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Home Mf Research Aditya Birla Sun Life Banking And Financial Services Fund Regular Plan Growth
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Banking And Financial Services Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
59.93 -0.55%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.97%
Expense Ratio (Direct)
1.01%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,003.01
0.30 %
Two Week 2025-05-19 ₹1,000.00 ₹999.50
-0.05 %
1 Month 2025-05-05 ₹1,000.00 ₹1,016.80
1.68 %
Three Months 2025-03-05 ₹3,000.00 ₹3,251.59
8.39 %
Six Months 2024-12-05 ₹6,000.00 ₹6,517.57
8.63 %
One Year 2024-06-03 ₹12,000.00 ₹12,897.46
7.48 %
Three Year 2022-06-06 ₹36,000.00 ₹46,526.31
29.24 %
Five Year 2020-06-04 ₹60,000.00 ₹93,284.08
55.47 %
Ten Year 2015-06-08 ₹120,000.00 ₹251,802.95
109.84 %
Since Inception 2013-12-14 ₹140,000.00 ₹336,596.26
140.43 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Bank Limited Banks Equity 18.27
HDFC Bank Limited Banks Equity 17.65
Axis Bank Limited Banks Equity 7.82
State Bank of India Banks Equity 6.09
AU Small Finance Bank Limited Banks Equity 2.97
The Federal Bank Limited Banks Equity 2.44
Bank of India Banks Equity 2.30
Bank of Baroda Banks Equity 1.95
RBL Bank Limited Banks Equity 1.71
Kotak Mahindra Bank Limited Banks Equity 1.48
Utkarsh Small Finance Bank Ltd Banks Equity 0.90
Bandhan Bank Limited Banks Equity 0.50
The Jammu & Kashmir Bank Limited Banks Equity 0.16
Bajaj Finance Limited Finance Equity 5.07
Shriram Finance Ltd Finance Equity 3.85
Repco Home Finance Limited Finance Equity 3.51
Poonawalla Fincorp Limited Finance Equity 3.02
Cholamandalam Financial Holdings Limited Finance Equity 2.96
LIC Housing Finance Limited Finance Equity 2.75
SBFC Finance Ltd Finance Equity 1.13
Fusion Micro Finance Ltd Finance Equity 1.02
Mahindra & Mahindra Financial Services Limited Finance Equity 1.01
Mas Financial Services Limited Finance Equity 0.61
Home First Finance Company India Limited Finance Equity 0.26
ICICI Lombard General Insurance Company Limited Insurance Equity 1.67
SBI Life Insurance Company Limited Insurance Equity 1.46
Max Financial Services Limited Insurance Equity 0.74
Star Health & Allied Insurance Limited Insurance Equity 0.63
HDFC Life Insurance Company Limited Insurance Equity 0.37
Computer Age Management Services Limited Capital Markets Equity 2.78
Central Depository Services (India) Limited Capital Markets Equity 1.63
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan MUTUAL FUNDS Equity 0.41
Cash & Current Assets Cash Cash 0.86
SIP Calculator
Risk Ratios
Standard Deviation
15.87
Beta
0.93
Sharpe Ratio
0.58
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Dhaval Gala (8.8 years), Mr. Dhaval Joshi (1.6 years),
  • Expense ration regular : 1.97
  • Expense ration direct : 1.01
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity
Exit load
1.00% if redeemed within 30 days; Nil thereafter

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