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Home Mf Research Union Liquid Fund Growth
Union Mutual Fund

Union Liquid Fund - Growth

Debt Debt Liquid
Fund House : Union Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
2,501.31 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.17%
Expense Ratio (Direct)
0.07%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.26
0.13 %
Two Week 2025-05-19 ₹1,000.00 ₹1,002.78
0.28 %
1 Month 2025-05-04 ₹1,000.00 ₹1,005.40
0.54 %
Three Months 2025-03-05 ₹3,000.00 ₹3,033.76
1.13 %
Six Months 2024-12-05 ₹6,000.00 ₹6,122.18
2.04 %
One Year 2024-06-03 ₹12,000.00 ₹12,472.15
3.93 %
Three Year 2022-06-04 ₹36,000.00 ₹40,201.37
11.67 %
Five Year 2020-06-04 ₹60,000.00 ₹70,682.15
17.80 %
Ten Year 2015-06-06 ₹120,000.00 ₹161,485.83
34.57 %
Since Inception 2011-10-02 ₹167,000.00 ₹256,928.33
53.85 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Bank For Agriculture and Rural Development Financial Services Commercial Paper 4.03
Axis Securities Ltd. Financial Services Commercial Paper 2.87
Small Industries Development Bank Of India Financial Services Commercial Paper 2.31
ICICI Securities Ltd. Financial Services Commercial Paper 2.31
Poonawalla Fincorp Ltd. Financial Services Commercial Paper 2.30
Reliance Retail Ventures Ltd. Retail Commercial Paper 2.30
ICICI Home Finance Co. Ltd. Financial Services Commercial Paper 2.30
Export-Import Bank Of India Financial Services Commercial Paper 2.30
Godrej Agrovet Ltd. Agro Industry Commercial Paper 2.19
Alembic Pharmaceuticals Ltd. Pharmaceuticals Commercial Paper 1.73
PNB Housing Finance Ltd. Financial Services Commercial Paper 1.71
Muthoot Finance Ltd. Financial Services Commercial Paper 1.71
Kotak Securities Ltd. Financial Services Commercial Paper 1.16
Godrej Industries Ltd. Diversified Commercial Paper 1.16
Larsen & Toubro Ltd. Construction Commercial Paper 1.16
The Ramco Cements Ltd. Cement Commercial Paper 1.16
Aditya Birla Finance Ltd. Financial Services Commercial Paper 1.16
Redington (India) Ltd. Distribution Commercial Paper 1.15
NTPC Ltd. Power Commercial Paper 1.15
SBICAP Securities Ltd. Financial Services Commercial Paper 1.15
Cholamandalam Investment & Finance Company Ltd. Financial Services Commercial Paper 1.15
L&T Finance Ltd. Financial Services Commercial Paper 1.14
Bajaj Finance Ltd. Financial Services Commercial Paper 0.58
HDFC Securities Ltd. Financial Services Commercial Paper 0.57
National Housing Bank Financial Services Commercial Paper 0.46
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
46 Days
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Devesh Thacker (Over 24 years), Parijat Agrawal (Over 28 years),
  • Expense ration regular : 0.17
  • Expense ration direct : 0.07
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
[{"day":1,"exit_load":"0.0070%"},{"day":2,"exit_load":"0.0065%"},{"day":3,"exit_load":"0.0060%"},{"day":4,"exit_load":"0.0055%"},{"day":5,"exit_load":"0.0050%"},{"day":6,"exit_load":"0.0045%"},{"day":7,"exit_load":"0.0000%"}]

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