Home Mf Research Tata Short Term Bond Fund Regular Plan Growth
Tata Mutual Fund

Tata Short Term Bond Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : Tata Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-12)
47.94 -0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.18%
Expense Ratio (Direct)
0.36%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹998.31
-0.17 %
Two Week 2025-05-28 ₹1,000.00 ₹998.98
-0.10 %
One Month 2025-05-13 ₹1,000.00 ₹1,005.34
0.53 %
Three Months 2025-03-17 ₹3,000.00 ₹3,042.79
1.43 %
Six Months 2024-12-16 ₹6,000.00 ₹6,167.64
2.79 %
One Year 2024-06-12 ₹12,000.00 ₹12,587.37
4.89 %
Three Year 2022-06-13 ₹36,000.00 ₹40,536.26
12.60 %
Five Year 2020-06-15 ₹60,000.00 ₹70,749.54
17.92 %
Ten Year 2015-06-15 ₹120,000.00 ₹164,224.14
36.85 %
Since Inception 2002-08-09 ₹279,000.00 ₹663,348.95
137.76 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
GOI - 7.32% (13/11/2030) - Debt 7.16
GOI - 7.10% (08/04/2034) - Debt 5.35
SGS MAHARASHTRA 6.76% (23/04/2037) - Debt 2.93
SGS MAHARASHTRA 6.77% (30/04/2037) - Debt 2.77
GOI - 6.92% (18/11/2039) - Debt 2.67
GOI - 7.17% (17/04/2030) - Debt 2.10
GOI - 6.79% (07/10/2034) - Debt 1.75
GOI - 7.02% (18/06/2031) - Debt 1.24
SGS MAHARASHTRA 7.13% (05/02/2037) - Debt 0.79
GOI - 7.10% (18/04/2029) - Debt 0.64
SGS GUJARAT 7.64% (10/01/2031) - Debt 0.45
SGS MAHARASHTRA 7.49% (07/02/2036) - Debt 0.34
GOI - 7.06% (10/04/2028) - Debt 0.32
SGS MAHARASHTRA 7.63% (31/01/2036) - Debt 0.16
SGS TAMILNADU 7.44% (05/06/2034) - Debt 0.16
SGS TAMILNADU 7.44% (20/03/2034) - Debt 0.16
GOI - 6.90% (15/04/2065) - Debt 0.15
GOI - 7.27% (08/04/2026) - Debt 0.15
GOI - 7.38% (20/06/2027) - Debt 0.12
GOI - 7.26% (06/02/2033) - Debt 0.08
GOI - 7.18% (14/08/2033) - Debt 0.08
SGS TAMILNADU 7.42% (03/04/2034) - Debt 0.06
GOI - 5.79% (11/05/2030) - Debt 0.06
SGS MAHARASHTRA 7.63% (31/01/2035) - Debt 0.04
GOI - 5.77% (03/08/2030) - Debt 0.02
SGS MAHARASHTRA 7.70% (08/11/2034) - Debt 0.02
GOI - 6.19% (16/09/2034) - Debt 0.01
GOI - 7.26% (14/01/2029) - Debt 0.01
GOI - 6.54% (17/01/2032) - Debt 0.01
07.60 % POONAWALLA FINCORP LTD - 28/05/2027 - Debt 3.06
07.53 % NABARD - 24/03/2028 - Debt 2.35
07.57 % NABARD - 19/03/2026 - Debt 2.31
07.25 % SMALL INDUST DEVLOP BANK OF INDIA - 31/07/2025 - Debt 2.30
06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026 - Debt 2.29
08.24 % POWER GRID CORPORATION OF INDIA LTD - 14/02/2029 - Debt 1.62
07.45 % EXIM - 12/04/2028 - Debt 1.57
07.59 % NATIONAL HOUSING BANK - 08/09/2027 - Debt 1.57
07.84 % LIC HOUSING FINANCE LTD - 11/05/2027 - Debt 1.56
08.45 % NOMURA CAPITAL (INDIA) PVT LTD - 01/03/2027 - Debt 1.55
07.64 % POWER FINANCE CORPORATION - 25/08/2026 - Debt 1.55
07.55 % POWER FINANCE CORPORATION - 15/07/2026 - Debt 1.55
07.58 % NABARD - 31/07/2026 - Debt 1.54
06.90 % HOUSING & URBAN DEVELOPMENT CORPORATION LTD - 23/04/2032 - Debt 1.54
06.87 % REC LTD - 31/05/2030 - Debt 1.54
07.23 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 15/10/2026 - Debt 1.54
07.07 % LIC HOUSING FINANCE LTD - 29/04/2030 - Debt 1.54
07.61 % LIC HOUSING FINANCE LTD - 30/07/2025 - Debt 1.53
07.85 % INTERISE TRUST - 31/03/2040 - Debt 1.46
07.40 % SUNDARAM FIN LTD - 26/08/2025 - Debt 1.38
07.43 % SMALL INDUST DEVLOP BANK OF INDIA - 31/08/2026 - Debt 1.23
07.40 % NABARD - 29/04/2030 - Debt 0.79
07.55 % REC LTD - 31/03/2028 - Debt 0.78
07.59 % POWER FINANCE CORPORATION - 17/01/2028 - Debt 0.78
07.57 % LIC HOUSING FINANCE LTD - 18/10/2029 - Debt 0.78
07.73 % TATA CAPITAL HOUSING FINANCE LTD - 14/01/2030 - Debt 0.78
08.10 % BAJAJ HOUSING FINANCE LTD - 08/07/2027 - Debt 0.78
07.44 % SMALL INDUST DEVLOP BANK OF INDIA - 10/04/2028 - Debt 0.78
07.44 % NABARD - 24/02/2028 - Debt 0.78
07.59 % REC LTD - 31/05/2027 - Debt 0.78
07.74 % LIC HOUSING FINANCE LTD - 11/02/2028 - Debt 0.78
07.71 % REC LTD - 26/02/2027 - Debt 0.78
07.55 % POWER FINANCE CORPORATION - 15/04/2027 - Debt 0.78
07.80 % REC LTD - 30/05/2026 - Debt 0.77
08.10 % BAJAJ FINANCE LTD - 10/07/2026 - Debt 0.77
07.91 % TATA CAPITAL LTD - 03/12/2026 - Debt 0.77
07.54 % SMALL INDUST DEVLOP BANK OF INDIA - 12/01/2026 - Debt 0.77
07.47 % SMALL INDUST DEVLOP BANK OF INDIA - 25/11/2025 - Debt 0.77
07.15 % SMALL INDUST DEVLOP BANK OF INDIA - 21/07/2025 - Debt 0.76
07.20 % MINDSPACE BUSINESS PARKS REIT - 10/05/2030 - Debt 0.61
06.65 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 20/05/2030 - Debt 0.46
07.54 % REC LTD - 30/12/2026 - Debt 0.16
08.27 % NATIONAL HIGHWAYS AUTHORITY OF INDIA - 28/03/2029 - Debt 0.01
08.85 % SANSAR JUNE 2024 TRUST - 25/09/2027 - Debt 1.62
08.02 % INDIA UNIVERSAL TRUST AL1 - 20/08/2026 - Debt 1.16
08.09 % INDIA UNIVERSAL TRUST AL2 - 21/11/2027 - Debt 0.90
08.12 % INDIA UNIVERSAL TRUST AL1 - 20/06/2027 - Debt 0.56
- PUNJAB NATIONAL BANK - CD - 18/03/2026 - Debt 2.18
- HDFC BANK LTD - CD - 19/09/2025 - Debt 1.50
- PUNJAB NATIONAL BANK - CD - 05/12/2025 - Debt 1.48
- AXIS BANK LTD - CD - 07/01/2026 - Debt 1.47
- AXIS BANK LTD - CD - 08/01/2026 - Debt 1.47
- HDFC BANK LTD - CD - 06/02/2026 - Debt 1.46
SBIMF AIF - CAT I (CDMDF)27/10/2038 - - 0.23
ROADSTAR INFRA INVESTMENT TRUST - INV-IT Transport Infrastructure - 0.05
TATA NIFTY SDL PLUS AAA PSU BOND DEC 2027 60 40 INDEX FUND CAPITAL MARKETS Debt 0.19
D) REPO - - 2.17
CASH / NET CURRENT ASSET - Cash 1.96
SIP Calculator
Risk Ratios
Standard Deviation
1.14
Beta
0.90
Sharpe Ratio
-0.14
Lock In Period
-
Residual Maturity
2.80
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Murthy Nagarajan (27), Abhishek Sonthalia (15),
  • Expense ration regular : 1.18
  • Expense ration direct : 0.36
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
Nil

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