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Home Mf Research Dsp Equity Savings Fund Regular Plan Growth
DSP Mutual Fund

DSP Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-03)
21.65 -0.15%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.48%
Expense Ratio (Direct)
0.25%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹998.20
-0.18 %
Two Week 2025-05-19 ₹1,000.00 ₹996.78
-0.32 %
1 Month 2025-05-05 ₹1,000.00 ₹1,003.15
0.32 %
Three Months 2025-03-05 ₹3,000.00 ₹3,066.04
2.20 %
Six Months 2024-12-05 ₹6,000.00 ₹6,153.75
2.56 %
One Year 2024-06-03 ₹12,000.00 ₹12,490.12
4.08 %
Three Year 2022-06-06 ₹36,000.00 ₹42,523.36
18.12 %
Five Year 2020-06-04 ₹60,000.00 ₹78,286.22
30.48 %
Since Inception 2016-03-08 ₹113,000.00 ₹174,291.45
54.24 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Bank for Agriculture and Rural Development Banking Certificate of Deposit 9.85
Small Industries Development Bank of India Banking Certificate of Deposit 8.82
Union Bank of India Banking Certificate of Deposit 7.76
HDFC Bank Limited Banking Certificate of Deposit 5.69
Indian Bank Banking Certificate of Deposit 5.17
ICICI Bank Limited Banking Certificate of Deposit 4.67
IDFC First Bank Limited Banking Certificate of Deposit 4.14
IndusInd Bank Limited Banking Certificate of Deposit 4.14
Bank of Baroda Banking Certificate of Deposit 3.11
The Federal Bank Limited Banking Certificate of Deposit 2.07
Punjab National Bank Banking Certificate of Deposit 1.04
Axis Bank Limited Banking Certificate of Deposit 0.52
LIC Housing Finance Limited Finance Commercial Paper 4.67
ICICI Securities Limited Finance Commercial Paper 4.64
Bajaj Housing Finance Limited Finance Commercial Paper 4.14
Hero Fincorp Limited Finance Commercial Paper 4.12
Axis Securities Limited Finance Commercial Paper 3.10
Mahindra & Mahindra Financial Services Limited Finance Commercial Paper 3.09
Aditya Birla Finance Limited Finance Commercial Paper 2.58
Muthoot Finance Limited Finance Commercial Paper 2.08
HSBC Investdirect Financial Services (India) Limited Finance Commercial Paper 1.03
364 DAYS T-BILL 2025 Government Security Treasury Bill 12.97
TREPS / Reverse Repo Investments Money Market Investment 1.54
SBI Funds Management Pvt Ltd/Fund Parent Alternative Investment Alternative Investment Funds (AIF) 0.27
Net Receivables/Payables Cash & Cash Equivalent Cash -1.21
HDFC Bank Limited Banks Equity 3.94
ICICI Bank Limited Banks Equity 3.29
Kotak Mahindra Bank Limited Banks Equity 1.08
Axis Bank Limited Banks Equity 0.99
Suven Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 1.06
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 1.01
Cipla Limited Pharmaceuticals & Biotechnology Equity 0.99
Alembic Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 0.63
IPCA Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.57
HCL Technologies Limited IT - Software Equity 0.91
Infosys Limited IT - Software Equity 0.85
Tech Mahindra Limited IT - Software Equity 0.77
Coforge Limited IT - Software Equity 0.19
Bajaj Finance Limited Finance Equity 1.63
Power Finance Corporation Limited Finance Equity 0.68
SBI Cards and Payment Services Limited Finance Equity 0.22
SBI Life Insurance Company Limited Insurance Equity 1.75
ICICI Lombard General Insurance Company Limited Insurance Equity 0.63
Mahindra & Mahindra Limited Automobiles Equity 1.06
Hero MotoCorp Limited Automobiles Equity 0.92
ITC Limited Diversified FMCG Equity 1.97
NTPC Limited Power Equity 0.91
Samvardhana Motherson International Limited Auto Components Equity 0.83
Sharda Cropchem Limited Fertilizers & Agrochemicals Equity 0.43
Coromandel International Limited Fertilizers & Agrochemicals Equity 0.3
Jubilant Ingrevia Limited Chemicals & Petrochemicals Equity 0.72
Oil & Natural Gas Corporation Limited Oil Equity 0.7
Indus Towers Limited Telecom - Services Equity 0.66
La Opala RG Limited Consumer Durables Equity 0.41
Eureka Forbes Limited Consumer Durables Equity 0.21
Teamlease Services Limited Commercial Services & Supplies Equity 0.52
Thyrocare Technologies Limited Healthcare Services Equity 0.06
Bharat Highways InvIT Construction REITs/InvITs 2.05
Brookfield India Real Estate Realty REITs/InvITs 1.32
Power Finance Corporation Limited DEBT Debt Instruments 1.71
Small Industries Development Bank of India DEBT Debt Instruments 1.63
HDFC Bank Limited DEBT Debt Instruments 1.63
HDB Financial Services Limited DEBT Debt Instruments 1.61
7.38% GOI 2027 DEBT Government Securities 4.28
7.10% GOI 2034 DEBT Government Securities 2.33
7.32% GOI 2030 DEBT Government Securities 2
Axis Bank Limited MONEY MARKET Certificate of Deposit 1.5
TREPS / Reverse Repo Investments MONEY MARKET - 4.3
Cash Margin CASH Cash & Cash Equivalent 1.24
Net Receivables/Payables CASH Cash & Cash Equivalent 0.21
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
0.58
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : (), (),
  • Expense ration regular : 0.48
  • Expense ration direct : 0.25
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid

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