Home Mf Research Uti Multi Asset Allocation Fund Regular Plan
UTI MUTUAL FUND

UTI Multi Asset Allocation Fund - Regular Plan

Hybrid Hybrid Multi Asset Allocation
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-13)
73.58 -0.72%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.97%
Expense Ratio (Direct)
1.09%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹996.76
-0.32 %
Two Week 2025-05-29 ₹1,000.00 ₹1,007.87
0.79 %
One Month 2025-05-14 ₹1,000.00 ₹1,013.46
1.35 %
Three Months 2025-03-17 ₹3,000.00 ₹3,133.06
4.44 %
Six Months 2024-12-16 ₹6,000.00 ₹6,256.46
4.27 %
One Year 2024-06-13 ₹12,000.00 ₹12,484.30
4.04 %
Three Year 2022-06-14 ₹36,000.00 ₹47,828.53
32.86 %
Five Year 2020-06-15 ₹60,000.00 ₹92,033.85
53.39 %
Ten Year 2015-06-16 ₹120,000.00 ₹235,332.22
96.11 %
Since Inception 2008-12-17 ₹201,000.00 ₹536,234.92
166.78 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI BANK LTD Banks Equity 3.93
BHARTI AIRTEL LTD. Telecom - Services Equity 2.92
INFOSYS LTD. IT - Software Equity 2.58
HDFC BANK LIMITED Banks Equity 2.55
ITC LTD. Diversified FMCG Equity 2.47
TATA CONSULTANCY SERVICES LTD. IT - Software Equity 2.41
HCL TECHNOLOGIES LTD. IT - Software Equity 2.30
BAJAJ FINSERV LTD. Finance Equity 2.03
RELIANCE INDUSTRIES LTD. Petroleum Products Equity 1.95
SUN PHARMACEUTICALS INDUSTRIES Pharmaceuticals & Biotechnology Equity 1.85
NESTLE INDIA LTD. Food Products Equity 1.68
PERSISTENT SYSTEMS LTD. IT - Software Equity 1.57
BRITANNIA INDUSTRIES LTD. Food Products Equity 1.47
ASIAN PAINTS (INDIA) LTD. Consumer Durables Equity 1.40
DIXON TECHNOLOGIES (INDIA) LTD Consumer Durables Equity 1.35
DIVIS LABORATORIES LTD. Pharmaceuticals & Biotechnology Equity 1.34
KOTAK MAHINDRA BANK LTD. Banks Equity 1.26
INTERGLOBE AVIATION LTD Transport Services Equity 1.17
MARUTI SUZUKI INDIA LTD. Automobiles Equity 1.14
HINDUSTAN UNILEVER LTD Diversified FMCG Equity 1.12
ULTRATECH CEMENT LTD. Cement & Cement Products Equity 1.02
COAL INDIA LTD. Consumable Fuels Equity 1.00
HINDUSTAN AERONAUTICS LTD Aerospace & Defense Equity 0.97
INDIAN HOTELS COMPANY LTD. Leisure Services Equity 0.92
TITAN COMPANY LTD. Consumer Durables Equity 0.92
VEDANTA LTD Diversified Metals Equity 0.91
PIDILITE INDUSTRIES LTD. Chemicals & Petrochemicals Equity 0.89
EICHER MOTORS LTD Automobiles Equity 0.88
TRENT LIMITED Retailing Equity 0.82
COLGATE PALMOLIVE INDIA LTD. Personal Products Equity 0.72
LARSEN & TOUBRO LTD. Construction Equity 0.70
HDFC ASSET MANAGEMENT COMPANY Capital Markets Equity 0.70
BAJAJ FINANCE LTD. Finance Equity 0.70
MARICO LTD Agricultural Food & other Products Equity 0.66
COFORGE LTD IT - Software Equity 0.65
TECH MAHINDRA LTD. IT - Software Equity 0.62
CUMMINS INDIA LTD. Industrial Products Equity 0.56
BAJAJ HOLDINGS & INVESTMENT LT Finance Equity 0.55
COROMANDEL INTERNATIONAL LTD. Fertilizers & Agrochemicals Equity 0.54
LAURUS LABS LTD. Pharmaceuticals & Biotechnology Equity 0.48
UPL LTD. Fertilizers & Agrochemicals Equity 0.48
FORTIS HEALTHCARE LTD. Healthcare Services Equity 0.46
SBI LIFE INSURANCE COMPANY LTD Insurance Equity 0.46
LTIMindtree Limited IT - Software Equity 0.46
AXIS BANK LTD. Banks Equity 0.45
SHREE CEMENT LTD. Cement & Cement Products Equity 0.45
DLF LTD. Realty Equity 0.43
ABBOTT INDIA LTD. Pharmaceuticals & Biotechnology Equity 0.42
ONE 97 COMMUNICATIONS LTD Financial Technology (Fintech) Equity 0.41
MUTHOOT FINANCE LTD. Finance Equity 0.40
SBI CARDS & PAYMENTS SERVICES Finance Equity 0.37
REC LTD Finance Equity 0.37
LIC OF INDIA Insurance Equity 0.37
INDIAN RAILWAY CATERING & TOUR Leisure Services Equity 0.33
TORRENT PHARMACEUTICALS LTD. Pharmaceuticals & Biotechnology Equity 0.31
GLENMARK PHARMACEUTICALS LTD. Pharmaceuticals & Biotechnology Equity 0.30
DABUR INDIA LTD. Personal Products Equity 0.30
ORACLE FINANCIAL SERVICES SOFT IT - Software Equity 0.29
BLUE STAR LIMITED Consumer Durables Equity 0.29
LLOYDS METALS & ENERGY LTD. Minerals & Mining Equity 0.28
HYUNDAI MOTOR INDIA LTD Automobiles Equity 0.28
SAMVARDHANA MOTHERSON INTL LTD Auto Components Equity 0.27
ICICI LOMBARD GENERAL INSURANC Insurance Equity 0.26
GAIL ( INDIA )LTD. Gas Equity 0.26
INDIAN ENERGY EXCHANGE LTD Capital Markets Equity 0.25
NAVIN FLUORINE INTERNATIONAL L Chemicals & Petrochemicals Equity 0.24
HINDUSTAN ZINC LTD. Non - Ferrous Metals Equity 0.22
LUPIN LTD. Pharmaceuticals & Biotechnology Equity 0.20
ETERNAL LIMITED Retailing Equity 0.19
TVS MOTOR COMPANY LTD Automobiles Equity 0.18
BOSCH LTD. Auto Components Equity 0.18
MRF LTD. Auto Components Equity 0.16
NIPPON LIFE INDIA ASSET MANAGE Capital Markets Equity 0.16
DR REDDYS LABORATORIES LTD. Pharmaceuticals & Biotechnology Equity 0.15
PAGE INDUSTRIES Textiles & Apparels Equity 0.14
BSE LTD Capital Markets Equity 0.13
VOLTAS LTD. Consumer Durables Equity 0.12
PRESTIGE ESTATES PROJECTS LTD Realty Equity 0.12
PROCTER & GAMBLE HYGIENE & HEL Personal Products Equity 0.11
CANARA BANK Banks Equity 0.09
BIRLASOFT LTD IT - Software Equity 0.08
INFO-EDGE (INDIA) LTD. Retailing Equity 0.08
HAVELLS INDIA LTD. Consumer Durables Equity 0.08
CHAMBAL FERTILISERS & CHEMICAL Fertilizers & Agrochemicals Equity 0.06
PETRONET LNG LTD. Gas Equity 0.06
TORRENT POWER LTD. Power Equity 0.06
BANK OF BARODA Banks Equity 0.04
EXIDE INDUSTRIES LTD. Auto Components Equity 0.01
CIPLA LTD. Pharmaceuticals & Biotechnology Equity 0.01
POLYCAB INDIA LTD Industrial Products Equity 0.01
ZYDUS LIFESCIENCES LTD Pharmaceuticals & Biotechnology Equity 0.01
UNITED SPIRITS LTD. Beverages Equity 0.01
INDRAPRASTHA GAS LTD. Gas Equity 0.01
REC LTD - Debt 0.94
POWER FINANCE CORPORATION LTD. - Debt 0.93
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - Debt 0.93
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.92
EXPORT IMPORT BANK OF INDIA - Debt 0.92
HDFC BANK LTD. - Debt 0.47
INDIAN OIL CORPORATION LTD. - Debt 0.46
MF UNITS UTI MF- GOLD EXCHANGE TRADED FUND ETF - Debt 11.04
7.10% GSEC - MAT - 08/04/2034 - Debt 2.85
07.32% GSEC MAT -13/11/2030 - Debt 1.43
07.18% GSEC MAT -24/07/2037 - Debt 0.96
7.29% WB SDL MAT - 12/03/2038 - Debt 0.94
6.79% GOVT BONDS - 07/10/2034 - Debt 0.93
07.08% HARYANA SDL MAT - 26/03/2039 - Debt 0.47
07.09% HARYANA SDL MAT - 26/03/2040 - Debt 0.47
7.08% A P SGL MAT - 26/03/2037 - Debt 0.46
7.12% MH SDL-MAT-05/02/2038 - Debt 0.37
7.05% ODISHA SGS MAT - 26/03/2035 - Debt 0.06
MF UNITS Nifty 5 yr Benchmark G-Sec ETF - Debt 0.03
MF UNITS Nifty 10 yr Benchmark G-Sec ETF - Debt 0.02
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.02
NET CURRENT ASSETS - - 6.93
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Sharwan Kumar Goyal (), Mr. Sunil Madhukar Patil (), Mr. Ayush Jain (), (),
  • Expense ration regular : 1.97
  • Expense ration direct : 1.09
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
Exit Load applicable within 12 months: 1.00% beyond 10% of units.

FAQs

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