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Home Mf Research Union Retirement Fund Regular Plan Growth
Union Mutual Fund

Mutual Fund Research

Union Retirement Fund - Regular Plan - Growth

Union Mutual Fund Solution Oriented Solution Oriented Retirement

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,030.40 +3.04%
Two Week 2026-10-19 ₹1,000.00 ₹1,017.24 +1.72%
One Month 2026-10-05 ₹1,000.00 ₹1,011.43 +1.14%
Three Months 2026-08-05 ₹3,000.00 ₹2,919.83 -2.67%
Six Months 2026-05-07 ₹6,000.00 ₹5,886.72 -1.89%
One Year 2025-11-03 ₹12,000.00 ₹12,002.82 +0.02%
Three Year 2023-11-06 ₹36,000.00 ₹38,433.21 +6.76%
Since Inception 2022-09-22 ₹51,000.00 ₹60,940.03 +19.49%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

Banks 17.03%
Capital Markets 6.79%
Electrical Equipment 6.25%
Chemicals & Petrochemicals 5.77%
Auto Components 5.73%
Consumer Durables 5.61%
Retailing 4.67%
IT - Software 4.46%
Pharmaceuticals & Biotechnology 4.11%
Automobiles 3.59%
Industrial Products 3.19%
Finance 2.89%
Healthcare Services 2.38%
Realty 2.13%
Petroleum Products 2.10%
Other 2.08%
Agricultural Food & Other Products 1.84%
Power 1.80%
Cement & Cement Products 1.65%
Non - Ferrous Metals 1.60%
Transport Services 1.47%
Telecom - Services 1.45%
Construction 1.41%
Transport Infrastructure 1.31%
Aerospace & Defense 1.31%
Insurance 1.16%
Beverages 1.05%
Ferrous Metals 1.00%
Agricultural, Commercial & Construction Vehicles 0.92%
Textiles & Apparels 0.84%
Metals & Minerals Trading 0.77%
Household Products 0.73%
Leisure Services 0.71%
Financial Technology (Fintech) 0.13%
Sovereign 0.07%

Top Holdings

Company-wise portfolio exposure

ICICI Bank Ltd. 5.76%
HDFC Bank Ltd. 4.29%
Multi Commodity Exchange of India Ltd. 2.72%
Solar Industries India Ltd. 2.53%
Eternal Ltd. 2.17%
Reliance Industries Ltd. 2.10%
Axis Bank Ltd. 2.08%
Navin Fluorine International Ltd. 2.00%
S.J.S. Enterprises Ltd. 1.97%
Azad Engineering Ltd. 1.87%
Tata Consumer Products Ltd. 1.84%
GE Vernova T&D India Ltd. 1.83%
NTPC Ltd. 1.80%
State Bank of India 1.77%
Karur Vysya Bank Ltd. 1.72%
CarTrade Tech Ltd. 1.61%
Dixon Technologies (India) Ltd. 1.59%
Titan Company Ltd. 1.55%
Kirloskar Oil Engines Ltd. 1.53%
Infosys Ltd. 1.52%
Acutaas Chemicals Ltd. 1.51%
The Phoenix Mills Ltd. 1.50%
Bharti Airtel Ltd. 1.45%
Torrent Pharmaceuticals Ltd. 1.44%
Ujjivan Small Finance Bank Ltd. 1.41%
Gabriel India Ltd. 1.40%
ZF Commercial Vehicle Control Systems India Ltd. 1.36%
Mphasis Ltd. 1.34%
Adani Ports and Special Economic Zone Ltd. 1.31%
Nippon Life India Asset Management Ltd. 1.30%
Hyundai Motor India Ltd. 1.28%
Shriram Finance Ltd. 1.24%
Max Financial Services Ltd. 1.16%
Ajanta Pharma Ltd. 1.16%
KSB Ltd. 1.12%
Kfin Technologies Ltd. 1.10%
Hindustan Copper Ltd. 1.08%
Max Healthcare Institute Ltd. 1.07%
Angel One Ltd. 1.06%
Cholamandalam Investment & Finance Co. Ltd. 1.06%
Varun Beverages Ltd. 1.05%
Sona Blw Precision Forgings Ltd. 1.00%
JSW Steel Ltd. 1.00%
Cemindia Projects Ltd. 0.98%
Maruti Suzuki India Ltd. 0.96%
Bharat Heavy Electricals Ltd. 0.96%
Tata Motors Ltd. 0.92%
LG Electronics India Ltd. 0.92%
JK Cement Ltd. 0.91%
Persistent Systems Ltd. 0.89%
Trent Ltd. 0.89%
Amber Enterprises India Ltd. 0.84%
Arvind Ltd. 0.84%
CG Power and Industrial Solutions Ltd. 0.83%
Shadowfax Technologies Ltd. 0.81%
Aarti Industries Ltd. 0.81%
TVS Motor Company Ltd. 0.80%
Apollo Hospitals Enterprise Ltd. 0.79%
Adani Enterprises Ltd. 0.77%
MTAR technologies Ltd. 0.76%
Grasim Industries Ltd. 0.74%
Doms Industries Ltd. 0.73%
Data Patterns (India) Ltd. 0.73%
HCL Technologies Ltd. 0.71%
Jubilant Foodworks Ltd. 0.71%
Blue Star Ltd. 0.71%
Interglobe Aviation Ltd. 0.66%
Godrej Properties Ltd. 0.63%
Central Depository Services (I) Ltd. 0.61%
Home First Finance Company India Ltd. 0.59%
Garden Reach Shipbuilders & Engineers Ltd. 0.58%
Ather Energy Ltd. 0.55%
KEI Industries Ltd. 0.54%
Hindalco Industries Ltd. 0.52%
Vijaya Diagnostic Centre Ltd. 0.52%
Engineers India Ltd. 0.43%
Atul Ltd. 0.43%
PB Fintech Ltd. 0.13%
91 Day Treasury Bills 0.04%
91 Day Treasury Bills 0.03%
TREPS 2.35%
Net Receivable / Payable -0.27%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
14.57%
Return volatility
β
Beta
0.91
Benchmark sensitivity
S
Sharpe Ratio
0.38
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
N/A
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Aditya Birla Sun Life Retirement Fund - 30S Plan - Regular Plan - Growth 6.28% 14.46% 10.72%
ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - Growth 2.55% 5.33% 5.97%
Aditya Birla Sun Life Retirement Fund - 50Plus Debt Plan - Regular Plan - Growth 1.71% 4.49% 4.04%
ICICI Prudential Retirement Fund Hybrid Conservative Plan - Regular Plan - Growth 1.59% 7.86% 7.90%
Aditya Birla Sun Life Retirement Fund - 50S Plan - Regular Plan - Growth 0.84% 6.47% 5.41%
SBI Retirement Benefit Fund Conservative Plan - Regular Plan - Growth 0.80% 5.92% 6.62%
Tata Retirement Savings Fund-Conservative - Regular Plan - Growth 0.64% 6.05% 8.08%
SBI Retirement Benefit Fund Conservative Hybrid Plan - Regular Plan - Growth -0.57% 6.22% 7.99%
Tata Retirement Savings Fund-Moderate - Regular Plan - Growth -0.78% 9.63% 13.22%
Tata Retirement Savings Fund-Progressive - Regular Plan - Growth -1.17% 10.04% 13.26%

Returns are historical and do not guarantee future performance.

View All Solution Oriented Retirement Funds

Fund Family

Compare schemes from Union Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Union Gold ETF Fund Of Fund - Regular Plan - Growth 11.86% 0.00% 29.91%
Union Small Cap Fund - Regular Plan - Growth 11.38% 13.15% 14.91%
Union Active Momentum Fund - Regular Plan - Growth 11.16% 0.00% -2.38%
Union Liquid Fund - Regular Plan - Growth 6.38% 6.81% 6.69%
Union Arbitrage Fund - Regular Plan - Growth 6.17% 6.54% 5.54%
Union Money Market Fund - Regular Plan - Growth 5.95% 6.39% 5.66%
Union Overnight Fund - Regular Plan - Growth 5.16% 5.90% 5.01%
Union Ultra Short To Short Term Fund - Regular Plan - Growth 4.63% 0.00% 4.81%
Union Innovation And Opportunities Fund - Regular Plan - Growth 4.60% 16.56% 14.81%
Union Income Plus Arbitrage Active FOF - Regular Plan - Growth 3.66% 0.00% 3.35%

Returns are historical and do not guarantee future performance.

View All Union Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
2.69%
Expense Ratio (Direct)
1.37%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
BSE 500 Index (TRI)

Exit Load

Charges that may apply when you redeem units

N/A
Top AMC/Fund Houses
360 ONE Mutual Fund AMC logo
360 ONE Mutual Fund
AUM
₹13,053 Cr
Age
15+ Years
Aditya Birla Sun Life Mutual Fund AMC logo
Aditya Birla Sun Life Mutual Fund
AUM
₹4.36 Lakh Cr
Age
31+ Years
Helios Mutual Fund AMC logo
Helios Mutual Fund
AUM
₹9,401 Cr
Age
1–2 Years
Bandhan Mutual Fund AMC logo
Bandhan Mutual Fund
AUM
₹1.78+ Lakh Cr
Age
4 Years
view all

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