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Home Mf Research Dsp Short Term Fund Regular Plan Growth
DSP Mutual Fund

DSP Short Term Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
46.71 -0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.93%
Expense Ratio (Direct)
0.34%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.12
0.11 %
Two Week 2025-06-05 ₹1,000.00 ₹999.89
-0.01 %
One Month 2025-05-21 ₹1,000.00 ₹1,002.21
0.22 %
Three Months 2025-03-24 ₹3,000.00 ₹3,043.54
1.45 %
Six Months 2024-12-23 ₹6,000.00 ₹6,171.42
2.86 %
One Year 2024-06-20 ₹12,000.00 ₹12,608.81
5.07 %
Three Year 2022-06-21 ₹36,000.00 ₹40,677.75
12.99 %
Five Year 2020-06-22 ₹60,000.00 ₹71,077.30
18.46 %
Ten Year 2015-06-23 ₹120,000.00 ₹168,821.08
40.68 %
Since Inception 2002-09-09 ₹278,000.00 ₹673,407.89
142.23 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Bank for Agriculture and Rural Development Financial Services Debt Instrument 2.69
REC Limited Financial Services Debt Instrument 1.25
Small Industries Development Bank of India Financial Services Debt Instrument 0.73
Muthoot Finance Limited Financial Services Debt Instrument 4.74
Bharti Telecom Limited Telecommunications Debt Instrument 3.86
Jamnagar Utilities & Power Private Limited Power Debt Instrument 3.70
Titan Company Limited Consumer Goods Debt Instrument 3.66
Bajaj Housing Finance Limited Financial Services Debt Instrument 3.59
Indian Railway Finance Corporation Limited Financial Services Debt Instrument 3.22
Cholamandalam Investment and Finance Company Limited Financial Services Debt Instrument 3.19
LIC Housing Finance Limited Financial Services Debt Instrument 2.62
Bajaj Finance Limited Financial Services Debt Instrument 1.81
L&T Metro Rail Hyderabad Limited Infrastructure Debt Instrument 1.74
Sikka Ports & Terminals Limited Infrastructure Debt Instrument 1.73
Power Finance Corporation Limited Power Debt Instrument 1.45
HDFC Bank Limited Banking Debt Instrument 1.05
Axis Finance Limited Financial Services Debt Instrument 0.88
Tata Capital Limited Financial Services Debt Instrument 0.72
NTPC Limited Power Debt Instrument 0.88
Kotak Mahindra Prime Limited Financial Services Debt Instrument 0.88
Tata Capital Housing Finance Limited Financial Services Debt Instrument 0.87
Hindustan Petroleum Corporation Limited Energy Debt Instrument 0.16
7.02% GOI 2031 Government Government Security 9.66
7.10% GOI 2034 Government Government Security 6.44
8.51% GOI FRB 2033 Government Government Security 5.48
7.37% GOI 2028 Government Government Security 3.77
7.04% GOI 2029 Government Government Security 2.64
7.32% GOI 2030 Government Government Security 1.79
7.06% GOI 2028 Government Government Security 1.78
7.10% GOI 2029 Government Government Security 1.42
7.38% GOI 2027 Government Government Security 0.07
ICICI Bank Limited Banking Certificate Of Deposit 0.83
364 DAYS T-BILL 2025 Government Treasury Bill 0.11
364 DAYS T-BILL 2024 Government Treasury Bill 0.07
TREPS / Reverse Repo Investments Money Market Investment 7.10
SBI Funds Management Pvt Ltd/Fund Parent Investment Alternative Investment Fund 0.27
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Unknown (Unknown),
  • Expense ration regular : 0.93
  • Expense ration direct : 0.34
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt

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