC BANK LTD - 04/11/2026 1.69%
HDFC BANK LTD - 06/11/2026 1.69%
INDIAN BANK - 09/11/2026 1.69%
NABARD - 10/11/2026 1.69%
PUNJAB & SIND BANK LTD - 17/11/2026 1.69%
CP NTPC LTD. 2.88%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD. 2.72%
SIDBI - 06/11/2026 1.25%
UNION BANK OF INDIA - 21/09/2026 1.19%
CENTRAL BANK OF INDIA - 23/11/2026 1.18%
HDFC BANK LTD - 10/09/2026 1.11%
182 DAYS T-BILL - 12/11/2026 1.10%
CANARA BANK - 14/09/2026 1.02%
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.87%
HDFC BANK - 16/09/2026 1.02%
CP GRASIM INDUSTRIES LTD. 1.87%
CP DSP FINANCE PRIVATE LTD 1.02%
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. 1.18%
91 DAYS T-BILL - 03/09/2026 0.86%
CP CHENNAI PETROLEUM CORPORATION LIMITED 0.86%
CP EXPORT IMPORT BANK OF INDIA 1.53%
CP INDIAN OIL CORPORATION LTD. 0.85%
HDFC BANK LTD - 16/10/2026 0.85%
IDFC FIRST BANK LTD - 22/10/2026 0.85%
CP MAHINDRA RURAL HOUSING FINANCE LTD 0.85%
CP HINDUSTAN PETROLEUM CORPORATION LTD. 1.35%
KARUR VYSYA BANK LTD - 16/11/2026 0.84%
CP BAJAJ FINANCE LTD. 1.44%
CP HDFC SECURITIES LTD 1.68%
CP MUTHOOT FINCORP LIMITED 0.84%
CP KOTAK SECURITIES LTD. 1.28%
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED 1.27%
CP REDINGTON LTD 1.02%
BANK OF INDIA - 18/09/2026 0.68%
CP BHARAT PETROLEUM CORPORATION LTD. 1.02%
CP ICICI HOME FINANCE COMPANY LIMITED 0.68%
CP TVS CREDIT SERVICES LIMITED 0.67%
CP HERO FINCORP LTD. 1.01%
HDFC BANK LTD - 11/09/2026 0.60%
SMALL INDST. DEV. BANK OF INDIA - 10/11/2026 0.51%
KARUR VYSYA BANK LTD - 13/11/2026 0.51%
CP ADITYA BIRLA CAPITAL LTD 0.85%
CP BAJAJ FINANCIAL SECURITIES LTD 0.42%
CP NUVAMA WEALTH FINANCE LTD 0.68%
CP TATA TELESERVICES LTD. 0.34%
CANARA BANK - 15/09/2026 0.34%
CP NUVAMA WEALTH AND INVESTMENT LIMITED 0.59%
CP GIC HOUSING FINANCE LTD. 0.34%
CP NU VISTA LTD 0.34%
CP NUVOCO VISTAS CORPORATION LTD 0.34%
CP TOYOTA FINANCIAL SERVICES INDIA LTD 0.34%
CP AADHAR HOUSING FINANCE LIMITED 0.34%
CP INFINA FINANCE PRIVATE LIMITED 0.34%
CP AXIS SECURITIES LTD 0.34%
CP SHAREKHAN LTD 0.34%
CP GODREJ INDUSTRIES LTD. 0.75%
CP ADITYA BIRLA MONEY LTD 0.17%
HDFC BANK LTD - 19/10/2026 0.17%
INDIAN BANK - 06/11/2026 0.17%
CP CEAT LTD. 0.17%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS 0.27%
NET CURRENT ASSETS 14.59%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
37 Days
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Nippon India Liquid Fund - Retail Plan - Growth 6.63% 6.46% 26.36%
Invesco India Liquid Fund - Regular Plan - Growth 6.52% 0.00% 6.48%
Bank Of India Liquid Fund - Regular Plan - Growth 6.48% 6.93% 6.68%
Franklin India Liquid Fund - Super Institutional Plan - Growth 6.47% 6.87% 7.09%
Bank Of India Liquid Fund - Regular Plan - Growth 6.45% 0.00% 6.30%
Axis Liquid Fund - Regular Plan - Growth 6.45% 6.86% 6.96%
Edelweiss Liquid Fund - Retail Plan - Growth 6.43% 6.82% 37.66%
Edelweiss Liquid Fund - Regular Plan - Growth 6.43% 6.82% 36.07%
DSP Liquid Fund - Regular Plan - Growth 6.41% 6.82% 6.90%
PGIM India Liquid Fund - Regular Plan - Growth 6.41% 6.81% 20.70%

Returns are historical and do not guarantee future performance.

View All Debt Liquid Funds

Fund Family

Compare schemes from UTI MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Silver Exchange Traded Fund - Regular Plan - Growth 17.69% 33.72% 25.93%
UTI Silver ETF Fund Of Fund - Regular Plan - Growth 16.27% 32.81% 24.96%
UTI Healthcare Fund - Regular Plan - IDCW Payout 13.25% 22.31% 11.32%
UTI Healthcare Fund - Regular Plan - IDCW Reinvestment 13.25% 0.00% 10.27%
UTI Healthcare Fund - Regular Plan - Growth 13.25% 22.31% 12.39%
UTI Gold Exchange Traded Fund - Regular Plan - Growth 13.21% 29.98% -10.21%
UTI Gold ETF Fund Of Fund - Regular Plan - Growth 12.13% 29.47% 26.56%
UTI Money Market Fund - Regular Plan - Annual IDCW Payout 6.25% 7.20% 5.86%
UTI Money Market Fund - Regular Plan - Annual IDCW Reinvestment 6.25% 0.00% 6.18%
UTI Money Market Fund - Regular Plan - Growth 6.25% 7.03% 26.83%

Returns are historical and do not guarantee future performance.

View All UTI MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.28%
Expense Ratio (Direct)
0.16%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
Nifty Liquid Index A-I TRI

Exit Load

Charges that may apply when you redeem units

if redeemed 1st day-0.0070%, 2nd day-0.0065%, 3rd day-0.0060%, 4th day-0.0055%, 5th day- 0.0050%, 6th day-0.0045% from day 7th onwards Nil from the date of investment.
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