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Union Liquid Fund - Growth

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Fund info
NAV (as on 2025-07-19)
2,520.30 0.01%
AUM (Fund Size)
N/A
Expense Ratio
0.17%
Exit load
[{"day":1,"exit_load":"0.0070%"},{"day":2,"exit_load":"0.0065%"},{"day":3,"exit_load":"0.0060%"},{"day":4,"exit_load":"0.0055%"},{"day":5,"exit_load":"0.0050%"},{"day":6,"exit_load":"0.0045%"},{"day":7,"exit_load":"0.0000%"}]
Risk
N/A
AMC
Union Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-12 ₹1,000.00 ₹1,001.08
0.11 %
Two Week 2025-07-04 ₹1,000.00 ₹1,002.24
0.22 %
One Month 2025-06-19 ₹1,000.00 ₹1,004.85
0.48 %
Three Months 2025-04-20 ₹3,000.00 ₹3,030.39
1.01 %
Six Months 2025-01-20 ₹6,000.00 ₹6,115.29
1.92 %
One Year 2024-07-19 ₹12,000.00 ₹12,456.63
3.81 %
Three Year 2022-07-20 ₹36,000.00 ₹40,165.27
11.57 %
Five Year 2020-07-20 ₹60,000.00 ₹70,752.60
17.92 %
Ten Year 2015-07-22 ₹120,000.00 ₹161,523.59
34.60 %
Since Inception 2011-10-02 ₹168,000.00 ₹259,883.82
54.69 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 28%
Others 100%

Sectors Holding in Union Liquid Fund - Growth

Other
128%
Alternative Investment Fund
0%

Companies Holding in Union Liquid Fund - Growth

Alembic Pharmaceuticals Ltd.
3.53%
Indian Oil Corporation Ltd.
0.59%
Reliance Jio Infocomm Ltd.
0.59%
ICICI Home Finance Co. Ltd.
1.17%
Redington Ltd.
2.37%
Reliance Industries Ltd.
2.37%
PNB Housing Finance Ltd.
2.34%
Infina Finance Pvt. Ltd.
1.19%
HDB Financial Services Ltd.
1.78%
SBICAP Securities Ltd.
1.78%
Aditya Birla Capital Ltd.
1.17%
Axis Finance Ltd.
1.76%
BOBCARD Ltd.
1.76%
National Bank For Agriculture And Rural Development
0.59%
Kotak Securities Ltd.
1.18%
HDFC Securities Ltd.
0.59%
Godrej Agrovet Ltd.
1.18%
NTPC Ltd.
1.18%
SBI Cards & Payment Services Ltd.
1.17%
ICICI Securities Ltd.
0.59%
Small Industries Development Bank Of India
0.59%
Indian Bank
1.17%
Axis Bank Ltd.
0.59%
UCO Bank
2.36%
Punjab National Bank
1.17%
Kotak Mahindra Bank Ltd.
1.78%
Bank Of India
1.78%
HDFC Bank Ltd.
1.18%
Canara Bank
1.17%
IDFC First Bank Ltd.
1.18%
Bank Of Baroda
1.17%
91 Day Treasury Bills
0.01%
364 Day Treasury Bills
0.59%
182 Day Treasury Bills
0.59%
Corporate Debt Mkt Devp. Fund-A2
0.23%
Net Receivable / Payable
-2.96%
GRAND TOTAL (AUM)
100.00%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 46 Days

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.17
Expense Ratio Direct
0.07
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Devesh Thacker
Over 24 years Experience
Parijat Agrawal
Over 28 years Experience

Exit load

[{"day":1,"exit_load":"0.0070%"},{"day":2,"exit_load":"0.0065%"},{"day":3,"exit_load":"0.0060%"},{"day":4,"exit_load":"0.0055%"},{"day":5,"exit_load":"0.0050%"},{"day":6,"exit_load":"0.0045%"},{"day":7,"exit_load":"0.0000%"}]

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