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Home Mf Research Aditya Birla Sun Life Credit Risk Fund Gr Regular Plan
Aditya Birla Sun Life Mutual Fund

Mutual Fund Research

Aditya Birla Sun Life Credit Risk Fund - Gr - Regular Plan

Aditya Birla Sun Life Mutual Fund Debt Debt Credit Risk

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,004.50 +0.45%
Two Week 2026-10-19 ₹1,000.00 ₹1,001.95 +0.20%
One Month 2026-10-05 ₹1,000.00 ₹1,000.65 +0.07%
Three Months 2026-08-05 ₹3,000.00 ₹3,008.77 +0.29%
Six Months 2026-05-07 ₹6,000.00 ₹6,078.67 +1.31%
One Year 2025-11-03 ₹12,000.00 ₹12,528.65 +4.41%
Three Year 2023-11-06 ₹36,000.00 ₹42,927.72 +19.24%
Five Year 2021-11-08 ₹60,000.00 ₹79,219.99 +32.03%
Ten Year 2016-11-07 ₹120,000.00 ₹192,811.90 +60.68%
Since Inception 2015-04-17 ₹141,000.00 ₹240,195.48 +70.35%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

IND AA- 10.91%
CRISIL AA- 10.55%
ICRA AAA 10.46%
Other 9.59%
CRISIL AA 8.24%
IND AA 6.19%
Sovereign 5.75%
CARE AA- 4.65%
CRISIL AA+ 4.54%
ICRA AA 4.51%
Transport Infrastructure 4.04%
CRISIL AAA 3.02%
CARE A1+ 2.66%
IND AA+ 2.36%
Realty 2.23%
ICRA AA+ 2.10%
ICRA A- 1.93%
ICRA A+ 1.79%
CARE AA+ 1.75%
Power 1.40%
CARE AA 1.33%

Top Holdings

Company-wise portfolio exposure

Nexus Select Trust 1.22%
Embassy Office Parks Reit 1.00%
9.10% SK Finance Ltd. (10/08/2029) ** 5.53%
8.73% Eris Lifesciences Ltd. (07/06/2027) ** 4.47%
Jubilant Bevco Ltd. (31/05/2028) (ZCB) 4.41%
JTPM Metal Traders Ltd. (29/09/2028) (ZCB) ** 3.83%
8.45% Adani Airport Holdings Ltd. (12/02/2029) ** 3.58%
5.00% GMR Airports Ltd. (13/02/2027) ** 3.33%
7.46% REC Ltd. (30/06/2028) ** 3.01%
6.66% Small Industries Development Bank of India (25/10/2028) ** 2.95%
7.79% Tata Capital Housing Finance Ltd. (18/06/2030) ** 2.66%
9.25% Hinduja Leyland Finance Ltd. (09/07/2031) 2.10%
6.66% National Bank for Agriculture and Rural Development (12/10/2028) ** 2.07%
9.50% Kogta Financial (India) Ltd. (30/10/2027) ** 1.94%
11.46% Gaursons India Pvt. Ltd. (26/12/2028) ** 1.93%
9.45% Vedanta Ltd. (05/06/2028) ** 1.83%
8.75% JSW Energy Ltd. (20/03/2028) ** 1.81%
8.50% SIS Ltd. (26/03/2028) ** 1.81%
8.32% Hero Housing Finance Ltd. (30/08/2027) ** 1.80%
8.50% IKF Finance Ltd. (10/03/2028) ** 1.80%
9.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) ** 1.79%
8.00% Adani Power Ltd. (27/01/2028) ** 1.76%
8.85% Hinduja Housing Finance Ltd. (01/02/2027) ** 1.75%
8.40% Narayana Hrudayalaya Ltd. (15/02/2030) ** 1.50%
9.00% Aditya Birla Digital Fashion Ventures Ltd. (20/07/2029) ** 1.49%
6.27% IKF Finance Ltd. (12/08/2027) ** 1.41%
9.75% Nuvama Wealth Finance Ltd. (16/04/2027) ** 1.33%
14.60% IKF Finance Ltd. (28/04/2028) (FRN) ** 1.29%
9.60% Avanse Financial Services Ltd. (30/04/2027) ** 1.21%
8.05% JSW Energy Ltd. (10/11/2028) ** 1.20%
7.27% National Bank for Agriculture and Rural Development (23/02/2029) ** 1.19%
5.49% Adani Airport Holdings Ltd. (08/09/2028) ** 0.96%
8.35% Tata Projects Ltd. (22/07/2027) ** 0.90%
5.02% GMR Airports Ltd. (09/09/2029) ** 0.90%
5.00% GMR Airports Ltd. (13/08/2028) ** 0.84%
8.73% Eris Lifesciences Ltd. (07/12/2026) ** 0.82%
7.15% National Bank for Financing Infrastructure and Development (28/03/2035) ** 0.75%
8.95% Vedanta Ltd. (16/03/2029) ** 0.61%
8.20% Adani Power Ltd. (25/01/2029) ** 0.60%
6.59% Power Finance Corporation Ltd. (15/10/2030) ** 0.58%
8.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033) ** 0.30%
7.38% REC Ltd. (28/02/2029) 0.22%
8.67% Power Finance Corporation Ltd. (18/11/2028) ** 0.07%
Government of India (11/05/2036) 3.26%
State Government Securities (20/07/2035) 1.52%
Government of India (15/04/2065) 0.81%
State Government Securities (18/03/2035) 0.13%
Government of India (06/10/2035) 0.02%
HDFC Bank Ltd. (15/01/2027) # 2.66%
Corporate Debt Mkt Devp. Fund-A2 0.26%
Indus Infra Trust 1.96%
IndiGrid Infrastructure Trust 1.40%
Cube Highways Trust 1.36%
Raajmarg Infra Investment Trust 0.37%
IRB Invit Fund 0.36%
TREPS 10.24%
Net Receivable / Payable -0.91%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
2.20 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Bank Of India Credit Risk Fund - Regular Plan - Growth 16.54% 9.59% 3.25%
DSP Credit Risk Fund - Regular Plan - Growth 9.55% 12.82% 7.55%
Nippon India Credit Risk Fund - Institutional Plan - Growth 7.24% 8.26% 7.25%
SBI Credit Risk Fund - Regular Plan - Growth 6.65% 7.68% 6.16%
Axis Credit Risk Fund - Regular Plan - Growth 6.60% 7.84% 7.18%
ICICI Prudential Credit Risk Fund - Regular Plan - Growth 6.25% 8.10% 8.16%
Nippon India Credit Risk Fund - Regular Plan - Growth 6.24% 7.91% 6.46%
HDFC Credit Risk Fund - Regular Plan - Growth 5.83% 7.45% 7.87%
Invesco India Credit Risk Fund - Regular Plan - Growth 5.73% 7.54% 6.21%
Kotak Credit Risk Fund - Regular Plan - Growth 5.14% 7.30% 7.26%

Returns are historical and do not guarantee future performance.

View All Debt Credit Risk Funds

Fund Family

Compare schemes from Aditya Birla Sun Life Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund - Regular Plan - Growth 19.37% 20.89% 8.17%
Aditya Birla Sun Life Silver ETF - Regular Plan 17.75% 34.32% 23.89%
Aditya Birla Sun Life Global Emerging Opportunities Fund - Regular Plan - Growth 17.15% 18.78% 14.02%
Aditya Birla Sun Life Silver ETF Fund Of Fund - Regular Plan - Growth 15.78% 32.48% 22.80%
Aditya Birla Sun Life US Equity Passive FOF - Regular Plan - Growth 15.36% 27.89% 16.51%
Aditya Birla Sun Life Gold ETF - Regular Plan 13.38% 29.89% 22.50%
Aditya Birla Sun Life Pharma & Healthcare Fund - Regular Plan - Growth 13.11% 19.23% 18.87%
Aditya Birla Sun Life Gold Fund - Regular Plan - Growth 12.45% 29.32% 9.82%
Aditya Birla Sun Life Nifty Healthcare ETF - Regular Plan 12.08% 21.22% 14.17%
Aditya Birla Sun Life Manufacturing Equity Fund - Regular Plan - Growth 11.71% 19.05% 11.96%

Returns are historical and do not guarantee future performance.

View All Aditya Birla Sun Life Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
1.60%
Expense Ratio (Direct)
0.80%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
CRISIL Credit Risk Debt B-II Index

Exit Load

Charges that may apply when you redeem units

• For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV. • For redemption / switch-out of units after 1 year: NIL
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