Home Mf Research Aditya Birla Sun Life Banking And Financial Services Fund Regular Plan Growth

Aditya Birla Sun Life Banking And Financial Services Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
61.30 -0.84%
AUM (Fund Size)
40
Expense Ratio
N/A
Exit load
For redemption/switch-out of units on or before 30 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil
Risk
Very High
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹991.27
-0.87 %
Two Week 2025-07-03 ₹1,000.00 ₹992.23
-0.78 %
One Month 2025-06-18 ₹1,000.00 ₹1,011.38
1.14 %
Three Months 2025-04-21 ₹3,000.00 ₹3,066.98
2.23 %
Six Months 2025-01-20 ₹6,000.00 ₹6,511.86
8.53 %
One Year 2024-07-18 ₹12,000.00 ₹13,127.78
9.40 %
Three Year 2022-07-19 ₹36,000.00 ₹46,462.67
29.06 %
Five Year 2020-07-20 ₹60,000.00 ₹91,646.22
52.74 %
Ten Year 2015-07-21 ₹120,000.00 ₹254,556.22
112.13 %
Since Inception 2013-12-14 ₹142,000.00 ₹346,290.96
143.87 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 80%
Debt 3%
Others 0%

Sectors Holding in Aditya Birla Sun Life Banking And Financial Services Fund - Regular Plan - Growth

Banks
54%
Finance
20%
Insurance
4%
Capital Markets
2%
Other
3%

Companies Holding in Aditya Birla Sun Life Banking And Financial Services Fund - Regular Plan - Growth

ICICI Bank Limited
20.54%
HDFC Bank Limited
18.47%
Axis Bank Limited
6.54%
Bajaj Finance Limited
6.50%
State Bank Of India
5.43%
Cholamandalam Financial Holdings Limited
3.55%
ICICI Lombard General Insurance Company Limited
3.02%
Shriram Finance Ltd
2.87%
Kotak Mahindra Bank Limited
2.77%
AU Small Finance Bank Limited
2.58%
PNB Housing Finance Limited
2.14%
SBI Life Insurance Company Limited
1.78%
Bank Of Baroda
1.65%
Repco Home Finance Limited
1.56%
SBI Cards & Payment Services Limited
1.55%
SBFC Finance Ltd
1.45%
LIC Housing Finance Limited
1.26%
Computer Age Management Services Limited
1.18%
Cholamandalam Investment And Finance Company Limited
1.17%
Bajaj Finserv Limited
1.15%
Central Depository Services (India) Limited
1.08%
Poonawalla Fincorp Limited
1.06%
IndusInd Bank Limited
0.92%
Bank Of India
0.91%
City Union Bank Limited
0.80%
Muthoot Finance Limited
0.79%
RBL Bank Limited
0.78%
Star Health & Allied Insurance Limited
0.50%
Mas Financial Services Limited
0.45%
PRUDENT CORPORATE ADVISORY SERVICES LTD
0.36%
DAM Capital Advisors Ltd
0.36%
360 ONE WAM Ltd
0.28%
Fusion Finance Ltd
0.16%
Utkarsh Small Finance Bank Ltd
0.12%
The Federal Bank Limited
0.11%
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan
0.40%
Margin (Future And Options)
0.68%
Clearing Corporation Of India Limited
3.00%
Net Receivables / (Payables)
-0.15%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Dhaval Gala
Experience
Mr. Dhaval Joshi
Experience

Exit load

For redemption/switch-out of units on or before 30 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil

FAQs

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