Union Equity Savings Fund - Regular Plan - Growth
Hybrid
Hybrid Equity Saving
Fund House : Union Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- SI
NAV (as on
2025-06-13)
16.67 -0.12%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.98%
Expense Ratio
(Direct)
1.42%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-06 | ₹1,000.00 | ₹997.01 |
-0.30 %
|
| Two Week | 2025-05-29 | ₹1,000.00 | ₹1,002.41 |
0.24 %
|
| One Month | 2025-05-14 | ₹1,000.00 | ₹1,006.04 |
0.60 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,065.10 |
2.17 %
|
| Six Months | 2024-12-16 | ₹6,000.00 | ₹6,150.75 |
2.51 %
|
| One Year | 2024-06-13 | ₹12,000.00 | ₹12,330.63 |
2.76 %
|
| Three Year | 2022-06-14 | ₹36,000.00 | ₹40,867.38 |
13.52 %
|
| Five Year | 2020-06-15 | ₹60,000.00 | ₹73,245.63 |
22.08 %
|
| Since Inception | 2018-08-09 | ₹84,000.00 | ₹110,745.39 |
31.84 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | Short | Equity | 26.57 |
| Indus Towers Ltd. | Short | Equity | 102.51 |
| Reliance Industries Ltd. | Short | Equity | 31.48 |
| Bharti Airtel Ltd. | Short | Equity | 40.71 |
| Kotak Mahindra Bank Ltd. | Short | Equity | 47.20 |
| Axis Bank Ltd. | Short | Equity | 44.98 |
| Interglobe Aviation Ltd. | Short | Equity | 49.63 |
| ICICI Bank Ltd. | Banks | Equity | 2.32 |
| Tube Investments of India Ltd. | Short | Equity | 77.55 |
| Tata Consultancy Services Ltd. | Short | Equity | 33.29 |
| Larsen & Toubro Ltd. | Short | Equity | 17.64 |
| Tata Consumer Products Ltd. | Short | Equity | 38.49 |
| Infosys Ltd. | Short | Equity | 15.53 |
| Titan Company Ltd. | Short | Equity | 37.49 |
| DLF Ltd. | Short | Equity | 43.77 |
| Grasim Industries Ltd. | Short | Equity | 34.95 |
| REC Ltd. | Short | Equity | 54.52 |
| SBI Life Insurance Co. Ltd. | Short | Equity | 34.98 |
| Hindustan Unilever Ltd. | Short | Equity | 17.48 |
| Tata Power Company Ltd. | Short | Equity | 38.70 |
| Kalyan Jewellers India Ltd. | Short | Equity | 53.49 |
| Mahindra & Mahindra Ltd. | Short | Equity | 27.02 |
| United Spirits Ltd. | Short | Equity | 28.40 |
| Eicher Motors Ltd. | Short | Equity | 23.22 |
| Oil & Natural Gas Corporation Ltd. | Short | Equity | 26.91 |
| Adani Enterprises Ltd. | Short | Equity | 37.67 |
| ITC Ltd. | Diversified FMCG | Equity | 0.92 |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Equity | 0.91 |
| Max Financial Services Ltd. | Insurance | Equity | 0.81 |
| Hindalco Industries Ltd. | Short | Equity | 16.43 |
| Coromandel International Ltd. | Fertilizers & Agrochemicals | Equity | 0.72 |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.69 |
| State Bank of India | Banks | Equity | 0.62 |
| Krishna Institute of Medical Sciences Ltd. | Healthcare Services | Equity | 0.60 |
| Bharat Electronics Ltd. | Aerospace & Defense | Equity | 0.59 |
| Solar Industries India Ltd. | Chemicals & Petrochemicals | Equity | 0.58 |
| Lupin Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.57 |
| HCL Technologies Ltd. | IT - Software | Equity | 0.54 |
| Bajaj Finance Ltd. | Finance | Equity | 0.48 |
| Awfis Space Solutions Ltd. | Commercial Services & Supplies | Equity | 0.47 |
| Gokaldas Exports Ltd. | Textiles & Apparels | Equity | 0.44 |
| TVS Motor Company Ltd. | Automobiles | Equity | 0.44 |
| Varun Beverages Ltd. | Beverages | Equity | 0.43 |
| Aadhar Housing Finance Ltd. | Finance | Equity | 0.41 |
| Shriram Finance Ltd. | Finance | Equity | 0.37 |
| Dixon Technologies (India) Ltd. | Consumer Durables | Equity | 0.37 |
| JK Cement Ltd. | Cement & Cement Products | Equity | 0.36 |
| Gabriel India Ltd. | Auto Components | Equity | 0.35 |
| Maruti Suzuki India Ltd. | Automobiles | Equity | 0.34 |
| Jio Financial Services Ltd. | Finance | Equity | 0.34 |
| NTPC Green Energy Ltd. | Power | Equity | 0.33 |
| Abbott India Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.33 |
| Ultratech Cement Ltd. | Cement & Cement Products | Equity | 0.33 |
| CG Power and Industrial Solutions Ltd. | Electrical Equipment | Equity | 0.31 |
| Eternal Ltd. | Retailing | Equity | 0.31 |
| Godrej Properties Ltd. | Realty | Equity | 0.31 |
| Max Healthcare Institute Ltd. | Healthcare Services | Equity | 0.30 |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Equity | 0.30 |
| JSW Energy Ltd. | Power | Equity | 0.30 |
| Trent Ltd. | Retailing | Equity | 0.28 |
| Mphasis Ltd. | IT - Software | Equity | 0.26 |
| Cipla Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.26 |
| LTIMindtree Ltd. | IT - Software | Equity | 0.25 |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Equity | 0.25 |
| Tata Steel Ltd. | Ferrous Metals | Equity | 0.25 |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Equity | 0.22 |
| Blue Star Ltd. | Consumer Durables | Equity | 0.21 |
| Techno Electric & Engineering Company Ltd. | Construction | Equity | 0.21 |
| Cummins India Ltd. | Industrial Products | Equity | 0.20 |
| Suzlon Energy Ltd. | Electrical Equipment | Equity | 0.18 |
| Alivus Life Sciences Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.18 |
| Voltas Ltd. | Consumer Durables | Equity | 0.17 |
| Ethos Ltd. | Consumer Durables | Equity | 0.16 |
| Karur Vysya Bank Ltd. | Banks | Equity | 0.16 |
| Birlasoft Ltd. | IT - Software | Equity | 0.15 |
| Persistent Systems Ltd. | IT - Software | Equity | 0.15 |
| Power Grid Corporation of India Ltd. | Power | Equity | 0.15 |
| Quess Corp Ltd. | Commercial Services & Supplies | Equity | 0.14 |
| Kfin Technologies Ltd. | Capital Markets | Equity | 0.14 |
| Kirloskar Oil Engines Ltd. | Industrial Products | Equity | 0.14 |
| Bluspring Enterprises Ltd. | Commercial Services & Supplies | Equity | 0.07 |
| Digitide Solutions Ltd. | IT - Services | Equity | 0.06 |
| Indus Towers Ltd. 26-JUN-25 | Telecom - Services | Debt | -3.24 |
| Tube Investments of India Ltd. 26-JUN-25 | Auto Components | Debt | -2.31 |
| Kotak Mahindra Bank Ltd. 26-JUN-25 | Banks | Debt | -1.94 |
| Interglobe Aviation Ltd. 26-JUN-25 | Transport Services | Debt | -1.87 |
| Axis Bank Ltd. 26-JUN-25 | Banks | Debt | -1.85 |
| Bharti Airtel Ltd. 26-JUN-25 | Telecom - Services | Debt | -1.67 |
| Tata Consumer Products Ltd. 26-JUN-25 | Agricultural Food & other Products | Debt | -1.58 |
| Titan Company Ltd. 26-JUN-25 | Consumer Durables | Debt | -1.54 |
| SBI Life Insurance Co. Ltd. 26-JUN-25 | Insurance | Debt | -1.44 |
| REC Ltd. 26-JUN-25 | Finance | Debt | -1.44 |
| Grasim Industries Ltd. 26-JUN-25 | Cement & Cement Products | Debt | -1.44 |
| DLF Ltd. 26-JUN-25 | Realty | Debt | -1.44 |
| Tata Consultancy Services Ltd. 26-JUN-25 | IT - Software | Debt | -1.36 |
| Tata Power Company Ltd. 26-JUN-25 | Power | Debt | -1.34 |
| Kalyan Jewellers India Ltd. 26-JUN-25 | Consumer Durables | Debt | -1.33 |
| Reliance Industries Ltd. 26-JUN-25 | Petroleum Products | Debt | -1.30 |
| United Spirits Ltd. 26-JUN-25 | Beverages | Debt | -1.16 |
| HDFC Bank Ltd. 26-JUN-25 | Banks | Debt | -1.09 |
| Mahindra & Mahindra Ltd. 26-JUN-25 | Automobiles | Debt | -0.99 |
| Eicher Motors Ltd. 26-JUN-25 | Automobiles | Debt | -0.95 |
| Oil & Natural Gas Corporation Ltd. 26-JUN-25 | Oil | Debt | -0.94 |
| Adani Enterprises Ltd. 26-JUN-25 | Metals & Minerals Trading | Debt | -0.94 |
| Adani Ports and Special Economic Zone Ltd. 26-JUN-25 | Transport Infrastructure | Debt | -0.91 |
| Larsen & Toubro Ltd. 26-JUN-25 | Construction | Debt | -0.72 |
| Hindustan Unilever Ltd. 26-JUN-25 | Diversified FMCG | Debt | -0.71 |
| Infosys Ltd. 26-JUN-25 | IT - Software | Debt | -0.64 |
| Hindalco Industries Ltd. 26-JUN-25 | Non - Ferrous Metals | Debt | -0.58 |
| Derivatives Total | - | Debt | -36.72 |
| Indian Railway Finance Corporation Ltd. | - | Debt | 3.74 |
| Small Industries Development Bank of India | - | Debt | 3.65 |
| 91 Day Treasury Bills | - | Debt | 3.59 |
| 182 Day Treasury Bills | - | Debt | 0.11 |
| 364 Day Treasury Bills | - | Debt | 0.11 |
| TREPS | - | Debt | 9.82 |
| Net Receivable / Payable | - | - | 3.95 |
| GRAND TOTAL (AUM) | - | - | 100.00 |
| Adani Ports & Special Economic Zone Ltd. | Short | Equity | 30.22 |
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Hardick Bora (16 years), Sanjay Bembalkar (17 years), Parijat Agrawal (28 years),
- Expense ration regular : 1.98
- Expense ration direct : 1.42
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : hybrid
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.
FAQs
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