Home Mf Research Dsp Gilt Fund Regular Plan Growth

DSP Gilt Fund - Regular Plan - Growth

Debt Debt Gilt

Fund House : DSP Mutual Fund

Overview

Returns

Portfolio

Analysis

Peer Comparison

Fund Family

Scheme Details

NAV (as on 2025-06-20)

95.51 -0.11%

Fund Size (Total Assets)

Expense Ratio (Regular)

1.24%

Expense Ratio (Direct)

0.55%

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abs. Returns
One Week	2025-06-13	₹1,000.00	₹999.24	-0.08 %
Two Week	2025-06-05	₹1,000.00	₹980.98	-1.90 %
One Month	2025-05-21	₹1,000.00	₹977.85	-2.22 %
Three Months	2025-03-24	₹3,000.00	₹2,974.13	-0.86 %
Six Months	2024-12-23	₹6,000.00	₹6,074.81	1.25 %
One Year	2024-06-20	₹12,000.00	₹12,420.25	3.50 %
Three Year	2022-06-21	₹36,000.00	₹40,823.38	13.40 %
Five Year	2020-06-22	₹60,000.00	₹71,787.51	19.65 %
Ten Year	2015-06-23	₹120,000.00	₹177,631.17	48.03 %
Since Inception	2000-01-03	₹311,000.00	₹971,616.03	212.42 %

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
7.30% GOI 2053	Government Securities	SOV	50.44
7.46% GOI 2073	Government Securities	SOV	22.22
7.34% GOI 2064	Government Securities	SOV	11.20
7.50% Maharashtra SDL 2044	Government Securities	SOV	6.77
7.48% Uttar Pradesh SDL 2042	Government Securities	SOV	4.82
7.38% Uttar Pradesh SDL 2036	Government Securities	SOV	3.82
Cipla Limited	Pharmaceuticals & Biotechnology	Equity	2.45
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	Equity	2.30
Dr. Reddy's Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	1.51
IPCA Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	1.26
Suven Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	Equity	1.01
Alembic Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	Equity	0.89
Pfizer Limited	Pharmaceuticals & Biotechnology	Equity	0.78
Aarti Drugs Limited	Pharmaceuticals & Biotechnology	Equity	0.40
Alkem Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	0.22
Infosys Limited	IT - Software	Equity	2.75
HCL Technologies Limited	IT - Software	Equity	1.61
Tech Mahindra Limited	IT - Software	Equity	1.12
LTIMindtree Limited	IT - Software	Equity	0.75
Hero MotoCorp Limited	Automobiles	Equity	2.04
Bajaj Auto Limited	Automobiles	Equity	1.95
Maruti Suzuki India Limited	Automobiles	Equity	1.55
Mahindra & Mahindra Limited	Automobiles	Equity	0.08
Larsen & Toubro Limited	Construction	Equity	2.98
Kalpataru Projects International Limited	Construction	Equity	1.15
ITC Limited	Diversified FMCG	Equity	3.51
Ambuja Cements Limited	Cement & Cement Products	Equity	1.33
UltraTech Cement Limited	Cement & Cement Products	Equity	1.29
ACC Limited	Cement & Cement Products	Equity	0.66
Deepak Nitrite Limited	Chemicals & Petrochemicals	Equity	1.18
Archean Chemical Industries Limited	Chemicals & Petrochemicals	Equity	0.97
Atul Limited	Chemicals & Petrochemicals	Equity	0.55
Bharat Petroleum Corporation Limited	Petroleum Products	Equity	1.58
Hindustan Petroleum Corporation Limited	Petroleum Products	Equity	1.12
Apollo Tyres Limited	Auto Components	Equity	0.91
CIE Automotive India Limited	Auto Components	Equity	0.83
Craftsman Automation Limited	Auto Components	Equity	0.58
Samvardhana Motherson International Limited	Auto Components	Equity	0.32
Hindustan Aeronautics Limited	Aerospace & Defense	Equity	1.35
Bharat Electronics Limited	Aerospace & Defense	Equity	1.12
JSW Steel Limited	Ferrous Metals	Equity	1.24
Jindal Steel & Power Limited	Ferrous Metals	Equity	0.79
Tata Steel Limited	Ferrous Metals	Equity	0.41
GAIL (India) Limited	Gas	Equity	1.67
Coromandel International Limited	Fertilizers & Agrochemicals	Equity	1.00
Chambal Fertilizers & Chemicals Limited	Fertilizers & Agrochemicals	Equity	0.57
Hindalco Industries Limited	Non - Ferrous Metals	Equity	1.25
Radico Khaitan Limited	Beverages	Equity	1.12
Coal India Limited	Consumable Fuels	Equity	1.12
Godrej Consumer Products Limited	Personal Products	Equity	1.05
Sapphire Foods India Limited	Leisure Services	Equity	0.99
Oil India Limited	Oil	Equity	0.98
Vardhman Textiles Limited	Textiles & Apparels	Equity	0.97
Gujarat Ambuja Exports Limited	Agricultural Food & other Products	Equity	0.49
Triveni Engineering & Industries Limited	Agricultural Food & other Products	Equity	0.43
GMM Pfaudler Limited	Industrial Manufacturing	Equity	0.77
eClerx Services Limited	Commercial Services & Supplies	Equity	0.75
Avanti Feeds Limited	Food Products	Equity	0.74
Cyient Limited	IT - Services	Equity	0.72
Crompton Greaves Consumer Electricals Limited	Consumer Durables	Equity	0.56
Nilkamal Limited	Consumer Durables	Equity	0.08
Bharat Electronics Ltd.	Aerospace & Defense	Equity	4.95
Hindustan Aeronautics Ltd.	Aerospace & Defense	Equity	4.07
Marico Ltd.	Agricultural Food & Other Products	Equity	1.52
Samvardhana Motherson International Ltd.	Auto Components	Equity	2.33
Bosch Ltd.	Automobiles	Equity	1.30
TVS Motor Company Ltd.	Automobiles	Equity	2.58
Bank of Baroda	Banks	Equity	2.07
Canara Bank	Banks	Equity	1.69
Punjab National Bank	Banks	Equity	1.62
United Spirits Ltd.	Beverages	Equity	1.79
VARUN BEVERAGES LIMITED	Beverages	Equity	1.07
Ambuja Cements Ltd.	Cement & Cement Products	Equity	1.75
Shree Cement Ltd.	Cement & Cement Products	Equity	1.61
Pidilite Industries Ltd.	Chemicals & Petrochemicals	Equity	2.11
SRF Ltd.	Chemicals & Petrochemicals	Equity	1.67
Havells India Ltd.	Consumer Durables	Equity	2.02
Berger Paints (I) Ltd.	Consumer Durables	Equity	0.68
Vedanta Ltd.	Diversified Metals	Equity	3.16
Siemens Ltd.	Electrical Equipment	Equity	2.79
ABB India Ltd.	Electrical Equipment	Equity	1.84
Jindal Steel & Power Ltd.	Ferrous Metals	Equity	1.59
Power Finance Corporation Ltd.	Finance	Equity	3.54
REC Ltd.	Finance	Equity	3.49
Cholamandalam Investment & Fin Co Ltd.	Finance	Equity	2.61
Jio Financial Services Ltd.	Finance	Equity	1.54
SBI Cards & Payment Services Ltd.	Finance	Equity	0.93
Bajaj Holdings & Investment Ltd.	Finance	Equity	0.59
Indian Railway Finance Corporation Ltd.	Finance	Equity	0.51
GAIL (India) Ltd.	Gas	Equity	2.80
Adani Total Gas Ltd.	Gas	Equity	0.35
ICICI Lombard General Insurance Co. Ltd.	Insurance	Equity	2.12
ICICI Prudential Life Insurance Co Ltd.	Insurance	Equity	1.25
Life Insurance Corporation of India	Insurance	Equity	0.31
Indian Railway Catering & Tourism Corp. Ltd.	Leisure Services	Equity	1.31
Godrej Consumer Products Ltd.	Personal Products	Equity	2.39
Colgate Palmolive (India) Ltd.	Personal Products	Equity	1.98
Dabur India Ltd.	Personal Products	Equity	1.62
Indian Oil Corporation Ltd.	Petroleum Products	Equity	2.91
Zydus Lifesciences Ltd.	Pharmaceuticals & Biotechnology	Equity	1.37
Torrent Pharmaceuticals Ltd.	Pharmaceuticals & Biotechnology	Equity	1.26
Tata Power Company Ltd.	Power	Equity	3.36
Adani Power Ltd.	Power	Equity	0.97
Adani Green Energy Ltd.	Power	Equity	0.95
Adani Energy Solutions Ltd.	Power	Equity	0.48
DLF Ltd.	Realty	Equity	2.48
Trent Ltd.	Retailing	Equity	5.62
Info Edge (India) Ltd.	Retailing	Equity	2.38
Zomato Ltd.	Retailing	Equity	2.01
Avenue Supermarts Ltd.	Retailing	Equity	1.05
InterGlobe Aviation Ltd.	Transport Services	Equity	3.24
Power Finance Corporation Limited	Finance	Equity	3.53
REC Limited	Finance	Equity	3.48
Cholamandalam Investment and Finance Company Limited	Finance	Equity	2.60
Jio Financial Services Limited	Finance	Equity	1.54
SBI Cards and Payment Services Limited	Finance	Equity	0.94
Bajaj Holdings & Investment Limited	Finance	Equity	0.59
Indian Railway Finance Corporation Limited	Finance	Equity	0.50
Trent Limited	Retailing	Equity	5.62
Info Edge (India) Limited	Retailing	Equity	2.38
Zomato Limited	Retailing	Equity	2.01
Avenue Supermarts Limited	Retailing	Equity	1.05
Bharat Electronics Limited	Aerospace & Defense	Equity	4.95
Hindustan Aeronautics Limited	Aerospace & Defense	Equity	4.03
Godrej Consumer Products Limited	Personal Products	Equity	2.38
Colgate Palmolive (India) Limited	Personal Products	Equity	1.99
Dabur India Limited	Personal Products	Equity	1.62
Tata Power Company Limited	Power	Equity	3.36
Adani Power Limited	Power	Equity	0.97
Adani Green Energy Limited	Power	Equity	0.96
Adani Energy Solutions Limited	Power	Equity	0.49
Bank of Baroda	Banks	Equity	2.06
Canara Bank	Banks	Equity	1.68
Punjab National Bank	Banks	Equity	1.61
Siemens Limited	Electrical Equipment	Equity	2.77
ABB India Limited	Electrical Equipment	Equity	1.83
Pidilite Industries Limited	Chemicals & Petrochemicals	Equity	2.12
SRF Limited	Chemicals & Petrochemicals	Equity	1.68
ICICI Lombard General Insurance Company Limited	Insurance	Equity	2.12
ICICI Prudential Life Insurance Company Limited	Insurance	Equity	1.25
Life Insurance Corporation of India	Insurance	Equity	0.32
Samvardhana Motherson International Limited	Auto Components	Equity	2.33
Bosch Limited	Auto Components	Equity	1.31
Ambuja Cements Limited	Cement & Cement Products	Equity	1.76
Shree Cement Limited	Cement & Cement Products	Equity	1.62
Vedanta Limited	Diversified Metals	Equity	3.31
Interglobe Aviation Limited	Transport Services	Equity	3.24
GAIL (India) Limited	Gas	Equity	2.84
Adani Total Gas Limited	Gas	Equity	0.35
Indian Oil Corporation Limited	Petroleum Products	Equity	2.91
United Spirits Limited	Beverages	Equity	1.80
Varun Beverages Limited	Beverages	Equity	1.08
Havells India Limited	Consumer Durables	Equity	2.03
Berger Paints (I) Limited	Consumer Durables	Equity	0.68
Zydus Lifesciences Limited	Pharmaceuticals & Biotechnology	Equity	1.37
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	Equity	1.27
TVS Motor Company Limited	Automobiles	Equity	2.57
DLF Limited	Realty	Equity	2.50
Jindal Steel & Power Limited	Ferrous Metals	Equity	1.59
Marico Limited	Agricultural Food & other Products	Equity	1.52
Indian Railway Catering And Tourism Corporation Limited	Leisure Services	Equity	1.31
HDFC Bank Limited	Banks	Equity	6.99
ICICI Bank Limited	Banks	Equity	6.29
Kotak Mahindra Bank Limited	Banks	Equity	4.36
AU Small Finance Bank Limited	Banks	Equity	2.15
Infosys Limited	IT - Software	Equity	3.19
Tata Consultancy Services Limited	IT - Software	Equity	2.66
HCL Technologies Limited	IT - Software	Equity	2.02
Tech Mahindra Limited	IT - Software	Equity	1.75
LTIMindtree Limited	IT - Software	Equity	1.62
MphasiS Limited	IT - Software	Equity	1.15
Bajaj Finserv Limited	Finance	Equity	3.88
Bajaj Finance Limited	Finance	Equity	3.87
Shriram Finance Limited	Finance	Equity	3.79
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	Equity	2.23
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	Equity	2.12
Cipla Limited	Pharmaceuticals & Biotechnology	Equity	1.76
Dr. Reddy's Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	1.33
Alkem Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	1.21
Abbott India Limited	Pharmaceuticals & Biotechnology	Equity	0.94
Maruti Suzuki India Limited	Automobiles	Equity	3.08
Hero MotoCorp Limited	Automobiles	Equity	3.03
Bajaj Auto Limited	Automobiles	Equity	2.66
HDFC Life Insurance Company Limited	Insurance	Equity	4.41
ICICI Lombard General Insurance Company Limited	Insurance	Equity	2.95
Asian Paints Limited	Consumer Durables	Equity	2.13
Havells India Limited	Consumer Durables	Equity	1.61
Colgate Palmolive (India) Limited	Personal Products	Equity	1.31
Godrej Consumer Products Limited	Personal Products	Equity	1.22
Dabur India Limited	Personal Products	Equity	0.69
ITC Limited	Diversified FMCG	Equity	1.88
Hindustan Unilever Limited	Diversified FMCG	Equity	1.21
Larsen & Toubro Limited	Construction	Equity	2.74
UltraTech Cement Limited	Cement & Cement Products	Equity	2.64
Tata Steel Limited	Ferrous Metals	Equity	2.57
Cummins India Limited	Industrial Products	Equity	1.24
Pidilite Industries Limited	Chemicals & Petrochemicals	Equity	1.86
Britannia Industries Limited	Food Products	Equity	1.04
Nestle India Limited	Food Products	Equity	0.76
Coromandel International Limited	Fertilizers & Agrochemicals	Equity	1.19
United Spirits Limited	Beverages	Equity	0.98
Marico Limited	Agricultural Food & other Products	Equity	0.97
L&T Technology Services Limited	IT - Services	Equity	0.70
HDFC Bank Limited	Banks	Equity	11.01
ICICI Bank Limited	Banks	Equity	7.74
State Bank of India	Banks	Equity	3.03
Axis Bank Limited	Banks	Equity	3.00
Kotak Mahindra Bank Limited	Banks	Equity	2.41
IndusInd Bank Limited	Banks	Equity	0.86
Infosys Limited	IT - Software	Equity	6.11
Tata Consultancy Services Limited	IT - Software	Equity	4.02
HCL Technologies Limited	IT - Software	Equity	1.57
Tech Mahindra Limited	IT - Software	Equity	0.89
Wipro Limited	IT - Software	Equity	0.67
LTIMindtree Limited	IT - Software	Equity	0.47
Reliance Industries Limited	Petroleum Products	Equity	9.22
Bharat Petroleum Corporation Limited	Petroleum Products	Equity	0.62
Mahindra & Mahindra Limited	Automobiles	Equity	2.55
Tata Motors Limited	Automobiles	Equity	1.84
Maruti Suzuki India Limited	Automobiles	Equity	1.57
Bajaj Auto Limited	Automobiles	Equity	0.98
Hero MotoCorp Limited	Automobiles	Equity	0.65
Eicher Motors Limited	Automobiles	Equity	0.62
ITC Limited	Diversified FMCG	Equity	4.14
Hindustan Unilever Limited	Diversified FMCG	Equity	2.19
Larsen & Toubro Limited	Construction	Equity	4.03
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	Equity	1.68
Dr. Reddy's Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	0.74
Cipla Limited	Pharmaceuticals & Biotechnology	Equity	0.73
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	0.57
Bharti Airtel Limited	Telecom - Services	Equity	3.61
Bajaj Finance Limited	Finance	Equity	1.72
Bajaj Finserv Limited	Finance	Equity	0.81
Shriram Finance Limited	Finance	Equity	0.74
NTPC Limited	Power	Equity	1.79
Power Grid Corporation of India Limited	Power	Equity	1.44
Titan Company Limited	Consumer Durables	Equity	1.31
Asian Paints Limited	Consumer Durables	Equity	1.26
UltraTech Cement Limited	Cement & Cement Products	Equity	1.24
Grasim Industries Limited	Cement & Cement Products	Equity	0.93
Tata Steel Limited	Ferrous Metals	Equity	1.23
JSW Steel Limited	Ferrous Metals	Equity	0.80
Nestle India Limited	Food Products	Equity	0.79
Britannia Industries Limited	Food Products	Equity	0.62
SBI Life Insurance Company Limited	Insurance	Equity	0.72
HDFC Life Insurance Company Limited	Insurance	Equity	0.68
Oil & Natural Gas Corporation Limited	Oil	Equity	1.18
Coal India Limited	Consumable Fuels	Equity	1.08
Adani Ports and Special Economic Zone Limited	Transport Infrastructure	Equity	1.04
Hindalco Industries Limited	Non - Ferrous Metals	Equity	0.89
Adani Enterprises Limited	Metals & Minerals Trading	Equity	0.75
Tata Consumer Products Limited	Agricultural Food & other Products	Equity	0.68
Apollo Hospitals Enterprise Limited	Healthcare Services	Equity	0.60

Risk Ratios

Standard Deviation

Beta

Sharpe Ratio

Lock In Period

Residual Maturity

32.61

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Peer Comparison

Scheme Name	1Y Return	3Y Return	SI Return
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular Plan - Growth	9.90%	11.51%	8.75%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028	9.75%	12.29%	7.08%
Bandhan CRISIL IBX Gilt April 2028 Index Fund - Regular Plan - Growth	9.47%	12.04%	6.34%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt Sep 2027 Index Fund - Regular Plan - Growth	9.38%	10.16%	8.11%
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Short Duration Index Fund - Regular Plan - Growth	9.36%	9.36%	8.26%
UTI Gilt Fund - Regular Plan	9.16%	11.02%	5.93%
Aditya Birla Sun Life CRISIL 10 Year GILT ETF	9.14%	4.47%	11.85%
Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund - Regular Plan - Growth	9.03%	8.70%	7.96%
Quant Gilt Fund - Regular Plan - Growth	9.00%	9.20%	7.58%
Bandhan CRISIL IBX Gilt June 2027 Index Fund - Regular Plan - Growth	8.96%	11.65%	6.14%

Fund Family

Scheme Name	1Y Return	3Y Return	SI Return
DSP Banking and PSU Debt Fund - Regular Plan - Growth	9.94%	11.79%	7.83%
DSP NiftySDLPlus G-SecJun2028 30:70IndexFund -Regular Plan - Growth Mat.Dt.30-06-2028	9.75%	12.42%	6.99%
DSP Nifty 50 Equal Weight ETF	9.58%	33.13%	14.03%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund -Reg-Gr.Mat.Dt.30-09-2027	9.29%	9.63%	8.49%
DSP BSE Sensex Next 30 Index Fund - Regular - Growth	9.28%	4.54%	28.54%
DSP Mid Cap Fund - Regular Plan - Growth	9.27%	34.12%	15.44%
DSP Short Term Fund - Regular Plan - Growth	9.18%	10.97%	7.01%
DSP Nifty Top 10 Equal Weight ETF	878.28%	212.78%	1941.05%
DSP US Flexible Equity Fund of Fund - Regular Plan - Growth	8.90%	21.92%	14.79%
DSP Global Allocation Fund of Fund - Regular Plan - Growth	8.83%	15.66%	7.22%

Scheme Details

Fund manager(s) : (), Unknown (Unknown), Sumit Bhatnagar (24+ years), (), (), (),
Expense ration regular : 1.24
Expense ration direct : 0.55
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : ₹100.00
Type : debt

FAQs

Is a Mutual Fund with a Lower NAV Better?

What Are the Charges in Mutual Fund Investments?

What Are the Tax Benefits of Mutual Funds?

Is It a Good Time to Invest in Mutual Funds?

What Is the Difference Between Dividend and Growth Plans?

Should I Invest in Infrastructure Funds?

What Are Sector-Specific Funds/Schemes?

What Happens If I Miss an SIP Payment?

How Can I Compare Different Mutual Funds?

Get In Touch

Interested in exploring more about JezzMoney Mutual Fund Distributors Software? Submit the form, and we will respond quickly.

Full Name *

Phone Number *

Email *

State *

Inquiry Type *

How Can We Help You? *

Get Expert Advice on Investment in Mutual Funds!

Full Name *

Phone Number *

Email *

State*

Pincode *

Message (Optional)

Certified mutual fund distributors around India will reach out to help you build your future.
Connect with trusted mutual fund distributors and find them from your city and pincode area.
JezzMoney is only the mediator to help you connect with these certified professionals.
It is your obligation to gather accurate information when you receive contact from our platform.