Home Mf Research Aditya Birla Sun Life Low Duration Fund Regular Plan Growth

Aditya Birla Sun Life Low Duration Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
660.39 0.03%
AUM (Fund Size)
N/A
Expense Ratio
1.22%
Exit load
Nil
Risk
N/A
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.12
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.45
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.07
0.61 %
Three Months 2025-04-21 ₹3,000.00 ₹3,034.95
1.17 %
Six Months 2025-01-20 ₹6,000.00 ₹6,142.45
2.37 %
One Year 2024-07-18 ₹12,000.00 ₹12,521.87
4.35 %
Three Year 2022-07-19 ₹36,000.00 ₹40,279.36
11.89 %
Five Year 2020-07-20 ₹60,000.00 ₹70,799.12
18.00 %
Ten Year 2015-07-21 ₹120,000.00 ₹168,016.19
40.01 %
Since Inception 2011-10-07 ₹168,000.00 ₹274,576.99
63.44 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 43%
Others 2%

Sectors Holding in Aditya Birla Sun Life Low Duration Fund - Regular Plan - Growth

Other
45%

Companies Holding in Aditya Birla Sun Life Low Duration Fund - Regular Plan - Growth

7.48% National Bank For Agriculture And Rural Development (15/09/2028)
2.96%
7.50% National Bank For Agriculture And Rural Development (31/08/2026)
2.46%
9.40% 360 ONE Prime Ltd (04/03/2027)
1.90%
7.55% REC Limited (31/10/2026)
1.87%
7.59% Small Industries Development Bank Of India (10/02/2026)
1.86%
7.19% ICICI Home Finance Company Limited (22/08/2028)
1.81%
9.10% Shriram Finance Ltd (18/03/2027)
1.73%
7.70% National Bank For Agriculture And Rural Development (30/09/2027)
1.72%
7.03% National Bank For Financing Infrastructure And Dev (08/04/2030)
1.69%
7.21% Embassy Office Parks REIT (17/03/2028)
1.68%
7.58% National Bank For Agriculture And Rural Development (31/07/2026)
1.61%
7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN)
1.55%
7.51% Small Industries Development Bank Of India (12/06/2028)
1.51%
7.70% REC Limited (31/08/2026)
1.50%
6.40% LIC Housing Finance Limited (30/11/2026)
1.47%
7.56% REC Limited (31/08/2027)
1.36%
9.09% Muthoot Finance Limited (01/06/2029)
1.14%
7.97% Tata Capital Limited (19/07/2028)
1.13%
7.44% Small Industries Development Bank Of India (10/04/2028)
0.94%
8.40% Hinduja Leyland Finance Limited (06/05/2027)
0.93%
6.52% REC Limited (31/01/2028)
0.92%
8.3439% HDB Financial Services Limited (05/07/2027)
0.83%
9.10% CreditAccess Grameen Limited (07/09/2025)
0.77%
7.39% Small Industries Development Bank Of India (21/03/2030)
0.76%
8.10% Bajaj Housing Finance Limited (08/07/2027)
0.76%
7.835% LIC Housing Finance Limited (11/05/2027)
0.75%
8.52% Muthoot Finance Limited (07/04/2028)
0.75%
8.75% Shriram Finance Ltd (15/06/2026)
0.75%
7.123% Tata Capital Housing Finance Limited (21/07/2027)
0.74%
9.00% Hinduja Leyland Finance Limited (14/11/2027)
0.70%
8.33% Aditya Birla Finance Limited (19/05/2027)
0.70%
8.07% SMFG India Home Finance Company Limited (10/09/2027)
0.67%
8.65% Bharti Telecom Limited (05/11/2027)
0.60%
7.13% Power Finance Corporation Limited (08/08/2025)
0.59%
8.0736% HDB Financial Services Limited (17/04/2026)
0.57%
7.68% Small Industries Development Bank Of India (10/08/2027)
0.57%
8.35% Tata Projects Limited (22/07/2027)
0.56%
7.56% REC Limited (30/06/2026)
0.56%
7.60% REC Limited (28/02/2026)
0.56%
7.15% Small Industries Development Bank Of India (21/07/2025)
0.55%
5.81% REC Limited (31/12/2025)
0.51%
7.49% National Bank For Agriculture And Rural Development (15/10/2026)
0.49%
7.82% LIC Housing Finance Limited (28/11/2025)
0.48%
5.83% State Bank Of India (26/10/2030)
0.48%
7.8989% Aditya Birla Housing Finance Limited (08/06/2027)
0.45%
8.75% JSW Energy Limited (20/03/2028)
0.45%
8.32% Hero Housing Finance Ltd (30/08/2027)
0.45%
7.44% Power Finance Corporation Limited (15/01/2030)
0.38%
8.35% SMFG India Home Finance Company Limited (15/01/2027)
0.37%
7.712% Tata Capital Housing Finance Limited (14/01/2028)
0.37%
7.80% REC Limited (30/05/2026)
0.37%
7.44% REC Limited (30/04/2026)
0.37%
7.65% HDB Financial Services Limited (10/09/2027)
0.37%
7.11% Small Industries Development Bank Of India (27/02/2026)
0.37%
6.75% Sikka Ports And Terminals Limited (22/04/2026)
0.37%
7.68% Small Industries Development Bank Of India (09/07/2027)
0.30%
7.23% Small Industries Development Bank Of India (09/03/2026)
0.30%
8.75% Bharti Telecom Limited (05/11/2028)
0.27%
7.54% Small Industries Development Bank Of India (12/01/2026)
0.26%
8.52% Muthoot Finance Limited (26/05/2028)
0.22%
7.37% Indian Railway Finance Corporation Limited (31/07/2029)
0.19%
9.10% Cholamandalam Investment And Finance Company Limited (27/06/2031)
0.19%
7.77% REC Limited (30/09/2026)
0.19%
7.9611% HDB Financial Services Limited (05/01/2028)
0.19%
7.55% Small Industries Development Bank Of India (22/09/2026)
0.19%
7.64% REC Limited (30/06/2026)
0.19%
7.86% Nexus Select Trust (16/06/2026)
0.19%
7.40% National Bank For Agriculture And Rural Development (30/01/2026)
0.19%
7.50% National Bank For Agriculture And Rural Development (17/12/2025)
0.19%
8.32% Hero Housing Finance Ltd (29/04/2027)
0.19%
5.70% National Bank For Agriculture And Rural Development (31/07/2025)
0.18%
8.05% Summit Digitel Infrastructure Private Limited (31/05/2027)
0.15%
8.25% Tata Projects Limited (28/04/2027)
0.15%
7.65% HDB Financial Services Limited (05/05/2028)
0.15%
7.22% Embassy Office Parks REIT (16/05/2028)
0.13%
9.58% DME Development Limited (16/03/2037) (FRN)
0.13%
9.58% DME Development Limited (16/03/2036) (FRN)
0.13%
9.58% DME Development Limited (16/03/2033) (FRN)
0.13%
9.58% DME Development Limited (16/03/2035) (FRN)
0.13%
9.58% DME Development Limited (16/03/2034) (FRN)
0.13%
9.58% DME Development Limited (15/03/2031) (FRN)
0.13%
9.58% DME Development Limited (16/03/2028) (FRN)
0.13%
9.58% DME Development Limited (16/03/2029) (FRN)
0.13%
9.58% DME Development Limited (16/03/2032) (FRN)
0.13%
9.58% DME Development Limited (16/03/2030) (FRN)
0.13%
8.75% Bharti Telecom Limited (05/11/2029)
0.12%
7.71% REC Limited (26/02/2027)
0.11%
7.75% Mindspace Business Parks REIT (30/06/2026)
0.11%
7.25% Small Industries Development Bank Of India (31/07/2025)
0.11%
7.924% Kotak Mahindra Prime Limited (20/02/2026)
0.07%
7.17% Tata Capital Housing Finance Limited (21/05/2030)
0.07%
7.80% National Bank For Agriculture And Rural Development (15/03/2027)
0.06%
8.50% DLF Home Developers Ltd (30/04/2027)
0.04%
8.75% REC Limited (12/07/2025)
0.02%
7.95% ICICI Home Finance Company Limited (24/11/2025)
0.01%
India Universal Trust Al2 (21/11/2027)
1.28%
India Universal Trust Al2 (21/11/2026)
1.14%
State Government Securities (25/09/2025)
4.45%
Government Of India (12/04/2026)
1.66%
Government Of India (15/06/2025)
0.72%
Kotak Mahindra Bank Limited (27/02/2026)
3.53%
Export Import Bank Of India (20/03/2026)
2.25%
Bank Of Baroda (13/10/2025)
1.81%
Bank Of Baroda (16/12/2025)
1.43%
Punjab National Bank (18/03/2026)
1.41%
HDFC Bank Limited (25/02/2026)
1.23%
Bank Of Baroda (03/10/2025)
1.09%
IndusInd Bank Limited (21/11/2025)
1.07%
Axis Bank Limited (05/03/2026)
1.06%
HDFC Bank Limited (22/08/2025)
0.73%
Axis Bank Limited (10/10/2025)
0.72%
ICICI Bank Limited (14/11/2025)
0.72%
Union Bank Of India (18/12/2025)
0.71%
Canara Bank (18/12/2025)
0.71%
Kotak Mahindra Bank Limited (18/02/2026)
0.71%
Export Import Bank Of India (04/03/2026)
0.71%
Small Industries Development Bank Of India (23/10/2025)
0.36%
Indian Bank (04/12/2025)
0.36%
Canara Bank (04/12/2025)
0.36%
ICICI Bank Limited (25/07/2025)
0.29%
Canara Bank (02/09/2025)
0.18%
Export Import Bank Of India (30/12/2025)
0.18%
Axis Bank Limited (05/02/2026)
0.18%
Axis Bank Limited (04/03/2026)
0.14%
Canara Bank (18/03/2026)
0.02%
Sharekhan Ltd (08/10/2025)
0.72%
Sharekhan Ltd (07/08/2025)
0.36%
91 DAYS T-BILL - 19JUN2025
1.84%
182 DAYS T-BILL - 29AUG2025
1.46%
364 DAYS T-BILL - 11DEC2025
0.72%
SBI - Corporate Debt Market Development Fund - A2 Units
0.24%
Clearing Corporation Of India Limited
2.44%
Net Receivables / (Payables)
2.21%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 1.41

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.22
Expense Ratio Direct
0.41
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Kaustubh Gupta
Experience
Mr. Mohit Sharma
Experience

Exit load

Nil

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