Home Mf Research Jm Low Duration Fund Regular Plan Growth

JM Low Duration Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
37.26 0.02%
AUM (Fund Size)
N/A
Expense Ratio
0.71%
Exit load
NIL
Risk
N/A
AMC
JM Financial Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.02
0.10 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.25
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.45
0.55 %
Three Months 2025-04-21 ₹3,000.00 ₹3,033.86
1.13 %
Six Months 2025-01-20 ₹6,000.00 ₹6,141.04
2.35 %
One Year 2024-07-18 ₹12,000.00 ₹12,530.13
4.42 %
Three Year 2022-07-19 ₹36,000.00 ₹40,348.53
12.08 %
Five Year 2020-07-20 ₹60,000.00 ₹70,791.80
17.99 %
Ten Year 2015-07-21 ₹120,000.00 ₹167,013.30
39.18 %
Since Inception 2006-09-27 ₹229,000.00 ₹458,925.51
100.40 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 174%
Others N/A

Sectors Holding in JM Low Duration Fund - Regular Plan - Growth

Other
178%

Companies Holding in JM Low Duration Fund - Regular Plan - Growth

7.13% Power Finance Corporation Limited 15-JUL-2026
2.16%
8.315% Mahindra Rural Housing Finance Limited 12-DEC-2025
2.16%
6.65% LIC Housing Finance Limited 15-FEB-2027
2.14%
6.4% Jamnagar Utilities & Power Pvt Ltd 29-SEP-2026
2.14%
7.8445% Tata Capital Housing Finance Limited 18-SEP-2026
1.74%
7.7% REC Limited 10-DEC-2027
1.32%
7.33% Indian Railway Finance Corporation Ltd 27-AUG-2027
1.31%
8.5% Cholamandalam Invest & Finance Co Ltd 27-MAR-2026
1.30%
7.17% GOI - 17-APR-2030
1.36%
6.75% GOI 23-Dec-2029
1.11%
364 Days Treasury Bill 04-Sep-2025
2.12%
182 Days Treasury Bill 25-Sep-2025
2.11%
364 Days Treasury Bill 12-Mar-2026
2.06%
182 Days Treasury Bill 11-Sep-2025
0.85%
Piramal Finance Ltd 23-OCT-2025
4.17%
ICICI Securities Limited 07-AUG-2025
2.13%
Punjab National Bank 05-DEC-2025
8.33%
Axis Bank Limited 04-MAR-2026
6.98%
Kotak Mahindra Bank Limited 28-JAN-2026
4.13%
HDFC Bank Limited 04-NOV-2025
2.09%
Corporate Debt Market Development Fund - Class A2 Units
0.29%
CCIL
1.28%
Net Receivable/Payable
2.17%
7.2% NABARD 23-SEP-2025
6.46%
9.25% Shriram Finance Limited 19-DEC-2025
4.98%
8.4% Godrej Industries Ltd 27-AUG-2027
4.40%
9.41% 360 ONE Prime Limited 18-JAN-2026
4.32%
7.75% SIDBI 27-OCT-2025
4.32%
7.9237% Bajaj Housing Finance Ltd 16-MAR-2026
3.90%
6.75% Sikka Ports & Terminals Limited 22-APR-2026
3.01%
7.74% Power Finance Corporation Limited 29-JAN-2028
2.21%
7.95% LIC Housing Finance Limited 29-JAN-2028
2.20%
7.68% SIDBI 09-JUL-2027
2.20%
7.7% REC Limited 31-AUG-2026
2.18%
7.5% NABARD 31-AUG-2026
2.17%
7.44% SIDBI 04-SEP-2026
2.17%
7.2% NABARD 23-SEP-2025
6.46%
9.25% Shriram Finance Limited 19-DEC-2025
4.98%
8.4% Godrej Industries Ltd 27-AUG-2027
4.40%
9.41% 360 ONE Prime Limited 18-JAN-2026
4.32%
7.75% SIDBI 27-OCT-2025
4.32%
7.9237% Bajaj Housing Finance Ltd 16-MAR-2026
3.90%
6.75% Sikka Ports & Terminals Limited 22-APR-2026
3.01%
7.74% Power Finance Corporation Limited 29-JAN-2028
2.21%
7.95% LIC Housing Finance Limited 29-JAN-2028
2.20%
7.68% SIDBI 09-JUL-2027
2.20%
7.7% REC Limited 31-AUG-2026
2.18%
7.5% NABARD 31-AUG-2026
2.17%
7.44% SIDBI 04-SEP-2026
2.17%
7.13% Power Finance Corporation Limited 15-JUL-2026
2.16%
8.315% Mahindra Rural Housing Finance Limited 12-DEC-2025
2.16%
6.65% LIC Housing Finance Limited 15-FEB-2027
2.14%
6.4% Jamnagar Utilities & Power Pvt Ltd 29-SEP-2026
2.14%
7.8445% Tata Capital Housing Finance Limited 18-SEP-2026
1.74%
7.7% REC Limited 10-DEC-2027
1.32%
7.33% Indian Railway Finance Corporation Ltd 27-AUG-2027
1.31%
8.5% Cholamandalam Invest & Finance Co Ltd 27-MAR-2026
1.30%
7.17% GOI - 17-APR-2030
1.36%
6.75% GOI 23-Dec-2029
1.11%
364 Days Treasury Bill 04-Sep-2025
2.12%
182 Days Treasury Bill 25-Sep-2025
2.11%
364 Days Treasury Bill 12-Mar-2026
2.06%
182 Days Treasury Bill 11-Sep-2025
0.85%
Piramal Finance Ltd 23-OCT-2025
4.17%
ICICI Securities Limited 07-AUG-2025
2.13%
Punjab National Bank 05-DEC-2025
8.33%
Axis Bank Limited 04-MAR-2026
6.98%
Kotak Mahindra Bank Limited 28-JAN-2026
4.13%
HDFC Bank Limited 04-NOV-2025
2.09%
Corporate Debt Market Development Fund - Class A2 Units
0.29%
CCIL
1.28%
Net Receivable/Payable
2.17%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.71
Expense Ratio Direct
0.25
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Gurvinder Singh Wasan
20 years Experience
Ms. Naghma Khoja
6 years Experience
Ms. Ruchi Fozdar
10 years Experience

Exit load

NIL

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