Home Mf Research Union Equity Savings Fund Regular Plan Growth

Union Equity Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
16.83 -0.18%
AUM (Fund Size)
147
Expense Ratio
1.99%
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter
Risk
Moderate Risk
AMC
Union Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.00
0.00 %
Two Week 2025-07-03 ₹1,000.00 ₹998.22
-0.18 %
One Month 2025-06-18 ₹1,000.00 ₹1,008.99
0.90 %
Three Months 2025-04-21 ₹3,000.00 ₹3,044.12
1.47 %
Six Months 2025-01-20 ₹6,000.00 ₹6,176.08
2.93 %
One Year 2024-07-18 ₹12,000.00 ₹12,381.23
3.18 %
Three Year 2022-07-19 ₹36,000.00 ₹40,927.75
13.69 %
Five Year 2020-07-20 ₹60,000.00 ₹73,193.49
21.99 %
Since Inception 2018-08-09 ₹85,000.00 ₹112,806.55
32.71 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 1018%
Debt -39%
Others 103%

Sectors Holding in Union Equity Savings Fund - Regular Plan - Growth

Short
1016%
Banks
0%
Diversified FMCG
0%
Transport Infrastructure
0%
Insurance
0%
Fertilizers & Agrochemicals
0%
Pharmaceuticals & Biotechnology
0%
Healthcare Services
0%
Aerospace & Defense
0%
Chemicals & Petrochemicals
0%
IT - Software
0%
Finance
0%
Commercial Services & Supplies
0%
Textiles & Apparels
0%
Automobiles
0%
Beverages
0%
Consumer Durables
0%
Cement & Cement Products
0%
Auto Components
0%
Power
0%
Electrical Equipment
0%
Retailing
0%
Realty
0%
Ferrous Metals
0%
Construction
0%
Industrial Products
0%
Capital Markets
0%
IT - Services
0%
Telecom - Services
0%
Transport Services
0%
Agricultural Food & Other Products
0%
Petroleum Products
0%
Oil
0%
Metals & Minerals Trading
0%
Non - Ferrous Metals
0%
Other
85%

Companies Holding in Union Equity Savings Fund - Regular Plan - Growth

HDFC Bank Ltd.
26.57%
Indus Towers Ltd.
102.51%
Reliance Industries Ltd.
31.48%
Bharti Airtel Ltd.
40.71%
Kotak Mahindra Bank Ltd.
47.20%
Axis Bank Ltd.
44.98%
Interglobe Aviation Ltd.
49.63%
ICICI Bank Ltd.
2.32%
Tube Investments Of India Ltd.
77.55%
Tata Consultancy Services Ltd.
33.29%
Larsen & Toubro Ltd.
17.64%
Tata Consumer Products Ltd.
38.49%
Infosys Ltd.
15.53%
Titan Company Ltd.
37.49%
DLF Ltd.
43.77%
Grasim Industries Ltd.
34.95%
REC Ltd.
54.52%
SBI Life Insurance Co. Ltd.
34.98%
Hindustan Unilever Ltd.
17.48%
Tata Power Company Ltd.
38.70%
Kalyan Jewellers India Ltd.
53.49%
Mahindra & Mahindra Ltd.
27.02%
United Spirits Ltd.
28.40%
Eicher Motors Ltd.
23.22%
Oil & Natural Gas Corporation Ltd.
26.91%
Adani Enterprises Ltd.
37.67%
ITC Ltd.
0.92%
Adani Ports And Special Economic Zone Ltd.
0.91%
Max Financial Services Ltd.
0.81%
Hindalco Industries Ltd.
16.43%
Coromandel International Ltd.
0.72%
Sun Pharmaceutical Industries Ltd.
0.69%
State Bank Of India
0.62%
Krishna Institute Of Medical Sciences Ltd.
0.60%
Bharat Electronics Ltd.
0.59%
Solar Industries India Ltd.
0.58%
Lupin Ltd.
0.57%
HCL Technologies Ltd.
0.54%
Bajaj Finance Ltd.
0.48%
Awfis Space Solutions Ltd.
0.47%
Gokaldas Exports Ltd.
0.44%
TVS Motor Company Ltd.
0.44%
Varun Beverages Ltd.
0.43%
Aadhar Housing Finance Ltd.
0.41%
Shriram Finance Ltd.
0.37%
Dixon Technologies (India) Ltd.
0.37%
JK Cement Ltd.
0.36%
Gabriel India Ltd.
0.35%
Maruti Suzuki India Ltd.
0.34%
Jio Financial Services Ltd.
0.34%
NTPC Green Energy Ltd.
0.33%
Abbott India Ltd.
0.33%
Ultratech Cement Ltd.
0.33%
CG Power And Industrial Solutions Ltd.
0.31%
Eternal Ltd.
0.31%
Godrej Properties Ltd.
0.31%
Max Healthcare Institute Ltd.
0.30%
Pidilite Industries Ltd.
0.30%
JSW Energy Ltd.
0.30%
Trent Ltd.
0.28%
Mphasis Ltd.
0.26%
Cipla Ltd.
0.26%
LTIMindtree Ltd.
0.25%
Crompton Greaves Consumer Electricals Ltd.
0.25%
Tata Steel Ltd.
0.25%
Hindustan Aeronautics Ltd.
0.22%
Blue Star Ltd.
0.21%
Techno Electric & Engineering Company Ltd.
0.21%
Cummins India Ltd.
0.20%
Suzlon Energy Ltd.
0.18%
Alivus Life Sciences Ltd.
0.18%
Voltas Ltd.
0.17%
Ethos Ltd.
0.16%
Karur Vysya Bank Ltd.
0.16%
Birlasoft Ltd.
0.15%
Persistent Systems Ltd.
0.15%
Power Grid Corporation Of India Ltd.
0.15%
Quess Corp Ltd.
0.14%
Kfin Technologies Ltd.
0.14%
Kirloskar Oil Engines Ltd.
0.14%
Bluspring Enterprises Ltd.
0.07%
Digitide Solutions Ltd.
0.06%
Indus Towers Ltd. 26-JUN-25
-3.24%
Tube Investments Of India Ltd. 26-JUN-25
-2.31%
Kotak Mahindra Bank Ltd. 26-JUN-25
-1.94%
Interglobe Aviation Ltd. 26-JUN-25
-1.87%
Axis Bank Ltd. 26-JUN-25
-1.85%
Bharti Airtel Ltd. 26-JUN-25
-1.67%
Tata Consumer Products Ltd. 26-JUN-25
-1.58%
Titan Company Ltd. 26-JUN-25
-1.54%
SBI Life Insurance Co. Ltd. 26-JUN-25
-1.44%
REC Ltd. 26-JUN-25
-1.44%
Grasim Industries Ltd. 26-JUN-25
-1.44%
DLF Ltd. 26-JUN-25
-1.44%
Tata Consultancy Services Ltd. 26-JUN-25
-1.36%
Tata Power Company Ltd. 26-JUN-25
-1.34%
Kalyan Jewellers India Ltd. 26-JUN-25
-1.33%
Reliance Industries Ltd. 26-JUN-25
-1.30%
United Spirits Ltd. 26-JUN-25
-1.16%
HDFC Bank Ltd. 26-JUN-25
-1.09%
Mahindra & Mahindra Ltd. 26-JUN-25
-0.99%
Eicher Motors Ltd. 26-JUN-25
-0.95%
Oil & Natural Gas Corporation Ltd. 26-JUN-25
-0.94%
Adani Enterprises Ltd. 26-JUN-25
-0.94%
Adani Ports And Special Economic Zone Ltd. 26-JUN-25
-0.91%
Larsen & Toubro Ltd. 26-JUN-25
-0.72%
Hindustan Unilever Ltd. 26-JUN-25
-0.71%
Infosys Ltd. 26-JUN-25
-0.64%
Hindalco Industries Ltd. 26-JUN-25
-0.58%
Derivatives Total
-36.72%
Indian Railway Finance Corporation Ltd.
3.74%
Small Industries Development Bank Of India
3.65%
91 Day Treasury Bills
3.59%
182 Day Treasury Bills
0.11%
364 Day Treasury Bills
0.11%
TREPS
9.82%
Net Receivable / Payable
3.95%
GRAND TOTAL (AUM)
100.00%
Adani Ports & Special Economic Zone Ltd.
30.22%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.99
Expense Ratio Direct
1.46
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Hardick Bora
16 years Experience
Sanjay Bembalkar
17 years Experience
Parijat Agrawal
28 years Experience

Exit load

1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter

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