Home Mf Research Dsp Liquidity Fund Regular Plan Growth

DSP Liquidity Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
3,739.06 0.01%
AUM (Fund Size)
N/A
Expense Ratio
0.20%
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.10
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.29
0.23 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.95
0.49 %
Three Months 2025-04-19 ₹3,000.00 ₹3,030.78
1.03 %
Six Months 2025-01-19 ₹6,000.00 ₹6,116.12
1.94 %
One Year 2024-07-18 ₹12,000.00 ₹12,458.71
3.82 %
Three Year 2022-07-19 ₹36,000.00 ₹40,164.71
11.57 %
Five Year 2020-07-19 ₹60,000.00 ₹70,727.45
17.88 %
Ten Year 2015-07-21 ₹120,000.00 ₹163,708.45
36.42 %
Since Inception 2005-11-23 ₹240,000.00 ₹488,387.58
103.49 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP Liquidity Fund - Regular Plan - Growth

Utilities
7%
Financials
58%
Energy
6%
Government Securities
44%
Alternative Investment Funds
0%
Cash & Cash Equivalent
0%
Information Technology
16%
Communication
9%
Consumer Discretionary
6%
Health Care
2%
Various
58%
Financial Services
25%
Banking
94%
Retail
4%
Real Estate
1%
Consumer Goods
1%
Media
1%
Distribution
0%
Automotive Finance
0%
Construction
1%
Infrastructure
0%
Textiles
0%
Manufacturing
0%
Tyres
0%
Investments
0%
Finance
38%
Government Security
12%
Money Market
3%
Alternative Investment
0%
DEBT INSTRUMENTS
25%
GOVERNMENT SECURITIES
37%
MONEY MARKET INSTRUMENTS
2%
ALTERNATIVE INVESTMENT FUNDS
0%
CASH & CASH EQUIVALENT
0%
Government
95%
Debt Instruments
65%
Money Market Instruments
0%

Companies Holding in DSP Liquidity Fund - Regular Plan - Growth

NTPC Limited
7.09%
Power Finance Corporation Limited
6.82%
Export-Import Bank Of India
6.76%
Bajaj Housing Finance Limited
6.74%
LIC Housing Finance Limited
6.71%
Bajaj Finance Limited
6.70%
REC Limited
6.68%
National Bank For Agriculture And Rural Development
6.67%
Indian Oil Corporation Limited
6.59%
7.10% GOI 2029
13.54%
7.04% GOI 2029
9.38%
ICICI Bank Limited
6.55%
HDFC Bank Limited
6.28%
364 DAYS T-BILL 2025
2.55%
SBI Funds Management Pvt Ltd/Fund Parent
0.26%
Net Receivables/Payables
0.09%
MICROSOFT CORPORATION
8.7%
ALPHABET INC
6.2%
AMAZON.COM INC
6.2%
APPLE INC
3.9%
META PLATFORMS INC
3.5%
NVIDIA CORPORATION
3.5%
NOVO NORDISK A/S
2.6%
BERKSHIRE HATHAWAY INC
2.5%
INTERCONTINENTAL EXCHANGE INC
2.4%
MICRON TECHNOLOGY INC
2.3%
Others
58.4%
SBI Cards And Payment Services Limited
0.69%
Canara Bank
6.33%
Bank Of Baroda
4.81%
Axis Bank Limited
4.71%
HDFC Bank Limited
4.55%
Punjab National Bank
4.37%
Indian Bank
2.92%
Union Bank Of India
2.28%
The Federal Bank Limited
0.65%
Bank Of Maharashtra
0.64%
ICICI Bank Limited
0.32%
AU Small Finance Bank Limited
0.32%
National Bank For Agriculture And Rural Development
6.82%
Reliance Retail Ventures Limited
4.54%
Small Industries Development Bank Of India
3.25%
Motilal Oswal Financial Services Limited
2.60%
Bajaj Financial Securities Limited
2.59%
Export-Import Bank Of India
2.43%
HDFC Securities Limited
1.93%
PNB Housing Finance Limited
1.93%
Kotak Securities Limited
1.63%
Tata Housing Development Company Limited
1.62%
Julius Baer Capital (India) Private Limited
1.61%
Tata Consumer Products Limited
1.50%
Motilal Oswal Finvest Limited
1.30%
ICICI Securities Limited
1.30%
Poonawalla Fincorp Limited
1.30%
Network18 Media & Investments Limited
1.29%
Birla Group Holdings Private Limited
1.13%
Axis Securities Limited
0.98%
Titan Company Limited
0.97%
Redington Limited
0.97%
Tata Motors Finance Limited
0.97%
Tata Projects Limited
0.65%
Sikka Ports & Terminals Limited
0.65%
Century Textiles & Industries Limited
0.65%
Cholamandalam Investment And Finance Company Limited
0.65%
Bajaj Finance Limited
0.65%
Tata Realty And Infrastructure Limited
0.65%
SRF Limited
0.65%
CEAT Limited
0.64%
Jamnagar Utilities & Power Private Limited
0.64%
Kisetsu Saison Finance (India) Private Limited
0.64%
Aditya Birla Money Limited
0.64%
Infina Finance Private Limited
0.58%
NTPC Limited
0.49%
DCM Shriram Limited
0.32%
Pilani Investments And Industries Corporation Limited
0.32%
SBICAP Securities Limited
0.32%
Muthoot Homefin (India) Limited
0.32%
Fedbank Financial Services Limited
0.32%
National Bank For Agriculture And Rural Development
9.85%
Small Industries Development Bank Of India
8.82%
Union Bank Of India
7.76%
HDFC Bank Limited
5.69%
Indian Bank
5.17%
ICICI Bank Limited
4.67%
IDFC First Bank Limited
4.14%
IndusInd Bank Limited
4.14%
Bank Of Baroda
3.11%
The Federal Bank Limited
2.07%
Punjab National Bank
1.04%
Axis Bank Limited
0.52%
LIC Housing Finance Limited
4.67%
ICICI Securities Limited
4.64%
Bajaj Housing Finance Limited
4.14%
Hero Fincorp Limited
4.12%
Axis Securities Limited
3.10%
Mahindra & Mahindra Financial Services Limited
3.09%
Aditya Birla Finance Limited
2.58%
Muthoot Finance Limited
2.08%
HSBC Investdirect Financial Services (India) Limited
1.03%
364 DAYS T-BILL 2025
12.97%
TREPS / Reverse Repo Investments
1.54%
SBI Funds Management Pvt Ltd/Fund Parent
0.27%
Net Receivables/Payables
-1.21%
Power Grid Corporation Of India Limited
5.98%
REC Limited
5.78%
Indian Oil Corporation Limited
5.75%
Power Finance Corporation Limited
4.21%
Export-Import Bank Of India
2.94%
National Bank For Agriculture And Rural Development
2.91%
HDFC Bank Limited
2.91%
NTPC Limited
0.51%
7.32% GOI 2030
12.88%
7.02% GOI 2031
8.60%
7.10% GOI 2029
5.81%
7.06% GOI 2028
5.80%
7.37% GOI 2028
2.93%
7.10% GOI 2034
2.92%
5.74% GOI 2026
2.79%
5.63% GOI 2026
1.66%
7.38% GOI 2027
0.58%
7.83% Gujarat SDL 2026
0.17%
TREPS / Reverse Repo Investments
2.62%
SBI Funds Management Pvt Ltd/Fund Parent
0.29%
Net Receivables/Payables
0.37%
Cash Margin
0.01%
Kotak Mahindra Bank Limited
3.18%
AU Small Finance Bank Limited
2.92%
ICICI Bank Limited
2.46%
RBL Bank Limited
1.65%
Equitas Small Finance Bank Limited
1.65%
The Federal Bank Limited
1.63%
IDFC First Bank Limited
1.60%
IndusInd Bank Limited
1.60%
Canara Bank
0.80%
Export-Import Bank Of India
3.25%
Motilal Oswal Financial Services Limited
3.20%
HSBC Investdirect Financial Services (India) Limited
1.65%
Tata Projects Limited
1.62%
Indostar Capital Finance Limited
1.61%
Standard Chartered Capital Limited
1.60%
Hero Fincorp Limited
1.59%
Infina Finance Private Limited
1.16%
Mirae Asset Financial Services (India) Private Limited
0.81%
182 DAYS T-BILL 2025
5.15%
364 DAYS T-BILL 2024
4.07%
182 DAYS T-BILL 2024
1.63%
SBI Funds Management Pvt Ltd/Fund Parent
0.23%
State Bank Of India
0.92%
Bank Of India
4.30%
Tata Capital Limited
2.23%
7.30% GOI 2053
56.83%
7.34% GOI 2064
13.05%
7.46% GOI 2073
11.41%
7.42% Madhya Pradesh SDL 2045
4.47%
7.38% Uttar Pradesh SDL 2036
1.77%
8.32% Karnataka SDL 2029
%
TREPS / Reverse Repo Investments
2.74%
SBI Funds Management Pvt Ltd/Fund Parent
0.21%
Net Receivables/Payables
-2.24%
Indian Railway Finance Corporation Limited
9.47%
National Bank For Financing Infrastructure And Development
8.29%
Small Industries Development Bank Of India
7.64%
National Bank For Agriculture And Rural Development
7.40%
REC Limited
7.37%
HDFC Bank Limited
7.28%
State Bank Of India
2.06%
GAIL (India) Limited
4.27%
Power Grid Corporation Of India Limited
4.00%
NTPC Limited
3.27%
Bajaj Finance Limited
3.18%
Power Finance Corporation Limited
2.11%
National Housing Bank
2.07%
7.30% GOI 2053
11.71%
7.48% Uttar Pradesh SDL 2044
4.27%
8.51% GOI FRB 2033
2.38%
7.48% Maharashtra SDL 2042
2.13%
7.46% GOI 2073
1.09%
7.42% Madhya Pradesh SDL 2045
0.86%
7.12% Madhya Pradesh SDL 2035
0.83%
Canara Bank
0.98%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 0.12

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.20
Expense Ratio Direct
0.10
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Unknown
Unknown Experience
Unknown
Unknown Experience
Unknown
Unknown Experience
Experience
Unknown
Unknown Experience
Unknown
Experience
Experience
Experience

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