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Home Mf Research Hsbc Financial Services Fund Regular Growth
HSBC Mutual Fund

HSBC Financial Services Fund - Regular Growth

Equity Equity Sectoral Thematic
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • SI
NAV (as on 2025-06-20)
11.54 1.71%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,009.66
0.97 %
Two Week 2025-06-05 ₹1,000.00 ₹1,014.76
1.48 %
One Month 2025-05-21 ₹1,000.00 ₹1,032.02
3.20 %
Three Months 2025-03-24 ₹3,000.00 ₹3,148.35
4.95 %
Since Inception 2025-02-27 ₹4,000.00 ₹4,332.81
8.32 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 7.52
ICICI Bank Limited Banks Equity 7.48
Nippon Life India Asset Management Limited Capital Markets Equity 6.64
State Bank of India Banks Equity 5.47
PB Fintech Limited Financial Technology (Fintech) Equity 4.80
Axis Bank Limited Banks Equity 4.78
Shriram Finance Limited Finance Equity 4.55
Kotak Mahindra Bank Limited Banks Equity 4.25
Multi Commodity Exchange of India Limited Capital Markets Equity 3.86
HDFC Asset Management Company Limited Capital Markets Equity 3.57
Kfin Technologies Limited Capital Markets Equity 3.53
Cholamandalam Investment & Finance Company Limited Finance Equity 2.79
PNB Housing Finance Limited Finance Equity 2.70
Karur Vysya Bank Limited Banks Equity 2.67
Bajaj Finance Limited Finance Equity 2.66
Housing and Urban Development Corporation Limited Finance Equity 2.56
Max Financial Services Limited Insurance Equity 2.53
Power Finance Corporation Limited Finance Equity 2.09
Bank of Baroda Banks Equity 1.97
Federal Bank Limited Banks Equity 1.88
Bajaj Housing Finance Limited Finance Equity 1.72
SBI Cards & Payment Services Limited Finance Equity 1.70
Indian Energy Exchange Limited Capital Markets Equity 1.49
UTI Asset Management Company Limited Capital Markets Equity 1.49
CMS Info Systems Limited Commercial Services & Supplies Equity 1.44
Treps - Debt 13.75
Net Current Assets (including cash & bank balances) - Cash 0.11
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : equity

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