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Home Mf Research Jm Low Duration Fund Regular Plan Growth
JM Financial Mutual Fund

JM Low Duration Fund - Regular Plan - Growth

Debt Debt Low Duration
Fund House : JM Financial Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-11)
37.03 -0.07%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.71%
Expense Ratio (Direct)
0.25%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-04 ₹1,000.00 ₹1,001.70
0.17 %
Two Week 2025-05-27 ₹1,000.00 ₹1,003.38
0.34 %
1 Month 2025-05-13 ₹1,000.00 ₹1,007.59
0.76 %
Three Months 2025-03-13 ₹3,000.00 ₹3,046.23
1.54 %
Six Months 2024-12-13 ₹6,000.00 ₹6,156.03
2.60 %
One Year 2024-06-11 ₹12,000.00 ₹12,546.42
4.55 %
Three Year 2022-06-13 ₹36,000.00 ₹40,359.08
12.11 %
Five Year 2020-06-12 ₹60,000.00 ₹70,995.49
18.33 %
Ten Year 2015-06-15 ₹120,000.00 ₹166,848.70
39.04 %
Since Inception 2006-09-27 ₹228,000.00 ₹455,043.27
99.58 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.37% GOI 2028 Government Securities SOV 3.38
7.38% GOI 2027 Government Securities SOV 5.89
Zero Interest Securities - - 2.29
Tata Capital Zero Coupon Bond - Corporate Debt 2.29
ICICI Bank Corporate Debt Certificate of Deposit 10.26
Canara Bank Corporate Debt Certificate of Deposit 8.06
Standard Chartered Capital Corporate Debt Commercial Paper 2.06
NABARD Corporate Debt - 8.22
Larsen & Toubro Ltd Corporate Debt - 6.25
Power Finance Corporation Corporate Debt - 6.21
LIC Housing Finance Corporate Debt - 6.19
Rural Electrification Corp. Corporate Debt - 4.18
Mahindra Rural Housing Fin. Ltd Corporate Debt - 4.16
SIDBI Corporate Debt - 4.16
360 ONE Prime Corporate Debt - 4.15
Cholamandalam Investment & Fin Corporate Debt - 4.13
EXIM Corporate Debt - 3.36
Sikka Ports & Terminals Ltd Corporate Debt - 2.86
TMF Holdings Corporate Debt - 2.07
Godrej Industries Corporate Debt - 2.06
NTPC Ltd Corporate Debt - 2.03
Jamnagar Utilities & Power Corporate Debt - 2.02
Government Securities Government Securities - 11.31
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Gurvinder Singh Wasan (20 years), Ms. Naghma Khoja (6 years), Ms. Ruchi Fozdar (10 years),
  • Expense ration regular : 0.71
  • Expense ration direct : 0.25
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
NIL

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