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Home Mf Research Sbi Banking And Psu Debt Fund Regular Plan Growth
SBI Mutual Fund

Mutual Fund Research

SBI Banking And PSU Debt Fund - Regular Plan - Growth

SBI Mutual Fund Debt Debt Banking Psu

Fund Performance

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Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,001.22 +0.12%
Two Week 2026-10-19 ₹1,000.00 ₹1,000.83 +0.08%
One Month 2026-10-05 ₹1,000.00 ₹1,001.22 +0.12%
Three Months 2026-08-05 ₹3,000.00 ₹3,007.40 +0.25%
Six Months 2026-05-07 ₹6,000.00 ₹6,058.33 +0.97%
One Year 2025-11-03 ₹12,000.00 ₹12,284.80 +2.37%
Three Year 2023-11-06 ₹36,000.00 ₹39,356.10 +9.32%
Five Year 2021-11-04 ₹60,000.00 ₹70,162.11 +16.94%
Ten Year 2016-11-07 ₹120,000.00 ₹165,576.40 +37.98%
Since Inception 2009-10-09 ₹208,000.00 ₹390,253.19 +87.62%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL A1+ 28.18%
[ICRA]A1+ 12.48%
CRISIL AAA 11.81%
Other 9.77%
IND AAA 9.70%
Sovereign 9.66%
CRISIL AA+ 8.97%
IND A1+ 4.87%
[ICRA]AAA 4.13%
CDMDF 0.43%

Top Holdings

Company-wise portfolio exposure

ONGC Petro Additions Ltd. 4.99%
GAIL (India) Ltd. 4.97%
State Bank of India( AT1 Bond under Basel III ) 3.69%
India Infrastructure Finance Company Ltd. 3.46%
Punjab National Bank( Tier II Bond under Basel III ) 2.70%
National Bank for Agriculture and Rural Development 2.14%
REC Ltd. 2.14%
Small Industries Development Bank of India 1.58%
Small Industries Development Bank of India 1.43%
PNB Housing Finance Ltd. 1.27%
NHPC Ltd. 1.22%
Small Industries Development Bank of India 1.00%
REC Ltd. 0.71%
NHPC Ltd. 0.71%
REC Ltd. 0.71%
REC Ltd. 0.70%
State Bank of India( Tier II Bond under Basel III ) 0.70%
Canara Bank( AT1 Bond Under Basel III ) 0.29%
Power Grid Corporation of India Ltd. 0.14%
NHPC Ltd. 0.06%
6.17% CGL 2028 4.16%
6.94% CGL 2036 1.26%
7.11% State Government of Assam 2030 2.82%
Small Industries Development Bank of India 5.41%
Canara Bank 5.41%
HDFC Bank Ltd. 4.19%
HDFC Bank Ltd. 4.16%
Bank of Baroda 3.48%
Union Bank of India 3.45%
Canara Bank 2.79%
Axis Bank Ltd. 2.77%
Union Bank of India 2.76%
Indian Bank 2.10%
Union Bank of India 2.08%
Punjab National Bank 2.07%
Indian Bank 1.39%
Bank of Baroda 1.39%
Punjab National Bank 1.39%
Punjab National Bank 0.69%
91 DAY T-BILL 08.10.26 1.42%
Corporate Debt Market Development Fund-A2 0.43%
TREPS 12.43%
Net Receivable / Payable -2.66%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
1.24 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Payout 5.50% 7.15% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Payout 5.50% 7.15% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Growth 5.50% 7.15% 6.99%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Payout 5.50% 7.15% 3.85%
Franklin India Banking And PSU Debt Fund - Regular Plan - Growth 5.15% 6.98% 7.30%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.66% 6.67% 7.33%
ICICI Prudential Banking And PSU Debt Fund - Regular Plan - Growth 3.99% 6.55% 7.68%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from SBI Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
SBI Silver ETF - Regular Plan 20.48% 0.00% 33.61%
SBI Silver ETF Fund Of Fund - Regular Plan - Growth 19.96% 0.00% 31.34%
SBI Automotive Opportunities Fund - Regular Plan - Growth 18.05% 0.00% 10.40%
SBI Healthcare Opportunities Fund - Regular Plan - Growth 16.57% 22.97% 15.41%
SBI Gold ETF - Regular Plan 12.73% 29.39% 23.34%
SBI Gold Fund - Regular Plan - Growth 12.26% 29.24% 9.51%
SBI US Specific Equity Active FOF - Regular Plan - Growth 12.11% 24.49% 16.08%
SBI Mnc Fund - Regular Plan - Growth 8.95% 5.97% 15.07%
SBI Childrens Fund - Savings Plan - Regular Plan - Growth 7.05% 10.38% 10.48%
SBI Childrens Fund - Investment Plan - Regular Plan - Growth 6.83% 18.87% 28.98%

Returns are historical and do not guarantee future performance.

View All SBI Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.77%
Expense Ratio (Direct)
0.41%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY Banking & PSU Debt Index A-II

Exit Load

Charges that may apply when you redeem units

N/A
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