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SBI Mutual Fund

SBI Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
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-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-15)
4,072.44 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-08 ₹1,000.00 ₹1,000.98
0.10 %
Two Week 2025-05-31 ₹1,000.00 ₹1,002.72
0.27 %
One Month 2025-05-16 ₹1,000.00 ₹1,005.53
0.55 %
Three Months 2025-03-17 ₹3,000.00 ₹3,033.83
1.13 %
Six Months 2024-12-17 ₹6,000.00 ₹6,121.18
2.02 %
One Year 2024-06-15 ₹12,000.00 ₹12,464.85
3.87 %
Three Year 2022-06-16 ₹36,000.00 ₹40,147.00
11.52 %
Five Year 2020-06-16 ₹60,000.00 ₹70,579.79
17.63 %
Ten Year 2015-06-18 ₹120,000.00 ₹163,399.07
36.17 %
Since Inception 2012-01-13 ₹164,000.00 ₹254,523.84
55.20 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. - Debt 0.25
Aditya Birla Capital Ltd. - Debt 0.77
Power Finance Corporation Ltd. - Debt 0.36
Small Industries Development Bank of India - Debt 0.76
National Bank for Agriculture and Rural Development - Debt 1.52
John Deere Financial India Pvt. Ltd. - Debt 0.15
Mahindra Rural Housing Finance Ltd. - Debt 0.10
Muthoot Finance Ltd. - Debt 0.08
LIC Housing Finance Ltd. - Debt 0.04
5.22% CGL 2025 - Debt 3.95
8.29% State Government of Kerala 2025 - Debt 0.25
Reliance Retail Ventures Ltd. - Debt 0.77
Reliance Industries Ltd. - Debt 0.38
Tata Steel Ltd. - Debt 1.53
Reliance Jio Infocomm Ltd. - Debt 0.57
Bajaj Finance Ltd. - Debt 1.52
Mangalore Refinery and Petrochemicals Ltd. - Debt 1.52
Jio Credit Ltd. - Debt 1.30
ICICI Securities Ltd. - Debt 0.38
NTPC Ltd. - Debt 1.14
Tata Motors Finance Ltd. - Debt 0.76
Indian Oil Corporation Ltd. - Debt 0.77
Hindustan Petroleum Corporation Ltd. - Debt 0.84
Cotton Corporation Of India Ltd. - Debt 0.77
HDFC Securities Ltd. - Debt 0.28
Poonawalla Fincorp Ltd. - Debt 0.08
Kotak Securities Ltd. - Debt 0.38
Aditya Birla Housing Finance Ltd. - Debt 0.76
National Bank for Financing Infrastructure and Development - Debt 0.76
PNB Housing Finance Ltd. - Debt 0.76
TATA Capital Ltd. - Debt 0.76
ICICI Home Finance Co. Ltd. - Debt 0.46
Birla Group Holding Pvt. Ltd. - Debt 0.46
Tata Capital Housing Finance Ltd. - Debt 0.38
Tata Power Renewable Energy Ltd. - Debt 0.38
Ultratech Cement Ltd. - Debt 0.15
Bharat Heavy Electricals Ltd. - Debt 0.38
Aseem Infrastructure Finance Ltd. - Debt 0.15
Bajaj Financial Securities Ltd. - Debt 0.08
Godrej Consumer Products Ltd. - Debt 0.31
SEIL Energy India Ltd. - Debt 0.30
SMFG India Credit Company Ltd. - Debt 0.30
IGH Holdings Pvt Ltd. - Debt 0.15
Pilani Investment & Industries Corporation Ltd. - Debt 0.27
Chennai Petroleum Corporation Ltd. - Debt 0.27
Hero FinCorp Ltd. - Debt 0.23
Aditya Birla Money Ltd. - Debt 0.15
BOBCARD Ltd. - Debt 0.23
Network18 Media & Investments Ltd. - Debt 0.19
Godrej Agrovet Ltd. - Debt 0.15
Axis Securities Ltd. - Debt 0.04
Punjab National Bank - Debt 0.15
Canara Bank - Debt 1.51
Bank of India - Debt 0.69
Axis Bank Ltd. - Debt 3.03
Bank of Baroda - Debt 0.38
Indian Bank - Debt 0.42
IndusInd Bank Ltd. - Debt 0.54
UCO Bank - Debt 0.46
91 DAY T-BILL 07.08.25 - Debt 5.32
91 DAY T-BILL 03.07.25 - Debt 2.90
91 DAY T-BILL 11.07.25 - Debt 2.30
91 DAY T-BILL 17.07.25 - Debt 2.06
91 DAY T-BILL 21.08.25 - Debt 1.19
91 DAY T-BILL 28.08.25 - Debt 0.91
182 DAY T-BILL 24.07.25 - Debt 0.76
364 DAY T-BILL 18.07.25 - Debt 0.53
182 DAY T-BILL 31.07.25 - Debt 0.34
182 DAY T-BILL 12.06.25 - Debt 0.19
Corporate Debt Market Development Fund-A2 - Debt 0.27
TREPS - Debt 0.14
Reverse Repo - Debt 0.42
Net Receivable / Payable - - -8.04
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Arun R (Over 17 years), Mr. Rajeev Radhakrishnan (Over 20 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000,000,000,000,000.00
  • Type : debt
Exit load
N.A.

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