Home Mf Research Union Value Fund Regular Plan Growth

Union Value Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
28.66 -0.69%
AUM (Fund Size)
N/A
Expense Ratio
2.45%
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.
Risk
N/A
AMC
Union Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹995.83
-0.42 %
Two Week 2025-07-03 ₹1,000.00 ₹994.45
-0.56 %
One Month 2025-06-18 ₹1,000.00 ₹1,037.65
3.77 %
Three Months 2025-04-21 ₹3,000.00 ₹3,171.22
5.71 %
Six Months 2025-01-20 ₹6,000.00 ₹6,537.39
8.96 %
One Year 2024-07-18 ₹12,000.00 ₹12,737.55
6.15 %
Three Year 2022-07-19 ₹36,000.00 ₹47,839.69
32.89 %
Five Year 2020-07-20 ₹60,000.00 ₹96,866.98
61.44 %
Since Inception 2018-12-05 ₹81,000.00 ₹156,091.46
92.71 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 68%
Debt 4%
Others 100%

Sectors Holding in Union Value Fund - Regular Plan - Growth

Other
104%
Banks
20%
Petroleum Products
5%
IT - Software
5%
Aerospace & Defense
3%
Power
2%
Telecom - Services
2%
Construction
2%
Diversified FMCG
2%
Finance
4%
Auto Components
4%
Textiles & Apparels
1%
Insurance
1%
Pharmaceuticals & Biotechnology
2%
Ferrous Metals
2%
Electrical Equipment
2%
Automobiles
1%
Fertilizers & Agrochemicals
2%
Oil
1%
Consumer Durables
3%
Agricultural Food & Other Products
1%
Healthcare Services
1%
Industrial Products
1%
Capital Markets
1%
Cement & Cement Products
0%
Non - Ferrous Metals
0%
Commercial Services & Supplies
0%
IT - Services
0%

Companies Holding in Union Value Fund - Regular Plan - Growth

364 Day Treasury Bills
0.09%
TREPS
4.88%
Net Receivable / Payable
-0.71%
GRAND TOTAL (AUM)
100.00%
HDFC Bank Ltd.
8.07%
Reliance Industries Ltd.
4.33%
ICICI Bank Ltd.
3.73%
Infosys Ltd.
3.71%
Bharat Electronics Ltd.
3.31%
Axis Bank Ltd.
3.09%
NTPC Ltd.
2.81%
Bharti Airtel Ltd.
2.71%
State Bank Of India
2.54%
Larsen & Toubro Ltd.
2.47%
ITC Ltd.
2.21%
Jio Financial Services Ltd.
2.11%
Indian Bank
2.03%
CEAT Ltd.
1.98%
Gokaldas Exports Ltd.
1.92%
Max Financial Services Ltd.
1.80%
Sun Pharmaceutical Industries Ltd.
1.72%
Tech Mahindra Ltd.
1.64%
Karur Vysya Bank Ltd.
1.63%
Shriram Finance Ltd.
1.55%
Tata Steel Ltd.
1.51%
Samvardhana Motherson International Ltd.
1.49%
Suzlon Energy Ltd.
1.48%
Gabriel India Ltd.
1.48%
Jindal Steel & Power Ltd.
1.47%
The Federal Bank Ltd.
1.46%
Aadhar Housing Finance Ltd.
1.35%
Maruti Suzuki India Ltd.
1.34%
Mangalore Chemicals & Fertilizers Ltd.
1.31%
Mphasis Ltd.
1.31%
Oil & Natural Gas Corporation Ltd.
1.31%
Crompton Greaves Consumer Electricals Ltd.
1.31%
Balrampur Chini Mills Ltd.
1.30%
Hindustan Petroleum Corporation Ltd.
1.29%
Eureka Forbes Ltd.
1.26%
Voltamp Transformers Ltd.
1.17%
Krishna Institute Of Medical Sciences Ltd.
1.15%
Endurance Technologies Ltd.
1.11%
Alivus Life Sciences Ltd.
1.10%
Coromandel International Ltd.
1.09%
Kirloskar Oil Engines Ltd.
1.04%
Campus Activewear Ltd.
1.02%
HDFC Asset Management Co. Ltd.
1.01%
JK Lakshmi Cement Ltd.
0.99%
Hindalco Industries Ltd.
0.97%
SBI Cards & Payment Services Ltd.
0.96%
Engineers India Ltd.
0.95%
Awfis Space Solutions Ltd.
0.93%
Cholamandalam Financial Holdings Ltd.
0.89%
Power Grid Corporation Of India Ltd.
0.87%
Cipla Ltd.
0.83%
Quess Corp Ltd.
0.80%
IPCA Laboratories Ltd.
0.74%
KEC International Ltd.
0.64%
Tata Consultancy Services Ltd.
0.54%
Bluspring Enterprises Ltd.
0.44%
Digitide Solutions Ltd.
0.38%
182 Day Treasury Bills
0.09%

Risk Ratios

Std. Deviation 1.23
Beta 1.54
Sharpe Ratio 0.90
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.45
Expense Ratio Direct
1.29
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Sanjay Bembalkar
Over 17 years Experience
Hardick Bora
Over 16 years Experience

Exit load

1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.

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