Home Mf Research Dsp Liquidity Fund Regular Plan Growth

Dsp Liquidity Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-10-19)
3,792.34 0.02%
AUM (Fund Size)
117
Expense Ratio
0.22%
Exit load
Day of redemption/switch from the date of applicable NAV Exit load as a % of redemption/switch proceeds Day 1 0.0070% Day 2 0.0065% Day 3 0.0060% Day 4 0.0055% Day 5 0.0050% Day 6 0.0045% Day 7 onwards 0.0000% The above exit load is applicable to instalments of existing Systematic Investment Plans (‘SIPs’)/Systematic Transfer Plans (‘STPs’) registered before October 20, 2019. Note: No exit load shall be levied In case of switch of investments from Direct Plan to Regular Plan and vice versa.
Risk
Low to Moderate Risk
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-10-12 ₹1,000.00 ₹1,001.05
0.10 %
Two Week 2025-10-04 ₹1,000.00 ₹1,002.21
0.22 %
One Month 2025-09-19 ₹1,000.00 ₹1,004.69
0.47 %
Three Months 2025-07-21 ₹3,000.00 ₹3,027.76
0.93 %
Six Months 2025-04-22 ₹6,000.00 ₹6,100.05
1.67 %
One Year 2024-10-19 ₹12,000.00 ₹12,419.91
3.50 %
Three Year 2022-10-20 ₹36,000.00 ₹40,042.72
11.23 %
Five Year 2020-10-20 ₹60,000.00 ₹70,771.85
17.95 %
Ten Year 2015-10-22 ₹120,000.00 ₹163,493.68
36.24 %
Since Inception 2005-11-23 ₹243,000.00 ₹498,366.23
105.09 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in Dsp Liquidity Fund - Regular Plan - Growth

Utilities
7%
Financials
58%
Energy
6%
Government Securities
44%
Alternative Investment Funds
0%
Cash & Cash Equivalent
0%
Information Technology
16%
Communication
9%
Consumer Discretionary
6%
Health Care
2%
Various
58%
Financial Services
25%
Banking
94%
Retail
4%
Real Estate
1%
Consumer Goods
1%
Media
1%
Distribution
0%
Automotive Finance
0%
Construction
1%
Infrastructure
0%
Textiles
0%
Manufacturing
0%
Tyres
0%
Investments
0%
Finance
38%
Government Security
12%
Money Market
3%
Alternative Investment
0%
DEBT INSTRUMENTS
25%
GOVERNMENT SECURITIES
37%
MONEY MARKET INSTRUMENTS
2%
ALTERNATIVE INVESTMENT FUNDS
0%
CASH & CASH EQUIVALENT
0%
Government
95%
Debt Instruments
65%
Money Market Instruments
0%

Companies Holding in Dsp Liquidity Fund - Regular Plan - Growth

NTPC Limited
7.09%
Power Finance Corporation Limited
6.82%
Export-Import Bank Of India
6.76%
Bajaj Housing Finance Limited
6.74%
LIC Housing Finance Limited
6.71%
Bajaj Finance Limited
6.70%
REC Limited
6.68%
National Bank For Agriculture And Rural Development
6.67%
Indian Oil Corporation Limited
6.59%
7.10% GOI 2029
13.54%
7.04% GOI 2029
9.38%
ICICI Bank Limited
6.55%
HDFC Bank Limited
6.28%
364 DAYS T-BILL 2025
2.55%
SBI Funds Management Pvt Ltd/Fund Parent
0.26%
Net Receivables/Payables
0.09%
MICROSOFT CORPORATION
8.7%
ALPHABET INC
6.2%
AMAZON.COM INC
6.2%
APPLE INC
3.9%
META PLATFORMS INC
3.5%
NVIDIA CORPORATION
3.5%
NOVO NORDISK A/S
2.6%
BERKSHIRE HATHAWAY INC
2.5%
INTERCONTINENTAL EXCHANGE INC
2.4%
MICRON TECHNOLOGY INC
2.3%
Others
58.4%
SBI Cards And Payment Services Limited
0.69%
Canara Bank
6.33%
Bank Of Baroda
4.81%
Axis Bank Limited
4.71%
HDFC Bank Limited
4.55%
Punjab National Bank
4.37%
Indian Bank
2.92%
Union Bank Of India
2.28%
The Federal Bank Limited
0.65%
Bank Of Maharashtra
0.64%
ICICI Bank Limited
0.32%
AU Small Finance Bank Limited
0.32%
National Bank For Agriculture And Rural Development
6.82%
Reliance Retail Ventures Limited
4.54%
Small Industries Development Bank Of India
3.25%
Motilal Oswal Financial Services Limited
2.60%
Bajaj Financial Securities Limited
2.59%
Export-Import Bank Of India
2.43%
HDFC Securities Limited
1.93%
PNB Housing Finance Limited
1.93%
Kotak Securities Limited
1.63%
Tata Housing Development Company Limited
1.62%
Julius Baer Capital (India) Private Limited
1.61%
Tata Consumer Products Limited
1.50%
Motilal Oswal Finvest Limited
1.30%
ICICI Securities Limited
1.30%
Poonawalla Fincorp Limited
1.30%
Network18 Media & Investments Limited
1.29%
Birla Group Holdings Private Limited
1.13%
Axis Securities Limited
0.98%
Titan Company Limited
0.97%
Redington Limited
0.97%
Tata Motors Finance Limited
0.97%
Tata Projects Limited
0.65%
Sikka Ports & Terminals Limited
0.65%
Century Textiles & Industries Limited
0.65%
Cholamandalam Investment And Finance Company Limited
0.65%
Bajaj Finance Limited
0.65%
Tata Realty And Infrastructure Limited
0.65%
SRF Limited
0.65%
CEAT Limited
0.64%
Jamnagar Utilities & Power Private Limited
0.64%
Kisetsu Saison Finance (India) Private Limited
0.64%
Aditya Birla Money Limited
0.64%
Infina Finance Private Limited
0.58%
NTPC Limited
0.49%
DCM Shriram Limited
0.32%
Pilani Investments And Industries Corporation Limited
0.32%
SBICAP Securities Limited
0.32%
Muthoot Homefin (India) Limited
0.32%
Fedbank Financial Services Limited
0.32%
National Bank For Agriculture And Rural Development
9.85%
Small Industries Development Bank Of India
8.82%
Union Bank Of India
7.76%
HDFC Bank Limited
5.69%
Indian Bank
5.17%
ICICI Bank Limited
4.67%
IDFC First Bank Limited
4.14%
IndusInd Bank Limited
4.14%
Bank Of Baroda
3.11%
The Federal Bank Limited
2.07%
Punjab National Bank
1.04%
Axis Bank Limited
0.52%
LIC Housing Finance Limited
4.67%
ICICI Securities Limited
4.64%
Bajaj Housing Finance Limited
4.14%
Hero Fincorp Limited
4.12%
Axis Securities Limited
3.10%
Mahindra & Mahindra Financial Services Limited
3.09%
Aditya Birla Finance Limited
2.58%
Muthoot Finance Limited
2.08%
HSBC Investdirect Financial Services (India) Limited
1.03%
364 DAYS T-BILL 2025
12.97%
TREPS / Reverse Repo Investments
1.54%
SBI Funds Management Pvt Ltd/Fund Parent
0.27%
Net Receivables/Payables
-1.21%
Power Grid Corporation Of India Limited
5.98%
REC Limited
5.78%
Indian Oil Corporation Limited
5.75%
Power Finance Corporation Limited
4.21%
Export-Import Bank Of India
2.94%
National Bank For Agriculture And Rural Development
2.91%
HDFC Bank Limited
2.91%
NTPC Limited
0.51%
7.32% GOI 2030
12.88%
7.02% GOI 2031
8.60%
7.10% GOI 2029
5.81%
7.06% GOI 2028
5.80%
7.37% GOI 2028
2.93%
7.10% GOI 2034
2.92%
5.74% GOI 2026
2.79%
5.63% GOI 2026
1.66%
7.38% GOI 2027
0.58%
7.83% Gujarat SDL 2026
0.17%
TREPS / Reverse Repo Investments
2.62%
SBI Funds Management Pvt Ltd/Fund Parent
0.29%
Net Receivables/Payables
0.37%
Cash Margin
0.01%
Kotak Mahindra Bank Limited
3.18%
AU Small Finance Bank Limited
2.92%
ICICI Bank Limited
2.46%
RBL Bank Limited
1.65%
Equitas Small Finance Bank Limited
1.65%
The Federal Bank Limited
1.63%
IDFC First Bank Limited
1.60%
IndusInd Bank Limited
1.60%
Canara Bank
0.80%
Export-Import Bank Of India
3.25%
Motilal Oswal Financial Services Limited
3.20%
HSBC Investdirect Financial Services (India) Limited
1.65%
Tata Projects Limited
1.62%
Indostar Capital Finance Limited
1.61%
Standard Chartered Capital Limited
1.60%
Hero Fincorp Limited
1.59%
Infina Finance Private Limited
1.16%
Mirae Asset Financial Services (India) Private Limited
0.81%
182 DAYS T-BILL 2025
5.15%
364 DAYS T-BILL 2024
4.07%
182 DAYS T-BILL 2024
1.63%
SBI Funds Management Pvt Ltd/Fund Parent
0.23%
State Bank Of India
0.92%
Bank Of India
4.30%
Tata Capital Limited
2.23%
7.30% GOI 2053
56.83%
7.34% GOI 2064
13.05%
7.46% GOI 2073
11.41%
7.42% Madhya Pradesh SDL 2045
4.47%
7.38% Uttar Pradesh SDL 2036
1.77%
8.32% Karnataka SDL 2029
%
TREPS / Reverse Repo Investments
2.74%
SBI Funds Management Pvt Ltd/Fund Parent
0.21%
Net Receivables/Payables
-2.24%
Indian Railway Finance Corporation Limited
9.47%
National Bank For Financing Infrastructure And Development
8.29%
Small Industries Development Bank Of India
7.64%
National Bank For Agriculture And Rural Development
7.40%
REC Limited
7.37%
HDFC Bank Limited
7.28%
State Bank Of India
2.06%
GAIL (India) Limited
4.27%
Power Grid Corporation Of India Limited
4.00%
NTPC Limited
3.27%
Bajaj Finance Limited
3.18%
Power Finance Corporation Limited
2.11%
National Housing Bank
2.07%
7.30% GOI 2053
11.71%
7.48% Uttar Pradesh SDL 2044
4.27%
8.51% GOI FRB 2033
2.38%
7.48% Maharashtra SDL 2042
2.13%
7.46% GOI 2073
1.09%
7.42% Madhya Pradesh SDL 2045
0.86%
7.12% Madhya Pradesh SDL 2035
0.83%
Canara Bank
0.98%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.22
Expense Ratio Direct
0.1
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Unknown
Unknown Experience
Unknown
Unknown Experience
Unknown
Unknown Experience
Experience
Unknown
Unknown Experience
Unknown
Experience
Experience
Experience

Exit load

Day of redemption/switch from the date of applicable NAV Exit load as a % of redemption/switch proceeds Day 1 0.0070% Day 2 0.0065% Day 3 0.0060% Day 4 0.0055% Day 5 0.0050% Day 6 0.0045% Day 7 onwards 0.0000% The above exit load is applicable to instalments of existing Systematic Investment Plans (‘SIPs’)/Systematic Transfer Plans (‘STPs’) registered before October 20, 2019. Note: No exit load shall be levied In case of switch of investments from Direct Plan to Regular Plan and vice versa.

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