ICICI Prudential Savings Fund - Retail Growth
Debt
Debt Ultra Short Duration
Fund House : ICICI Prudential Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2020-07-06)
220.01 0%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.53%
Expense Ratio
(Direct)
0.42%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2020-07-06 | ₹1,000.00 | ₹1,000.00 |
0.00 %
|
| Two Week | 2020-07-06 | ₹1,000.00 | ₹1,000.00 |
0.00 %
|
| One Month | 2020-07-06 | ₹1,000.00 | ₹1,000.00 |
0.00 %
|
| Three Months | 2020-04-07 | ₹2,000.00 | ₹2,003.00 |
0.15 %
|
| Six Months | 2020-01-08 | ₹5,000.00 | ₹5,025.47 |
0.51 %
|
| One Year | 2019-07-08 | ₹11,000.00 | ₹11,236.31 |
2.15 %
|
| Three Year | 2017-07-07 | ₹36,000.00 | ₹39,487.73 |
9.69 %
|
| Five Year | 2015-07-08 | ₹60,000.00 | ₹70,643.43 |
17.74 %
|
| Ten Year | 2010-07-09 | ₹120,000.00 | ₹174,717.61 |
45.60 %
|
| Since Inception | 2009-11-01 | ₹129,000.00 | ₹192,939.15 |
49.57 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Government Securities | - | Debt | 0.17 |
| State Government of Maharashtra | - | Debt | 0.11 |
| State Government of Gujarat | - | Debt | 0.22 |
| State Government of Madhya Pradesh | - | Debt | 0.12 |
| NABARD | - | Debt | 0.22 |
| Small Industries Development Bank Of India. | - | Debt | 0.21 |
| Bharti Telecom Ltd. | - | Debt | 0.92 |
| Muthoot Finance Ltd. | - | Debt | 0.11 |
| EMBASSY OFFICE PARKS REIT | - | Debt | 0.72 |
| LIC Housing Finance Ltd. | - | Debt | 0.22 |
| Nirma Ltd. | - | Debt | 0.33 |
| Rural Electrification Corporation Ltd. | - | Debt | 0.11 |
| Mahindra & Mahindra Financial Services Ltd. | - | Debt | 0.44 |
| Oberoi Realty Ltd. | - | Debt | 0.88 |
| Power Finance Corporation Ltd. | - | Debt | 0.04 |
| Tata Capital Housing Finance Ltd. | - | Debt | 0.11 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.01 |
| Mankind Pharma Ltd | - | Debt | 0.13 |
| Torrent Power Ltd. | - | Debt | 0.60 |
| Bahadur Chand Investments Pvt. Ltd. | - | Debt | 0.48 |
| Sundaram Home Finance Ltd. | - | Debt | 0.44 |
| Godrej Industries Ltd. | - | Debt | 0.44 |
| Nexus Select Trust | - | Debt | 0.44 |
| L&T Metro Rail (Hyderabad) Ltd. | - | Debt | 0.44 |
| G R Infraprojects Ltd. | - | Debt | 0.40 |
| Pipeline Infrastructure Pvt Ltd. | - | Debt | 0.40 |
| Altius Telecom Infrastructure Trust. | - | Debt | 0.38 |
| Summit Digitel Infrastructure Ltd | - | Debt | 0.37 |
| SMFG India Credit Company Ltd. | - | Debt | 0.33 |
| Aavas Financiers Ltd. | - | Debt | 0.31 |
| Eris Lifesciences Ltd. | - | Debt | 0.27 |
| ICICI Home Finance Company Ltd. | - | Debt | 0.28 |
| Citicorp Finance (India) Ltd. | - | Debt | 0.22 |
| SMFG India Credit Company Ltd | - | Debt | 0.26 |
| TVS Credit Services Ltd. | - | Debt | 0.24 |
| Mahindra Rural Housing Finance Ltd. | - | Debt | 0.22 |
| Shriram Finance Ltd. | - | Debt | 0.22 |
| MINDSPACE BUSINESS PARKS REIT | - | Debt | 0.22 |
| DME Development Ltd. | - | Debt | 0.19 |
| Kotak Mahindra Prime Ltd. | - | Debt | 0.09 |
| NTPC Ltd. | - | Debt | 0.02 |
| Sundaram Finance Ltd. | - | Debt | 0.01 |
| Aditya Birla Capital Ltd. | - | Debt | 0.01 |
| India Universal Trust AL1 | - | Debt | 0.64 |
| Sansar Trust | - | Debt | 0.79 |
| Sansar Trust June 2024 A1 | - | Debt | 0.62 |
| India Universal Trust AL2 | - | Debt | 0.34 |
| IndusInd Bank Ltd. | - | Debt | 0.54 |
| HDFC Bank Ltd. | - | Debt | 0.52 |
| IDBI Bank Ltd. | - | Debt | 0.84 |
| Canara Bank | - | Debt | 0.83 |
| Export-Import Bank Of India | - | Debt | 0.42 |
| Bank Of India | - | Debt | 0.21 |
| IDFC First Bank Ltd. | - | Debt | 0.41 |
| Axis Bank Ltd. | - | Debt | 0.42 |
| Punjab National Bank | - | Debt | 0.41 |
| AU Small Finance Bank Ltd. | - | Debt | 0.21 |
| Panatone Finvest Ltd. | - | Debt | 1.19 |
| Aadhar Housing Finance Ltd. | - | Debt | 0.21 |
| Sharekhan Ltd | - | Debt | 0.32 |
| Corporate Debt Market Development Fund (Class A2) | Financial Services | Debt | 0.28 |
| TREPS | - | Debt | 1.07 |
| Net Current Assets | - | Debt | 2.15 |
| Government Securities | - | Debt | 0.17 |
| State Government of Maharashtra | - | Debt | 0.11 |
| State Government of Gujarat | - | Debt | 0.22 |
| State Government of Madhya Pradesh | - | Debt | 0.12 |
| NABARD | - | Debt | 0.22 |
| Small Industries Development Bank Of India. | - | Debt | 0.21 |
| Bharti Telecom Ltd. | - | Debt | 0.92 |
| Muthoot Finance Ltd. | - | Debt | 0.11 |
| EMBASSY OFFICE PARKS REIT | - | Debt | 0.72 |
| LIC Housing Finance Ltd. | - | Debt | 0.22 |
| Nirma Ltd. | - | Debt | 0.33 |
| Rural Electrification Corporation Ltd. | - | Debt | 0.11 |
| Mahindra & Mahindra Financial Services Ltd. | - | Debt | 0.44 |
| Oberoi Realty Ltd. | - | Debt | 0.88 |
| Power Finance Corporation Ltd. | - | Debt | 0.04 |
| Tata Capital Housing Finance Ltd. | - | Debt | 0.11 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.01 |
| Mankind Pharma Ltd | - | Debt | 0.13 |
| Torrent Power Ltd. | - | Debt | 0.60 |
| Bahadur Chand Investments Pvt. Ltd. | - | Debt | 0.48 |
| Sundaram Home Finance Ltd. | - | Debt | 0.44 |
| Godrej Industries Ltd. | - | Debt | 0.44 |
| Nexus Select Trust | - | Debt | 0.44 |
| L&T Metro Rail (Hyderabad) Ltd. | - | Debt | 0.44 |
| G R Infraprojects Ltd. | - | Debt | 0.40 |
| Pipeline Infrastructure Pvt Ltd. | - | Debt | 0.40 |
| Altius Telecom Infrastructure Trust. | - | Debt | 0.38 |
| Summit Digitel Infrastructure Ltd | - | Debt | 0.37 |
| SMFG India Credit Company Ltd. | - | Debt | 0.33 |
| Aavas Financiers Ltd. | - | Debt | 0.31 |
| Eris Lifesciences Ltd. | - | Debt | 0.27 |
| ICICI Home Finance Company Ltd. | - | Debt | 0.28 |
| Citicorp Finance (India) Ltd. | - | Debt | 0.22 |
| SMFG India Credit Company Ltd | - | Debt | 0.26 |
| TVS Credit Services Ltd. | - | Debt | 0.24 |
| Mahindra Rural Housing Finance Ltd. | - | Debt | 0.22 |
| Shriram Finance Ltd. | - | Debt | 0.22 |
| MINDSPACE BUSINESS PARKS REIT | - | Debt | 0.22 |
| DME Development Ltd. | - | Debt | 0.19 |
| Kotak Mahindra Prime Ltd. | - | Debt | 0.09 |
| NTPC Ltd. | - | Debt | 0.02 |
| Sundaram Finance Ltd. | - | Debt | 0.01 |
| Aditya Birla Capital Ltd. | - | Debt | 0.01 |
| India Universal Trust AL1 | - | Debt | 0.64 |
| Sansar Trust | - | Debt | 0.79 |
| Sansar Trust June 2024 A1 | - | Debt | 0.62 |
| India Universal Trust AL2 | - | Debt | 0.34 |
| IndusInd Bank Ltd. | - | Debt | 0.54 |
| HDFC Bank Ltd. | - | Debt | 0.52 |
| IDBI Bank Ltd. | - | Debt | 0.84 |
| Canara Bank | - | Debt | 0.83 |
| Export-Import Bank Of India | - | Debt | 0.42 |
| Bank Of India | - | Debt | 0.21 |
| IDFC First Bank Ltd. | - | Debt | 0.41 |
| Axis Bank Ltd. | - | Debt | 0.42 |
| Punjab National Bank | - | Debt | 0.41 |
| AU Small Finance Bank Ltd. | - | Debt | 0.21 |
| Panatone Finvest Ltd. | - | Debt | 1.19 |
| Aadhar Housing Finance Ltd. | - | Debt | 0.21 |
| Sharekhan Ltd | - | Debt | 0.32 |
| Corporate Debt Market Development Fund (Class A2) | Financial Services | Debt | 0.28 |
| TREPS | - | Debt | 1.07 |
| Net Current Assets | - | Debt | 2.15 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Rohan Maru (13 years), Darshil Dedhia (11 years),
- Expense ration regular : 0.53
- Expense ration direct : 0.42
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹1,000.00
- Type : debt
Exit load
Nil
FAQs
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