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Home Mf Research Aditya Birla Sun Life Multi Asset Allocation Fund Regular Plan Growth
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Multi Asset Allocation Fund - Regular Plan - Growth

Hybrid Hybrid Multi Asset Allocation
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-18)
14.72 0.12%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.86%
Expense Ratio (Direct)
0.44%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹995.52
-0.45 %
Two Week 2025-06-03 ₹1,000.00 ₹1,014.86
1.49 %
One Month 2025-05-19 ₹1,000.00 ₹1,012.44
1.24 %
Three Months 2025-03-20 ₹3,000.00 ₹3,127.89
4.26 %
Six Months 2024-12-20 ₹6,000.00 ₹6,367.99
6.13 %
One Year 2024-06-18 ₹12,000.00 ₹12,803.00
6.69 %
Since Inception 2023-01-31 ₹29,000.00 ₹35,220.10
21.45 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Reliance Industries Limited Petroleum Products Equity 4.04
HDFC Bank Limited Banks Equity 3.50
ICICI Bank Limited Banks Equity 3.35
Kotak Mahindra Bank Limited Banks Equity 2.90
Bharti Airtel Limited Telecom - Services Equity 2.56
Infosys Limited IT - Software Equity 2.56
Larsen & Toubro Limited Construction Equity 1.93
Bajaj Finance Limited Finance Equity 1.73
7.50% Cholamandalam Investment and Finance Company Limited (30/09/2026) Finance Equity 1.67
Coforge Limited IT - Software Equity 1.66
Mahindra & Mahindra Limited Automobiles Equity 1.65
Adani Ports and Special Economic Zone Limited Transport Infrastructure Equity 1.39
TD Power Systems Limited Electrical Equipment Equity 1.35
Torrent Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 1.34
United Spirits Limited Beverages Equity 1.29
NTPC Limited Power Equity 1.29
Dixon Technologies (India) Limited Consumer Durables Equity 1.29
Axis Bank Limited Banks Equity 1.27
Max Financial Services Limited Insurance Equity 1.25
ITC Limited Diversified FMCG Equity 1.21
ICICI Lombard General Insurance Company Limited Insurance Equity 1.18
Brigade Enterprises Limited Realty Equity 1.17
Shree Cement Limited Cement & Cement Products Equity 1.14
Hindalco Industries Limited Non - Ferrous Metals Equity 1.11
Hindustan Unilever Limited Diversified FMCG Equity 1.09
UltraTech Cement Limited Cement & Cement Products Equity 1.07
Bajaj Auto Limited Automobiles Equity 1.04
Godrej Consumer Products Limited Personal Products Equity 1.01
Oil & Natural Gas Corporation Limited Oil Equity 0.99
Avenue Supermarts Limited Retailing Equity 0.98
SBI Cards & Payment Services Limited Finance Equity 0.96
SJS Enterprises Pvt Limited Auto Components Equity 0.93
IPCA Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.92
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 0.92
Bank of Maharashtra Banks Equity 0.89
Varun Beverages Limited Beverages Equity 0.86
TIMKEN INDIA LTD Industrial Products Equity 0.84
Apollo Hospitals Enterprise Limited Healthcare Services Equity 0.80
JK Cement Limited Cement & Cement Products Equity 0.78
Tech Mahindra Limited IT - Software Equity 0.77
Voltas Limited Consumer Durables Equity 0.76
H.G. Infra Engineering Limited Construction Equity 0.76
Star Health & Allied Insurance Limited Insurance Equity 0.66
The Indian Hotels Company Limited Leisure Services Equity 0.65
Sansera Engineering Ltd Auto Components Equity 0.64
State Bank of India Banks Equity 0.63
Container Corporation of India Limited Transport Services Equity 0.63
InterGlobe Aviation Limited Transport Services Equity 0.51
Hindustan Petroleum Corporation Limited Petroleum Products Equity 0.50
Westlife Development Ltd Leisure Services Equity 0.49
Coal India Limited Consumable Fuels Equity 0.49
Thermax Limited Electrical Equipment Equity 0.45
Mankind Pharma Ltd Pharmaceuticals & Biotechnology Equity 0.33
Sona BLW Precision Forgings Limited Auto Components Equity 0.33
Pitti Engineering Ltd Industrial Manufacturing Equity 0.26
Cipla Limited Pharmaceuticals & Biotechnology Equity 0.23
MICROSOFT CORPORATION IT - Software Debt 0.94
7.70% National Bank For Agriculture and Rural Development (30/09/2027) - Debt 1.26
7.68% Small Industries Development Bank of India (09/07/2027) - Debt 1.25
7.70% LIC Housing Finance Limited (16/05/2028) - Debt 0.88
7.56% REC Limited (31/08/2027) - Debt 0.63
7.78% HDFC Bank Limited (27/03/2027) - Debt 0.62
7.95% Sikka Ports and Terminals Limited (28/10/2026) - Debt 0.62
7.712% Tata Capital Housing Finance Limited (14/01/2028) - Debt 0.62
7.44% REC Limited (30/04/2026) - Debt 0.62
7.11% Small Industries Development Bank of India (27/02/2026) - Debt 0.62
7.55% Power Finance Corporation Limited (15/07/2026) - Debt 0.37
7.49% National Bank For Agriculture and Rural Development (15/10/2026) - Debt 0.37
7.40% National Bank For Agriculture and Rural Development (30/01/2026) - Debt 0.37
7.40% HDFC Bank Limited (02/06/2025) - Debt 0.37
5.83% State Bank of India (26/10/2030) - Debt 0.37
7.90% LIC Housing Finance Limited (23/06/2027) - Debt 0.13
India Universal Trust Al2 (21/11/2030) - Debt 0.20
India Universal Trust Al2 (21/11/2027) - Debt 0.17
India Universal Trust Al2 (21/11/2026) - Debt 0.16
Government of India (15/11/2026) - Debt 0.74
Government of India (20/06/2027) - Debt 0.22
National Bank For Agriculture and Rural Development (27/02/2026) - Debt 0.35
Aditya Birla Sun Life Gold ETF - Debt 10.09
ADITYA BIRLA SUN LIFE SILVER ETF - Debt 4.51
NEXUS SELECT TRUST Realty Real Estate 1.56
EMBASSY OFFICE PARKS REIT Realty Real Estate 0.70
BROOKFIELD INDIA REAL ESTATE Realty Real Estate 0.52
India Grid Trust Power Real Estate 0.89
INDUS INFRA TRUST Transport Infrastructure Real Estate 0.38
Margin (Future and Options) - - 0.57
Clearing Corporation of India Limited - Debt 1.46
Net Receivables / (Payables) - - 0.43
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Dhaval Gala (), Mr. Bhupesh Bameta (), Mr. Sachin Wankhede (), Mr. Dhaval Joshi (),
  • Expense ration regular : 1.86
  • Expense ration direct : 0.44
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid
Exit load
For redemption/switch-out of units on or before 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch-out of units after 365 days from the date of allotment: Nil.

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