Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Aditya Birla Sun Life Low Duration Fund Regular Plan Growth
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Low Duration Fund - Regular Plan - Growth

Debt Debt Low Duration
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-11)
656.00 -0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.22%
Expense Ratio (Direct)
0.41%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-04 ₹1,000.00 ₹1,001.66
0.17 %
Two Week 2025-05-27 ₹1,000.00 ₹1,003.14
0.31 %
One Month 2025-05-13 ₹1,000.00 ₹1,007.74
0.77 %
Three Months 2025-03-13 ₹3,000.00 ₹3,046.64
1.55 %
Six Months 2024-12-13 ₹6,000.00 ₹6,153.14
2.55 %
One Year 2024-06-11 ₹12,000.00 ₹12,530.32
4.42 %
Three Year 2022-06-13 ₹36,000.00 ₹40,275.10
11.88 %
Five Year 2020-06-12 ₹60,000.00 ₹70,737.72
17.90 %
Ten Year 2015-06-15 ₹120,000.00 ₹167,994.40
40.00 %
Since Inception 2011-10-07 ₹167,000.00 ₹271,756.88
62.73 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.48% National Bank For Agriculture and Rural Development (15/09/2028) - Debt 2.96
7.50% National Bank For Agriculture and Rural Development (31/08/2026) - Debt 2.46
9.40% 360 ONE Prime Ltd (04/03/2027) - Debt 1.90
7.55% REC Limited (31/10/2026) - Debt 1.87
7.59% Small Industries Development Bank of India (10/02/2026) - Debt 1.86
7.19% ICICI Home Finance Company Limited (22/08/2028) - Debt 1.81
9.10% Shriram Finance Ltd (18/03/2027) - Debt 1.73
7.70% National Bank For Agriculture and Rural Development (30/09/2027) - Debt 1.72
7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) - Debt 1.69
7.21% Embassy Office Parks REIT (17/03/2028) - Debt 1.68
7.58% National Bank For Agriculture and Rural Development (31/07/2026) - Debt 1.61
7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) - Debt 1.55
7.51% Small Industries Development Bank of India (12/06/2028) - Debt 1.51
7.70% REC Limited (31/08/2026) - Debt 1.50
6.40% LIC Housing Finance Limited (30/11/2026) - Debt 1.47
7.56% REC Limited (31/08/2027) - Debt 1.36
9.09% Muthoot Finance Limited (01/06/2029) - Debt 1.14
7.97% Tata Capital Limited (19/07/2028) - Debt 1.13
7.44% Small Industries Development Bank of India (10/04/2028) - Debt 0.94
8.40% Hinduja Leyland Finance Limited (06/05/2027) - Debt 0.93
6.52% REC Limited (31/01/2028) - Debt 0.92
8.3439% HDB Financial Services Limited (05/07/2027) - Debt 0.83
9.10% CreditAccess Grameen Limited (07/09/2025) - Debt 0.77
7.39% Small Industries Development Bank of India (21/03/2030) - Debt 0.76
8.10% Bajaj Housing Finance Limited (08/07/2027) - Debt 0.76
7.835% LIC Housing Finance Limited (11/05/2027) - Debt 0.75
8.52% Muthoot Finance Limited (07/04/2028) - Debt 0.75
8.75% Shriram Finance Ltd (15/06/2026) - Debt 0.75
7.123% Tata Capital Housing Finance Limited (21/07/2027) - Debt 0.74
9.00% Hinduja Leyland Finance Limited (14/11/2027) - Debt 0.70
8.33% Aditya Birla Finance Limited (19/05/2027) - Debt 0.70
8.07% SMFG India Home Finance Company Limited (10/09/2027) - Debt 0.67
8.65% Bharti Telecom Limited (05/11/2027) - Debt 0.60
7.13% Power Finance Corporation Limited (08/08/2025) - Debt 0.59
8.0736% HDB Financial Services Limited (17/04/2026) - Debt 0.57
7.68% Small Industries Development Bank of India (10/08/2027) - Debt 0.57
8.35% Tata Projects Limited (22/07/2027) - Debt 0.56
7.56% REC Limited (30/06/2026) - Debt 0.56
7.60% REC Limited (28/02/2026) - Debt 0.56
7.15% Small Industries Development Bank of India (21/07/2025) - Debt 0.55
5.81% REC Limited (31/12/2025) - Debt 0.51
7.49% National Bank For Agriculture and Rural Development (15/10/2026) - Debt 0.49
7.82% LIC Housing Finance Limited (28/11/2025) - Debt 0.48
5.83% State Bank of India (26/10/2030) - Debt 0.48
7.8989% Aditya Birla Housing Finance Limited (08/06/2027) - Debt 0.45
8.75% JSW Energy Limited (20/03/2028) - Debt 0.45
8.32% Hero Housing Finance Ltd (30/08/2027) - Debt 0.45
7.44% Power Finance Corporation Limited (15/01/2030) - Debt 0.38
8.35% SMFG India Home Finance Company Limited (15/01/2027) - Debt 0.37
7.712% Tata Capital Housing Finance Limited (14/01/2028) - Debt 0.37
7.80% REC Limited (30/05/2026) - Debt 0.37
7.44% REC Limited (30/04/2026) - Debt 0.37
7.65% HDB Financial Services Limited (10/09/2027) - Debt 0.37
7.11% Small Industries Development Bank of India (27/02/2026) - Debt 0.37
6.75% Sikka Ports and Terminals Limited (22/04/2026) - Debt 0.37
7.68% Small Industries Development Bank of India (09/07/2027) - Debt 0.30
7.23% Small Industries Development Bank of India (09/03/2026) - Debt 0.30
8.75% Bharti Telecom Limited (05/11/2028) - Debt 0.27
7.54% Small Industries Development Bank of India (12/01/2026) - Debt 0.26
8.52% Muthoot Finance Limited (26/05/2028) - Debt 0.22
7.37% Indian Railway Finance Corporation Limited (31/07/2029) - Debt 0.19
9.10% Cholamandalam Investment and Finance Company Limited (27/06/2031) - Debt 0.19
7.77% REC Limited (30/09/2026) - Debt 0.19
7.9611% HDB Financial Services Limited (05/01/2028) - Debt 0.19
7.55% Small Industries Development Bank of India (22/09/2026) - Debt 0.19
7.64% REC Limited (30/06/2026) - Debt 0.19
7.86% Nexus Select Trust (16/06/2026) - Debt 0.19
7.40% National Bank For Agriculture and Rural Development (30/01/2026) - Debt 0.19
7.50% National Bank For Agriculture and Rural Development (17/12/2025) - Debt 0.19
8.32% Hero Housing Finance Ltd (29/04/2027) - Debt 0.19
5.70% National Bank For Agriculture and Rural Development (31/07/2025) - Debt 0.18
8.05% Summit Digitel Infrastructure Private Limited (31/05/2027) - Debt 0.15
8.25% Tata Projects Limited (28/04/2027) - Debt 0.15
7.65% HDB Financial Services Limited (05/05/2028) - Debt 0.15
7.22% Embassy Office Parks REIT (16/05/2028) - Debt 0.13
9.58% DME Development Limited (16/03/2037) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2036) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2033) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2035) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2034) (FRN) - Debt 0.13
9.58% DME Development Limited (15/03/2031) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2028) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2029) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2032) (FRN) - Debt 0.13
9.58% DME Development Limited (16/03/2030) (FRN) - Debt 0.13
8.75% Bharti Telecom Limited (05/11/2029) - Debt 0.12
7.71% REC Limited (26/02/2027) - Debt 0.11
7.75% Mindspace Business Parks REIT (30/06/2026) - Debt 0.11
7.25% Small Industries Development Bank of India (31/07/2025) - Debt 0.11
7.924% Kotak Mahindra Prime Limited (20/02/2026) - Debt 0.07
7.17% Tata Capital Housing Finance Limited (21/05/2030) - Debt 0.07
7.80% National Bank For Agriculture and Rural Development (15/03/2027) - Debt 0.06
8.50% DLF Home Developers Ltd (30/04/2027) - Debt 0.04
8.75% REC Limited (12/07/2025) - Debt 0.02
7.95% ICICI Home Finance Company Limited (24/11/2025) - Debt 0.01
India Universal Trust Al2 (21/11/2027) - Debt 1.28
India Universal Trust Al2 (21/11/2026) - Debt 1.14
State Government Securities (25/09/2025) - Debt 4.45
Government of India (12/04/2026) - Debt 1.66
Government of India (15/06/2025) - Debt 0.72
Kotak Mahindra Bank Limited (27/02/2026) - Debt 3.53
Export Import Bank of India (20/03/2026) - Debt 2.25
Bank of Baroda (13/10/2025) - Debt 1.81
Bank of Baroda (16/12/2025) - Debt 1.43
Punjab National Bank (18/03/2026) - Debt 1.41
HDFC Bank Limited (25/02/2026) - Debt 1.23
Bank of Baroda (03/10/2025) - Debt 1.09
IndusInd Bank Limited (21/11/2025) - Debt 1.07
Axis Bank Limited (05/03/2026) - Debt 1.06
HDFC Bank Limited (22/08/2025) - Debt 0.73
Axis Bank Limited (10/10/2025) - Debt 0.72
ICICI Bank Limited (14/11/2025) - Debt 0.72
Union Bank of India (18/12/2025) - Debt 0.71
Canara Bank (18/12/2025) - Debt 0.71
Kotak Mahindra Bank Limited (18/02/2026) - Debt 0.71
Export Import Bank of India (04/03/2026) - Debt 0.71
Small Industries Development Bank of India (23/10/2025) - Debt 0.36
Indian Bank (04/12/2025) - Debt 0.36
Canara Bank (04/12/2025) - Debt 0.36
ICICI Bank Limited (25/07/2025) - Debt 0.29
Canara Bank (02/09/2025) - Debt 0.18
Export Import Bank of India (30/12/2025) - Debt 0.18
Axis Bank Limited (05/02/2026) - Debt 0.18
Axis Bank Limited (04/03/2026) - Debt 0.14
Canara Bank (18/03/2026) - Debt 0.02
Sharekhan Ltd (08/10/2025) - Debt 0.72
Sharekhan Ltd (07/08/2025) - Debt 0.36
91 DAYS T-BILL - 19JUN2025 - Debt 1.84
182 DAYS T-BILL - 29AUG2025 - Debt 1.46
364 DAYS T-BILL - 11DEC2025 - Debt 0.72
SBI - Corporate Debt Market Development Fund - A2 Units - Debt 0.24
Clearing Corporation of India Limited - Debt 2.44
Net Receivables / (Payables) - - 2.21
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
1.41
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Kaustubh Gupta (), Mr. Mohit Sharma (),
  • Expense ration regular : 1.22
  • Expense ration direct : 0.41
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?