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Home Mf Research Pgim India Elss Tax Saver Fund Regular Plan Growth
PGIM INDIA MUTUAL FUND

PGIM India ELSS Tax Saver Fund - Regular Plan - Growth

Equity Equity Elss
Fund House : PGIM INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-20)
34.69 1.37%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.47%
Expense Ratio (Direct)
2.47%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,008.14
0.81 %
Two Week 2025-06-05 ₹1,000.00 ₹1,006.09
0.61 %
One Month 2025-05-21 ₹1,000.00 ₹1,010.78
1.08 %
Three Months 2025-03-24 ₹3,000.00 ₹3,088.62
2.95 %
Six Months 2024-12-23 ₹6,000.00 ₹6,272.88
4.55 %
One Year 2024-06-20 ₹12,000.00 ₹12,465.75
3.88 %
Three Year 2022-06-21 ₹36,000.00 ₹44,519.54
23.67 %
Five Year 2020-06-22 ₹60,000.00 ₹88,833.05
48.06 %
Since Inception 2015-12-11 ₹116,000.00 ₹242,506.45
109.06 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
SBI Life Insurance Company Ltd. Insurance Equity 1.02
JB Chemicals & Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 1.01
CG Power and Industrial Solutions Ltd. Electrical Equipment Equity 0.98
Sona BLW Precision Forgings Ltd. Auto Components Equity 0.95
Dr. Reddy's Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.91
Maruti Suzuki India Ltd. Automobiles Equity 0.89
ITC Ltd. Diversified FMCG Equity 0.88
K.P.R. Mill Ltd. Textiles & Apparels Equity 0.88
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 0.87
Tube Investments Of India Ltd. Auto Components Equity 0.86
SRF Ltd. Chemicals & Petrochemicals Equity 0.86
Blue Star Ltd. Consumer Durables Equity 0.86
Navin Fluorine International Ltd. Chemicals & Petrochemicals Equity 0.83
Home First Finance Company India Ltd. Finance Equity 0.80
TVS Motor Company Ltd. Automobiles Equity 0.76
Mahindra & Mahindra Ltd. Automobiles Equity 0.69
Karur Vysya Bank Ltd. Banks Equity 0.69
Syngene International Ltd. Healthcare Services Equity 0.67
Hexaware Technologies Ltd. IT - Software Equity 0.62
Doms Industries Ltd. Household Products Equity 0.62
Indiamart Intermesh Ltd. Retailing Equity 0.50
Abbott India Ltd. Pharmaceuticals & Biotechnology Equity 0.45
The Phoenix Mills Ltd. Realty Equity 0.42
Triveni Turbine Ltd. Electrical Equipment Equity 0.40
Vinati Organics Ltd. Chemicals & Petrochemicals Equity 0.39
Praj Industries Ltd. Industrial Manufacturing Equity 0.34
HDFC Asset Management Company Ltd. Capital Markets Equity 0.11
ITC Hotels Ltd. Leisure Services Equity 0.05
364 DAYS TBILL RED 30-10-2025 - Debt 0.13
Clearing Corporation of India Ltd. - Debt 0.58
Net Receivables / (Payables) - - -0.05
HDFC Bank Ltd. Banks Equity 8.95
ICICI Bank Ltd. Banks Equity 8.79
Reliance Industries Ltd. Petroleum Products Equity 6.51
Bharti Airtel Ltd. Telecom - Services Equity 3.57
Infosys Ltd. IT - Software Equity 2.48
ICICI Lombard General Insurance Co. Ltd. Insurance Equity 2.40
Tata Consultancy Services Ltd. IT - Software Equity 2.39
Dixon Technologies (India) Ltd. Consumer Durables Equity 2.28
Persistent Systems Ltd. IT - Software Equity 2.26
Kotak Mahindra Bank Ltd. Banks Equity 2.26
Ultratech Cement Ltd. Cement & Cement Products Equity 2.06
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 2.05
Eternal Ltd. Retailing Equity 2.04
Bajaj Finance Ltd. Finance Equity 2.03
VARUN BEVERAGES LIMITED Beverages Equity 1.93
Larsen & Toubro Ltd. Construction Equity 1.91
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 1.90
UNO Minda Ltd. Auto Components Equity 1.77
Nestle India Ltd. Food Products Equity 1.72
Max Healthcare Institute Ltd. Healthcare Services Equity 1.71
Mankind Pharma Ltd. Pharmaceuticals & Biotechnology Equity 1.60
Solar Industries India Ltd. Chemicals & Petrochemicals Equity 1.56
InterGlobe Aviation Ltd. Transport Services Equity 1.55
Cholamandalam Investment & Finance Company Ltd. Finance Equity 1.42
Multi Commodity Exchange Of India Ltd. Capital Markets Equity 1.42
International Gemmological Inst Ind Ltd. Commercial Services & Supplies Equity 1.34
Sagility India Ltd. IT - Services Equity 1.25
United Spirits Ltd. Beverages Equity 1.24
Havells India Ltd. Consumer Durables Equity 1.24
Vishal Mega Mart Ltd Retailing Equity 1.20
Titan Company Ltd. Consumer Durables Equity 1.17
Krishna Inst of Medical Sciences Ltd. Healthcare Services Equity 1.08
Page Industries Ltd. Textiles & Apparels Equity 1.02
Risk Ratios
Standard Deviation
13.04
Beta
0.87
Sharpe Ratio
0.83
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Vivek Sharma (Over 14 years), Utsav Mehta (Over 13 years), Vinay Paharia (Over 20 years), Bhupesh Kalyani (Over 18 years),
  • Expense ration regular : 2.47
  • Expense ration direct : 2.47
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : equity
Exit load
Nil

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