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Home Mf Research Franklin India Retirement Fund Regular Plan Growth
Franklin Templeton Mutual Fund

Mutual Fund Research

Franklin India Retirement Fund - Regular Plan - Growth

Franklin Templeton Mutual Fund Solution Oriented Solution Oriented Retirement

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,017.83 +1.78%
Two Week 2026-10-21 ₹1,000.00 ₹1,017.22 +1.72%
One Month 2026-10-05 ₹1,000.00 ₹1,009.41 +0.94%
Three Months 2026-08-06 ₹3,000.00 ₹2,979.08 -0.70%
Six Months 2026-05-08 ₹6,000.00 ₹5,976.44 -0.39%
One Year 2025-11-04 ₹12,000.00 ₹11,923.50 -0.64%
Three Year 2023-11-06 ₹36,000.00 ₹37,252.34 +3.48%
Five Year 2021-11-08 ₹60,000.00 ₹69,075.10 +15.13%
Ten Year 2016-11-07 ₹120,000.00 ₹171,620.15 +43.02%
Since Inception 2005-11-23 ₹256,000.00 ₹673,337.15 +163.02%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL AAA 26.49%
CRISIL AA 10.43%
IND AAA 9.37%
Other 7.40%
Banks 7.11%
CARE AAA 5.33%
CRISIL A1+ 3.10%
Automobiles 2.32%
SOVEREIGN 2.15%
Pharmaceuticals & Biotechnology 1.93%
Consumer Durables 1.91%
Retailing 1.82%
Industrial Products 1.65%
Capital Markets 1.65%
Aerospace & Defense 1.48%
Healthcare Services 1.37%
Telecom - Services 1.28%
Construction 1.18%
IT - Software 1.17%
Financial Technology (Fintech) 1.12%
Petroleum Products 0.87%
Electrical Equipment 0.81%
Cement & Cement Products 0.78%
Power 0.75%
Food Products 0.71%
Agricultural Food & Other Products 0.69%
Ferrous Metals 0.65%
Finance 0.65%
Mutual Fund 0.64%
Auto Components 0.62%
Realty 0.59%
Agricultural, Commercial & Construction Vehicles 0.56%
Transport Services 0.52%
Insurance 0.46%
Leisure Services 0.46%

Top Holdings

Company-wise portfolio exposure

Axis Bank Ltd 1.71%
State Bank of India 1.60%
ICICI Bank Ltd 1.60%
HDFC Bank Ltd 1.48%
Eternal Ltd 1.34%
Bharti Airtel Ltd 1.28%
Larsen & Toubro Ltd 1.18%
Infosys Ltd 1.17%
Mahindra & Mahindra Ltd 1.17%
Bharat Electronics Ltd 1.17%
Kirloskar Oil Engines Ltd 0.96%
Reliance Industries Ltd 0.87%
Ultratech Cement Ltd 0.78%
Dixon Technologies (India) Ltd 0.77%
Cipla Ltd 0.76%
Tata Power Co Ltd 0.75%
Pine Labs Ltd 0.72%
RBL Bank Ltd 0.72%
Global Health Ltd 0.71%
Britannia Industries Ltd 0.71%
Marico Ltd 0.69%
Dr. Reddy's Laboratories Ltd 0.67%
Metropolis Healthcare Ltd 0.66%
Tata Steel Ltd 0.65%
TVS Motor Co Ltd 0.64%
Astral Ltd 0.63%
Asian Paints Ltd 0.60%
Phoenix Mills Ltd 0.59%
Angel One Ltd 0.57%
Ashok Leyland Ltd 0.56%
Amber Enterprises India Ltd 0.54%
Sbi Funds Management Ltd 0.54%
360 One Wam Ltd 0.54%
Interglobe Aviation Ltd 0.52%
Hyundai Motor India Ltd 0.51%
Eris Lifesciences Ltd 0.50%
Lenskart Solutions Ltd 0.48%
ICICI Lombard General Insurance Co Ltd 0.46%
TBO Tek Ltd 0.46%
Exide Industries Ltd 0.43%
Suzlon Energy Ltd 0.41%
Cholamandalam Investment and Finance Co Ltd 0.41%
PB Fintech Ltd 0.40%
Emmvee Photovoltaic Power Ltd 0.40%
Data Patterns India Ltd 0.31%
Aptus Value Housing Finance India Ltd 0.24%
ZF Commercial Vehicle Control Systems India Ltd 0.17%
Timken India Ltd 0.07%
Sedemac Mechatronics Ltd 0.02%
7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) 9.37%
0.00% Jubilant Bevco Ltd (31-May-2028) 6.26%
7.68% Small Industries Development Bank Of India (10-Aug-2027) 5.42%
7.90% Bajaj Housing Finance Ltd (28-Apr-2028) ** 5.37%
7.70% Poonawalla Fincorp Ltd (21-Apr-2028) ** 5.35%
7.90% LIC Housing Finance LTD (23-Jun-2027) ** 5.33%
7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) ** 5.25%
0.00% Jubilant Beverages Ltd (31-May-2028) ** 4.17%
8.75% Bharti Telecom Ltd (05-Nov-2028) ** 2.27%
0.00% REC Ltd (03-Nov-2034) ** 1.76%
8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027) ** 1.07%
Canara Bank (30-Nov-2026) ** 3.10%
7.66% Maharashtra SDL (04-Mar-2047) 2.15%
Franklin India Long Term Fund -Direct Plan -Growth 0.64%
Call, Cash & Other Assets 7.40%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
2.29 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderately High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Aditya Birla Sun Life Retirement Fund - 30S Plan - Regular Plan - Growth 6.76% 14.84% 10.86%
ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - Growth 2.60% 5.34% 5.98%
Aditya Birla Sun Life Retirement Fund - 50Plus Debt Plan - Regular Plan - Growth 1.70% 4.49% 4.04%
ICICI Prudential Retirement Fund Hybrid Conservative Plan - Regular Plan - Growth 1.64% 7.96% 7.94%
Aditya Birla Sun Life Retirement Fund - 50S Plan - Regular Plan - Growth 1.27% 6.62% 5.47%
SBI Retirement Benefit Fund Conservative Plan - Regular Plan - Growth 1.15% 6.03% 6.68%
Tata Retirement Savings Fund-Conservative - Regular Plan - Growth 1.01% 6.24% 8.12%
Tata Retirement Savings Fund-Moderate - Regular Plan - Growth 0.06% 10.14% 13.32%
SBI Retirement Benefit Fund Conservative Hybrid Plan - Regular Plan - Growth -0.01% 6.42% 8.09%
Tata Retirement Savings Fund-Progressive - Regular Plan - Growth -0.11% 10.63% 13.38%

Returns are historical and do not guarantee future performance.

View All Solution Oriented Retirement Funds

Fund Family

Compare schemes from Franklin Templeton Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Franklin Asian Equity Fund - Regular Plan - Growth 16.05% 19.91% 7.84%
Franklin India Arbitrage Fund - Regular Plan - Growth 6.47% 0.00% 6.36%
Franklin India Liquid Fund - Super Institutional Plan - Growth 6.47% 6.87% 7.09%
Franklin India Money Market Fund - Regular Plan - Growth 6.28% 7.17% 7.10%
Franklin India Ultra Short Term Fund - Regular Plan - Growth 5.84% 0.00% 6.60%
Franklin India Liquid Fund - Regular Plan - Growth 5.76% 6.16% 6.57%
Franklin India Corporate Bond Fund - Plan B - Regular Plan - Growth 5.71% 7.43% 7.93%
Franklin India Ultra Short To Short Term Fund - Regular Plan - Growth 5.64% 0.00% 6.62%
Franklin U.s. Opportunities Equity Active Fund Of Funds - Regular Plan - Growth 5.48% 19.82% 15.71%
Franklin India Income Plus Arbitrage Active FOF - Regular Plan - Growth 5.48% 12.14% 7.05%

Returns are historical and do not guarantee future performance.

View All Franklin Templeton Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
2.24%
Expense Ratio (Direct)
1.51%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
CRISIL Short Term Debt Hybrid 60+40 Index

Exit Load

Charges that may apply when you redeem units

3%, if redeemed before the age of 58 years (subject to lock-in period) and target amount Nil, if redeemed after the age of 58 years
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