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NIPPON INDIA BANKING & FINANCIAL SERVICES FUND - GROWTH

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Fund info
NAV (as on 2025-07-18)
632.88 -0.89%
AUM (Fund Size)
N/A
Expense Ratio
1.89%
Exit load
1% if redeemed or switched out on or before completion of 1 month, Nil thereafter
Risk
N/A
AMC
NIPPON INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹992.08
-0.79 %
Two Week 2025-07-03 ₹1,000.00 ₹988.92
-1.11 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.50
0.45 %
Three Months 2025-04-21 ₹3,000.00 ₹3,054.56
1.82 %
Six Months 2025-01-20 ₹6,000.00 ₹6,484.80
8.08 %
One Year 2024-07-18 ₹12,000.00 ₹13,204.46
10.04 %
Three Year 2022-07-19 ₹36,000.00 ₹48,007.26
33.35 %
Five Year 2020-07-20 ₹60,000.00 ₹99,926.71
66.54 %
Ten Year 2015-07-21 ₹120,000.00 ₹275,055.06
129.21 %
Since Inception 2003-05-26 ₹270,000.00 ₹2,533,961.05
838.50 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in NIPPON INDIA BANKING & FINANCIAL SERVICES FUND - GROWTH

Banks
64%
Capital Markets
4%
Finance
11%
Insurance
8%
Misc
3%

Companies Holding in NIPPON INDIA BANKING & FINANCIAL SERVICES FUND - GROWTH

HDFC Bank Limited
20.48%
ICICI Bank Limited
16.01%
Axis Bank Limited
8.62%
State Bank Of India
5.23%
Kotak Mahindra Bank Limited
5.01%
The Federal Bank Limited
4.21%
IndusInd Bank Limited
3.40%
Equitas Small Finance Bank Limited
2.21%
Canara Bank
1.64%
UTI Asset Management Company Limited
1.93%
KFin Technologies Limited
1.09%
Angel One Limited
1.06%
Multi Commodity Exchange Of India Limited
1.01%
SBI Cards And Payment Services Limited
2.83%
Cholamandalam Financial Holdings Limited
2.81%
Bajaj Finance Limited
2.05%
LIC Housing Finance Limited
2.00%
Power Finance Corporation Limited
1.94%
Bajaj Finserv Limited
1.80%
CreditAccess Grameen Limited
1.76%
SBI Life Insurance Company Limited
3.56%
ICICI Prudential Life Insurance Company Limited
2.75%
Max Financial Services Limited
2.15%
ICICI Lombard General Insurance Company Limited
1.21%
Equity Less Than 1% Of Corpus
1.20%
Cash And Other Receivables
2.05%

Risk Ratios

Std. Deviation 15.22
Beta 0.84
Sharpe Ratio 0.79
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.89
Expense Ratio Direct
1.09
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Vinay Sharma
more than 20 years Experience
Bhavik Dave
more than 12 years Experience

Exit load

1% if redeemed or switched out on or before completion of 1 month, Nil thereafter

FAQs

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