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Home Mf Research Uti Unit Linked Insurance Plan Regular Plan 15 Years Plan
UTI MUTUAL FUND

Mutual Fund Research

UTI Unit Linked Insurance Plan - Regular Plan - 15 Years Plan

UTI MUTUAL FUND Hybrid Hybrid Dynamic Asset Allocation

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,017.55 +1.76%
Two Week 2026-10-19 ₹1,000.00 ₹1,013.12 +1.31%
One Month 2026-10-05 ₹1,000.00 ₹1,011.72 +1.17%
Three Months 2026-08-05 ₹3,000.00 ₹2,979.11 -0.70%
Six Months 2026-05-07 ₹6,000.00 ₹6,059.50 +0.99%
One Year 2025-11-03 ₹12,000.00 ₹12,253.39 +2.11%
Three Year 2023-11-06 ₹36,000.00 ₹38,464.12 +6.84%
Five Year 2021-11-08 ₹60,000.00 ₹69,731.20 +16.22%
Ten Year 2016-11-07 ₹120,000.00 ₹171,994.11 +43.33%
Since Inception 2000-01-01 ₹327,000.00 ₹719,692.47 +120.09%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

SOV 24.51%
CRISIL-AAA 15.84%
Other 8.73%
Retailing 6.72%
Banks 6.50%
Consumer Durables 4.27%
CRISIL-A1+ 4.08%
IT - Software 4.02%
CARE-A1+ 3.90%
Pharmaceuticals & Biotechnology 3.36%
Automobiles 2.84%
Finance 2.62%
Industrial Products 1.92%
ICRA-AAA 1.51%
Telecom - Services 1.46%
Healthcare Services 0.98%
ICRA-AA+ 0.94%
IND-AAA(SO) 0.84%
Chemicals & Petrochemicals 0.71%
CRISIL-AA+ 0.51%
CRISIL-AA 0.50%
ICRA-A1+ 0.49%
Healthcare Equipment & Supplies 0.44%
Agricultural Food & Other Products 0.44%
Food Products 0.44%
Fertilizers & Agrochemicals 0.33%
Diversified 0.30%
Leisure Services 0.28%
Cement & Cement Products 0.21%
IND-AA 0.16%
Textiles & Apparels 0.15%

Top Holdings

Company-wise portfolio exposure

EQ - ETERNAL LIMITED 2.89%
EQ - ICICI BANK LTD 2.53%
EQ - BAJAJ FINANCE LTD. 2.34%
EQ - HDFC BANK LIMITED 2.03%
EQ - TITAN COMPANY LTD. 1.72%
EQ - COFORGE LTD 1.62%
EQ - INFO-EDGE (INDIA) LTD. 1.55%
EQ - KOTAK MAHINDRA BANK LTD. 1.51%
EQ - DIXON TECHNOLOGIES (INDIA) LTD 1.49%
EQ - BHARTI AIRTEL LTD. 1.46%
EQ - PERSISTENT SYSTEMS LTD. 1.45%
EQ - AVENUE SUPERMARTS LTD. 1.19%
EQ - MAHINDRA & MAHINDRA LTD. 1.04%
EQ - DR LAL PATHLABS LTD. 0.98%
EQ - LTM Limited 0.95%
EQ - EICHER MOTORS LTD 0.93%
EQ - AJANTA PHARMA LTD. 0.92%
EQ - TRENT LIMITED 0.91%
EQ - MARUTI SUZUKI INDIA LTD. 0.87%
EQ - POLYCAB INDIA LTD 0.77%
EQ - DIVIS LABORATORIES LTD. 0.75%
EQ - ASTRAL LTD. 0.64%
EQ - TORRENT PHARMACEUTICALS LTD. 0.60%
EQ - PIDILITE INDUSTRIES LTD. 0.59%
EQ - GRINDWELL NORTON LTD. 0.51%
EQ - GLAND PHARMA LTD. 0.48%
EQ - IPCA LABORATORIES LTD. 0.45%
EQ - POLY MEDICURE LTD 0.44%
EQ - MARICO LTD 0.44%
EQ - NESTLE INDIA LTD. 0.44%
EQ - AU SMALL FINANCE BANK LTD 0.43%
EQ - BERGER PAINTS INDIA LTD. 0.35%
EQ - HAVELLS INDIA LTD. 0.34%
EQ - P I INDUSTRIES LTD 0.33%
EQ - 3M INDIA LTD. 0.30%
EQ - AAVAS FINANCIERS LTD. 0.28%
EQ - JUBILANT FOODWORKS LTD. 0.28%
EQ - ASIAN PAINTS (INDIA) LTD. 0.25%
EQ - SHREE CEMENT LTD. 0.21%
EQ - INDIAMART INTERMESH LTD 0.18%
EQ - ERIS LIFESCIENCES LTD 0.16%
EQ - PAGE INDUSTRIES 0.15%
EQ - SHEELA FOAM LTD. 0.12%
EQ - ROSSARI BIOTECH LTD 0.12%
NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD 2.53%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED 2.01%
NCD POWER FINANCE CORPORATION LTD. 1.50%
NCD REC LTD 1.01%
NCD TATA CAPITAL LTD. 1.01%
NCD MINDSPACE BUSINESS PARKS REIT 1.01%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.00%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED 0.98%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 0.61%
NCD MUTHOOT FINANCE LTD 0.51%
NCD MANKIND PHARMA LTD 0.51%
NCD REC LTD 0.51%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED 0.51%
NCD ADITYA BIRLA CAPITAL LTD 0.50%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED 0.50%
NCD BHARTI TELECOM LTD. 0.50%
NCD POONAWALLA FINCORP LTD. 0.50%
NCD AXIS FINANCE LTD 0.50%
NCD EXPORT IMPORT BANK OF INDIA 0.50%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.50%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.50%
NCD BAJAJ FINANCE LTD. 0.50%
NCD PIRAMAL FINANCE LIMITED 0.43%
NCD GODREJ SEEDS AND GENETICS LIMITED 0.25%
NCD GODREJ SEEDS AND GENETICS LIMITED 0.25%
NCD ADANI POWER LTD. 0.16%
NCD BAJAJ FINANCE LTD. 0.10%
NCD POWER FINANCE CORPORATION LTD. 0.06%
NCD EXPORT IMPORT BANK OF INDIA 0.01%
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.65%
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 0.19%
07.18% GSEC MAT -24/07/2037 8.09%
07.32% GSEC MAT -13/11/2030 4.12%
7.24% GSEC MAT- 18/08/2055 2.60%
CP BAJAJ FINANCIAL SECURITIES LTD 1.98%
CP CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 1.47%
6.91% MH SDL MAT - 15/09/2033 1.46%
07.32% RAJASTHAN SGS Mat - 24/09/2035 1.13%
07.65% TAMIL NADU SDL - 25/01/2033 1.01%
CP EXPORT IMPORT BANK OF INDIA 1.00%
06.94% GSEC Mat- 11/05/2036 1.00%
CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 0.99%
CD - SIDBI - 27/08/2027 0.95%
6.82% ANDHRA SGS MAT -04/06/2036 0.94%
6.99% WB SDL MAT - 29/09/2036 0.76%
7.48% UTTAR PRADESH SDL 20/03/2036 0.59%
CD - INDIAN BANK - 22/01/2027 0.50%
CD - CANARA BANK - 28/01/2027 0.50%
7.65% MADHYAPRADESH SGS Mat - 11/03/2040 0.50%
CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 0.49%
CD - ICICI BANK LTD - 25/03/2027 0.49%
6.28% GSEC MAT- 14/07/2032 0.49%
07.23% RAJASTHAN SGS Mat - 23/10/2035 0.49%
6.96% AP SDL MAT - 06/08/2034 0.48%
7.08% A P SGL MAT - 26/03/2037 0.48%
06.48% GSEC Mat- 06/10/2035 0.29%
MF UNITS Nifty 5 yr Benchmark G-Sec ETF ETF 0.12%
MF UNITS Nifty 10 yr Benchmark G-Sec ETF ETF 0.12%
CD - KOTAK MAHINDRA BANK LTD - 21/12/2026 0.10%
MF UNITS UTI Nifty Bank ETF ETF 0.05%
07.73% HARYANA SGS Mat - 18/02/2045 0.04%
MF UNITS UTI BSE India Sector Leaders Exchange Traded Fund ETF 0.03%
07.26% TAMIL NADU SGS Mat - 24/09/2035 0.03%
7.19% MAHARASHTRA SDL-27/02/2040 0.01%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.01%
NET CURRENT ASSETS 8.40%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
5.59%
Return volatility
β
Beta
0.72
Benchmark sensitivity
S
Sharpe Ratio
0.47
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
6.57 Yrs
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Unifi Dynamic Asset Allocation Fund - Regular Plan - Growth 7.99% 0.00% 7.80%
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth 2.91% 10.80% 9.49%
ICICI Prudential Balanced Advantage Fund - Regular Plan - Growth 1.91% 10.45% 10.89%
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Growth 1.33% 0.00% 5.67%
Edelweiss Balanced Advantage Fund - Regular Plan - Growth 1.32% 9.72% 10.15%
Bandhan Balanced Advantage Fund - Regular Plan - Growth 1.30% 8.56% 7.91%
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth 0.96% 9.54% 8.53%
Mirae Asset Balanced Advantage Fund - Regular Plan - Growth 0.79% 9.07% 9.30%
Baroda Bnp Paribas Balanced Advantage Fund - Regular Plan - Growth 0.19% 10.73% 12.28%
The Wealth Company Balanced Advantage Fund - Regular Plan - Growth 0.00% 0.00% -6.20%

Returns are historical and do not guarantee future performance.

View All Hybrid Dynamic Asset Allocation Funds

Fund Family

Compare schemes from UTI MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Silver Exchange Traded Fund - Regular Plan - Growth 17.69% 33.72% 25.93%
UTI Silver ETF Fund Of Fund - Regular Plan - Growth 16.27% 32.81% 24.96%
UTI Healthcare Fund - Regular Plan - IDCW Payout 13.25% 22.31% 11.32%
UTI Healthcare Fund - Regular Plan - IDCW Reinvestment 13.25% 0.00% 10.27%
UTI Healthcare Fund - Regular Plan - Growth 13.25% 22.31% 12.39%
UTI Gold Exchange Traded Fund - Regular Plan - Growth 13.21% 29.98% -10.21%
UTI Gold ETF Fund Of Fund - Regular Plan - Growth 12.13% 29.47% 26.56%
UTI Money Market Fund - Regular Plan - Annual IDCW Payout 6.25% 7.20% 5.86%
UTI Money Market Fund - Regular Plan - Annual IDCW Reinvestment 6.25% 0.00% 6.18%
UTI Money Market Fund - Regular Plan - Growth 6.25% 7.03% 26.83%

Returns are historical and do not guarantee future performance.

View All UTI MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
1.60%
Expense Ratio (Direct)
1.11%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index

Exit Load

Charges that may apply when you redeem units

2% for premature withdrawal; Nil - On or after maturity.
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