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Home Mf Research Franklin India Balanced Advantage Fund Regular Plan Growth
Franklin Templeton Mutual Fund

Franklin India Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : Franklin Templeton Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-02)
14.25 -0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.42%
Expense Ratio (Direct)
1.98%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-26 ₹1,000.00 ₹999.24
-0.08 %
Two Week 2025-05-19 ₹1,000.00 ₹1,001.67
0.17 %
1 Month 2025-05-05 ₹1,000.00 ₹1,014.41
1.44 %
Three Months 2025-03-04 ₹3,000.00 ₹3,133.35
4.45 %
Six Months 2024-12-04 ₹6,000.00 ₹6,201.32
3.36 %
One Year 2024-06-03 ₹12,000.00 ₹12,451.41
3.76 %
Since Inception 2022-09-06 ₹34,000.00 ₹40,810.89
20.03 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Home Finance Co Ltd Financial Services Corporate Debt 2.38
LIC Housing Finance Ltd Financial Services Corporate Debt 2.34
Bharti Telecom Ltd Telecommunications Corporate Debt 1.22
Kotak Mahindra Prime Ltd Financial Services Corporate Debt 1.22
Pipeline Infrastructure Ltd Energy Corporate Debt 1.17
Bajaj Housing Finance Ltd Financial Services Corporate Debt 0.94
ONGC Petro Additions Ltd Energy Corporate Debt 1.17
REC Ltd Financial Services Corporate Debt 1.17
Indian Railway Finance Corporation Ltd Financial Services Corporate Debt 0.70
Small Industries Development Bank Of India Financial Services PSU Bonds 0.49
7.10% GOI 2034 Sovereign Sovereign 1.19
91 DTB (10-OCT-2024) Sovereign Sovereign 1.14
182 DTB (14-NOV-2024) Sovereign Sovereign 1.13
7.06% GOI 2028 Sovereign Sovereign 0.95
7.38% GOI 2027 Sovereign Sovereign 0.23
Bharat Electronics Ltd Aerospace & Defense Equity 1.31
Marico Ltd Food & Beverages Equity 1.30
Amara Raja Energy And Mobility Ltd Auto Components Equity 0.75
Tube Investments of India Ltd Auto Components Equity 0.65
Tata Motors Ltd Automobiles Equity 1.77
Maruti Suzuki India Ltd Automobiles Equity 1.09
HDFC Bank Ltd Banks Equity 5.51
ICICI Bank Ltd Banks Equity 4.35
State Bank of India Banks Equity 2.66
Axis Bank Ltd Banks Equity 2.33
IndusInd Bank Ltd Banks Equity 1.28
United Spirits Ltd Beverages Equity 1.28
Ultratech Cement Ltd Cement & Cement Products Equity 0.64
Dalmia Bharat Ltd Cement & Cement Products Equity 0.56
JK Lakshmi Cement Ltd Cement & Cement Products Equity 0.40
SRF Ltd Chemicals & Petrochemicals Equity 0.61
Chemplast Sanmar Ltd Chemicals & Petrochemicals Equity 0.25
Teamlease Services Ltd Commercial Services & Supplies Equity 1.02
Larsen & Toubro Ltd Construction Equity 3.26
Crompton Greaves Consumer Electricals Ltd Consumer Durables Equity 1.64
Amber Enterprises India Ltd Consumer Durables Equity 0.70
Voltas Ltd Consumer Durables Equity 0.21
Tata Steel Ltd Ferrous Metals Equity 1.04
SBI Cards and Payment Services Ltd Finance Equity 0.55
PB Fintech Ltd Financial Technology (Fintech) Equity 1.27
GAIL (India) Ltd Gas Equity 1.28
Apollo Hospitals Enterprise Ltd Healthcare Services Equity 1.27
Metropolis Healthcare Ltd Healthcare Services Equity 0.62
Kirloskar Oil Engines Ltd Industrial Products Equity 0.77
HDFC Life Insurance Co Ltd Insurance Equity 1.10
Affle India Ltd IT - Services Equity 0.38
Infosys Ltd IT - Software Equity 3.57
HCL Technologies Ltd IT - Software Equity 2.18
Tech Mahindra Ltd IT - Software Equity 1.04
Intellect Design Arena Ltd IT - Software Equity 0.46
Jubilant Foodworks Ltd Leisure Services Equity 1.03
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
1.58
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Rajasa Kakulavarapu (), Varun Sharma (), Chandni Gupta (), Anuj Tagra (), Rahul Goswami (), Sandeep Manam (),
  • Expense ration regular : 0.42
  • Expense ration direct : 1.98
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid
Exit load
1.00% if redeemed on or before 1 year from the date of allotment; Nil if redeemed after 1 year from the date of allotment

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