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Home Mf Research Franklin India Banking And Psu Debt Fund Regular Plan Growth
Franklin Templeton Mutual Fund

Mutual Fund Research

Franklin India Banking And PSU Debt Fund - Regular Plan - Growth

Franklin Templeton Mutual Fund Debt Debt Banking Psu

Fund Performance

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Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,002.70 +0.27%
Two Week 2026-10-19 ₹1,000.00 ₹1,001.53 +0.15%
One Month 2026-10-05 ₹1,000.00 ₹999.62 -0.04%
Three Months 2026-08-05 ₹3,000.00 ₹3,007.74 +0.26%
Six Months 2026-05-07 ₹6,000.00 ₹6,064.69 +1.08%
One Year 2025-11-03 ₹12,000.00 ₹12,321.87 +2.68%
Three Year 2023-11-06 ₹36,000.00 ₹39,705.81 +10.29%
Five Year 2021-11-08 ₹60,000.00 ₹70,931.84 +18.22%
Ten Year 2016-11-07 ₹120,000.00 ₹168,778.13 +40.65%
Since Inception 2014-04-25 ₹153,000.00 ₹237,779.74 +55.41%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CARE A1+ 16.37%
SOVEREIGN 12.87%
ICRA AAA 12.47%
CRISIL AAA 11.93%
CRISIL A1+ 11.24%
ICRA A1+ 11.23%
IND AAA 9.97%
Other 5.84%
IND A1+ 4.34%
CRISIL AA 3.37%
Alternative Investment Fund Units 0.37%

Top Holdings

Company-wise portfolio exposure

7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) ** 5.55%
7.65% Axis Bank Ltd (30-Jan-2027) ** 4.65%
Mahindra & Mahindra Financial Services Ltd (3M Tbill + 210bps) (18-May-2029) ** $ 4.54%
7.70% National Bank For Agriculture & Rural Development (30-Sep-2027) 4.42%
7.38% REC Ltd (28-Feb-2029) 4.20%
0.00% REC Ltd (03-Nov-2034) ** 3.72%
7.38% Power Finance Corporation Ltd (15-Jan-2032) ** 3.62%
0.00% Jubilant Beverages Ltd (31-May-2028) ** 2.29%
7.68% Small Industries Development Bank Of India (10-Aug-2027) 1.84%
0.00% Jubilant Bevco Ltd (31-May-2028) 1.09%
7.78% HDFC Bank Ltd (27-Mar-2027) ** 0.92%
8.15% Tata Capital Ltd (11-Jun-2029) ** 0.91%
HDFC Bank Ltd (19-Nov-2026) ** 4.38%
Indian Bank (04-Dec-2026) 4.37%
Bank of Baroda (06-Jan-2027) ** 4.34%
Kotak Mahindra Bank Ltd (08-Jan-2027) ** 4.34%
ICICI Bank Ltd (27-Jan-2027) ** 4.33%
Punjab National Bank (10-Feb-2027) 4.32%
Small Industries Development Bank of India (11-Jun-2027) 4.20%
HDFC Bank Ltd (22-Jan-2027) ** 3.47%
National Bank For Agriculture & Rural Development (22-Jan-2027) ** 3.46%
Union Bank of India (12-Mar-2027) 3.43%
Canara Bank (29-Jun-2027) ** 2.52%
7.66% Maharashtra SDL (04-Mar-2047) 5.37%
7.62% Punjab SDL (28-Jan-2033) 1.78%
7.73% Andhra Pradesh SDL (23-Mar-2032) 1.78%
7.02% Punjab SDL (01-Jul-2030) 1.42%
7.65% Bihar SDL (24-DEC-2033) 1.12%
7.17% Rajasthan SDL (02-Mar-2032) 0.87%
7.64% Uttarakhand SDL (24-DEC-2032) 0.25%
7.32% Chhattisgarh SDL (05-Mar-2037) 0.09%
7.56% Himachal Pradesh SDL (08-Jul-2039) 0.09%
7.32% West Bengal SDL (05-Mar-2038) 0.08%
7.56% Kerala SDL (08-Jul-2039) 0.02%
Corporate Debt Market Development Fund Class A2 0.37%
Margin on IRS 0.00%
Call, Cash & Other Assets 5.83%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
2.66 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Low to Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Payout 5.50% 7.15% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Payout 5.50% 7.15% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Growth 5.50% 7.15% 6.99%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Payout 5.50% 7.15% 3.85%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.66% 6.67% 7.33%
SBI Banking And PSU Debt Fund - Regular Plan - Growth 4.01% 6.59% 7.27%
ICICI Prudential Banking And PSU Debt Fund - Regular Plan - Growth 3.99% 6.55% 7.68%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from Franklin Templeton Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Franklin Asian Equity Fund - Regular Plan - Growth 17.86% 20.14% 7.88%
Franklin India Arbitrage Fund - Regular Plan - Growth 6.55% 0.00% 6.35%
Franklin India Liquid Fund - Super Institutional Plan - Growth 6.47% 6.87% 7.09%
Franklin India Money Market Fund - Regular Plan - Growth 6.26% 7.18% 7.10%
Franklin India Ultra Short Term Fund - Regular Plan - Growth 5.87% 0.00% 6.59%
Franklin India Liquid Fund - Regular Plan - Growth 5.76% 6.16% 6.57%
Franklin India Corporate Bond Fund - Plan B - Regular Plan - Growth 5.71% 7.43% 7.93%
Franklin India Ultra Short To Short Term Fund - Regular Plan - Growth 5.67% 0.00% 6.61%
Franklin India Income Plus Arbitrage Active FOF - Regular Plan - Growth 5.54% 12.13% 7.05%
Franklin India Overnight Fund - Regular Plan - Growth 5.28% 5.96% 5.02%

Returns are historical and do not guarantee future performance.

View All Franklin Templeton Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.49%
Expense Ratio (Direct)
0.23%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
Nifty Banking & PSU Debt Index A-II

Exit Load

Charges that may apply when you redeem units

N/A
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