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Home Mf Research Union Gilt Fund Regular Plan Growth
Union Mutual Fund

Union Gilt Fund - Regular Plan - Growth

Debt Debt Gilt
Fund House : Union Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-03)
12.41 0.05%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.20%
Expense Ratio (Direct)
0.70%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹997.55
-0.25 %
Two Week 2025-05-19 ₹1,000.00 ₹999.42
-0.06 %
1 Month 2025-05-05 ₹1,000.00 ₹1,000.04
0.00 %
Three Months 2025-03-05 ₹3,000.00 ₹3,066.15
2.20 %
Six Months 2024-12-05 ₹6,000.00 ₹6,214.54
3.58 %
One Year 2024-06-03 ₹12,000.00 ₹12,688.88
5.74 %
Since Inception 2022-08-08 ₹35,000.00 ₹39,759.55
13.60 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
GOI 7.23% 15.04.2039 Government Securities Sovereign 38.55
GOI 7.1% 08.04.2034 Government Securities Sovereign 23.52
GOI 7.18% 24.07.2037 Government Securities Sovereign 20.67
GOI 7.3% 19.06.2053 Government Securities Sovereign 11.97
GOI 7.34% 22.04.2064 Government Securities Sovereign 3.00
Triparty Repo, Cash, Cash Equivalents & Net Current Assets Cash Equivalents Other 2.30
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
15.51
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Parijat Agrawal (28 years), Anindya Sarkar (21 years),
  • Expense ration regular : 1.20
  • Expense ration direct : 0.70
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
NIL

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