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Home Mf Research Hsbc Balanced Advantage Fund Regular Plan Growth
HSBC Mutual Fund

HSBC Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-13)
42.99 -0.16%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.11%
Expense Ratio (Direct)
0.77%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹995.16
-0.48 %
Two Week 2025-05-29 ₹1,000.00 ₹1,005.46
0.55 %
One Month 2025-05-14 ₹1,000.00 ₹1,010.92
1.09 %
Three Months 2025-03-17 ₹3,000.00 ₹3,110.41
3.68 %
Six Months 2024-12-16 ₹6,000.00 ₹6,189.94
3.17 %
One Year 2024-06-13 ₹12,000.00 ₹12,366.46
3.05 %
Three Year 2022-06-14 ₹36,000.00 ₹43,245.21
20.13 %
Five Year 2020-06-15 ₹60,000.00 ₹79,009.79
31.68 %
Ten Year 2015-06-16 ₹120,000.00 ₹197,074.52
64.23 %
Since Inception 2011-02-07 ₹175,000.00 ₹386,438.31
120.82 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Bank Limited Banks Equity 7.86
HDFC Bank Limited Banks Equity 7.05
Axis Bank Limited Banks Equity 4.52
Infosys Limited IT - Software Equity 4.51
Aurobindo Pharma Limited Pharmaceuticals & Biotechnology Equity 2.67
Tata Power Company Limited Power Equity 2.66
Kotak Mahindra Bank Limited Banks Equity 2.23
DLF Limited Realty Equity 2.03
Polycab India Limited Industrial Products Equity 2.03
Reliance Industries Limited Petroleum Products Equity 1.86
PB Fintech Limited Financial Technology (Fintech) Equity 1.73
Shriram Finance Limited Finance Equity 1.68
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 1.37
Radico Khaitan Limited Beverages Equity 1.24
ETERNAL Limited Retailing Equity 1.17
UTI Asset Management Company Limited Capital Markets Equity 1.17
Safari Industries India Limited Consumer Durables Equity 1.13
Tata Consultancy Services Limited IT - Software Equity 1.13
Max Healthcare Institute Limited Healthcare Services Equity 1.11
NTPC Limited Power Equity 1.09
Federal Bank Limited Banks Equity 1.06
GE Vernova T&D India Limited Electrical Equipment Equity 1.03
Varun Beverages Limited Beverages Equity 1.01
Maruti Suzuki India Limited Automobiles Equity 1.01
Abbott India Limited Pharmaceuticals & Biotechnology Equity 1.00
Time Technoplast Limited Industrial Products Equity 0.99
Neuland Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.94
Jubilant Foodworks Limited Leisure Services Equity 0.86
ITC Limited Diversified FMCG Equity 0.86
State Bank of India Banks Equity 0.79
Bikaji Foods International Limited Food Products Equity 0.75
Firstsource Solutions Limited Commercial Services & Supplies Equity 0.73
United Spirits Limited Beverages Equity 0.70
Aditya Vision Limited Retailing Equity 0.67
Vinati Organics Limited Chemicals & Petrochemicals Equity 0.60
Hindalco Industries Limited Non - Ferrous Metals Equity 0.59
Bharat Electronics Limited Aerospace & Defense Equity 0.57
Cohance Lifesciences Limited Pharmaceuticals & Biotechnology Equity 0.51
IIFL Capital Services Limited Capital Markets Equity 0.50
Bharat Bijlee Limited Electrical Equipment Equity 0.49
Tech Mahindra Limited IT - Software Equity 0.46
Godrej Consumer Products Limited Personal Products Equity 0.40
Rec Limited - Debt 1.71
Small Industries Development Bank of India^ - Debt 1.72
Kotak Mahindra Prime Limited - Debt 0.93
National Bank for Agriculture & Rural Development - Debt 1.70
National Bank for Agriculture & Rural Development^ - Debt 1.70
LIC Housing Finance Limited^ - Debt 1.68
National Housing Bank - Debt 1.67
India Universal Trust AL2 - Debt 1.76
7.06% GOI 10APR28 - Debt 3.28
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC - Debt 2.83
7.37% GOI 23OCT2028 - Debt 2.77
7.10% GOVT 08-Apr-2034 - Debt 1.40
6.79% INDIA GOV BOND 07OCT2034 GSEC - Debt 1.37
7.34% INDIA GOVERNMENT BOND 22APR2064 - Debt 1.05
6.33% INDIA GOVT BOND 05MAY2035 GSEC - Debt 1.00
7.38% GOI 20JUN2027 - Debt 0.70
7.32% GOI BOND 13NOV2030 - Debt 0.35
LIC Housing Finance Limited - Debt 0.32
Treps - Debt 1.67
Net Current Assets (including cash & bank balances) - Cash 0.13
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Neelotpal Sahai (29), Mahesh Chhabria (14), Kapil Punjabi (17), Gautam Bhupal (18), Praveen Ayathan (28), Hitesh Gondhia (17), Sonal Gupta (16),
  • Expense ration regular : 2.11
  • Expense ration direct : 0.77
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
Nil for up to 10% of the units redeemed or switched out within 1 year.

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