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HDFC Business Cycle Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
14.71 -0.28%
AUM (Fund Size)
N/A
Expense Ratio
1.95%
Exit load
1%
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,006.29
0.63 %
Two Week 2025-07-03 ₹1,000.00 ₹1,009.05
0.91 %
One Month 2025-06-18 ₹1,000.00 ₹1,030.61
3.06 %
Three Months 2025-04-21 ₹3,000.00 ₹3,142.58
4.75 %
Six Months 2025-01-20 ₹6,000.00 ₹6,412.51
6.88 %
One Year 2024-07-18 ₹12,000.00 ₹12,500.55
4.17 %
Since Inception 2022-11-30 ₹33,000.00 ₹39,697.35
20.30 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 67%
Debt 2%
Others 0%

Sectors Holding in HDFC Business Cycle Fund - Regular Plan - Growth

Banks
21%
Automobiles
8%
Telecom - Services
7%
Retailing
8%
Healthcare Services
2%
Transport Infrastructure
2%
Power
2%
Chemicals & Petrochemicals
2%
Finance
5%
Consumer Durables
2%
Transport Services
1%
Pharmaceuticals & Biotechnology
2%
Cement & Cement Products
1%
Auto Components
1%
Realty
3%
Construction
1%
Paper, Forest & Jute Products
0%
Industrial Manufacturing
0%
Commercial Services & Supplies
0%
Gas
0%
Industrial Products
0%
IT - Services
0%
Leisure Services
0%
Agricultural, Commercial & Construction Vehicles
0%
IT - Software
0%
Beverages
0%
Electrical Equipment
0%
Other
2%

Companies Holding in HDFC Business Cycle Fund - Regular Plan - Growth

ICICI Bank Ltd.
8.77%
Tata Motors Ltd.
8.11%
Bharti Airtel Ltd.
7.70%
Eternal Limited
5.90%
Axis Bank Ltd.
5.28%
HDFC Bank Ltd.
4.12%
Kotak Mahindra Bank Limited
2.94%
Fortis Healthcare Limited
2.59%
Adani Ports & Special Economic Zone
2.52%
JSW Energy Ltd.
2.37%
Aether Industries Ltd
2.07%
Cholamandalam Investment & Finance Co. Ltd.
2.07%
Swiggy Limited
2.04%
Aptus Value Housing Finance India Ltd
2.03%
Titan Company Ltd.
2.01%
Indusind Bank Ltd.
1.88%
InterGlobe Aviation Ltd.
1.88%
MANKIND PHARMA LIMITED
1.77%
Au Small Finance Bank Ltd.
1.45%
Eris Lifesciences Ltd
1.44%
Ambuja Cements Ltd.
1.42%
Balkrishna Industries Ltd.
1.12%
Godrej Properties Ltd.
1.11%
Shriram Finance Ltd.
1.06%
Brainbees Solutions Limited (FirstCry)
1.05%
Larsen And Toubro Ltd.
1.05%
DLF LIMITED
1.00%
Aditya Birla Real Estate Limited
0.98%
Piramal Pharma Limited
0.98%
JNK India Limited
0.83%
Lupin Ltd.
0.83%
G R Infraprojects Limited
0.76%
AWFIS SPACE SOLUTIONS LIMITED
0.73%
Indraprastha Gas Ltd.
0.72%
Aadhar Housing Finance Limited
0.67%
RHI MAGNESITA INDIA Limited
0.66%
ACME Solar Holdings Limited
0.64%
Sagility India Limited
0.62%
Belrise Industries Limited
0.60%
Astral Limited
0.57%
Schloss Bangalore Limited
0.57%
PNC Infratech Ltd.
0.53%
Afcons Infrastructure Limited
0.50%
Westlife Foodworld Limited
0.50%
ESCORTS KUBOTA LIMITED
0.49%
Hexaware Technologies Ltd.
0.48%
Inventurus Knowledge Solutions Limited
0.48%
Ola Electric Mobility Limited
0.48%
Cummins India Ltd.
0.46%
Ceigall India Limited
0.45%
Techno Electric & Engin. Co. Ltd.
0.45%
SULA VINEYARDS LIMITED
0.40%
Delhivery Limited
0.39%
Siemens Ltd.
0.38%
Crompton Greaves Consumer Elec. Ltd.
0.33%
CG Power And Industrial Solutions Ltd.
0.29%
Siemens Energy India Limited
0.29%
Timken India Ltd.
0.29%
Chalet Hotels Ltd.
0.28%
Home First Finance Company India Ltd
0.28%
Blue Dart Express Ltd.
0.26%
Grindwell Norton Ltd.
0.23%
ABB India Ltd.
0.21%
SAPPHIRE FOODS INDIA LIMITED
0.21%
Whirlpool Of India Ltd.
0.19%
Sai Life Sciences Limited
0.11%
Embassy Office Parks REIT
1.96%
TREPS - Tri-party Repo
2.44%
Net Current Assets
-0.27%

Risk Ratios

Std. Deviation 10.848
Beta 0.693
Sharpe Ratio 1.606
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.95
Expense Ratio Direct
0.78
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Rahul Baijal
23 years Experience
Dhruv Muchhal
10 years Experience

Exit load

1%

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