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Home Mf Research Dsp Low Duration Fund Regular Plan Growth
DSP Mutual Fund

DSP Low Duration Fund - Regular Plan - Growth

Debt Debt Low Duration
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
19.78 0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.62%
Expense Ratio (Direct)
0.30%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.45
0.15 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.54
0.35 %
1 Month 2025-05-05 ₹1,000.00 ₹1,007.31
0.73 %
Three Months 2025-03-05 ₹3,000.00 ₹3,046.90
1.56 %
Six Months 2024-12-05 ₹6,000.00 ₹6,154.58
2.58 %
One Year 2024-06-03 ₹12,000.00 ₹12,547.83
4.57 %
Three Year 2022-06-06 ₹36,000.00 ₹40,412.11
12.26 %
Five Year 2020-06-04 ₹60,000.00 ₹70,966.48
18.28 %
Ten Year 2015-06-08 ₹120,000.00 ₹168,319.88
40.27 %
Since Inception 2015-02-27 ₹125,000.00 ₹176,578.11
41.26 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Power Finance Corporation Limited Finance Debt Instrument 7.71
REC Limited Finance Debt Instrument 2.67
Bajaj Housing Finance Limited Finance Debt Instrument 5.05
National Bank for Agriculture and Rural Development Finance Debt Instrument 2.10
Small Industries Development Bank of India Finance Debt Instrument 1.09
HDB Financial Services Limited Finance Debt Instrument 3.56
Kotak Mahindra Prime Limited Finance Debt Instrument 2.50
Titan Company Limited Retail Debt Instrument 1.64
Bajaj Finance Limited Finance Debt Instrument 1.61
Export-Import Bank of India Finance Debt Instrument 1.43
LIC Housing Finance Limited Finance Debt Instrument 1.29
HDFC Bank Limited Banking Debt Instrument 1.04
Tata Capital Housing Finance Limited Finance Debt Instrument 0.54
National Housing Bank Finance Debt Instrument 0.53
Indian Railway Finance Corporation Limited Finance Debt Instrument 0.52
Mahindra & Mahindra Financial Services Limited Finance Debt Instrument 0.52
Sikka Ports & Terminals Limited Finance Debt Instrument 0.52
Tata Capital Limited Finance Debt Instrument 0.33
Axis Finance Limited Finance Debt Instrument 0.03
GOI 2028 Government Securities Debt Instrument 2.44
GOI 2024 Government Securities Debt Instrument 2.58
GOI FRB 2028 Government Securities Debt Instrument 1.49
Gujarat SDL 2026 State Development Loan Debt Instrument 1.17
GOI 2025 Government Securities Debt Instrument 0.97
GOI 2027 Government Securities Debt Instrument 0.53
Madhya Pradesh SDL 2026 State Development Loan Debt Instrument 0.53
Maharashtra SDL 2024 State Development Loan Debt Instrument 0.43
Karnataka SDL 2024 State Development Loan Debt Instrument 0.42
Small Industries Development Bank of India Money Market Cert. of Deposit 4.93
Bank of Baroda Money Market Cert. of Deposit 4.49
Canara Bank Money Market Cert. of Deposit 3.98
HDFC Bank Limited Money Market Cert. of Deposit 3.43
Axis Bank Limited Money Market Cert. of Deposit 2.99
ICICI Bank Limited Money Market Cert. of Deposit 2.52
Kotak Mahindra Bank Limited Money Market Cert. of Deposit 1.50
National Bank for Agriculture and Rural Development Money Market Cert. of Deposit 1.49
Standard Chartered Capital Limited Commercial Papers Commercial Paper 3.43
ICICI Securities Limited Commercial Papers Commercial Paper 2.46
HSBC Investdirect Financial Services (India) Limited Commercial Papers Commercial Paper 1.02
Tata Capital Housing Finance Limited Commercial Papers Commercial Paper 0.99
Deutsche Investments India Private Limited Commercial Papers Commercial Paper 0.99
Panatone Finvest Limited Commercial Papers Commercial Paper 0.50
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : (),
  • Expense ration regular : 0.62
  • Expense ration direct : 0.30
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt

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