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Home Mf Research Aditya Birla Sun Life Retirement Fund 40s Plan Regular Plan Growth
Aditya Birla Sun Life Mutual Fund

Mutual Fund Research

Aditya Birla Sun Life Retirement Fund - 40S Plan - Regular Plan - Growth

Aditya Birla Sun Life Mutual Fund Solution Oriented Solution Oriented Retirement

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,034.18 +3.42%
Two Week 2026-10-21 ₹1,000.00 ₹1,036.72 +3.67%
One Month 2026-10-05 ₹1,000.00 ₹1,025.77 +2.58%
Three Months 2026-08-06 ₹3,000.00 ₹2,971.48 -0.95%
Six Months 2026-05-08 ₹6,000.00 ₹5,995.21 -0.08%
One Year 2025-11-04 ₹12,000.00 ₹12,043.96 +0.37%
Three Year 2023-11-06 ₹36,000.00 ₹38,443.01 +6.79%
Five Year 2021-11-08 ₹60,000.00 ₹73,482.18 +22.47%
Since Inception 2019-03-11 ₹94,000.00 ₹133,191.78 +41.69%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

Banks 19.75%
Sovereign 12.30%
Other 8.58%
Pharmaceuticals & Biotechnology 6.58%
IT - Software 5.19%
Consumer Durables 5.18%
Retailing 3.77%
Insurance 3.63%
Auto Components 3.59%
Non - Ferrous Metals 3.27%
Petroleum Products 2.84%
Cement & Cement Products 2.83%
Healthcare Services 2.69%
Construction 2.35%
Electrical Equipment 2.27%
Finance 2.17%
Automobiles 1.63%
Power 1.59%
Realty 1.54%
Telecom - Services 1.30%
Oil 1.24%
CRISIL AAA 0.92%
Transport Infrastructure 0.82%
Food Products 0.74%
Leisure Services 0.74%
Diversified Metals 0.71%
Industrial Products 0.63%
Personal Products 0.50%
Chemicals & Petrochemicals 0.49%
Ferrous Metals 0.09%
Capital Markets 0.09%

Top Holdings

Company-wise portfolio exposure

ICICI Bank Ltd. 6.37%
HDFC Bank Ltd. 4.07%
Infosys Ltd. 2.94%
Reliance Industries Ltd. 2.84%
Ultratech Cement Ltd. 2.83%
Sun Pharmaceutical Industries Ltd. 2.76%
State Bank of India 2.50%
Kotak Mahindra Bank Ltd. 2.31%
Axis Bank Ltd. 2.23%
Hindalco Industries Ltd. 2.14%
Sai Life Sciences Ltd. 2.08%
Larsen & Toubro Ltd. 2.05%
Coforge Ltd. 1.98%
Torrent Pharmaceuticals Ltd. 1.75%
S.J.S. Enterprises Ltd. 1.64%
Apollo Hospitals Enterprise Ltd. 1.63%
Bank of Maharashtra 1.63%
Bajaj Auto Ltd. 1.63%
ICICI Lombard General Insurance Company Ltd. 1.59%
Brigade Enterprises Ltd. 1.54%
NTPC Ltd. 1.50%
Eternal Ltd. 1.46%
TD Power Systems Ltd. 1.43%
Avenue Supermarts Ltd. 1.38%
Dixon Technologies (India) Ltd. 1.33%
BlueStone Jewellery & Lifestyle Ltd. 1.30%
Bharti Hexacom Ltd. 1.30%
Titan Company Ltd. 1.21%
Oil & Natural Gas Corporation Ltd. 1.15%
Vedanta Aluminium Metal Ltd. 1.13%
Max Financial Services Ltd. 1.12%
Sona Blw Precision Forgings Ltd. 1.06%
Fortis Healthcare Ltd. 1.05%
SBFC Finance Ltd. 0.98%
Bajaj Finance Ltd. 0.95%
Meesho Ltd. 0.93%
CEAT Ltd. 0.89%
Thermax Ltd. 0.84%
Adani Ports and Special Economic Zone Ltd. 0.82%
SBI Life Insurance Co. Ltd. 0.77%
Mrs. Bectors Food Specialities Ltd. 0.74%
Devyani International Ltd. 0.74%
Vedanta Ltd. 0.71%
Voltas Ltd. 0.68%
Whirlpool of India Ltd. 0.65%
Bank of Baroda 0.63%
Timken India Ltd. 0.63%
Godrej Consumer Products Ltd. 0.50%
Vinati Organics Ltd. 0.49%
H.G. Infra Engineering Ltd. 0.30%
Birlasoft Ltd. 0.27%
Cholamandalam Investment & Finance Co. Ltd. 0.25%
Medi Assist Healthcare Services Ltd. 0.14%
Vedanta Oil and Gas Ltd. 0.09%
Vedanta Power Ltd. 0.09%
Vedanta Iron and Steel Ltd. 0.09%
SBI funds Management ltd. 0.09%
8.55% HDFC Bank Ltd. (27/03/2029) ** 0.92%
Government of India (06/10/2035) 6.52%
Government of India (22/04/2064) 3.03%
Government of India (17/04/2030) 1.84%
Government of India (06/02/2033) 0.92%
TREPS 8.24%
Net Receivable / Payable 0.34%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
11.69%
Return volatility
β
Beta
1.07
Benchmark sensitivity
S
Sharpe Ratio
0.3
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
N/A
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - Growth 2.93% 5.48% 6.03%
ICICI Prudential Retirement Fund Hybrid Conservative Plan - Regular Plan - Growth 2.51% 8.21% 8.03%
Tata Retirement Savings Fund-Progressive - Regular Plan - Growth 1.88% 11.01% 13.46%
Tata Retirement Savings Fund-Moderate - Regular Plan - Growth 1.79% 10.47% 13.38%
Tata Retirement Savings Fund-Conservative - Regular Plan - Growth 1.77% 6.42% 8.15%
SBI Retirement Benefit Fund Conservative Plan - Regular Plan - Growth 1.68% 6.18% 6.75%
SBI Retirement Benefit Fund Conservative Hybrid Plan - Regular Plan - Growth 0.90% 6.65% 8.21%
ICICI Prudential Retirement Fund Pure Equity Plan - Regular Plan - Growth 0.50% 18.51% 17.35%
Union Retirement Fund - Regular Plan - Growth 0.31% 11.62% 12.17%
SBI Retirement Benefit Fund Aggressive Hybrid Plan - Regular Plan - Growth 0.02% 8.62% 11.99%

Returns are historical and do not guarantee future performance.

View All Solution Oriented Retirement Funds

Fund Family

Compare schemes from Aditya Birla Sun Life Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Aditya Birla Sun Life Silver ETF - Regular Plan 26.39% 36.65% 25.23%
Aditya Birla Sun Life Silver ETF Fund Of Fund - Regular Plan - Growth 24.54% 34.96% 24.23%
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund - Regular Plan - Growth 19.37% 20.89% 8.17%
Aditya Birla Sun Life US Equity Passive FOF - Regular Plan - Growth 17.97% 28.31% 16.73%
Aditya Birla Sun Life Global Emerging Opportunities Fund - Regular Plan - Growth 17.15% 18.78% 14.02%
Aditya Birla Sun Life Gold ETF - Regular Plan 17.01% 31.18% 23.22%
Aditya Birla Sun Life Gold Fund - Regular Plan - Growth 16.14% 30.65% 10.05%
Aditya Birla Sun Life Pharma & Healthcare Fund - Regular Plan - Growth 15.25% 19.88% 19.12%
Aditya Birla Sun Life International Equity Fund - Regular Plan - Growth 14.35% 20.99% 8.99%
Aditya Birla Sun Life Manufacturing Equity Fund - Regular Plan - Growth 14.28% 19.64% 12.10%

Returns are historical and do not guarantee future performance.

View All Aditya Birla Sun Life Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
2.42%
Expense Ratio (Direct)
1.18%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
CRISIL Hybrid 35+65 - Aggressive Index

Exit Load

Charges that may apply when you redeem units

Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): Nil
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