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Home Mf Research Uti Unit Linked Insurance Plan Regular Plan Regular Plan
UTI MUTUAL FUND

UTI Unit Linked Insurance Plan - Regular Plan - Regular Plan

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Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-12)
41.88 -0.30%
Fund Size (Total Assets)
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Expense Ratio (Regular)
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Expense Ratio (Direct)
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SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹997.54
-0.25 %
Two Week 2025-05-28 ₹1,000.00 ₹1,000.14
0.01 %
1 Month 2025-05-13 ₹1,000.00 ₹1,008.01
0.80 %
Three Months 2025-03-17 ₹3,000.00 ₹3,093.03
3.10 %
Six Months 2024-12-16 ₹6,000.00 ₹6,229.71
3.83 %
One Year 2024-06-12 ₹12,000.00 ₹12,613.37
5.11 %
Three Year 2022-06-13 ₹36,000.00 ₹42,514.40
18.10 %
Five Year 2020-06-15 ₹60,000.00 ₹76,709.54
27.85 %
Ten Year 2015-06-15 ₹120,000.00 ₹187,647.56
56.37 %
Since Inception 1990-01-02 ₹432,000.00 ₹1,070,886.56
147.89 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI BANK LTD Banks equity 2.71
HDFC BANK LIMITED Banks equity 2.66
BAJAJ FINANCE LTD. Finance equity 2.45
KOTAK MAHINDRA BANK LTD. Banks equity 1.68
ETERNAL LIMITED Retailing equity 1.62
AVENUE SUPERMARTS LTD. Retailing equity 1.50
INFO-EDGE (INDIA) LTD. Retailing equity 1.40
DIXON TECHNOLOGIES (INDIA) LTD Consumer Durables equity 1.31
LTIMindtree Limited IT - Software equity 1.31
INFOSYS LTD. IT - Software equity 1.19
TRENT LIMITED Retailing equity 1.14
COFORGE LTD IT - Software equity 1.11
TITAN COMPANY LTD. Consumer Durables equity 1.08
BHARTI AIRTEL LTD. Telecom - Services equity 1.04
MARUTI SUZUKI INDIA LTD. Automobiles equity 1.03
PERSISTENT SYSTEMS LTD. IT - Software equity 0.93
ASTRAL LTD. Industrial Products equity 0.67
POLY MEDICURE LTD Healthcare Equipment & Supplies equity 0.63
EICHER MOTORS LTD Automobiles equity 0.63
DR LAL PATHLABS LTD. Healthcare Services equity 0.60
SHREE CEMENT LTD. Cement & Cement Products equity 0.58
AJANTA PHARMA LTD. Pharmaceuticals & Biotechnology equity 0.57
AU SMALL FINANCE BANK LTD Banks equity 0.56
NESTLE INDIA LTD. Food Products equity 0.50
ASIAN PAINTS (INDIA) LTD. Consumer Durables equity 0.49
HAVELLS INDIA LTD. Consumer Durables equity 0.49
BERGER PAINTS INDIA LTD. Consumer Durables equity 0.48
POLYCAB INDIA LTD Industrial Products equity 0.48
P I INDUSTRIES LTD Fertilizers & Agrochemicals equity 0.48
MARICO LTD Agricultural Food & other Products equity 0.45
JUBILANT FOODWORKS LTD. Leisure Services equity 0.45
TORRENT PHARMACEUTICALS LTD. Pharmaceuticals & Biotechnology equity 0.43
PIDILITE INDUSTRIES LTD. Chemicals & Petrochemicals equity 0.43
DIVIS LABORATORIES LTD. Pharmaceuticals & Biotechnology equity 0.42
PAGE INDUSTRIES Textiles & Apparels equity 0.41
ERIS LIFESCIENCES LTD Pharmaceuticals & Biotechnology equity 0.41
SCHAEFFLER INDIA LTD Auto Components equity 0.41
MOTHERSON SUMI WIRING INDIA LT Auto Components equity 0.40
AAVAS FINANCIERS LTD. Finance equity 0.38
IPCA LABORATORIES LTD. Pharmaceuticals & Biotechnology equity 0.35
SUVEN PHARMACEUTICALS LTD Pharmaceuticals & Biotechnology equity 0.35
INDIAMART INTERMESH LTD Retailing equity 0.34
3M INDIA LTD. Diversified equity 0.31
GRINDWELL NORTON LTD. Industrial Products equity 0.31
SYNGENE INTERNATIONAL LTD. Healthcare Services equity 0.25
ROSSARI BIOTECH LTD Chemicals & Petrochemicals equity 0.17
GLAND PHARMA LTD. Pharmaceuticals & Biotechnology equity 0.16
SHEELA FOAM LTD. Consumer Durables equity 0.16
RELAXO FOOTWEARS LTD Consumer Durables equity 0.07
ENDURANCE TECHNOLOGIES LTD Auto Components equity 0.02
HDFC BANK LTD. - debt 2.30
INDIAN RAILWAY FINANCE CORPORATION LIMITED - debt 0.47
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - debt 0.04
POWER FINANCE CORPORATION LTD. - debt 0.06
JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED - debt 1.22
REC LTD - debt 0.05
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - debt 0.02
EXPORT IMPORT BANK OF INDIA - debt 0.46
BANK OF INDIA BASEL3T2 - debt 0.46
PIRAMAL FINANCE LIMITED - debt 0.41
MANKIND PHARMA LTD - debt 0.37
STATE BANK OF INDIA BASEL3AT1 - debt 0.09
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 - debt 0.68
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 - debt 0.41
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 - debt 0.16
07.18% GSEC MAT -24/07/2037 - debt 10.56
7.41% GS MAT - 19/12/2036 - debt 4.88
7.23% GSEC MAT- 15/04/2039 - debt 4.62
07.32% GSEC MAT -13/11/2030 - debt 3.87
7.10% GSEC - MAT - 08/04/2034 - debt 2.98
6.92% G SEC MAT- 18/11/39 - debt 2.87
6.79% GOVT BONDS - 07/10/2034 - debt 2.36
7.34% GSEC MAT- 22/04/2064 - debt 1.77
6.91% MH SDL MAT - 15/09/2033 - debt 1.40
7.39% KERALA SDL MAT- 13/03/2034 - debt 0.96
7.32% CHHATTISGARH SDL 05/03/2037 - debt 0.96
7.10% KERALA SGS MAT - 26/03/2043 - debt 0.95
7.08% A P SGL MAT - 26/03/2037 - debt 0.94
7.35%TN SGS MAT - 03/07/2034 - debt 0.63
7.34% ANDHRA SGS MAT - 26/06/2035 - debt 0.57
07.08% HARYANA SDL MAT - 26/03/2039 - debt 0.47
07.09% HARYANA SDL MAT - 26/03/2040 - debt 0.47
MF UNITS Nifty 10 yr Benchmark G-Sec ETF - debt 0.11
MF UNITS Nifty 5 yr Benchmark G-Sec ETF - debt 0.10
MF UNITS UTI Nifty Bank ETF ETF - debt 0.04
7.19% MAHARASHTRA SDL-27/02/2040 - debt 0.04
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN - - 0.08
NET CURRENT ASSETS - - 2.19
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Peer Comparison
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : -

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