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Hdfc Balanced Advantage Fund - Regular Plan - Growth
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-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
Fund info
NAV (as on 2025-12-03)
532.31
-0.22%
AUM (Fund Size)
266
Expense Ratio
1.35%
Exit load
In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: Exit load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment of units. No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.
In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: Exit load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment of units. No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.
Risk
N/A
Hdfc Balanced Advantage Fund - Regular Plan - Growth
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-11-26 | ₹1,000.00 | ₹992.92 |
-0.71 %
|
| Two Week | 2025-11-18 | ₹1,000.00 | ₹995.50 |
-0.45 %
|
| One Month | 2025-11-03 | ₹1,000.00 | ₹999.83 |
-0.02 %
|
| Three Months | 2025-09-04 | ₹3,000.00 | ₹3,059.23 |
1.97 %
|
| Six Months | 2025-06-06 | ₹6,000.00 | ₹6,137.63 |
2.29 %
|
| One Year | 2024-12-03 | ₹12,000.00 | ₹12,647.17 |
5.39 %
|
| Three Year | 2022-12-05 | ₹36,000.00 | ₹44,754.10 |
24.32 %
|
| Five Year | 2020-12-04 | ₹60,000.00 | ₹93,240.24 |
55.40 %
|
| Ten Year | 2015-12-07 | ₹120,000.00 | ₹285,945.69 |
138.29 %
|
| Since Inception | 2001-01-02 | ₹304,000.00 | ₹4,101,393.56 |
1,249.14 %
|
Return Calculator
SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0
Portfolio
Allocation of Equity and Debt Asset Classes.
Equity
115%
Debt
11%
Others
0%
Sectors Holding in Hdfc Balanced Advantage Fund - Regular Plan - Growth
Banks
41%
Petroleum Products
9%
IT - Software
12%
Telecom - Services
8%
Construction
5%
Power
6%
Consumable Fuels
3%
Diversified FMCG
3%
Pharmaceuticals & Biotechnology
7%
Automobiles
6%
Finance
2%
Insurance
1%
Transport Services
1%
Gas
0%
Retailing
1%
Aerospace & Defense
0%
Ferrous Metals
0%
Electrical Equipment
0%
Agricultural, Commercial & Construction Vehicles
1%
Auto Components
0%
Industrial Manufacturing
0%
Transport Infrastructure
0%
Oil
0%
Food Products
0%
Chemicals & Petrochemicals
1%
Realty
1%
Industrial Products
0%
Beverages
0%
Cement & Cement Products
1%
Healthcare Services
2%
Entertainment
0%
Capital Markets
0%
Leisure Services
1%
Non - Ferrous Metals
0%
Fertilizers & Agrochemicals
0%
Personal Products
0%
Consumer Durables
2%
Metals & Minerals Trading
0%
Other
11%
Agricultural Food & Other Products
1%
Financial Technology (Fintech)
0%
Commercial Services & Supplies
0%
Textiles & Apparels
0%
Telecom - Equipment & Accessories
0%
IT - Services
0%
Companies Holding in Hdfc Balanced Advantage Fund - Regular Plan - Growth
HDFC Bank Ltd.
5.41%
ICICI Bank Ltd.
3.99%
Reliance Industries Ltd.
3.49%
Infosys Limited
3.14%
Bharti Airtel Ltd.
3.01%
State Bank Of India
2.83%
Larsen And Toubro Ltd.
2.44%
Axis Bank Ltd.
2.36%
NTPC Limited
2.33%
Coal India Ltd.
2.12%
ITC LIMITED
1.73%
Tata Consultancy Services Ltd.
1.56%
Sun Pharmaceutical Industries Ltd.
1.13%
Lupin Ltd.
1.10%
HCL Technologies Ltd.
1.03%
Maruti Suzuki India Limited
1.01%
Power Finance Corporation Ltd.
0.93%
SBI Life Insurance Company Ltd.
0.89%
Mahindra & Mahindra Ltd.
0.87%
Kotak Mahindra Bank Limited
0.81%
Bank Of Baroda
0.75%
REC Limited.
0.74%
Hyundai Motor India Limited
0.73%
InterGlobe Aviation Ltd.
0.73%
Bharat Petroleum Corporation Ltd.
0.72%
Hindustan Petroleum Corp. Ltd.
0.69%
GAIL (India) Ltd.
0.64%
Bajaj Finance Ltd.
0.63%
Techno Electric & Engin. Co. Ltd.
0.60%
Divis Laboratories Ltd.
0.59%
Bajaj Finserv Ltd.
0.58%
Eternal Limited
0.56%
Indusind Bank Ltd.
0.55%
Bharat Dynamics Limited
0.54%
Tata Steel Ltd.
0.54%
Au Small Finance Bank Ltd.
0.49%
Hindustan Aeronautics Limited
0.49%
Apar Industries Limited
0.46%
BEML Limited
0.45%
Apollo Tyres Ltd.
0.42%
Jindal Steel & Power Ltd.
0.41%
Hexaware Technologies Ltd.
0.38%
Titagarh Wagons Limited
0.37%
Gujarat Pipavav Port Ltd.
0.36%
Ipca Laboratories Ltd.
0.35%
J.Kumar Infraprojects Ltd.
0.35%
Bajaj Auto Limited
0.34%
Ashoka Buildcon Ltd.
0.33%
Oil & Natural Gas Corporation Ltd.
0.32%
Aurobindo Pharma Ltd.
0.31%
Hindustan Unilever Ltd.
0.31%
Adani Energy Solutions Limited
0.30%
Trent Ltd.
0.30%
Tata Motors Ltd.
0.29%
Britannia Industries Ltd.
0.28%
Mishra Dhatu Nigam Ltd.
0.27%
NHPC Ltd.
0.26%
PCBL Chemical Limited
0.25%
Adani Ports & Special Economic Zone
0.24%
Dynamatic Technologies Ltd.
0.24%
Bharat Forge Ltd.
0.23%
Garden Reach Shipbuilders & Engineers Limited
0.23%
Godrej Properties Ltd.
0.23%
LMW Limited
0.23%
Time Technoplast Limited
0.23%
HDFC Life Insurance Company Limited
0.22%
Kalpataru Projects International Ltd
0.22%
United Spirits Limited
0.22%
CESC Ltd.
0.21%
Cipla Ltd.
0.21%
TEGA INDUSTRIES LIMITED
0.21%
Life Insurance Corporation Of India
0.20%
Ambuja Cements Ltd.
0.18%
Savita Oil Technologies Ltd.
0.18%
SBI CARDS AND PAYMENT SERVICES LIMITED
0.17%
Glenmark Pharmaceuticals Ltd.
0.14%
Jio Financial Services Limited
0.14%
Ashok Leyland Ltd
0.13%
Bharti Airtel Ltd. - PARTLY PAID UP SHARES
0.13%
Indraprastha Gas Ltd.
0.13%
Dr Reddys Laboratories Ltd.
0.12%
Gujarat Industries Power Co. Ltd.
0.12%
Texmaco Rail & Engineering Ltd.
0.12%
Apollo Hospitals Enterprise Ltd.
0.11%
Avenue Supermarts Ltd.
0.11%
Bosch Limited
0.11%
Zee Entertainment Enterprises Ltd.
0.11%
Five-Star Business Finance Limited
0.10%
JSW Energy Ltd.
0.10%
Aditya Birla Sun Life AMC Limited
0.09%
ITC Hotels Limited
0.09%
MphasiS Limited.
0.09%
Shriram Finance Ltd.
0.09%
Home First Finance Company India Ltd
0.08%
Housing And Urban Development Corporation Ltd.
0.08%
SRF Ltd.
0.08%
Aegis Vopak Terminals Limited
0.07%
Hindalco Industries Ltd.
0.07%
Torrent Power Ltd.
0.07%
UPL Ltd.
0.01%
Bandhan Bank Ltd.
0.06%
Bharti Hexacom Limited
0.06%
INFO EDGE (INDIA) LIMITED
0.06%
Colgate-Palmolive ( I ) Ltd.
0.05%
Power Grid Corporation Of India Ltd.
0.05%
Alkem Laboratories Ltd.
0.04%
Fortis Healthcare Limited
0.04%
RHI MAGNESITA INDIA Limited
0.04%
Titan Company Ltd.
0.04%
ADANI ENTERPRISES LIMTIED
0.03%
Indian Hotels Company Ltd.
0.03%
Indian Railways Finance Corp. Ltd.
0.03%
Piramal Enterprises Limited
0.03%
VODAFONE IDEA LIMITED
0.03%
Bajaj Housing Finance Ltd.
0.02%
BEML Land Assets Limited
0.02%
Great Eastern Shipping Company Ltd.
0.02%
Ramco Systems Ltd.
0.02%
RITES Limited
0.02%
Vishal Mega Mart Limited
0.02%
Aarti Industries Ltd.
0.01%
Campus Activewear Limited
0.01%
Cummins India Ltd.
0.01%
Emcure Pharmaceuticals Limited
0.01%
Exide Industries Ltd.
0.01%
L&T Finance Ltd.
0.01%
Pidilite Industries Ltd.
0.01%
The Tata Power Company Ltd.
0.01%
Union Bank Of India
0.01%
Cholamandalam Investment & Finance Co. Ltd.
0.20%
7.18% GOI MAT 140833
2.41%
Floating Rate GOI 2034
1.53%
7.1% GOI MAT 080434
1.17%
7.18% GOI MAT 240737
1.04%
7.34% GOI MAT 220464
0.84%
7.26% GOI MAT 220832
0.43%
7.26% GOI MAT 060233
0.38%
6.79% GOI MAT 071034
0.26%
7.3% GOI MAT 190653
0.20%
7.09% GOI MAT 050854
0.16%
7.23% GOI MAT 150439
0.13%
7.1% GOI MAT 180429
0.11%
7.63% Gujarat SDL ISD 240124 Mat 240133
0.05%
7.64% Gujarat SDL ISD 170124 MAT 170133
0.05%
7.48% Uttar Pradesh SDL ISD 200324 Mat 200336
0.04%
7.64% % Gujarat SDL ISD 170124 Mat 170134
0.04%
7.25% GOI MAT 120663
0.03%
7.63% Gujarat SDL ISD 240124 Mat 240134
0.03%
7.45% Maharashtra ISD 220324 Mat 220339
0.02%
GOI STRIPS - Mat 170628
0.02%
6.99% GOI MAT 151251
0.01%
7.63% Maharashtra SDL Mat 310135
0.01%
LIC Housing Finance Ltd.
0.04%
State Bank Of India (Tier 2 - Basel III)
0.21%
Pipeline Infrastructure Pvt. Ltd.
0.12%
Small Industries Development Bank
0.05%
REC Limited.
0.04%
HDFC Bank Ltd.
0.03%
Housing And Urban Development Corporation Ltd.
0.05%
Indian Railways Finance Corp. Ltd.
0.03%
Bajaj Finance Ltd.
0.10%
National Bank For Agri & Rural Dev.
0.04%
Jamnagar Utilities & Power Pvt. Limited
0.15%
Bajaj Housing Finance Ltd.
0.05%
Punjab National Bank
0.26%
Bank Of Baroda (Tier 2 - Basel III)
0.25%
HDB Financial Services Ltd.
0.25%
Mahanagar Telephone Nigam Ltd.
0.20%
National Housing Bank
0.10%
Toyota Financial Services India Ltd.
0.10%
Power Finance Corporation Ltd.
0.05%
TATA Capital Housing Finance Ltd.
0.13%
Bharat Petroleum Corporation Ltd.
0.10%
Kotak Mahindra Investments Ltd.
0.10%
L&T Metro Rail (Hyderabad) Ltd
0.08%
Canara Bank (Tier 2 - Basel III)
0.06%
Tata Capital Ltd.
0.06%
Grasim Industries Ltd.
0.05%
Indian Oil Corporation Ltd.
0.05%
Power Grid Corporation Of India Ltd.
0.05%
Sundaram Home Finance Limited
0.05%
Union Bank Of India (Perpetual) (AT1) (Basel III)
0.05%
India Universal Trust AL2 (PTC Backed By Loan Receivables Originated By HDFC Bank Limited)
0.22%
Sansar Trust July 2023 II (PTC Backed By Loan Receivables Originated By Shriram Finance Limited)
0.11%
POWERGRID Infrastructure Investment Trust
0.19%
Embassy Office Parks REIT
0.74%
BROOKFIELD INDIA REAL ESTATE TRUST
0.47%
TREPS - Tri-party Repo
3.37%
Net Current Assets
0.87%
HDFC Bank Ltd.
9.86%
ICICI Bank Ltd.
9.97%
Bharti Airtel Ltd.
5.87%
Infosys Limited
3.57%
Axis Bank Ltd.
5.40%
MphasiS Limited.
1.55%
Max Financial Services Ltd.
1.54%
Kotak Mahindra Bank Limited
4.04%
State Bank Of India
1.37%
Fortis Healthcare Limited
1.32%
HCL Technologies Ltd.
1.49%
Indusind Bank Ltd.
1.34%
Max Healthcare Institute Limited
1.15%
Tata Consultancy Services Ltd.
2.24%
Hindustan Petroleum Corp. Ltd.
1.12%
ESCORTS KUBOTA LIMITED
1.08%
Lupin Ltd.
1.75%
Reliance Industries Ltd.
5.59%
Larsen And Toubro Ltd.
3.48%
LIC Housing Finance Ltd.
1.06%
Prestige Estates Projects Ltd.
1.06%
InterGlobe Aviation Ltd.
1.43%
Indian Hotels Company Ltd.
1.00%
Bharat Electronics Ltd.
0.98%
Gland Pharma Ltd.
0.98%
Trent Ltd.
0.95%
Maruti Suzuki India Limited
0.46%
Bajaj Finance Ltd.
0.92%
NTPC Limited
4.34%
Mahindra & Mahindra Financial Services Ltd.
0.03%
Ajanta Pharma Limited
0.89%
Aurobindo Pharma Ltd.
0.89%
Shriram Finance Ltd.
0.81%
Tata Motors Ltd.
3.27%
Coforge Limited
0.80%
Power Finance Corporation Ltd.
0.80%
Ipca Laboratories Ltd.
0.79%
Hindustan Aeronautics Limited
0.78%
Sun Pharmaceutical Industries Ltd.
2.69%
Eicher Motors Ltd.
0.89%
Five-Star Business Finance Limited
0.73%
Jindal Steel & Power Ltd.
0.71%
Solar Industries India Ltd.
0.71%
Hindalco Industries Ltd.
0.97%
SRF Ltd.
1.05%
Indraprastha Gas Ltd.
0.69%
SBI Life Insurance Company Ltd.
0.19%
Adani Energy Solutions Limited
0.66%
Ambuja Cements Ltd.
1.46%
Bharat Forge Ltd.
0.66%
Divis Laboratories Ltd.
0.63%
ITC LIMITED
2.91%
Bandhan Bank Ltd.
0.62%
Balkrishna Industries Ltd.
0.61%
Eternal Limited
1.90%
Motilal Oswal Financial Services Ltd.
0.59%
Dilip Buildcon Ltd.
0.56%
IDFC First Bank Limited
0.56%
Paradeep Phosphates Limited
0.56%
Cipla Ltd.
0.55%
Tata Steel Ltd.
0.55%
Apollo Tyres Ltd.
0.53%
Au Small Finance Bank Ltd.
0.53%
Tata Consumer Products Limited
1.48%
PB Fintech Limited
0.51%
PNB Housing Finance Ltd.
0.51%
Aster DM Healthcare Limited
0.50%
L&T Finance Ltd.
0.50%
Tech Mahindra Ltd.
0.50%
Timken India Ltd.
0.50%
Bank Of Baroda
0.49%
Persistent Systems Limited
0.49%
Glenmark Pharmaceuticals Ltd.
0.47%
Indian Bank
0.47%
Tata Communications Limited
0.47%
Ashok Leyland Ltd
0.46%
Bharat Petroleum Corporation Ltd.
0.45%
Cholamandalam Investment & Finance Co. Ltd.
1.75%
Steel Authority Of India Ltd.
0.44%
Crompton Greaves Consumer Elec. Ltd.
0.43%
Power Grid Corporation Of India Ltd.
0.43%
Eris Lifesciences Ltd
0.42%
Mahindra & Mahindra Ltd.
0.78%
Torrent Pharmaceuticals Ltd.
1.10%
The Federal Bank Ltd.
0.41%
Redington Ltd.
0.40%
Endurance Technologies Ltd.
0.38%
Hyundai Motor India Limited
1.07%
Bosch Limited
0.37%
HDFC Life Insurance Company Limited
0.37%
Emami Ltd.
0.36%
Wockhardt Ltd.
0.36%
KAYNES TECHNOLOGY INDIA LIMITED
0.35%
SBI CARDS AND PAYMENT SERVICES LIMITED
0.35%
GAIL (India) Ltd.
0.34%
NHPC Ltd.
0.34%
Aditya Birla Capital Ltd.
0.33%
Delhivery Limited
0.33%
Oil & Natural Gas Corporation Ltd.
0.33%
Creditaccess Grameen Limited
0.32%
Hindustan Unilever Ltd.
0.32%
Jubilant Foodworks Limited
0.32%
REC Limited.
0.32%
Suzlon Energy Ltd
0.32%
Avenue Supermarts Ltd.
0.31%
United Spirits Limited
0.57%
Avalon Technologies Limited
0.30%
PI Industries Ltd.
0.30%
UPL Ltd.
0.02%
Voltas Ltd.
0.30%
DCX Systems Limited
0.29%
CIE Automotive India Ltd
0.28%
Devyani International Ltd
0.28%
Medi Assist Healthcare Services Limited
0.28%
ACC Ltd.
0.27%
Fsn Ecommerce Ventures Limited (Nykaa)
0.27%
Zee Entertainment Enterprises Ltd.
0.27%
Blue Dart Express Ltd.
0.26%
Supreme Industries Ltd.
0.26%
Whirlpool Of India Ltd.
0.26%
Dr Reddys Laboratories Ltd.
0.25%
Havells India Ltd.
0.74%
LTIMindtree Limited
0.25%
Oil India Limited
0.25%
GUJARAT FLUOROCHEMICALS LIMITED
0.24%
Sona Blw Precision Forgings
0.24%
AIA Engineering Ltd.
0.23%
Carborundum Universal Ltd.
0.23%
Navin Fluorine International Ltd.
0.23%
Page Industries Ltd
0.23%
Cholamandalam Financial Holdings Ltd.
0.22%
TEGA INDUSTRIES LIMITED
0.20%
Titagarh Wagons Limited
0.20%
Tube Investments Of India Ltd.
0.20%
Bata India Ltd.
0.19%
JSW Energy Ltd.
0.19%
NLC India Ltd.
0.19%
Union Bank Of India
0.19%
Bank Of India
0.18%
Blue Star Ltd.
0.17%
Computer Age Management Services
0.17%
Exide Industries Ltd.
0.17%
Macrotech Developers Limited
0.17%
Gujarat State Petronet Ltd.
0.16%
KEC International Ltd.
0.16%
PVR LIMITED
0.16%
Brainbees Solutions Limited (FirstCry)
0.15%
Syngene International Limited
0.15%
VODAFONE IDEA LIMITED
0.15%
CarTrade Tech Limited
0.14%
Container Corporation Of India Ltd.
0.14%
Kajaria Ceramics Ltd.
0.14%
Biocon Ltd.
0.13%
Canara Bank
0.13%
Deepak Nitrite Limited
0.13%
Samvardhana Motherson International Ltd.
0.13%
TVS Motor Company Ltd.
0.13%
Zydus Lifesciences Limited
0.13%
Bharat Heavy Electricals Ltd.
0.12%
IIFL Finance Limited
0.12%
Nippon Life India Asset Management Limited
0.12%
Waaree Energies Limited
0.12%
Archean Chemical Industries Limited
0.11%
Star Health And Allied Insurance Company Ltd
0.11%
Brigade Enterprises Limited.
0.10%
Jio Financial Services Limited
0.10%
Life Insurance Corporation Of India
0.10%
STERLITE TECHNOLOGIES LIMITED
0.10%
SULA VINEYARDS LIMITED
0.10%
Bajaj Housing Finance Ltd.
0.09%
JK Cement Limited
0.09%
NBCC (India) Limited
0.09%
SAPPHIRE FOODS INDIA LIMITED
0.09%
Sterling And Wilson Renewable Energy Ltd.
0.09%
Sun TV Network Limited
0.09%
EClerx Services Limited
0.08%
One 97 Communications Limited
0.08%
Sundram Fasteners Ltd.
0.07%
United Breweries Ltd.
0.07%
Dixon Technologies (India) Ltd.
0.06%
IKIO Technologies Limited
0.06%
L&T Technology Services Ltd.
0.06%
Aarti Industries Ltd.
0.05%
CG Power And Industrial Solutions Ltd.
0.05%
Hexaware Technologies Ltd.
0.05%
Indian Railway Catering And Tourism Corp Ltd
0.05%
JSW Infrastructure Limited
0.05%
KEI Industries Ltd.
0.05%
Motherson Sumi Wiring India Limited
0.05%
Nazara Technologies Limited
0.05%
OCCL Limited
0.05%
Sai Life Sciences Limited
0.05%
Central Depository Services (India) Ltd.
0.04%
ICICI Prudential Life Insurance Company Ltd.
0.04%
LG Balakrishnan & Bros Ltd.
0.04%
UTI Asset Management Company Ltd
0.04%
Bharti Airtel Ltd. - PARTLY PAID UP SHARES
0.03%
Cello World Limited
0.03%
Chemplast Sanmar Limited
0.03%
Clean Science & Technology Ltd
0.03%
Craftsman Automation Ltd
0.03%
ITC Hotels Limited
0.18%
Aarti Pharmalabs Limited
0.02%
Delta Corp Ltd.
0.02%
Hero MotoCorp Ltd.
0.02%
Indigo Paints Limited
0.02%
Oriental Carbon & Chemicals Ltd.
0.02%
Titan Company Ltd.
2.24%
Godrej Consumer Products Ltd.
0.01%
ICICI Lombard General Insurance Co
0.01%
LATENT VIEW ANALYTICS LIMITED
0.01%
TCI Express Ltd.
0.01%
STL NETWORKS LIMITED
0.03%
Embassy Office Parks REIT
0.35%
TREPS - Tri-party Repo
3.39%
HDFC S&P BSE SENSEX ETF
0.15%
Net Current Assets
-0.07%
Bajaj Auto Limited
1.91%
Coal India Ltd.
1.89%
MANKIND PHARMA LIMITED
1.20%
UltraTech Cement Limited
0.97%
Adani Ports & Special Economic Zone
0.94%
Dabur India Ltd.
0.88%
DLF LIMITED
0.63%
Siemens Ltd.
0.33%
Siemens Energy India Limited
0.25%
Cummins India Ltd.
0.20%
Net Current Assets
-0.12%
Risk Ratios
Std. Deviation
9.156
Beta
1.224
Sharpe Ratio
1.443
Lock In Period
N/A
Residual Maturity
7.31 Years
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over
a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the
fund's performance is less sensitive to market movements, making it more predictable compared to the
market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries.
A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers
more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Peer Comparison
Overview
Return
Risk Ratios
| Fund Name | 1Y | 3Y | SI |
|---|---|---|---|
| ICICI Prudential Balanced Advantage Fund - Growth |
11.18%
|
13.39%
|
11.42%
|
| Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option |
8.69%
|
12.44%
|
11.03%
|
| SBI Balanced Advantage Fund - Regular Plan - Growth |
8.1%
|
13.76%
|
11.48%
|
| DSP Dynamic Asset Allocation Fund - Regular Plan - Growth |
7.68%
|
12.07%
|
9.19%
|
| Mirae Asset Balanced Advantage Fund Regular Plan- Growth |
7.15%
|
11.8%
|
11.84%
|
| UTI Balanced Advantage Fund - Regular Plan - Growth Option |
7.13%
|
N/A
|
12.1%
|
| UTI Balanced Advantage Fund - Regular Plan - Payout Of IDCW Option |
7.13%
|
N/A
|
12.1%
|
| Baroda Bnp Paribas Balanced Advantage Fund-regular Plan -growth Option |
6.93%
|
13.86%
|
14.08%
|
| Whiteoak Capital Balanced Advantage Fund Regular Plan Growth |
6.84%
|
N/A
|
14.75%
|
| Bajaj Finserv Balanced Advantage Fund-regular Plan-growth |
6.5%
|
N/A
|
8.74%
|
Fund Family
Overview
Return
Risk Ratios
| Scheme Name | 1Y | 3Y | SI |
|---|---|---|---|
| HDFC Silver ETF Fund Of Fund - Growth Option |
90.6%
|
36.92%
|
40.11%
|
| HDFC Gold ETF Fund Of Fund - Growth Option |
65.22%
|
31.74%
|
9.91%
|
| HDFC Gold ETF - Growth Option |
65.15%
|
31.81%
|
22.49%
|
| Hdfc Nifty It Etf |
24.1%
|
N/A
|
21.5%
|
| HDFC Developed World Overseas Equity Passive FOF - Growth Option |
23.77%
|
18.9%
|
14.83%
|
| Hdfc Bse Sensex Etf Bse Scrip Code: 539517 Nse Symbol: Hdfcsensex |
21.87%
|
N/A
|
13.83%
|
| HDFC Transportation And Logistics Fund - Growth Option |
19.52%
|
N/A
|
30.14%
|
| Hdfc Nifty100 Low Volatility 30 Etf |
17.03%
|
N/A
|
19.78%
|
| Hdfc Nifty200 Momentum 30 Etf |
16.7%
|
N/A
|
19.13%
|
| HDFC Banking & Financial Services Fund - Growth Option |
14.42%
|
15.75%
|
14.1%
|
Scheme Details
Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.35
Expense Ratio Direct
0.75
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Gopal Agrawal
Over 21 years Experience
Gopal Agrawal
Over 21 years Experience
Srinivasan Ramamurthy
Over 17 years Experience
Arun Agarwal
Over 25 years Experience
Nirman Morakhia
Over 16 years Experience
Anil Bamboli
Over 30 years Experience
Exit load
In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: Exit load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment of units. No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.
FAQs
Is a Mutual Fund with a Lower NAV Better?
Investors often wonder if a lower Net Asset Value (NAV) indicates a better investment. However, the NAV alone does not determine a fund's quality; performance and investment strategy are more critical factors.
What Are the Charges in Mutual Fund Investments?
Mutual funds typically have various charges, including expense ratios, exit loads, and entry loads (though many funds now have no entry load). Understanding these charges is essential for evaluating the overall cost of investment.
What Are the Tax Benefits of Mutual Funds?
Equity Linked Savings Schemes (ELSS) offer tax benefits under Section 80C of the Income Tax Act in India. Investors should be aware of these benefits when planning their investments.
Is It a Good Time to Invest in Mutual Funds?
Timing the market can be challenging. Investors should consider their financial goals and market conditions rather than trying to time their investments perfectly.
What Is the Difference Between Dividend and Growth Plans?
In a growth plan, profits are reinvested to increase NAV, while in a dividend plan, profits are distributed to investors, which may reduce NAV. The choice depends on individual investment goals.
Should I Invest in Infrastructure Funds?
Depending on market conditions and personal investment strategy, infrastructure funds can be a good option. Before investing, you should assess your risk tolerance and investment horizon.
What Are Sector-Specific Funds/Schemes?
These funds invest primarily in specific economic sectors like technology or healthcare. Because they are concentrated in one industry, they can offer higher returns and carry increased risk.
What Happens If I Miss an SIP Payment?
People who invest in SIPs usually won't buy units that month if they miss a payment. But this won't change future investments unless the investor stops the SIP completely.
How Can I Compare Different Mutual Funds?
You can compare mutual funds using various online financial tools and reports based on performance metrics, expense ratios, and risk profiles.
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