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LIC MF Focused Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
22.13 -0.79%
AUM (Fund Size)
N/A
Expense Ratio
2.51%
Exit load
{"0-12% within 12 months":"Nil","excess within 12 months":"1%","after 12 months":"Nil"}
Risk
N/A
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,003.61
0.36 %
Two Week 2025-07-03 ₹1,000.00 ₹1,010.77
1.08 %
One Month 2025-06-18 ₹1,000.00 ₹1,018.38
1.84 %
Three Months 2025-04-21 ₹3,000.00 ₹3,144.49
4.82 %
Six Months 2025-01-20 ₹6,000.00 ₹6,512.49
8.54 %
One Year 2024-07-18 ₹12,000.00 ₹12,717.85
5.98 %
Three Year 2022-07-19 ₹36,000.00 ₹44,843.18
24.56 %
Five Year 2020-07-20 ₹60,000.00 ₹86,000.26
43.33 %
Since Inception 2017-11-17 ₹94,000.00 ₹162,669.46
73.05 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 82%
Debt 3%
Others 0%

Sectors Holding in LIC MF Focused Fund - Regular Plan - Growth

Banks
7%
IT - Software
11%
Agricultural Food & Other Products
5%
Construction
9%
Healthcare Services
4%
Finance
15%
Beverages
4%
Leisure Services
3%
Industrial Products
4%
Realty
3%
Auto Components
3%
Chemicals & Petrochemicals
5%
Pharmaceuticals & Biotechnology
2%
Aerospace & Defense
3%
Electrical Equipment
2%
Personal Products
1%
Paper, Forest & Jute Products
1%
Other
3%

Companies Holding in LIC MF Focused Fund - Regular Plan - Growth

Kotak Mahindra Bank Ltd.
7.22%
Tata Consultancy Services Ltd.
7.09%
Tata Consumer Products Ltd.
5.88%
Techno Electric & Engineering Co. Ltd.
5.03%
Artemis Medicare Services Ltd.
4.43%
MAS Financial Services Ltd.
4.24%
Allied Blenders And Distillers Ltd.
4.12%
Tech Mahindra Ltd.
4.06%
EIH Ltd.
3.87%
Shriram Finance Ltd.
3.87%
Quadrant Future Tek Ltd.
3.72%
TARC Ltd.
3.71%
Mahindra & Mahindra Financial Serv Ltd.
3.66%
Tube Investments Of India Ltd.
3.43%
SBI Cards & Payment Services Ltd.
3.37%
Isgec Heavy Engineering Ltd.
3.10%
Foseco India Ltd.
2.91%
Biocon Ltd.
2.88%
Creditaccess Grameen Ltd.
2.77%
S H Kelkar And Company Ltd.
2.61%
Cyient DLM Ltd.
2.17%
Avalon Technologies Ltd.
2.06%
Linde India Ltd.
1.95%
Data Patterns (India) Ltd.
1.74%
Kirloskar Oil Engines Ltd.
1.55%
Gillette India Ltd.
1.51%
Afcons Infrastructure Ltd.
1.51%
JK Paper Ltd.
1.45%
JB Chemicals & Pharmaceuticals Ltd.
0.54%
Ami Organics Ltd.
0.54%
Treps
3.22%
Net Receivables / (Payables)
-0.20%

Risk Ratios

Std. Deviation 12.95
Beta 0.86
Sharpe Ratio 0.83
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.51
Expense Ratio Direct
1.56
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Jaiprakash Toshniwal
16+ years Experience
Mr. Sumit Bhatnagar
24+ years Experience

Exit load

{"0-12% within 12 months":"Nil","excess within 12 months":"1%","after 12 months":"Nil"}

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