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Home Mf Research Union Focused Fund Regular Plan Growth
Union Mutual Fund

Union Focused Fund - Regular Plan - Growth

Equity Equity Focussed
Fund House : Union Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-12)
24.80 -1.27%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.48%
Expense Ratio (Direct)
1.46%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹997.99
-0.20 %
Two Week 2025-05-28 ₹1,000.00 ₹1,006.09
0.61 %
One Month 2025-05-13 ₹1,000.00 ₹1,023.52
2.35 %
Three Months 2025-03-17 ₹3,000.00 ₹3,176.34
5.88 %
Six Months 2024-12-16 ₹6,000.00 ₹6,233.49
3.89 %
One Year 2024-06-12 ₹12,000.00 ₹12,188.31
1.57 %
Three Year 2022-06-13 ₹36,000.00 ₹43,186.05
19.96 %
Five Year 2020-06-15 ₹60,000.00 ₹84,341.56
40.57 %
Since Inception 2019-08-05 ₹72,000.00 ₹111,719.19
55.17 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Bank Ltd. Banks Equity 9.17
HDFC Bank Ltd. Banks Equity 8.48
Tata Consumer Products Ltd. Agricultural Food & other Products Equity 5.42
Infosys Ltd. IT - Software Equity 4.99
CG Power and Industrial Solutions Ltd. Electrical Equipment Equity 4.25
Info Edge (India) Ltd. Retailing Equity 4.23
Bharat Electronics Ltd. Aerospace & Defense Equity 4.00
Dixon Technologies (India) Ltd. Consumer Durables Equity 3.69
Trent Ltd. Retailing Equity 3.46
State Bank of India Banks Equity 3.42
Bharti Airtel Ltd. Telecom - Services Equity 3.30
Reliance Industries Ltd. Petroleum Products Equity 3.27
Max Healthcare Institute Ltd. Healthcare Services Equity 3.19
Larsen & Toubro Ltd. Construction Equity 3.09
Ami Organics Ltd. Pharmaceuticals & Biotechnology Equity 2.88
Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology Equity 2.88
Eureka Forbes Ltd. Consumer Durables Equity 2.79
Kfin Technologies Ltd. Capital Markets Equity 2.76
Aadhar Housing Finance Ltd. Finance Equity 2.72
JSW Energy Ltd. Power Equity 2.59
UNO Minda Ltd. Auto Components Equity 2.39
Max Financial Services Ltd. Insurance Equity 2.28
Karur Vysya Bank Ltd. Banks Equity 2.17
Amber Enterprises India Ltd. Consumer Durables Equity 2.08
Maruti Suzuki India Ltd. Automobiles Equity 2.02
KEI Industries Ltd. Industrial Products Equity 1.78
Mahindra & Mahindra Ltd. Automobiles Equity 1.60
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 1.52
Jio Financial Services Ltd. Finance Equity 1.05
182 Day Treasury Bills - Debt 0.07
364 Day Treasury Bills - Debt 0.07
TREPS - Debt 2.40
Net Receivable / Payable - - -0.01
GRAND TOTAL (AUM) - - 100.00
SIP Calculator
Risk Ratios
Standard Deviation
0.78
Beta
1.78
Sharpe Ratio
0.80
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Hardick Bora (16 years), Sanjay Bembalkar (17 years),
  • Expense ration regular : 2.48
  • Expense ration direct : 1.46
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.

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