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Home Mf Research Hsbc Liquid Fund Regular Plan Growth
HSBC Mutual Fund

HSBC Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
3,739.50 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.22%
Expense Ratio (Direct)
0.12%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.24
0.12 %
Two Week 2025-05-19 ₹1,000.00 ₹1,002.86
0.29 %
1 Month 2025-05-04 ₹1,000.00 ₹1,005.48
0.55 %
Three Months 2025-03-05 ₹3,000.00 ₹3,034.00
1.13 %
Six Months 2024-12-05 ₹6,000.00 ₹6,122.56
2.04 %
One Year 2024-06-03 ₹12,000.00 ₹12,472.29
3.94 %
Three Year 2022-06-05 ₹36,000.00 ₹40,173.89
11.59 %
Five Year 2020-06-04 ₹60,000.00 ₹70,278.82
17.13 %
Ten Year 2015-06-07 ₹120,000.00 ₹159,518.55
32.93 %
Since Inception 2012-12-29 ₹152,000.00 ₹218,208.13
43.56 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banking Certificate of Deposit 6.88
Canara Bank Banking Certificate of Deposit 5.74
Bank of Baroda Banking Certificate of Deposit 3.30
Punjab National Bank Limited Banking Commercial Paper 4.58
Bank of Maharashtra Banking Commercial Paper 2.29
Indian Bank Banking Commercial Paper 1.71
Axis Bank Limited Banking Commercial Paper 0.86
Small Industries Development Bank of India Financial Services Commercial Paper 5.17
Reliance Jio Infocomm Limited Telecommunications Commercial Paper 4.02
National Housing Bank Financial Services Commercial Paper 3.73
National Bank for Agriculture & Rural Development Financial Services Commercial Paper 3.73
Kotak Securities Limited Financial Services Commercial Paper 3.72
Reliance Retail Ventures Limited Retail Commercial Paper 3.44
ICICI Securities Limited Financial Services Commercial Paper 3.02
Tata Steel Limited Metals Commercial Paper 2.87
NTPC Limited Energy Commercial Paper 2.84
PNB Housing Finance Limited Financial Services Commercial Paper 2.84
Tata Power Renewable Energy Limited Energy Commercial Paper 2.84
Aditya Birla Housing Finance Limited Financial Services Commercial Paper 2.30
Export Import Bank of India Financial Services Commercial Paper 2.29
HDFC Securities Limited Financial Services Commercial Paper 3.45
Tata Motors Finance Limited Automobile Commercial Paper 2.28
ICICI Home Finance Company Limited Financial Services Commercial Paper 2.20
Sikka Ports & Terminals Limited (Mukesh Ambani Group) Ports Commercial Paper 1.73
Tata Consumer Products Limited FMCG Commercial Paper 1.72
Jamnagar Utilities and Power Pvt Limited Utilities Commercial Paper 1.71
Bajaj Finance Limited Financial Services Commercial Paper 2.84
Treasury Bills Government Treasury Bills 13.24
182 DAYS 15AUG24 T-BILL Government Treasury Bills 2.45
91 DAYS T-BILL 26SEP24 Government Treasury Bills 2.29
91 DAYS T-BILL 24OCT24 Government Treasury Bills 2.28
182 DAYS T-BILL 22AUG24 Government Treasury Bills 1.76
91 DAYS 15AUG24 T-BILL Government Treasury Bills 1.44
91 DAYS T-BILL 19SEP24 Government Treasury Bills 1.33
182 DAYS 05SEP24 T-BILL Government Treasury Bills 0.89
182 DAYS T-BILL 19SEP24 Government Treasury Bills 0.57
182 DAYS T-BILL 12Sep24 Government Treasury Bills 0.17
91 DAYS T-BILL 08AUG24 Government Treasury Bills 0.06
Alternative Investment Funds (AIF) Finance AIF 0.22
CDMDF CLASS A2 AIF Finance AIF 0.22
Cash Equivalent Cash Management Net Current Assets -8.47
Net Current Assets Cash Management Net Current Assets -8.47
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Kapil Punjabi (17 Years), Shriram Ramanathan (22 Years),
  • Expense ration regular : 0.22
  • Expense ration direct : 0.12
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
For redemption within 7 Calendar Days, varies from 0.0070% to 0.0000%

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