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Home Mf Research Dsp Liquidity Fund Regular Plan Growth
DSP Mutual Fund

DSP Liquidity Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-12)
3,717.39 0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.20%
Expense Ratio (Direct)
0.10%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹1,001.37
0.14 %
Two Week 2025-05-28 ₹1,000.00 ₹1,002.76
0.28 %
1 Month 2025-05-13 ₹1,000.00 ₹1,005.60
0.56 %
Three Months 2025-03-14 ₹3,000.00 ₹3,034.20
1.14 %
Six Months 2024-12-14 ₹6,000.00 ₹6,122.62
2.04 %
One Year 2024-06-12 ₹12,000.00 ₹12,471.79
3.93 %
Three Year 2022-06-13 ₹36,000.00 ₹40,195.32
11.65 %
Five Year 2020-06-13 ₹60,000.00 ₹70,679.55
17.80 %
Ten Year 2015-06-15 ₹120,000.00 ₹163,741.99
36.45 %
Since Inception 2005-11-23 ₹239,000.00 ₹484,561.47
102.75 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
NTPC Limited Utilities Debt Instrument 7.09
Power Finance Corporation Limited Financials Debt Instrument 6.82
Export-Import Bank of India Financials Debt Instrument 6.76
Bajaj Housing Finance Limited Financials Debt Instrument 6.74
LIC Housing Finance Limited Financials Debt Instrument 6.71
Bajaj Finance Limited Financials Debt Instrument 6.70
REC Limited Financials Debt Instrument 6.68
National Bank for Agriculture and Rural Development Financials Debt Instrument 6.67
Indian Oil Corporation Limited Energy Debt Instrument 6.59
7.10% GOI 2029 Government Securities Debt Instrument 13.54
7.04% GOI 2029 Government Securities Debt Instrument 9.38
ICICI Bank Limited Financials Money Market Instrument 6.55
HDFC Bank Limited Financials Money Market Instrument 6.28
364 DAYS T-BILL 2025 Government Securities Money Market Instrument 2.55
SBI Funds Management Pvt Ltd/Fund Parent Alternative Investment Funds Alternative Investment 0.26
Net Receivables/Payables Cash & Cash Equivalent Cash 0.09
MICROSOFT CORPORATION Information Technology Equity 8.7
ALPHABET INC Communication Equity 6.2
AMAZON.COM INC Consumer Discretionary Equity 6.2
APPLE INC Information Technology Equity 3.9
META PLATFORMS INC Communication Equity 3.5
NVIDIA CORPORATION Information Technology Equity 3.5
NOVO NORDISK A/S Health Care Equity 2.6
BERKSHIRE HATHAWAY INC Financials Equity 2.5
INTERCONTINENTAL EXCHANGE INC Financials Equity 2.4
MICRON TECHNOLOGY INC Information Technology Equity 2.3
Others Various Equity 58.4
SBI Cards and Payment Services Limited Financial Services DEBT 0.69
Canara Bank Banking MONEY MARKET 6.33
Bank of Baroda Banking MONEY MARKET 4.81
Axis Bank Limited Banking MONEY MARKET 4.71
HDFC Bank Limited Banking MONEY MARKET 4.55
Punjab National Bank Banking MONEY MARKET 4.37
Indian Bank Banking MONEY MARKET 2.92
Union Bank of India Banking MONEY MARKET 2.28
The Federal Bank Limited Banking MONEY MARKET 0.65
Bank of Maharashtra Banking MONEY MARKET 0.64
ICICI Bank Limited Banking MONEY MARKET 0.32
AU Small Finance Bank Limited Banking MONEY MARKET 0.32
National Bank for Agriculture and Rural Development Financial Services COMMERCIAL PAPER 6.82
Reliance Retail Ventures Limited Retail COMMERCIAL PAPER 4.54
Small Industries Development Bank of India Financial Services COMMERCIAL PAPER 3.25
Motilal Oswal Financial Services Limited Financial Services COMMERCIAL PAPER 2.60
Bajaj Financial Securities Limited Financial Services COMMERCIAL PAPER 2.59
Export-Import Bank of India Financial Services COMMERCIAL PAPER 2.43
HDFC Securities Limited Financial Services COMMERCIAL PAPER 1.93
PNB Housing Finance Limited Financial Services COMMERCIAL PAPER 1.93
Kotak Securities Limited Financial Services COMMERCIAL PAPER 1.63
Tata Housing Development Company Limited Real Estate COMMERCIAL PAPER 1.62
Julius Baer Capital (India) Private Limited Financial Services COMMERCIAL PAPER 1.61
Tata Consumer Products Limited Consumer Goods COMMERCIAL PAPER 1.50
Motilal Oswal Finvest Limited Financial Services COMMERCIAL PAPER 1.30
ICICI Securities Limited Financial Services COMMERCIAL PAPER 1.30
Poonawalla Fincorp Limited Financial Services COMMERCIAL PAPER 1.30
Network18 Media & Investments Limited Media COMMERCIAL PAPER 1.29
Birla Group Holdings Private Limited Financial Services COMMERCIAL PAPER 1.13
Axis Securities Limited Financial Services COMMERCIAL PAPER 0.98
Titan Company Limited Consumer Goods COMMERCIAL PAPER 0.97
Redington Limited Distribution COMMERCIAL PAPER 0.97
Tata Motors Finance Limited Automotive Finance COMMERCIAL PAPER 0.97
Tata Projects Limited Construction COMMERCIAL PAPER 0.65
Sikka Ports & Terminals Limited Infrastructure COMMERCIAL PAPER 0.65
Century Textiles & Industries Limited Textiles COMMERCIAL PAPER 0.65
Cholamandalam Investment and Finance Company Limited Financial Services COMMERCIAL PAPER 0.65
Bajaj Finance Limited Financial Services COMMERCIAL PAPER 0.65
Tata Realty And Infrastructure Limited Real Estate COMMERCIAL PAPER 0.65
SRF Limited Manufacturing COMMERCIAL PAPER 0.65
CEAT Limited Tyres COMMERCIAL PAPER 0.64
Jamnagar Utilities & Power Private Limited Utilities COMMERCIAL PAPER 0.64
Kisetsu Saison Finance (India) Private Limited Financial Services COMMERCIAL PAPER 0.64
Aditya Birla Money Limited Financial Services COMMERCIAL PAPER 0.64
Infina Finance Private Limited Financial Services COMMERCIAL PAPER 0.58
NTPC Limited Utilities COMMERCIAL PAPER 0.49
DCM Shriram Limited Manufacturing COMMERCIAL PAPER 0.32
Pilani Investments and Industries Corporation Limited Investments COMMERCIAL PAPER 0.32
SBICAP Securities Limited Financial Services COMMERCIAL PAPER 0.32
Muthoot Homefin (India) Limited Financial Services COMMERCIAL PAPER 0.32
Fedbank Financial Services Limited Financial Services COMMERCIAL PAPER 0.32
National Bank for Agriculture and Rural Development Banking Certificate of Deposit 9.85
Small Industries Development Bank of India Banking Certificate of Deposit 8.82
Union Bank of India Banking Certificate of Deposit 7.76
HDFC Bank Limited Banking Certificate of Deposit 5.69
Indian Bank Banking Certificate of Deposit 5.17
ICICI Bank Limited Banking Certificate of Deposit 4.67
IDFC First Bank Limited Banking Certificate of Deposit 4.14
IndusInd Bank Limited Banking Certificate of Deposit 4.14
Bank of Baroda Banking Certificate of Deposit 3.11
The Federal Bank Limited Banking Certificate of Deposit 2.07
Punjab National Bank Banking Certificate of Deposit 1.04
Axis Bank Limited Banking Certificate of Deposit 0.52
LIC Housing Finance Limited Finance Commercial Paper 4.67
ICICI Securities Limited Finance Commercial Paper 4.64
Bajaj Housing Finance Limited Finance Commercial Paper 4.14
Hero Fincorp Limited Finance Commercial Paper 4.12
Axis Securities Limited Finance Commercial Paper 3.10
Mahindra & Mahindra Financial Services Limited Finance Commercial Paper 3.09
Aditya Birla Finance Limited Finance Commercial Paper 2.58
Muthoot Finance Limited Finance Commercial Paper 2.08
HSBC Investdirect Financial Services (India) Limited Finance Commercial Paper 1.03
364 DAYS T-BILL 2025 Government Security Treasury Bill 12.97
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
0.12
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Unknown (Unknown), Unknown (Unknown), Unknown (Unknown), (), Unknown (Unknown), Unknown (), (), (),
  • Expense ration regular : 0.20
  • Expense ration direct : 0.10
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt

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