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Union Mutual Fund

Union Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : Union Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-13)
16.67 -0.12%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.98%
Expense Ratio (Direct)
1.42%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹997.01
-0.30 %
Two Week 2025-05-29 ₹1,000.00 ₹1,002.41
0.24 %
One Month 2025-05-14 ₹1,000.00 ₹1,006.04
0.60 %
Three Months 2025-03-17 ₹3,000.00 ₹3,065.10
2.17 %
Six Months 2024-12-16 ₹6,000.00 ₹6,150.75
2.51 %
One Year 2024-06-13 ₹12,000.00 ₹12,330.63
2.76 %
Three Year 2022-06-14 ₹36,000.00 ₹40,867.38
13.52 %
Five Year 2020-06-15 ₹60,000.00 ₹73,245.63
22.08 %
Since Inception 2018-08-09 ₹84,000.00 ₹110,745.39
31.84 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Short Equity 26.57
Indus Towers Ltd. Short Equity 102.51
Reliance Industries Ltd. Short Equity 31.48
Bharti Airtel Ltd. Short Equity 40.71
Kotak Mahindra Bank Ltd. Short Equity 47.20
Axis Bank Ltd. Short Equity 44.98
Interglobe Aviation Ltd. Short Equity 49.63
ICICI Bank Ltd. Banks Equity 2.32
Tube Investments of India Ltd. Short Equity 77.55
Tata Consultancy Services Ltd. Short Equity 33.29
Larsen & Toubro Ltd. Short Equity 17.64
Tata Consumer Products Ltd. Short Equity 38.49
Infosys Ltd. Short Equity 15.53
Titan Company Ltd. Short Equity 37.49
DLF Ltd. Short Equity 43.77
Grasim Industries Ltd. Short Equity 34.95
REC Ltd. Short Equity 54.52
SBI Life Insurance Co. Ltd. Short Equity 34.98
Hindustan Unilever Ltd. Short Equity 17.48
Tata Power Company Ltd. Short Equity 38.70
Kalyan Jewellers India Ltd. Short Equity 53.49
Mahindra & Mahindra Ltd. Short Equity 27.02
United Spirits Ltd. Short Equity 28.40
Eicher Motors Ltd. Short Equity 23.22
Oil & Natural Gas Corporation Ltd. Short Equity 26.91
Adani Enterprises Ltd. Short Equity 37.67
ITC Ltd. Diversified FMCG Equity 0.92
Adani Ports and Special Economic Zone Ltd. Transport Infrastructure Equity 0.91
Max Financial Services Ltd. Insurance Equity 0.81
Hindalco Industries Ltd. Short Equity 16.43
Coromandel International Ltd. Fertilizers & Agrochemicals Equity 0.72
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 0.69
State Bank of India Banks Equity 0.62
Krishna Institute of Medical Sciences Ltd. Healthcare Services Equity 0.60
Bharat Electronics Ltd. Aerospace & Defense Equity 0.59
Solar Industries India Ltd. Chemicals & Petrochemicals Equity 0.58
Lupin Ltd. Pharmaceuticals & Biotechnology Equity 0.57
HCL Technologies Ltd. IT - Software Equity 0.54
Bajaj Finance Ltd. Finance Equity 0.48
Awfis Space Solutions Ltd. Commercial Services & Supplies Equity 0.47
Gokaldas Exports Ltd. Textiles & Apparels Equity 0.44
TVS Motor Company Ltd. Automobiles Equity 0.44
Varun Beverages Ltd. Beverages Equity 0.43
Aadhar Housing Finance Ltd. Finance Equity 0.41
Shriram Finance Ltd. Finance Equity 0.37
Dixon Technologies (India) Ltd. Consumer Durables Equity 0.37
JK Cement Ltd. Cement & Cement Products Equity 0.36
Gabriel India Ltd. Auto Components Equity 0.35
Maruti Suzuki India Ltd. Automobiles Equity 0.34
Jio Financial Services Ltd. Finance Equity 0.34
NTPC Green Energy Ltd. Power Equity 0.33
Abbott India Ltd. Pharmaceuticals & Biotechnology Equity 0.33
Ultratech Cement Ltd. Cement & Cement Products Equity 0.33
CG Power and Industrial Solutions Ltd. Electrical Equipment Equity 0.31
Eternal Ltd. Retailing Equity 0.31
Godrej Properties Ltd. Realty Equity 0.31
Max Healthcare Institute Ltd. Healthcare Services Equity 0.30
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 0.30
JSW Energy Ltd. Power Equity 0.30
Trent Ltd. Retailing Equity 0.28
Mphasis Ltd. IT - Software Equity 0.26
Cipla Ltd. Pharmaceuticals & Biotechnology Equity 0.26
LTIMindtree Ltd. IT - Software Equity 0.25
Crompton Greaves Consumer Electricals Ltd. Consumer Durables Equity 0.25
Tata Steel Ltd. Ferrous Metals Equity 0.25
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.22
Blue Star Ltd. Consumer Durables Equity 0.21
Techno Electric & Engineering Company Ltd. Construction Equity 0.21
Cummins India Ltd. Industrial Products Equity 0.20
Suzlon Energy Ltd. Electrical Equipment Equity 0.18
Alivus Life Sciences Ltd. Pharmaceuticals & Biotechnology Equity 0.18
Voltas Ltd. Consumer Durables Equity 0.17
Ethos Ltd. Consumer Durables Equity 0.16
Karur Vysya Bank Ltd. Banks Equity 0.16
Birlasoft Ltd. IT - Software Equity 0.15
Persistent Systems Ltd. IT - Software Equity 0.15
Power Grid Corporation of India Ltd. Power Equity 0.15
Quess Corp Ltd. Commercial Services & Supplies Equity 0.14
Kfin Technologies Ltd. Capital Markets Equity 0.14
Kirloskar Oil Engines Ltd. Industrial Products Equity 0.14
Bluspring Enterprises Ltd. Commercial Services & Supplies Equity 0.07
Digitide Solutions Ltd. IT - Services Equity 0.06
Indus Towers Ltd. 26-JUN-25 Telecom - Services Debt -3.24
Tube Investments of India Ltd. 26-JUN-25 Auto Components Debt -2.31
Kotak Mahindra Bank Ltd. 26-JUN-25 Banks Debt -1.94
Interglobe Aviation Ltd. 26-JUN-25 Transport Services Debt -1.87
Axis Bank Ltd. 26-JUN-25 Banks Debt -1.85
Bharti Airtel Ltd. 26-JUN-25 Telecom - Services Debt -1.67
Tata Consumer Products Ltd. 26-JUN-25 Agricultural Food & other Products Debt -1.58
Titan Company Ltd. 26-JUN-25 Consumer Durables Debt -1.54
SBI Life Insurance Co. Ltd. 26-JUN-25 Insurance Debt -1.44
REC Ltd. 26-JUN-25 Finance Debt -1.44
Grasim Industries Ltd. 26-JUN-25 Cement & Cement Products Debt -1.44
DLF Ltd. 26-JUN-25 Realty Debt -1.44
Tata Consultancy Services Ltd. 26-JUN-25 IT - Software Debt -1.36
Tata Power Company Ltd. 26-JUN-25 Power Debt -1.34
Kalyan Jewellers India Ltd. 26-JUN-25 Consumer Durables Debt -1.33
Reliance Industries Ltd. 26-JUN-25 Petroleum Products Debt -1.30
United Spirits Ltd. 26-JUN-25 Beverages Debt -1.16
HDFC Bank Ltd. 26-JUN-25 Banks Debt -1.09
Mahindra & Mahindra Ltd. 26-JUN-25 Automobiles Debt -0.99
Eicher Motors Ltd. 26-JUN-25 Automobiles Debt -0.95
Oil & Natural Gas Corporation Ltd. 26-JUN-25 Oil Debt -0.94
Adani Enterprises Ltd. 26-JUN-25 Metals & Minerals Trading Debt -0.94
Adani Ports and Special Economic Zone Ltd. 26-JUN-25 Transport Infrastructure Debt -0.91
Larsen & Toubro Ltd. 26-JUN-25 Construction Debt -0.72
Hindustan Unilever Ltd. 26-JUN-25 Diversified FMCG Debt -0.71
Infosys Ltd. 26-JUN-25 IT - Software Debt -0.64
Hindalco Industries Ltd. 26-JUN-25 Non - Ferrous Metals Debt -0.58
Derivatives Total - Debt -36.72
Indian Railway Finance Corporation Ltd. - Debt 3.74
Small Industries Development Bank of India - Debt 3.65
91 Day Treasury Bills - Debt 3.59
182 Day Treasury Bills - Debt 0.11
364 Day Treasury Bills - Debt 0.11
TREPS - Debt 9.82
Net Receivable / Payable - - 3.95
GRAND TOTAL (AUM) - - 100.00
Adani Ports & Special Economic Zone Ltd. Short Equity 30.22
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Hardick Bora (16 years), Sanjay Bembalkar (17 years), Parijat Agrawal (28 years),
  • Expense ration regular : 1.98
  • Expense ration direct : 1.42
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.

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