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LIC MF ELSS Tax Saver - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
153.64 -0.72%
AUM (Fund Size)
N/A
Expense Ratio
2.12%
Exit load
Nil (Subject to lock-in period of 3 years)
Risk
N/A
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.20
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹994.70
-0.53 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.97
0.70 %
Three Months 2025-04-21 ₹3,000.00 ₹3,054.42
1.81 %
Six Months 2025-01-20 ₹6,000.00 ₹6,255.82
4.26 %
One Year 2024-07-18 ₹12,000.00 ₹12,322.01
2.68 %
Three Year 2022-07-19 ₹36,000.00 ₹46,142.57
28.17 %
Five Year 2020-07-20 ₹60,000.00 ₹89,702.81
49.50 %
Ten Year 2015-07-21 ₹120,000.00 ₹253,459.94
111.22 %
Since Inception 1997-02-06 ₹347,000.00 ₹2,009,169.33
479.01 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 67%
Debt 3%
Others 0%

Sectors Holding in LIC MF ELSS Tax Saver - Regular Plan - Growth

Banks
20%
Industrial Products
6%
Finance
6%
Retailing
3%
Construction
2%
IT - Software
4%
Petroleum Products
1%
Fertilizers & Agrochemicals
2%
Chemicals & Petrochemicals
1%
Cement & Cement Products
1%
Automobiles
3%
Consumer Durables
3%
Agricultural Food & Other Products
1%
Diversified FMCG
2%
Auto Components
3%
Electrical Equipment
2%
Beverages
1%
Leisure Services
1%
IT - Services
1%
Food Products
2%
Pharmaceuticals & Biotechnology
2%
Personal Products
0%
Healthcare Services
0%
Transport Services
0%
Realty
0%
Other
3%

Companies Holding in LIC MF ELSS Tax Saver - Regular Plan - Growth

HDFC Bank Ltd.
8.01%
ICICI Bank Ltd.
7.85%
Shakti Pumps (India) Ltd.
5.31%
Axis Bank Ltd.
3.67%
Cholamandalam Investment & Fin Co Ltd.
3.03%
State Bank Of India
2.34%
Trent Ltd.
2.29%
Larsen & Toubro Ltd.
2.28%
Infosys Ltd.
2.13%
Reliance Industries Ltd.
1.97%
P I INDUSTRIES LIMITED
1.86%
Power Finance Corporation Ltd.
1.84%
Tata Consultancy Services Ltd.
1.84%
SRF Ltd.
1.84%
Grasim Industries Ltd.
1.84%
Mahindra & Mahindra Ltd.
1.83%
Blue Star Ltd.
1.81%
Maruti Suzuki India Ltd.
1.67%
Eureka Forbes Ltd.
1.65%
Eicher Motors Ltd.
1.62%
CCL Products (India) Ltd.
1.56%
ITC Ltd.
1.54%
Bajaj Finserv Ltd.
1.51%
Bharat Forge Ltd.
1.49%
HCL Technologies Ltd.
1.47%
ABB India Ltd.
1.47%
Kirloskar Oil Engines Ltd.
1.43%
VARUN BEVERAGES LIMITED
1.39%
Coromandel International Ltd.
1.37%
EIH Ltd.
1.36%
Eternal Ltd.
1.31%
Hindustan Unilever Ltd.
1.30%
Affle 3i Ltd.
1.25%
Metro Brands Ltd.
1.14%
Nestle India Ltd.
1.11%
MRS Bectors Food Specialities Ltd.
1.10%
Mankind Pharma Ltd.
1.07%
ZF Commercial Vehicle Ctrl Sys Ind Ltd.
1.04%
Thermax Ltd.
1.03%
REC Ltd.
1.01%
Schaeffler India Ltd.
1.01%
Torrent Pharmaceuticals Ltd.
1.00%
Cipla Ltd.
0.98%
Procter & Gamble Hygiene&HealthCare Ltd.
0.96%
LTIMindtree Ltd.
0.95%
Navin Fluorine International Ltd.
0.89%
Avenue Supermarts Ltd.
0.83%
Abbott India Ltd.
0.81%
Kotak Mahindra Bank Ltd.
0.81%
Tata Elxsi Ltd.
0.74%
Piramal Pharma Ltd.
0.65%
JK Tyre & Industries Ltd.
0.64%
Dr Agarwal's Health Care Ltd.
0.59%
Ultratech Cement Ltd.
0.58%
Neuland Laboratories Ltd.
0.52%
TVS Motor Company Ltd.
0.50%
Blue Dart Express Ltd.
0.41%
Arvind Fashions Ltd.
0.25%
Prestige Estates Projects Ltd.
0.23%
Sun Pharmaceutical Industries Ltd.
0.20%
Sanofi Consumer Healthcare India Ltd.
0.04%
Treps
3.99%
Net Receivables / (Payables)
-0.16%

Risk Ratios

Std. Deviation 12.93
Beta 0.83
Sharpe Ratio 0.90
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.12
Expense Ratio Direct
0.96
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Yogesh Patil
22 years Experience
Dikshit Mittal
18 years Experience

Exit load

Nil (Subject to lock-in period of 3 years)

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