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Tata Equity Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-17)
55.20 -0.14%
AUM (Fund Size)
62
Expense Ratio
1.13%
Exit load
Redemption / Switch out / SWP / STP before expiry of 7 days from the date of allotment - 0.25% of NAV; Redemption / Switch out / SWP / STP after expiry of 7 days from the date of allotment - NIL
Risk
Moderate
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹998.91
-0.11 %
Two Week 2025-07-02 ₹1,000.00 ₹998.97
-0.10 %
One Month 2025-06-17 ₹1,000.00 ₹1,006.43
0.64 %
Three Months 2025-04-21 ₹3,000.00 ₹3,035.83
1.19 %
Six Months 2025-01-20 ₹6,000.00 ₹6,166.82
2.78 %
One Year 2024-07-18 ₹12,000.00 ₹12,490.63
4.09 %
Three Year 2022-07-18 ₹36,000.00 ₹42,157.65
17.10 %
Five Year 2020-07-20 ₹60,000.00 ₹76,509.81
27.52 %
Ten Year 2015-07-20 ₹120,000.00 ₹186,840.07
55.70 %
Since Inception 2003-08-18 ₹267,000.00 ₹668,436.88
150.35 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 12%
Debt 18%
Others 1%

Sectors Holding in Tata Equity Savings Fund - Regular Plan - Growth

Automobiles
0%
Capital Markets
0%
Finance
0%
Financial Technology (Fintech)
0%
Industrial Products
0%
Pharmaceuticals & Biotechnology
0%
Agricultural, Commercial & Construction Vehicles
0%
Power
1%
Cement & Cement Products
0%
Consumer Durables
0%
Industrial Manufacturing
0%
Ferrous Metals
0%
Diversified FMCG
1%
Electrical Equipment
0%
Banks
5%
Telecom - Services
1%
Insurance
0%
IT - Software
1%
Petroleum Products
2%
Transport Infrastructure
0%
Construction
1%
Precious Metals
0%
CAPITAL MARKETS
5%
Other
17%
Auto Components
0%
Transport Services
0%

Companies Holding in Tata Equity Savings Fund - Regular Plan - Growth

TVS MOTOR COMPANY LTD
0.59%
CENTRAL DEPOSITORY SERVICES (INDIA) LTD
0.55%
SHRIRAM FINANCE LTD
0.53%
PB FINTECH LTD
0.49%
CUMMINS INDIA LTD
0.44%
SUN PHARMACEUTICAL INDUSTRIES LTD
0.37%
AJANTA PHARMA LTD
0.34%
ESCORTS KUBOTA LTD
0.33%
REC LTD
0.30%
POWER GRID CORPORATION OF INDIA LTD
0.30%
ULTRATECH CEMENT LTD
0.28%
TITAN COMPANY LTD
0.28%
TITAGARH RAIL SYSTEMS LTD
0.27%
JINDAL STAINLESS LTD
0.25%
ITC LTD
0.25%
SIEMENS LTD
0.20%
SIEMENS ENERGY INDIA LTD
0.13%
INDUSIND BANK LTD
0.12%
TATA STEEL LTD
0.10%
BHARTI AIRTEL LTD (RIGHT 14/10/2021) (PARTLY PAID)
0.07%
SBI LIFE INSURANCE COMPANY LTD^
-2.14%
INFOSYS LTD^
-2.44%
AUROBINDO PHARMA LTD^
-2.59%
RELIANCE INDUSTRIES LTD^
-2.65%
AMBUJA CEMENTS LTD^
-3.62%
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD^
-3.68%
STATE BANK OF INDIA^
-3.71%
NTPC LTD^
-3.73%
AXIS BANK LTD^
-3.82%
HINDUSTAN UNILEVER LTD^
-3.89%
LARSEN & TOUBRO LTD^
-4.31%
HDFC BANK LTD^
-4.46%
BHARTI AIRTEL LTD^
-4.93%
SILVER MINI (5 KGS) COMMODITY
6.74%
SILVER MINI (5 KGS) COMMODITY^
-6.78%
TATA MONEY MARKET FUND
3.00%
TATA SHORT TERM BOND FUND
2.11%
GOI - 7.10% (08/04/2034) $$
11.94%
GOI - 7.38% (20/06/2027) $$
1.95%
GOI - 5.74% (15/11/2026) $$
1.89%
B) REPO
1.87%
CASH / NET CURRENT ASSET
3.26%
HDFC BANK LTD
6.90%
BHARTI AIRTEL LTD
5.86%
LARSEN & TOUBRO LTD
5.12%
RELIANCE INDUSTRIES LTD
4.50%
HINDUSTAN UNILEVER LTD
4.36%
NTPC LTD
4.25%
STATE BANK OF INDIA
4.23%
AXIS BANK LTD
3.80%
AMBUJA CEMENTS LTD
3.76%
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD
3.68%
AUROBINDO PHARMA LTD
2.93%
INFOSYS LTD
2.43%
ICICI BANK LTD
2.32%
SBI LIFE INSURANCE COMPANY LTD
2.13%
PERSISTENT SYSTEMS LTD
1.27%
BAJAJ FINSERV LTD
0.78%
TATA CONSULTANCY SERVICES LTD
0.72%
UNO MINDA LTD
0.69%
INTERGLOBE AVIATION LTD
0.67%
DIXON TECHNOLOGIES (INDIA) LTD
0.65%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.13
Expense Ratio Direct
0.51
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Sailesh Jain
21 years Experience
Murthy Nagarajan
27 years Experience
Tapan Patel
16 years Experience

Exit load

Redemption / Switch out / SWP / STP before expiry of 7 days from the date of allotment - 0.25% of NAV; Redemption / Switch out / SWP / STP after expiry of 7 days from the date of allotment - NIL

FAQs

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