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HDFC Mutual Fund

Mutual Fund Research

HDFC Retirement Fund - Equity Plan - Regular Plan - Growth

HDFC Mutual Fund Solution Oriented Solution Oriented Retirement

Fund Performance

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Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,041.19 +4.12%
Two Week 2026-10-21 ₹1,000.00 ₹1,035.49 +3.55%
One Month 2026-10-05 ₹1,000.00 ₹1,040.97 +4.10%
Three Months 2026-08-06 ₹3,000.00 ₹3,003.89 +0.13%
Six Months 2026-05-08 ₹6,000.00 ₹6,016.02 +0.27%
One Year 2025-11-04 ₹12,000.00 ₹11,782.71 -1.81%
Three Year 2023-11-06 ₹36,000.00 ₹36,397.66 +1.10%
Five Year 2021-11-08 ₹60,000.00 ₹73,832.29 +23.05%
Ten Year 2016-11-07 ₹120,000.00 ₹246,743.12 +105.62%
Since Inception 2016-02-05 ₹131,000.00 ₹286,838.99 +118.96%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

Banks 26.41%
IT - Software 6.76%
Automobiles 6.36%
Other 6.09%
Transport Services 5.81%
Petroleum Products 5.54%
Insurance 4.70%
Pharmaceuticals & Biotechnology 4.57%
Construction 3.25%
Healthcare Services 3.01%
Power 2.97%
Consumer Durables 2.77%
Telecom - Services 2.64%
Ferrous Metals 2.17%
Finance 2.07%
Retailing 1.44%
Industrial Products 1.44%
Auto Components 1.41%
Diversified FMCG 1.30%
Realty 1.27%
Commercial Services & Supplies 1.26%
Beverages 1.22%
Leisure Services 1.02%
Entertainment 0.92%
Electrical Equipment 0.79%
Personal Products 0.70%
Fertilizers & Agrochemicals 0.52%
Gas 0.49%
Industrial Manufacturing 0.38%
Financial Technology (Fintech) 0.36%
Paper, Forest & Jute Products 0.36%

Top Holdings

Company-wise portfolio exposure

ICICI Bank Ltd. 7.36%
HDFC Bank Ltd.£ 6.93%
Reliance Industries Ltd. 4.64%
Axis Bank Ltd. 4.43%
Kotak Mahindra Bank Limited 4.39%
State Bank of India 2.89%
Maruti Suzuki India Limited 2.85%
Bharti Airtel Ltd. 2.64%
Larsen and Toubro Ltd. 2.26%
Infosys Limited 2.24%
Tata Consultancy Services Ltd. 2.16%
Dr. Lal Path Labs Ltd 2.09%
InterGlobe Aviation Ltd. 1.88%
HCL Technologies Ltd. 1.85%
Power Grid Corporation of India Ltd. 1.76%
ICICI Lombard General Insurance Co 1.68%
Eicher Motors Ltd. 1.61%
Eternal Limited 1.44%
ITC LIMITED 1.30%
Alkem Laboratories Ltd. 1.24%
Max Financial Services Ltd. 1.24%
United Spirits Limited 1.22%
NTPC Limited 1.21%
Jindal Steel Limited. 1.20%
HDFC Life Insurance Company Limited 1.18%
Divis Laboratories Ltd. 1.12%
Havells India Ltd. 1.07%
Creditaccess Grameen Limited 1.05%
Chalet Hotels Ltd. 1.02%
Delhivery Limited 0.99%
Bajaj Auto Limited 0.98%
Tata Steel Ltd. 0.97%
Apollo Hospitals Enterprise Ltd. 0.92%
Hyundai Motor India Limited 0.92%
PVR LIMITED 0.92%
Redington Ltd. 0.92%
Hindustan Petroleum Corp. Ltd. 0.90%
Transport Corporation of India Ltd. 0.89%
Crisil Limited 0.87%
Kalpataru Projects International Ltd 0.83%
Balkrishna Industries Ltd. 0.80%
Voltamp Transformers Ltd. 0.79%
Cipla Ltd. 0.76%
Gland Pharma Ltd. 0.76%
JSW Dulux Limited 0.72%
Blue Dart Express Ltd. 0.70%
Godrej Consumer Products Ltd. 0.70%
Lupin Ltd. 0.69%
Prestige Estates Projects Ltd. 0.67%
GNA Axles Ltd. 0.61%
Star Health and Allied Insurance Company Ltd 0.60%
Timken India Ltd. 0.57%
Gateway Distriparks Limited 0.55%
Chambal Fertilizers & Chemicals Ltd. 0.52%
Zensar Technologies Ltd. 0.51%
VRL Logistics Ltd. 0.48%
SKF India (Industrial) Limited 0.47%
Greenply Industries Ltd. 0.45%
Equitas Small Finance Bank Ltd 0.41%
Gujarat Energy Limited 0.41%
Finolex Industries Ltd. 0.40%
The Anup Engineering Limited 0.38%
PB Fintech Limited 0.36%
Tamilnadu Newsprint & Papers Ltd. 0.36%
Elevate Campuses Limited 0.34%
Great Eastern Shipping Company Ltd. 0.32%
Bajaj Electricals Ltd. 0.29%
Symphony Ltd. 0.24%
PNC Infratech Ltd. 0.16%
Moneyview Limited** 0.15%
GSPL Transmission Limited 0.08%
Embassy Office Parks REIT 0.60%
TREPS - Tri-party Repo 5.19%
HDFC NIFTY 50 ETF 0.93%
Net Current Assets -0.03%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
N/A
Time to maturity
Risk ratio figures are currently unavailable for this scheme. Explanations below are for reference.

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Aditya Birla Sun Life Retirement Fund - 30S Plan - Regular Plan - Growth 6.76% 14.84% 10.86%
ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - Growth 2.60% 5.34% 5.98%
Aditya Birla Sun Life Retirement Fund - 50Plus Debt Plan - Regular Plan - Growth 1.70% 4.49% 4.04%
ICICI Prudential Retirement Fund Hybrid Conservative Plan - Regular Plan - Growth 1.64% 7.96% 7.94%
Aditya Birla Sun Life Retirement Fund - 50S Plan - Regular Plan - Growth 1.27% 6.62% 5.47%
SBI Retirement Benefit Fund Conservative Plan - Regular Plan - Growth 1.15% 6.03% 6.68%
Tata Retirement Savings Fund-Conservative - Regular Plan - Growth 1.01% 6.24% 8.12%
Tata Retirement Savings Fund-Moderate - Regular Plan - Growth 0.06% 10.14% 13.32%
SBI Retirement Benefit Fund Conservative Hybrid Plan - Regular Plan - Growth -0.01% 6.42% 8.09%
Tata Retirement Savings Fund-Progressive - Regular Plan - Growth -0.11% 10.63% 13.38%

Returns are historical and do not guarantee future performance.

View All Solution Oriented Retirement Funds

Fund Family

Compare schemes from HDFC Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
HDFC Developed World Overseas Equity Passive FOF - Regular Plan 24.97% 24.62% 16.63%
HDFC Pharma And Healthcare Fund - Regular Plan - Growth 22.21% 29.08% 28.07%
HDFC Defence Fund - Regular Plan - Growth 18.78% 34.60% 36.67%
HDFC Silver ETF Fund Of Fund - Regular Plan - Growth 15.79% 32.68% 29.61%
HDFC Gold ETF Bse Scrip Code: 533230 Nse Symbol: Hdfcgold - Regular Plan 13.18% 29.73% 19.99%
HDFC Gold ETF Fund Of Fund - Regular Plan - Growth 12.27% 29.14% 9.70%
HDFC Innovation Fund - Regular Plan - Growth 10.11% 0.00% 11.72%
HDFC Crisil-IBX Fin Services 3-6 Months Debt Index Fund - Regular Plan - Growth 6.73% 0.00% 6.77%
HDFC Liquid Fund - Regular Plan - Growth 6.36% 6.78% 6.14%
HDFC Arbitrage Fund - Regular Plan - Growth 6.24% 6.73% 6.49%

Returns are historical and do not guarantee future performance.

View All HDFC Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
1.88%
Expense Ratio (Direct)
0.92%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY 500 (Total Returns Index)

Exit Load

Charges that may apply when you redeem units

Existing investments by investors including SIP / STP registrations, etc (until June 1, 2018): Units purchased cannot be assigned / transferred / pledged / redeemed / switched out until completion of 5 years from the date of allotment of Units under the Scheme. (Note: Exit Load may apply. Please refer Page 104 to 113 for details.) Fresh investments by investors including SIP / STP registrations, etc (effective June 2, 2018): Units purchased cannot be assigned / transferred / pledged / redeemed / switched out until completion of 5 years from the date of allotment of Units or Retirement Age of Unit holder (i.e. completion of 60 years), whichever is earlier. (Note: No exit load)
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