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Tata Short Term Bond Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
48.23 0.04%
AUM (Fund Size)
N/A
Expense Ratio
1.18%
Exit load
Nil
Risk
N/A
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.20
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.45
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.42
0.44 %
Three Months 2025-04-21 ₹3,000.00 ₹3,026.72
0.89 %
Six Months 2025-01-20 ₹6,000.00 ₹6,145.74
2.43 %
One Year 2024-07-18 ₹12,000.00 ₹12,561.30
4.68 %
Three Year 2022-07-19 ₹36,000.00 ₹40,498.82
12.50 %
Five Year 2020-07-20 ₹60,000.00 ₹70,801.42
18.00 %
Ten Year 2015-07-21 ₹120,000.00 ₹164,215.44
36.85 %
Since Inception 2002-08-09 ₹280,000.00 ₹668,339.24
138.69 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 58%
Others 2%

Sectors Holding in Tata Short Term Bond Fund - Regular Plan - Growth

Other
61%
Transport Infrastructure
0%
CAPITAL MARKETS
0%

Companies Holding in Tata Short Term Bond Fund - Regular Plan - Growth

GOI - 7.32% (13/11/2030)
7.16%
GOI - 7.10% (08/04/2034)
5.35%
SGS MAHARASHTRA 6.76% (23/04/2037)
2.93%
SGS MAHARASHTRA 6.77% (30/04/2037)
2.77%
GOI - 6.92% (18/11/2039)
2.67%
GOI - 7.17% (17/04/2030)
2.10%
GOI - 6.79% (07/10/2034)
1.75%
GOI - 7.02% (18/06/2031)
1.24%
SGS MAHARASHTRA 7.13% (05/02/2037)
0.79%
GOI - 7.10% (18/04/2029)
0.64%
SGS GUJARAT 7.64% (10/01/2031)
0.45%
SGS MAHARASHTRA 7.49% (07/02/2036)
0.34%
GOI - 7.06% (10/04/2028)
0.32%
SGS MAHARASHTRA 7.63% (31/01/2036)
0.16%
SGS TAMILNADU 7.44% (05/06/2034)
0.16%
SGS TAMILNADU 7.44% (20/03/2034)
0.16%
GOI - 6.90% (15/04/2065)
0.15%
GOI - 7.27% (08/04/2026)
0.15%
GOI - 7.38% (20/06/2027)
0.12%
GOI - 7.26% (06/02/2033)
0.08%
GOI - 7.18% (14/08/2033)
0.08%
SGS TAMILNADU 7.42% (03/04/2034)
0.06%
GOI - 5.79% (11/05/2030)
0.06%
SGS MAHARASHTRA 7.63% (31/01/2035)
0.04%
GOI - 5.77% (03/08/2030)
0.02%
SGS MAHARASHTRA 7.70% (08/11/2034)
0.02%
GOI - 6.19% (16/09/2034)
0.01%
GOI - 7.26% (14/01/2029)
0.01%
GOI - 6.54% (17/01/2032)
0.01%
07.60 % POONAWALLA FINCORP LTD - 28/05/2027
3.06%
07.53 % NABARD - 24/03/2028
2.35%
07.57 % NABARD - 19/03/2026
2.31%
07.25 % SMALL INDUST DEVLOP BANK OF INDIA - 31/07/2025
2.30%
06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026
2.29%
08.24 % POWER GRID CORPORATION OF INDIA LTD - 14/02/2029
1.62%
07.45 % EXIM - 12/04/2028
1.57%
07.59 % NATIONAL HOUSING BANK - 08/09/2027
1.57%
07.84 % LIC HOUSING FINANCE LTD - 11/05/2027
1.56%
08.45 % NOMURA CAPITAL (INDIA) PVT LTD - 01/03/2027
1.55%
07.64 % POWER FINANCE CORPORATION - 25/08/2026
1.55%
07.55 % POWER FINANCE CORPORATION - 15/07/2026
1.55%
07.58 % NABARD - 31/07/2026
1.54%
06.90 % HOUSING & URBAN DEVELOPMENT CORPORATION LTD - 23/04/2032
1.54%
06.87 % REC LTD - 31/05/2030
1.54%
07.23 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 15/10/2026
1.54%
07.07 % LIC HOUSING FINANCE LTD - 29/04/2030
1.54%
07.61 % LIC HOUSING FINANCE LTD - 30/07/2025
1.53%
07.85 % INTERISE TRUST - 31/03/2040
1.46%
07.40 % SUNDARAM FIN LTD - 26/08/2025
1.38%
07.43 % SMALL INDUST DEVLOP BANK OF INDIA - 31/08/2026
1.23%
07.40 % NABARD - 29/04/2030
0.79%
07.55 % REC LTD - 31/03/2028
0.78%
07.59 % POWER FINANCE CORPORATION - 17/01/2028
0.78%
07.57 % LIC HOUSING FINANCE LTD - 18/10/2029
0.78%
07.73 % TATA CAPITAL HOUSING FINANCE LTD - 14/01/2030
0.78%
08.10 % BAJAJ HOUSING FINANCE LTD - 08/07/2027
0.78%
07.44 % SMALL INDUST DEVLOP BANK OF INDIA - 10/04/2028
0.78%
07.44 % NABARD - 24/02/2028
0.78%
07.59 % REC LTD - 31/05/2027
0.78%
07.74 % LIC HOUSING FINANCE LTD - 11/02/2028
0.78%
07.71 % REC LTD - 26/02/2027
0.78%
07.55 % POWER FINANCE CORPORATION - 15/04/2027
0.78%
07.80 % REC LTD - 30/05/2026
0.77%
08.10 % BAJAJ FINANCE LTD - 10/07/2026
0.77%
07.91 % TATA CAPITAL LTD - 03/12/2026
0.77%
07.54 % SMALL INDUST DEVLOP BANK OF INDIA - 12/01/2026
0.77%
07.47 % SMALL INDUST DEVLOP BANK OF INDIA - 25/11/2025
0.77%
07.15 % SMALL INDUST DEVLOP BANK OF INDIA - 21/07/2025
0.76%
07.20 % MINDSPACE BUSINESS PARKS REIT - 10/05/2030
0.61%
06.65 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 20/05/2030
0.46%
07.54 % REC LTD - 30/12/2026
0.16%
08.27 % NATIONAL HIGHWAYS AUTHORITY OF INDIA - 28/03/2029
0.01%
08.85 % SANSAR JUNE 2024 TRUST - 25/09/2027
1.62%
08.02 % INDIA UNIVERSAL TRUST AL1 - 20/08/2026
1.16%
08.09 % INDIA UNIVERSAL TRUST AL2 - 21/11/2027
0.90%
08.12 % INDIA UNIVERSAL TRUST AL1 - 20/06/2027
0.56%
- PUNJAB NATIONAL BANK - CD - 18/03/2026
2.18%
- HDFC BANK LTD - CD - 19/09/2025
1.50%
- PUNJAB NATIONAL BANK - CD - 05/12/2025
1.48%
- AXIS BANK LTD - CD - 07/01/2026
1.47%
- AXIS BANK LTD - CD - 08/01/2026
1.47%
- HDFC BANK LTD - CD - 06/02/2026
1.46%
SBIMF AIF - CAT I (CDMDF)27/10/2038
0.23%
ROADSTAR INFRA INVESTMENT TRUST - INV-IT
0.05%
TATA NIFTY SDL PLUS AAA PSU BOND DEC 2027 60 40 INDEX FUND
0.19%
D) REPO
2.17%
CASH / NET CURRENT ASSET
1.96%

Risk Ratios

Std. Deviation 1.14
Beta 0.90
Sharpe Ratio -0.14
Lock In Period N/A
Residual Maturity 2.80

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.18
Expense Ratio Direct
0.36
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Murthy Nagarajan
27 Experience
Abhishek Sonthalia
15 Experience

Exit load

Nil

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