Home Mf Research Dsp Gilt Fund Regular Plan Growth

DSP Gilt Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
96.57 0.29%
AUM (Fund Size)
N/A
Expense Ratio
1.24%
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,004.77
0.48 %
Two Week 2025-07-03 ₹1,000.00 ₹1,008.42
0.84 %
One Month 2025-06-18 ₹1,000.00 ₹1,010.01
1.00 %
Three Months 2025-04-21 ₹3,000.00 ₹2,999.05
-0.03 %
Six Months 2025-01-20 ₹6,000.00 ₹6,115.93
1.93 %
One Year 2024-07-18 ₹12,000.00 ₹12,488.77
4.07 %
Three Year 2022-07-19 ₹36,000.00 ₹41,007.30
13.91 %
Five Year 2020-07-20 ₹60,000.00 ₹72,244.55
20.41 %
Ten Year 2015-07-21 ₹120,000.00 ₹178,467.38
48.72 %
Since Inception 2000-01-03 ₹311,000.00 ₹982,406.45
215.89 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP Gilt Fund - Regular Plan - Growth

Government Securities
96%
Pharmaceuticals & Biotechnology
19%
IT - Software
25%
Automobiles
21%
Construction
9%
Diversified FMCG
11%
Cement & Cement Products
9%
Chemicals & Petrochemicals
8%
Petroleum Products
15%
Auto Components
5%
Aerospace & Defense
18%
Ferrous Metals
6%
Gas
5%
Fertilizers & Agrochemicals
2%
Non - Ferrous Metals
1%
Beverages
5%
Consumable Fuels
2%
Personal Products
11%
Leisure Services
2%
Oil
1%
Textiles & Apparels
0%
Agricultural Food & Other Products
1%
Industrial Manufacturing
0%
Commercial Services & Supplies
0%
Food Products
1%
IT - Services
0%
Consumer Durables
9%
Agricultural Food & Other Products
1%
Banks
52%
Diversified Metals
6%
Electrical Equipment
6%
Finance
28%
Insurance
12%
Power
8%
Realty
4%
Retailing
20%
Transport Services
6%
Industrial Products
1%
Telecom - Services
3%
Transport Infrastructure
1%
Metals & Minerals Trading
0%
Healthcare Services
0%

Companies Holding in DSP Gilt Fund - Regular Plan - Growth

7.30% GOI 2053
50.44%
7.46% GOI 2073
22.22%
7.34% GOI 2064
11.20%
7.50% Maharashtra SDL 2044
6.77%
7.48% Uttar Pradesh SDL 2042
4.82%
7.38% Uttar Pradesh SDL 2036
3.82%
Cipla Limited
2.45%
Sun Pharmaceutical Industries Limited
2.30%
Dr. Reddy's Laboratories Limited
1.51%
IPCA Laboratories Limited
1.26%
Suven Pharmaceuticals Limited
1.01%
Alembic Pharmaceuticals Limited
0.89%
Pfizer Limited
0.78%
Aarti Drugs Limited
0.40%
Alkem Laboratories Limited
0.22%
Infosys Limited
2.75%
HCL Technologies Limited
1.61%
Tech Mahindra Limited
1.12%
LTIMindtree Limited
0.75%
Hero MotoCorp Limited
2.04%
Bajaj Auto Limited
1.95%
Maruti Suzuki India Limited
1.55%
Mahindra & Mahindra Limited
0.08%
Larsen & Toubro Limited
2.98%
Kalpataru Projects International Limited
1.15%
ITC Limited
3.51%
Ambuja Cements Limited
1.33%
UltraTech Cement Limited
1.29%
ACC Limited
0.66%
Deepak Nitrite Limited
1.18%
Archean Chemical Industries Limited
0.97%
Atul Limited
0.55%
Bharat Petroleum Corporation Limited
1.58%
Hindustan Petroleum Corporation Limited
1.12%
Apollo Tyres Limited
0.91%
CIE Automotive India Limited
0.83%
Craftsman Automation Limited
0.58%
Samvardhana Motherson International Limited
0.32%
Hindustan Aeronautics Limited
1.35%
Bharat Electronics Limited
1.12%
JSW Steel Limited
1.24%
Jindal Steel & Power Limited
0.79%
Tata Steel Limited
0.41%
GAIL (India) Limited
1.67%
Coromandel International Limited
1.00%
Chambal Fertilizers & Chemicals Limited
0.57%
Hindalco Industries Limited
1.25%
Radico Khaitan Limited
1.12%
Coal India Limited
1.12%
Godrej Consumer Products Limited
1.05%
Sapphire Foods India Limited
0.99%
Oil India Limited
0.98%
Vardhman Textiles Limited
0.97%
Gujarat Ambuja Exports Limited
0.49%
Triveni Engineering & Industries Limited
0.43%
GMM Pfaudler Limited
0.77%
EClerx Services Limited
0.75%
Avanti Feeds Limited
0.74%
Cyient Limited
0.72%
Crompton Greaves Consumer Electricals Limited
0.56%
Nilkamal Limited
0.08%
Bharat Electronics Ltd.
4.95%
Hindustan Aeronautics Ltd.
4.07%
Marico Ltd.
1.52%
Samvardhana Motherson International Ltd.
2.33%
Bosch Ltd.
1.30%
TVS Motor Company Ltd.
2.58%
Bank Of Baroda
2.07%
Canara Bank
1.69%
Punjab National Bank
1.62%
United Spirits Ltd.
1.79%
VARUN BEVERAGES LIMITED
1.07%
Ambuja Cements Ltd.
1.75%
Shree Cement Ltd.
1.61%
Pidilite Industries Ltd.
2.11%
SRF Ltd.
1.67%
Havells India Ltd.
2.02%
Berger Paints (I) Ltd.
0.68%
Vedanta Ltd.
3.16%
Siemens Ltd.
2.79%
ABB India Ltd.
1.84%
Jindal Steel & Power Ltd.
1.59%
Power Finance Corporation Ltd.
3.54%
REC Ltd.
3.49%
Cholamandalam Investment & Fin Co Ltd.
2.61%
Jio Financial Services Ltd.
1.54%
SBI Cards & Payment Services Ltd.
0.93%
Bajaj Holdings & Investment Ltd.
0.59%
Indian Railway Finance Corporation Ltd.
0.51%
GAIL (India) Ltd.
2.80%
Adani Total Gas Ltd.
0.35%
ICICI Lombard General Insurance Co. Ltd.
2.12%
ICICI Prudential Life Insurance Co Ltd.
1.25%
Life Insurance Corporation Of India
0.31%
Indian Railway Catering & Tourism Corp. Ltd.
1.31%
Godrej Consumer Products Ltd.
2.39%
Colgate Palmolive (India) Ltd.
1.98%
Dabur India Ltd.
1.62%
Indian Oil Corporation Ltd.
2.91%
Zydus Lifesciences Ltd.
1.37%
Torrent Pharmaceuticals Ltd.
1.26%
Tata Power Company Ltd.
3.36%
Adani Power Ltd.
0.97%
Adani Green Energy Ltd.
0.95%
Adani Energy Solutions Ltd.
0.48%
DLF Ltd.
2.48%
Trent Ltd.
5.62%
Info Edge (India) Ltd.
2.38%
Zomato Ltd.
2.01%
Avenue Supermarts Ltd.
1.05%
InterGlobe Aviation Ltd.
3.24%
Power Finance Corporation Limited
3.53%
REC Limited
3.48%
Cholamandalam Investment And Finance Company Limited
2.60%
Jio Financial Services Limited
1.54%
SBI Cards And Payment Services Limited
0.94%
Bajaj Holdings & Investment Limited
0.59%
Indian Railway Finance Corporation Limited
0.50%
Trent Limited
5.62%
Info Edge (India) Limited
2.38%
Zomato Limited
2.01%
Avenue Supermarts Limited
1.05%
Bharat Electronics Limited
4.95%
Hindustan Aeronautics Limited
4.03%
Godrej Consumer Products Limited
2.38%
Colgate Palmolive (India) Limited
1.99%
Dabur India Limited
1.62%
Tata Power Company Limited
3.36%
Adani Power Limited
0.97%
Adani Green Energy Limited
0.96%
Adani Energy Solutions Limited
0.49%
Bank Of Baroda
2.06%
Canara Bank
1.68%
Punjab National Bank
1.61%
Siemens Limited
2.77%
ABB India Limited
1.83%
Pidilite Industries Limited
2.12%
SRF Limited
1.68%
ICICI Lombard General Insurance Company Limited
2.12%
ICICI Prudential Life Insurance Company Limited
1.25%
Life Insurance Corporation Of India
0.32%
Samvardhana Motherson International Limited
2.33%
Bosch Limited
1.31%
Ambuja Cements Limited
1.76%
Shree Cement Limited
1.62%
Vedanta Limited
3.31%
Interglobe Aviation Limited
3.24%
GAIL (India) Limited
2.84%
Adani Total Gas Limited
0.35%
Indian Oil Corporation Limited
2.91%
United Spirits Limited
1.80%
Varun Beverages Limited
1.08%
Havells India Limited
2.03%
Berger Paints (I) Limited
0.68%
Zydus Lifesciences Limited
1.37%
Torrent Pharmaceuticals Limited
1.27%
TVS Motor Company Limited
2.57%
DLF Limited
2.50%
Jindal Steel & Power Limited
1.59%
Marico Limited
1.52%
Indian Railway Catering And Tourism Corporation Limited
1.31%
HDFC Bank Limited
6.99%
ICICI Bank Limited
6.29%
Kotak Mahindra Bank Limited
4.36%
AU Small Finance Bank Limited
2.15%
Infosys Limited
3.19%
Tata Consultancy Services Limited
2.66%
HCL Technologies Limited
2.02%
Tech Mahindra Limited
1.75%
LTIMindtree Limited
1.62%
MphasiS Limited
1.15%
Bajaj Finserv Limited
3.88%
Bajaj Finance Limited
3.87%
Shriram Finance Limited
3.79%
Sun Pharmaceutical Industries Limited
2.23%
Torrent Pharmaceuticals Limited
2.12%
Cipla Limited
1.76%
Dr. Reddy's Laboratories Limited
1.33%
Alkem Laboratories Limited
1.21%
Abbott India Limited
0.94%
Maruti Suzuki India Limited
3.08%
Hero MotoCorp Limited
3.03%
Bajaj Auto Limited
2.66%
HDFC Life Insurance Company Limited
4.41%
ICICI Lombard General Insurance Company Limited
2.95%
Asian Paints Limited
2.13%
Havells India Limited
1.61%
Colgate Palmolive (India) Limited
1.31%
Godrej Consumer Products Limited
1.22%
Dabur India Limited
0.69%
ITC Limited
1.88%
Hindustan Unilever Limited
1.21%
Larsen & Toubro Limited
2.74%
UltraTech Cement Limited
2.64%
Tata Steel Limited
2.57%
Cummins India Limited
1.24%
Pidilite Industries Limited
1.86%
Britannia Industries Limited
1.04%
Nestle India Limited
0.76%
Coromandel International Limited
1.19%
United Spirits Limited
0.98%
Marico Limited
0.97%
L&T Technology Services Limited
0.70%
HDFC Bank Limited
11.01%
ICICI Bank Limited
7.74%
State Bank Of India
3.03%
Axis Bank Limited
3.00%
Kotak Mahindra Bank Limited
2.41%
IndusInd Bank Limited
0.86%
Infosys Limited
6.11%
Tata Consultancy Services Limited
4.02%
HCL Technologies Limited
1.57%
Tech Mahindra Limited
0.89%
Wipro Limited
0.67%
LTIMindtree Limited
0.47%
Reliance Industries Limited
9.22%
Bharat Petroleum Corporation Limited
0.62%
Mahindra & Mahindra Limited
2.55%
Tata Motors Limited
1.84%
Maruti Suzuki India Limited
1.57%
Bajaj Auto Limited
0.98%
Hero MotoCorp Limited
0.65%
Eicher Motors Limited
0.62%
ITC Limited
4.14%
Hindustan Unilever Limited
2.19%
Larsen & Toubro Limited
4.03%
Sun Pharmaceutical Industries Limited
1.68%
Dr. Reddy's Laboratories Limited
0.74%
Cipla Limited
0.73%
Divi's Laboratories Limited
0.57%
Bharti Airtel Limited
3.61%
Bajaj Finance Limited
1.72%
Bajaj Finserv Limited
0.81%
Shriram Finance Limited
0.74%
NTPC Limited
1.79%
Power Grid Corporation Of India Limited
1.44%
Titan Company Limited
1.31%
Asian Paints Limited
1.26%
UltraTech Cement Limited
1.24%
Grasim Industries Limited
0.93%
Tata Steel Limited
1.23%
JSW Steel Limited
0.80%
Nestle India Limited
0.79%
Britannia Industries Limited
0.62%
SBI Life Insurance Company Limited
0.72%
HDFC Life Insurance Company Limited
0.68%
Oil & Natural Gas Corporation Limited
1.18%
Coal India Limited
1.08%
Adani Ports And Special Economic Zone Limited
1.04%
Hindalco Industries Limited
0.89%
Adani Enterprises Limited
0.75%
Tata Consumer Products Limited
0.68%
Apollo Hospitals Enterprise Limited
0.60%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 32.61

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.24
Expense Ratio Direct
0.55
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Experience
Unknown
Unknown Experience
Sumit Bhatnagar
24+ years Experience
Experience
Experience
Experience

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