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Home Mf Research Lic Mf Medium To Long Duration Bond Fund Regular Plan Growth
LIC MUTUAL FUND

LIC MF Medium to Long Duration Bond Fund - Regular Plan - Growth

Debt Debt Credit Risk
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2023-07-28)
16.25 -0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.22%
Expense Ratio (Direct)
0.21%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2023-07-21 ₹1,000.00 ₹1,000.69
0.07 %
Two Week 2023-07-13 ₹1,000.00 ₹1,001.79
0.18 %
1 Month 2023-06-28 ₹1,000.00 ₹1,003.86
0.39 %
Three Months 2023-05-02 ₹3,000.00 ₹3,020.74
0.69 %
Six Months 2023-01-30 ₹6,000.00 ₹6,104.52
1.74 %
One Year 2022-07-28 ₹12,000.00 ₹12,409.70
3.41 %
Three Year 2020-07-28 ₹36,000.00 ₹40,677.89
12.99 %
Five Year 2018-07-30 ₹60,000.00 ₹69,326.89
15.54 %
Since Inception 2014-03-03 ₹115,000.00 ₹143,434.85
24.73 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Cash & Other Receivables Receivables - 4.11
Mutual Fund Units Mutual Fund - 0.27
GOVT OF INDIA RED 14-08-2033 Government Bond Sovereign 22.79
MAHARASHTRA SDL RED 08-03-2033 State Government Bond Sovereign 24.51
GUJARAT SDL RED 20-07-2032 State Government Bond Sovereign 14.97
MAHARASHTRA SDL RED 08-11-2033 State Government Bond Sovereign 13.65
MAHARASHTRA SDL RED 28-09-2032 State Government Bond Sovereign 9.11
GUJARAT SDL RED 14-07-2031 State Government Bond Sovereign 2.86
MAHARASHTRA SDL RED 25-05-2034 State Government Bond Sovereign 1.82
HDFC Bank Ltd. Corporate Debt Non-convertible Debentures 5.91
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Marzban Irani (24+ years), Mr. Pratik Shroff (17+ years),
  • Expense ration regular : 1.22
  • Expense ration direct : 0.21
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment; No exit load after 15 days.

FAQs

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