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NIPPON INDIA BANKING & PSU DEBT FUND - GROWTH

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Fund info
NAV (as on 2025-07-17)
20.92 0.05%
AUM (Fund Size)
N/A
Expense Ratio
0.78%
Exit load
Nil
Risk
N/A
AMC
NIPPON INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.03
0.10 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.34
0.23 %
One Month 2025-06-17 ₹1,000.00 ₹1,003.80
0.38 %
Three Months 2025-04-21 ₹3,000.00 ₹3,025.36
0.85 %
Six Months 2025-01-20 ₹6,000.00 ₹6,159.91
2.67 %
One Year 2024-07-18 ₹12,000.00 ₹12,608.73
5.07 %
Three Year 2022-07-18 ₹36,000.00 ₹40,814.44
13.37 %
Five Year 2020-07-20 ₹60,000.00 ₹71,682.87
19.47 %
Ten Year 2015-07-20 ₹120,000.00 ₹174,378.77
45.32 %
Since Inception 2015-05-15 ₹124,000.00 ₹180,751.11
45.77 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in NIPPON INDIA BANKING & PSU DEBT FUND - GROWTH

Financial
20%
Banking
21%
Debt
82%
Energy
8%
Transport
6%
Utilities
4%
Telecom
2%
Insurance
2%
Infrastructure
0%
Government
21%
Fund
0%
Cash
0%

Companies Holding in NIPPON INDIA BANKING & PSU DEBT FUND - GROWTH

Certificate Of Deposit
0.44%
Bank Of Baroda
0.44%
Commercial Paper
0.45%
National Housing Bank
0.45%
Corporate Bond
81.88%
REC Limited
9.36%
National Bank For Agriculture And Rural Development
9.11%
HDFC Bank Limited
7.77%
Small Industries Dev Bank Of India
7.37%
Power Finance Corporation Limited
6.85%
Indian Railway Finance Corporation Limited
6.30%
Power Grid Corporation Of India Limited
4.15%
Mahanagar Telephone Nigam Limited
2.89%
Axis Bank Limited
2.56%
State Bank Of India
2.49%
National Housing Bank
2.28%
SBI General Insurance Company Limited
2.04%
Nuclear Power Corporation Of India Limited
1.83%
HDB Financial Services Limited
1.73%
ICICI Bank Limited
1.45%
Export Import Bank Of India
1.37%
Summit Digitel Infrastructure Limited (BROOKFIELD GROUP)
0.92%
Tata Capital Limited
0.91%
HDFC Life Insurance Company Limited
0.90%
NTPC Limited
0.37%
Hindustan Petroleum Corporation Limited
0.01%
NHPC Limited
0.00%
National Highways Authority Of India
0.00%
Floating Rate Note
1.46%
Power Finance Corporation Limited
1.46%
Government Bond
20.00%
State Government Bond
1.20%
Corporate Debt Market Development Fund
0.25%
Corporate Debt Market Development Fund Class A2
0.25%
Cash & Other Receivables
-5.67%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.78
Expense Ratio Direct
0.38
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Pranay Sinha
more than 18 years Experience
Vivek Sharma
more than 18 years Experience

Exit load

Nil

FAQs

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