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HSBC Balanced Advantage Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
43.42 -0.31%
AUM (Fund Size)
64
Expense Ratio
2.11%
Exit load
If the units redeemed or switched out are upto 10% of the units purchased or switched in (the limit) within 1 year from the date of allotment - Nil • If units redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1% • If units are redeemed or switched out on or after 1 year from the date of allotment. - Nil
Risk
Moderately High
AMC
HSBC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,002.32
0.23 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.43
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,010.18
1.02 %
Three Months 2025-04-21 ₹3,000.00 ₹3,059.42
1.98 %
Six Months 2025-01-20 ₹6,000.00 ₹6,231.33
3.86 %
One Year 2024-07-18 ₹12,000.00 ₹12,401.48
3.35 %
Three Year 2022-07-19 ₹36,000.00 ₹43,191.83
19.98 %
Five Year 2020-07-20 ₹60,000.00 ₹78,828.06
31.38 %
Ten Year 2015-07-21 ₹120,000.00 ₹197,557.99
64.63 %
Since Inception 2011-02-07 ₹176,000.00 ₹391,320.78
122.34 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 48%
Debt 19%
Others N/A

Sectors Holding in HSBC Balanced Advantage Fund - Regular Plan - Growth

Banks
21%
IT - Software
5%
Pharmaceuticals & Biotechnology
4%
Power
3%
Realty
2%
Industrial Products
2%
Petroleum Products
1%
Financial Technology (Fintech)
1%
Finance
1%
Beverages
2%
Retailing
1%
Capital Markets
1%
Consumer Durables
1%
Healthcare Services
1%
Electrical Equipment
1%
Automobiles
1%
Leisure Services
0%
Diversified FMCG
0%
Food Products
0%
Commercial Services & Supplies
0%
Chemicals & Petrochemicals
0%
Non - Ferrous Metals
0%
Aerospace & Defense
0%
Personal Products
0%
Other
19%

Companies Holding in HSBC Balanced Advantage Fund - Regular Plan - Growth

ICICI Bank Limited
7.86%
HDFC Bank Limited
7.05%
Axis Bank Limited
4.52%
Infosys Limited
4.51%
Aurobindo Pharma Limited
2.67%
Tata Power Company Limited
2.66%
Kotak Mahindra Bank Limited
2.23%
DLF Limited
2.03%
Polycab India Limited
2.03%
Reliance Industries Limited
1.86%
PB Fintech Limited
1.73%
Shriram Finance Limited
1.68%
Sun Pharmaceutical Industries Limited
1.37%
Radico Khaitan Limited
1.24%
ETERNAL Limited
1.17%
UTI Asset Management Company Limited
1.17%
Safari Industries India Limited
1.13%
Tata Consultancy Services Limited
1.13%
Max Healthcare Institute Limited
1.11%
NTPC Limited
1.09%
Federal Bank Limited
1.06%
GE Vernova T&D India Limited
1.03%
Varun Beverages Limited
1.01%
Maruti Suzuki India Limited
1.01%
Abbott India Limited
1.00%
Time Technoplast Limited
0.99%
Neuland Laboratories Limited
0.94%
Jubilant Foodworks Limited
0.86%
ITC Limited
0.86%
State Bank Of India
0.79%
Bikaji Foods International Limited
0.75%
Firstsource Solutions Limited
0.73%
United Spirits Limited
0.70%
Aditya Vision Limited
0.67%
Vinati Organics Limited
0.60%
Hindalco Industries Limited
0.59%
Bharat Electronics Limited
0.57%
Cohance Lifesciences Limited
0.51%
IIFL Capital Services Limited
0.50%
Bharat Bijlee Limited
0.49%
Tech Mahindra Limited
0.46%
Godrej Consumer Products Limited
0.40%
Rec Limited
1.71%
Small Industries Development Bank Of India^
1.72%
Kotak Mahindra Prime Limited
0.93%
National Bank For Agriculture & Rural Development
1.70%
National Bank For Agriculture & Rural Development^
1.70%
LIC Housing Finance Limited^
1.68%
National Housing Bank
1.67%
India Universal Trust AL2
1.76%
7.06% GOI 10APR28
3.28%
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC
2.83%
7.37% GOI 23OCT2028
2.77%
7.10% GOVT 08-Apr-2034
1.40%
6.79% INDIA GOV BOND 07OCT2034 GSEC
1.37%
7.34% INDIA GOVERNMENT BOND 22APR2064
1.05%
6.33% INDIA GOVT BOND 05MAY2035 GSEC
1.00%
7.38% GOI 20JUN2027
0.70%
7.32% GOI BOND 13NOV2030
0.35%
LIC Housing Finance Limited
0.32%
Treps
1.67%
Net Current Assets (including Cash & Bank Balances)
0.13%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderately High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.11
Expense Ratio Direct
0.77
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Neelotpal Sahai
29 Experience
Mahesh Chhabria
14 Experience
Kapil Punjabi
17 Experience
Gautam Bhupal
18 Experience
Praveen Ayathan
28 Experience
Hitesh Gondhia
17 Experience
Sonal Gupta
16 Experience

Exit load

If the units redeemed or switched out are upto 10% of the units purchased or switched in (the limit) within 1 year from the date of allotment - Nil • If units redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1% • If units are redeemed or switched out on or after 1 year from the date of allotment. - Nil

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