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Home Mf Research Uti Credit Risk Fund Regular Plan Quarterly Idcw Payout
UTI MUTUAL FUND

Mutual Fund Research

UTI Credit Risk Fund - Regular Plan - Quarterly IDCW Payout

UTI MUTUAL FUND Debt Debt Credit Risk

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,002.52 +0.25%
Two Week 2026-10-19 ₹1,000.00 ₹1,001.25 +0.13%
One Month 2026-10-05 ₹1,000.00 ₹1,000.18 +0.02%
Three Months 2026-08-05 ₹3,000.00 ₹3,004.80 +0.16%
Six Months 2026-05-07 ₹6,000.00 ₹6,057.13 +0.95%
One Year 2025-11-03 ₹12,000.00 ₹12,310.35 +2.59%
Three Year 2023-11-06 ₹36,000.00 ₹39,603.62 +10.01%
Five Year 2021-11-08 ₹60,000.00 ₹70,718.47 +17.86%
Ten Year 2016-11-07 ₹120,000.00 ₹147,985.26 +23.32%
Since Inception 2012-11-19 ₹170,000.00 ₹207,929.96 +22.31%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

IND-AA 39.74%
ICRA-AA+ 39.40%
CRISIL-AA 35.80%
SOV 22.86%
CRISIL-AA- 20.26%
Other 17.06%
CRISIL-AAA(SO) 11.86%
ICRA-AA 11.40%
CRISIL-AA+ 1.66%

Top Holdings

Company-wise portfolio exposure

NET CURRENT ASSETS 6.91%
NET CURRENT ASSETS 6.91%
SPN/DDB JTPM METAL TRADERS LIMITED 8.04%
NCD PIRAMAL FINANCE LIMITED 7.20%
NCD VEDANTA ALUMINIUM METAL LTD. 6.26%
NCD AADHAR HOUSING FINANCE LIMITED 6.24%
NCD TATA PROJECTS LTD 6.22%
NCD ADANI POWER LTD. 6.18%
NCD AVANSE FINANCIAL SERVICES LIMITED 6.03%
NCD DMI FINANCE PRIVATE LIMITED 5.70%
NCD ERIS LIFESCIENCES LTD 4.77%
NCD ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 4.10%
NCD ADITYA BIRLA RENEWABLES LTD 3.73%
NCD GODREJ SEEDS AND GENETICS LIMITED 3.07%
NCD GODREJ SEEDS AND GENETICS LIMITED 3.06%
NCD ERIS LIFESCIENCES LTD 2.70%
NCD VEDANTA LTD 0.83%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 5.93%
7.10% GSEC - MAT - 08/04/2034 9.71%
7.79% UTTARPRADESH SDL 29/03/2033 0.91%
6.54% GSEC MAT - 17/01/2032 0.81%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.05%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS 0.56%
INVIT - IRB INVIT FUND 0.81%
INVIT - INDUS INFRA TRUST 0.20%
SPN/DDB JTPM METAL TRADERS LIMITED 8.04%
NCD PIRAMAL FINANCE LIMITED 7.20%
NCD VEDANTA ALUMINIUM METAL LTD. 6.26%
NCD AADHAR HOUSING FINANCE LIMITED 6.24%
NCD TATA PROJECTS LTD 6.22%
NCD ADANI POWER LTD. 6.18%
NCD AVANSE FINANCIAL SERVICES LIMITED 6.03%
NCD DMI FINANCE PRIVATE LIMITED 5.70%
NCD ERIS LIFESCIENCES LTD 4.77%
NCD ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 4.10%
NCD ADITYA BIRLA RENEWABLES LTD 3.73%
NCD GODREJ SEEDS AND GENETICS LIMITED 3.07%
NCD GODREJ SEEDS AND GENETICS LIMITED 3.06%
NCD ERIS LIFESCIENCES LTD 2.70%
NCD VEDANTA LTD 0.83%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 5.93%
7.10% GSEC - MAT - 08/04/2034 9.71%
7.79% UTTARPRADESH SDL 29/03/2033 0.91%
6.54% GSEC MAT - 17/01/2032 0.81%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.05%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS 0.56%
INVIT - IRB INVIT FUND 0.81%
INVIT - INDUS INFRA TRUST 0.20%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
2.68 Yrs
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderately High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Bank Of India Credit Risk Fund - Regular Plan - Growth 16.54% 9.59% 3.25%
Aditya Birla Sun Life Credit Risk Fund - Gr - Regular Plan 10.36% 11.97% 8.43%
DSP Credit Risk Fund - Regular Plan - Growth 9.55% 12.82% 7.55%
Nippon India Credit Risk Fund - Institutional Plan - Growth 7.24% 8.26% 7.25%
SBI Credit Risk Fund - Regular Plan - Growth 6.65% 7.68% 6.16%
Axis Credit Risk Fund - Regular Plan - Growth 6.60% 7.84% 7.18%
ICICI Prudential Credit Risk Fund - Regular Plan - Growth 6.25% 8.10% 8.16%
Nippon India Credit Risk Fund - Regular Plan - Growth 6.24% 7.91% 6.46%
HDFC Credit Risk Fund - Regular Plan - Growth 5.83% 7.45% 7.87%
Invesco India Credit Risk Fund - Regular Plan - Growth 5.73% 7.54% 6.21%

Returns are historical and do not guarantee future performance.

View All Debt Credit Risk Funds

Fund Family

Compare schemes from UTI MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Silver Exchange Traded Fund - Regular Plan - Growth 17.69% 33.72% 25.93%
UTI Silver ETF Fund Of Fund - Regular Plan - Growth 16.27% 32.81% 24.96%
UTI Healthcare Fund - Regular Plan - IDCW Payout 13.25% 22.31% 11.32%
UTI Healthcare Fund - Regular Plan - IDCW Reinvestment 13.25% 0.00% 10.27%
UTI Healthcare Fund - Regular Plan - Growth 13.25% 22.31% 12.39%
UTI Gold Exchange Traded Fund - Regular Plan - Growth 13.21% 29.98% -10.21%
UTI Gold ETF Fund Of Fund - Regular Plan - Growth 12.13% 29.47% 26.56%
UTI Money Market Fund - Regular Plan - Annual IDCW Payout 6.25% 7.20% 5.86%
UTI Money Market Fund - Regular Plan - Annual IDCW Reinvestment 6.25% 0.00% 6.18%
UTI Money Market Fund - Regular Plan - Growth 6.25% 7.03% 26.83%

Returns are historical and do not guarantee future performance.

View All UTI MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
1.43%
Expense Ratio (Direct)
0.76%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
CRISIL Credit Risk Debt B-II Index

Exit Load

Charges that may apply when you redeem units

(A) Redemption / Switchout within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00% (B) Redemption / Switch out after 12 months from the date of allotment – NIL
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