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PGIM India Money Market Fund - Regular Plan - Growth

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  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
1,334.92 0.02%
AUM (Fund Size)
N/A
Expense Ratio
0.46%
Exit load
NIL
Risk
N/A
AMC
PGIM INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.30
0.13 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.24
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.79
0.58 %
Three Months 2025-04-21 ₹3,000.00 ₹3,034.59
1.15 %
Six Months 2025-01-20 ₹6,000.00 ₹6,140.17
2.34 %
One Year 2024-07-18 ₹12,000.00 ₹12,522.82
4.36 %
Three Year 2022-07-19 ₹36,000.00 ₹40,366.01
12.13 %
Five Year 2020-07-20 ₹60,000.00 ₹70,924.80
18.21 %
Since Inception 2020-03-06 ₹66,000.00 ₹78,391.64
18.78 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in PGIM India Money Market Fund - Regular Plan - Growth

Banking
43%
Commercial Paper
18%
Debt
20%
Sovereign
15%
Cash & Current Assets
0%

Companies Holding in PGIM India Money Market Fund - Regular Plan - Growth

HDFC Bank Ltd.
10.93%
Canara Bank
8.70%
National Bank For Agriculture & Rural Development
8.50%
Indian Bank
7.84%
Kotak Mahindra Bank Ltd.
6.55%
ICICI Bank Ltd.
2.18%
Axis Bank Ltd.
2.17%
EXIM Bank
10.02%
ICICI Securities Ltd.
8.70%
LIC Housing Finance Ltd.
8.69%
Aditya Birla Finance
8.69%
Axis Finance Limited
2.20%
Treasury Bills
13.14%
364 Days T Bill MAT 2025
2.20%
TREPS
0.03%
Cash & Current Assets
-0.36%
Reverse Repo
2.02%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.46
Expense Ratio Direct
0.21
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Puneet Pal
over 22 years Experience
Bhupesh Kalyani
over 18 years Experience

Exit load

NIL

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