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UTI Credit Risk Fund - Regular Plan - Monthly IDCW Reinvestment

UTI MUTUAL FUND Debt Debt Credit Risk

Fund Performance

Historical NAV

Fund Facts

Moderately High Risk

Latest NAV · 2026-11-03

₹11.01 0%

Fund Size (AUM): 249.38 Cr
Expense Ratio · Regular: 1.43%
Risk Level: Moderately High
Exit Load: (A) Redemption / Switchout within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00% (B) Redemption / Switch out after 12 months from the date of allotment – NIL
Asset Management Company: UTI MUTUAL FUND

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data

Investment Period	SIP Start Date	Amount Invested	Current Value	Absolute Return
One Week	2026-10-27	₹1,000.00	₹1,002.51	+0.25%
Two Week	2026-10-19	₹1,000.00	₹1,001.25	+0.13%
One Month	2026-10-05	₹1,000.00	₹1,000.18	+0.02%
Three Months	2026-08-05	₹3,000.00	₹3,004.78	+0.16%
Six Months	2026-05-07	₹6,000.00	₹6,057.11	+0.95%
One Year	2025-11-03	₹12,000.00	₹12,310.29	+2.59%
Three Year	2023-11-06	₹36,000.00	₹39,603.43	+10.01%
Five Year	2021-11-08	₹60,000.00	₹70,718.10	+17.86%
Ten Year	2016-11-07	₹120,000.00	₹146,471.10	+22.06%
Since Inception	2014-09-15	₹148,000.00	₹176,379.37	+19.18%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

SIP Amount

₹1,000₹50,000

Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment

₹0

Maturity Value

₹0

Abs. Returns

₹0

Assumed Annual Return

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity

N/A

Debt

N/A

Others

N/A

Sector Allocation

Distribution across different sectors

IND-AA 19.87%

ICRA-AA+ 19.70%

CRISIL-AA 17.90%

SOV 11.43%

CRISIL-AA- 10.13%

Other 8.53%

CRISIL-AAA(SO) 5.93%

ICRA-AA 5.70%

CRISIL-AA+ 0.83%

Top Holdings

Company-wise portfolio exposure

NET CURRENT ASSETS 6.91%

SPN/DDB JTPM METAL TRADERS LIMITED 8.04%

NCD PIRAMAL FINANCE LIMITED 7.20%

NCD VEDANTA ALUMINIUM METAL LTD. 6.26%

NCD AADHAR HOUSING FINANCE LIMITED 6.24%

NCD TATA PROJECTS LTD 6.22%

NCD ADANI POWER LTD. 6.18%

NCD AVANSE FINANCIAL SERVICES LIMITED 6.03%

NCD DMI FINANCE PRIVATE LIMITED 5.70%

NCD ERIS LIFESCIENCES LTD 4.77%

NCD ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 4.10%

NCD ADITYA BIRLA RENEWABLES LTD 3.73%

NCD GODREJ SEEDS AND GENETICS LIMITED 3.07%

NCD GODREJ SEEDS AND GENETICS LIMITED 3.06%

NCD ERIS LIFESCIENCES LTD 2.70%

NCD VEDANTA LTD 0.83%

07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 5.93%

7.10% GSEC - MAT - 08/04/2034 9.71%

7.79% UTTARPRADESH SDL 29/03/2033 0.91%

6.54% GSEC MAT - 17/01/2032 0.81%

CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.05%

CORPORATE DEBT MARKET DEVT FUND - A2 UNITS 0.56%

INVIT - IRB INVIT FUND 0.81%

INVIT - INDUS INFRA TRUST 0.20%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

Standard Deviation

N/A

Return volatility

Beta

N/A

Benchmark sensitivity

Sharpe Ratio

N/A

Risk-adjusted return

↗

Lock-in Period

N/A

Redemption restriction

◷

Residual Maturity

2.68 Yrs

Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderately High Risk

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name	1Y Return	3Y Return	Since Inception
Bank Of India Credit Risk Fund - Regular Plan - Growth	16.56%	9.58%	3.25%
Aditya Birla Sun Life Credit Risk Fund - Gr - Regular Plan	10.46%	11.96%	8.43%
DSP Credit Risk Fund - Regular Plan - Growth	9.57%	12.81%	7.55%
Nippon India Credit Risk Fund - Institutional Plan - Growth	7.24%	8.26%	7.25%
SBI Credit Risk Fund - Regular Plan - Growth	6.64%	7.66%	6.16%
Axis Credit Risk Fund - Regular Plan - Growth	6.61%	7.82%	7.18%
ICICI Prudential Credit Risk Fund - Regular Plan - Growth	6.32%	8.09%	8.16%
Nippon India Credit Risk Fund - Regular Plan - Growth	6.25%	7.90%	6.46%
HDFC Credit Risk Fund - Regular Plan - Growth	5.86%	7.44%	7.87%
Invesco India Credit Risk Fund - Regular Plan - Growth	5.84%	7.54%	6.21%

Fund Name	AUM	Expense Ratio
Aditya Birla Sun Life Credit Risk Fund - Gr - Regular Plan	N/A	0.80%
DSP Credit Risk Fund - Regular Plan - Growth	N/A	0.43%
Bandhan Credit Risk Fund - Regular Plan - Growth	N/A	0.67%
HDFC Credit Risk Fund - Regular Plan - Growth	N/A	1.01%
Kotak Credit Risk Fund - Regular Plan - Growth	N/A	0.81%
SBI Credit Risk Fund - Regular Plan - Growth	N/A	0.90%
HSBC Credit Risk Fund - Regular Plan - Growth	N/A	0.84%
ICICI Prudential Credit Risk Fund - Regular Plan - Growth	N/A	0.80%
Nippon India Credit Risk Fund - Regular Plan - Growth	N/A	0.61%
Nippon India Credit Risk Fund - Institutional Plan - Growth	N/A	0.61%

Fund Name	Std. Deviation	Beta	Sharpe Ratio
Aditya Birla Sun Life Credit Risk Fund - Gr - Regular Plan	N/A	N/A	N/A
DSP Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
Bandhan Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
HDFC Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
Kotak Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
SBI Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
HSBC Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
ICICI Prudential Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
Nippon India Credit Risk Fund - Regular Plan - Growth	N/A	N/A	N/A
Nippon India Credit Risk Fund - Institutional Plan - Growth	N/A	N/A	N/A

Returns are historical and do not guarantee future performance.

View All Debt Credit Risk Funds

Fund Family

Compare schemes from UTI MUTUAL FUND by performance, fundamentals and risk.

Fund Name	1Y Return	3Y Return	Since Inception
UTI Silver Exchange Traded Fund - Regular Plan - Growth	19.57%	34.72%	26.75%
UTI Silver ETF Fund Of Fund - Regular Plan - Growth	19.52%	34.07%	25.99%
UTI Healthcare Fund - Regular Plan - IDCW Payout	13.60%	22.06%	11.29%
UTI Healthcare Fund - Regular Plan - IDCW Reinvestment	13.60%	0.00%	9.77%
UTI Healthcare Fund - Regular Plan - Growth	13.60%	22.06%	12.37%
UTI Gold ETF Fund Of Fund - Regular Plan - Growth	12.49%	29.52%	26.62%
UTI Gold Exchange Traded Fund - Regular Plan - Growth	12.48%	29.94%	-10.21%
UTI Money Market Fund - Regular Plan - Annual IDCW Payout	6.28%	7.19%	5.86%
UTI Money Market Fund - Regular Plan - Annual IDCW Reinvestment	6.28%	0.00%	6.17%
UTI Money Market Fund - Regular Plan - Half Yearly IDCW Payout	6.28%	7.20%	5.36%

Fund Name	AUM	Expense Ratio
UTI Medium To Long Term Fund - Regular Plan - Quarterly IDCW Reinvestment	N/A	1.32%
UTI Medium To Long Term Fund - Regular Plan - Flexi IDCW Payout	N/A	1.32%
UTI Medium To Long Term Fund - Regular Plan - Flexi IDCW Reinvestment	N/A	1.32%
UTI Medium To Long Term Fund - Regular Plan - Growth	N/A	1.32%
UTI Medium To Long Term Fund - Regular Plan - Half Yearly IDCW Payout	N/A	1.32%
UTI Medium To Long Term Fund - Regular Plan - Half Yearly IDCW Reinvestment	N/A	1.32%
UTI Nifty Alpha Low-Volatility 30 Index Fund - Regular Plan - Growth	N/A	0.85%
UTI Banking & Financial Services Fund - Regular Plan - Growth	N/A	1.45%
UTI Corporate Bond Fund - Regular Plan - Flexi IDCW Payout	N/A	0.32%
UTI Corporate Bond Fund - Regular Plan - Flexi IDCW Reinvestment	N/A	0.32%

Fund Name	Std. Deviation	Beta	Sharpe Ratio
UTI Medium To Long Term Fund - Regular Plan - Quarterly IDCW Reinvestment	N/A	N/A	N/A
UTI Medium To Long Term Fund - Regular Plan - Flexi IDCW Payout	N/A	N/A	N/A
UTI Medium To Long Term Fund - Regular Plan - Flexi IDCW Reinvestment	N/A	N/A	N/A
UTI Medium To Long Term Fund - Regular Plan - Growth	N/A	N/A	N/A
UTI Medium To Long Term Fund - Regular Plan - Half Yearly IDCW Payout	N/A	N/A	N/A
UTI Medium To Long Term Fund - Regular Plan - Half Yearly IDCW Reinvestment	N/A	N/A	N/A
UTI Nifty Alpha Low-Volatility 30 Index Fund - Regular Plan - Growth	N/A	N/A	N/A
UTI Banking & Financial Services Fund - Regular Plan - Growth	N/A	0.94	0.5
UTI Corporate Bond Fund - Regular Plan - Flexi IDCW Payout	N/A	N/A	N/A
UTI Corporate Bond Fund - Regular Plan - Flexi IDCW Reinvestment	N/A	N/A	N/A

Returns are historical and do not guarantee future performance.

View All UTI MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount: N/A
Min. Lumpsum Amount: N/A
AUM (in Cr.): N/A
Expense Ratio (Regular): 1.43%
Expense Ratio (Direct): 0.76%
Lock-in Period: N/A
Fund Age: N/A
Benchmark: CRISIL Credit Risk Debt B-II Index

Exit Load

Charges that may apply when you redeem units

(A) Redemption / Switchout within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00% (B) Redemption / Switch out after 12 months from the date of allotment – NIL

Top AMC/Fund Houses

Aditya Birla Sun Life Mutual Fund

view all

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