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UTI Unit Linked Insurance Plan - Regular Plan - Regular Plan

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Fund info
NAV (as on 2025-07-18)
42.16 -0.08%
AUM (Fund Size)
100
Expense Ratio
1.64%
Exit load
2% for premature withdrawal, Nil - On or after Maturity
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.88
0.09 %
Two Week 2025-07-03 ₹1,000.00 ₹995.91
-0.41 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.20
0.52 %
Three Months 2025-04-21 ₹3,000.00 ₹3,035.06
1.17 %
Six Months 2025-01-20 ₹6,000.00 ₹6,209.54
3.49 %
One Year 2024-07-18 ₹12,000.00 ₹12,578.22
4.82 %
Three Year 2022-07-19 ₹36,000.00 ₹42,372.93
17.70 %
Five Year 2020-07-20 ₹60,000.00 ₹76,262.20
27.10 %
Ten Year 2015-07-21 ₹120,000.00 ₹187,599.13
56.33 %
Since Inception 1990-01-02 ₹433,000.00 ₹1,082,123.97
149.91 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 18%
Debt 32%
Others 2%

Sectors Holding in UTI Unit Linked Insurance Plan - Regular Plan - Regular Plan

Banks
5%
Finance
2%
Retailing
4%
Consumer Durables
2%
IT - Software
3%
Telecom - Services
1%
Automobiles
1%
Industrial Products
0%
Healthcare Equipment & Supplies
0%
Healthcare Services
0%
Cement & Cement Products
0%
Pharmaceuticals & Biotechnology
0%
Food Products
0%
Fertilizers & Agrochemicals
0%
Agricultural Food & Other Products
0%
Leisure Services
0%
Chemicals & Petrochemicals
0%
Textiles & Apparels
0%
Auto Components
0%
Diversified
0%
Other
34%
-
0%

Companies Holding in UTI Unit Linked Insurance Plan - Regular Plan - Regular Plan

ICICI BANK LTD
2.71%
HDFC BANK LIMITED
2.66%
BAJAJ FINANCE LTD.
2.45%
KOTAK MAHINDRA BANK LTD.
1.68%
ETERNAL LIMITED
1.62%
AVENUE SUPERMARTS LTD.
1.50%
INFO-EDGE (INDIA) LTD.
1.40%
DIXON TECHNOLOGIES (INDIA) LTD
1.31%
LTIMindtree Limited
1.31%
INFOSYS LTD.
1.19%
TRENT LIMITED
1.14%
COFORGE LTD
1.11%
TITAN COMPANY LTD.
1.08%
BHARTI AIRTEL LTD.
1.04%
MARUTI SUZUKI INDIA LTD.
1.03%
PERSISTENT SYSTEMS LTD.
0.93%
ASTRAL LTD.
0.67%
POLY MEDICURE LTD
0.63%
EICHER MOTORS LTD
0.63%
DR LAL PATHLABS LTD.
0.60%
SHREE CEMENT LTD.
0.58%
AJANTA PHARMA LTD.
0.57%
AU SMALL FINANCE BANK LTD
0.56%
NESTLE INDIA LTD.
0.50%
ASIAN PAINTS (INDIA) LTD.
0.49%
HAVELLS INDIA LTD.
0.49%
BERGER PAINTS INDIA LTD.
0.48%
POLYCAB INDIA LTD
0.48%
P I INDUSTRIES LTD
0.48%
MARICO LTD
0.45%
JUBILANT FOODWORKS LTD.
0.45%
TORRENT PHARMACEUTICALS LTD.
0.43%
PIDILITE INDUSTRIES LTD.
0.43%
DIVIS LABORATORIES LTD.
0.42%
PAGE INDUSTRIES
0.41%
ERIS LIFESCIENCES LTD
0.41%
SCHAEFFLER INDIA LTD
0.41%
MOTHERSON SUMI WIRING INDIA LT
0.40%
AAVAS FINANCIERS LTD.
0.38%
IPCA LABORATORIES LTD.
0.35%
SUVEN PHARMACEUTICALS LTD
0.35%
INDIAMART INTERMESH LTD
0.34%
3M INDIA LTD.
0.31%
GRINDWELL NORTON LTD.
0.31%
SYNGENE INTERNATIONAL LTD.
0.25%
ROSSARI BIOTECH LTD
0.17%
GLAND PHARMA LTD.
0.16%
SHEELA FOAM LTD.
0.16%
RELAXO FOOTWEARS LTD
0.07%
ENDURANCE TECHNOLOGIES LTD
0.02%
HDFC BANK LTD.
2.30%
INDIAN RAILWAY FINANCE CORPORATION LIMITED
0.47%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.04%
POWER FINANCE CORPORATION LTD.
0.06%
JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED
1.22%
REC LTD
0.05%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
0.02%
EXPORT IMPORT BANK OF INDIA
0.46%
BANK OF INDIA BASEL3T2
0.46%
PIRAMAL FINANCE LIMITED
0.41%
MANKIND PHARMA LTD
0.37%
STATE BANK OF INDIA BASEL3AT1
0.09%
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3
0.68%
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2
0.41%
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1
0.16%
07.18% GSEC MAT -24/07/2037
10.56%
7.41% GS MAT - 19/12/2036
4.88%
7.23% GSEC MAT- 15/04/2039
4.62%
07.32% GSEC MAT -13/11/2030
3.87%
7.10% GSEC - MAT - 08/04/2034
2.98%
6.92% G SEC MAT- 18/11/39
2.87%
6.79% GOVT BONDS - 07/10/2034
2.36%
7.34% GSEC MAT- 22/04/2064
1.77%
6.91% MH SDL MAT - 15/09/2033
1.40%
7.39% KERALA SDL MAT- 13/03/2034
0.96%
7.32% CHHATTISGARH SDL 05/03/2037
0.96%
7.10% KERALA SGS MAT - 26/03/2043
0.95%
7.08% A P SGL MAT - 26/03/2037
0.94%
7.35%TN SGS MAT - 03/07/2034
0.63%
7.34% ANDHRA SGS MAT - 26/06/2035
0.57%
07.08% HARYANA SDL MAT - 26/03/2039
0.47%
07.09% HARYANA SDL MAT - 26/03/2040
0.47%
MF UNITS Nifty 10 Yr Benchmark G-Sec ETF
0.11%
MF UNITS Nifty 5 Yr Benchmark G-Sec ETF
0.10%
MF UNITS UTI Nifty Bank ETF ETF
0.04%
7.19% MAHARASHTRA SDL-27/02/2040
0.04%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.08%
NET CURRENT ASSETS
2.19%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.64
Expense Ratio Direct
0.99
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

2% for premature withdrawal, Nil - On or after Maturity

FAQs

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