Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Sbi Retirement Benefit Fund Conservative Plan Regular Plan Growth
SBI Mutual Fund

SBI Retirement Benefit Fund Conservative plan - Regular Plan - Growth

Solution Oriented Solution Oriented Retirement
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-03)
14.35 -0.17%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹997.00
-0.30 %
Two Week 2025-05-19 ₹1,000.00 ₹1,000.31
0.03 %
1 Month 2025-05-05 ₹1,000.00 ₹1,013.00
1.30 %
Three Months 2025-03-05 ₹3,000.00 ₹3,105.86
3.53 %
Six Months 2024-12-05 ₹6,000.00 ₹6,235.37
3.92 %
One Year 2024-06-03 ₹12,000.00 ₹12,601.22
5.01 %
Three Year 2022-06-06 ₹36,000.00 ₹41,912.63
16.42 %
Since Inception 2021-01-20 ₹54,000.00 ₹66,035.19
22.29 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Government Of India Sovereign Government Securities 51.86
REC Ltd. Financial Services Non Convertible Debentures 5.72
Bharat Sanchar Nigam Ltd. Telecommunication Non Convertible Debentures 5.72
Torrent Power Ltd. Power Non Convertible Debentures 2.89
Union Bank Of India( At1 Bond Under Basel III) Financial Services Non Convertible Debentures 2.85
Power Finance Corporation Ltd. Financial Services Non Convertible Debentures 2.85
Sundaram Finance Ltd. Financial Services Non Convertible Debentures 2.84
Godrej Properties Ltd. Realty Non Convertible Debentures 2.82
Cash, Cash Equivalents And Others Cash Cash, Cash Equivalents 2.74
HDFC Bank Ltd. Financial Services Equity Shares 1.53
ICICI Bank Ltd. Financial Services Equity Shares 1.22
Infosys Ltd. Information Technology Equity Shares 1.06
Larsen & Toubro Ltd. Capital Goods Equity Shares 0.90
Maruti Suzuki India Ltd. Automobile And Auto Components Equity Shares 0.77
State Bank Of India Financial Services Equity Shares 0.67
Reliance Industries Ltd. Oil, Gas & Consumable Fuels Equity Shares 0.60
Kajaria Ceramics Ltd. Construction Materials Equity Shares 0.59
Endurance Technologies Ltd. Automobile And Auto Components Equity Shares 0.59
Ultratech Cement Ltd. Construction Materials Equity Shares 0.58
Axis Bank Ltd. Financial Services Equity Shares 0.57
Timken India Ltd. Automobile And Auto Components Equity Shares 0.56
Jubilant Foodworks Ltd. Consumer Services Equity Shares 0.47
Schaeffler India Ltd. Capital Goods Equity Shares 0.46
Kotak Mahindra Bank Ltd. Financial Services Equity Shares 0.46
L&T Technology Services Ltd. Information Technology Equity Shares 0.44
Power Grid Corporation Of India Ltd. Power Equity Shares 0.43
Hindalco Industries Ltd. Metals & Mining Equity Shares 0.43
ESAB India Ltd. Capital Goods Equity Shares 0.43
Divi's Laboratories Ltd. Healthcare Equity Shares 0.43
Abbott India Ltd. Healthcare Equity Shares 0.43
Grindwell Norton Ltd. Capital Goods Equity Shares 0.42
V-Guard Industries Ltd. Consumer Durables Equity Shares 0.39
TVS Motor Company Ltd. Automobile And Auto Components Equity Shares 0.39
ZF Commercial Vehicle Control Systems India Ltd. Automobile And Auto Components Equity Shares 0.37
HDFC Life Insurance Company Ltd. Financial Services Equity Shares 0.36
Sona Blw Precision Forgings Ltd. Automobile And Auto Components Equity Shares 0.33
Cholamandalam Investment & Finance Co. Ltd. Financial Services Equity Shares 0.29
Carborundum Universal Ltd. Materials Equity Shares 0.29
AIA Engineering Ltd. Industrial Manufacturing Equity Shares 0.28
Hawkins Cookers Ltd. Consumer Durables Equity Shares 0.27
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Rohit Shimpi (Over 18 years), Mr. Ardhendu Bhattacharya (Over 13 years), Mr. Pradeep Kesavan (Over 18 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : solution_oriented
Exit load
Nil

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?