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Home Mf Research Hdfc Retirement Fund Hybrid Equity Plan Regular Plan Growth
HDFC Mutual Fund

Mutual Fund Research

HDFC Retirement Fund - Hybrid - Equity Plan - Regular Plan - Growth

HDFC Mutual Fund Solution Oriented Solution Oriented Retirement

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,023.32 +2.33%
Two Week 2026-10-19 ₹1,000.00 ₹1,012.97 +1.30%
One Month 2026-10-05 ₹1,000.00 ₹1,020.74 +2.07%
Three Months 2026-08-05 ₹3,000.00 ₹2,959.54 -1.35%
Six Months 2026-05-07 ₹6,000.00 ₹5,907.97 -1.53%
One Year 2025-11-03 ₹12,000.00 ₹11,619.62 -3.17%
Three Year 2023-11-06 ₹36,000.00 ₹35,644.30 -0.99%
Five Year 2021-11-08 ₹60,000.00 ₹69,108.05 +15.18%
Ten Year 2016-11-07 ₹120,000.00 ₹202,551.63 +68.79%
Since Inception 2016-02-05 ₹131,000.00 ₹233,781.10 +78.46%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

Banks 23.40%
Other 11.46%
Sovereign 10.26%
CRISIL - AAA 7.32%
Pharmaceuticals & Biotechnology 4.63%
IT - Software 4.35%
Petroleum Products 4.06%
Insurance 3.86%
Auto Components 3.81%
Automobiles 3.20%
Construction 2.51%
Power 2.44%
Telecom - Services 2.30%
Industrial Products 1.82%
Transport Services 1.78%
Healthcare Services 1.69%
Diversified FMCG 1.20%
Realty 0.99%
Retailing 0.90%
Consumer Durables 0.86%
Ferrous Metals 0.84%
Finance 0.83%
Beverages 0.80%
Entertainment 0.71%
Paper, Forest & Jute Products 0.69%
Personal Products 0.56%
Electrical Equipment 0.55%
Textiles & Apparels 0.54%
Capital Markets 0.46%
Agricultural, Commercial & Construction Vehicles 0.44%
Fertilizers & Agrochemicals 0.36%
Industrial Manufacturing 0.31%
Gas 0.07%

Top Holdings

Company-wise portfolio exposure

ICICI Bank Ltd. 6.05%
HDFC Bank Ltd.£ 5.56%
Kotak Mahindra Bank Limited 3.54%
Reliance Industries Ltd. 3.49%
Axis Bank Ltd. 3.21%
State Bank of India 3.14%
Maruti Suzuki India Limited 2.35%
Bharti Airtel Ltd. 2.30%
Infosys Limited 1.95%
Larsen and Toubro Ltd. 1.84%
Power Grid Corporation of India Ltd. 1.70%
Dr. Lal Path Labs Ltd 1.69%
HCL Technologies Ltd. 1.61%
City Union Bank Ltd. 1.38%
ITC LIMITED 1.20%
Sun Pharmaceutical Industries Ltd. 1.19%
SBI Life Insurance Company Ltd. 1.11%
ICICI Lombard General Insurance Co 1.04%
Max Financial Services Ltd. 1.03%
Alkem Laboratories Ltd. 1.01%
Gland Pharma Ltd. 0.95%
Suprajit Engineering Ltd. 0.93%
Vedant Fashions Ltd 0.90%
Cipla Ltd. 0.88%
Havells India Ltd. 0.86%
Bajaj Auto Limited 0.85%
Tata Steel Ltd. 0.84%
Creditaccess Grameen Limited 0.83%
Vesuvius India Ltd. 0.83%
United Spirits Limited 0.80%
NTPC Limited 0.74%
PVR LIMITED 0.71%
Balkrishna Industries Ltd. 0.69%
SKF India Ltd. 0.69%
HDFC Life Insurance Company Limited 0.68%
Kalpataru Projects International Ltd 0.67%
GNA Axles Ltd. 0.63%
Transport Corporation of India Ltd. 0.63%
Blue Dart Express Ltd. 0.61%
Huhtamaki India Limited 0.59%
Hindustan Petroleum Corp. Ltd. 0.57%
Godrej Consumer Products Ltd. 0.56%
Voltamp Transformers Ltd. 0.55%
Delhivery Limited 0.54%
GARWARE TECHNICAL FIBRES LIMITED 0.54%
Equitas Small Finance Bank Ltd 0.52%
CIE Automotive India Ltd 0.51%
UTI Asset Management Company Ltd 0.46%
ESCORTS KUBOTA LIMITED 0.44%
WEST COAST PAPER MILLS LIMITED 0.44%
Zensar Technologies Ltd. 0.41%
SKF India (Industrial) Limited 0.40%
Eris Lifesciences Ltd 0.39%
Sonata Software Ltd. 0.38%
Bayer Cropscience Ltd 0.36%
Goodyear India Ltd. 0.36%
The Anup Engineering Limited 0.31%
Tamilnadu Newsprint & Papers Ltd. 0.25%
Alembic Pharmaceuticals Limited 0.21%
GSPL Transmission Limited 0.07%
7.26% GOI MAT 220832 1.98%
6.1% GOI MAT 120731 1.96%
7.18% GOI MAT 140833 1.64%
7.18% GOI MAT 240737 1.63%
7.26% GOI MAT 060233 1.32%
7.57% GOI MAT 170633^ 0.84%
6.67% GOI MAT 171250 0.58%
6.68% GOI MAT 070740 0.31%
Bajaj Finance Ltd.^ 4.46%
Bajaj Housing Finance Ltd.^ 1.55%
Mahindra Rural Housing Finance Ltd^ 0.98%
Power Grid Corporation of India Ltd.^ 0.33%
Embassy Office Parks REIT 0.99%
TREPS - Tri-party Repo 11.09%
Net Current Assets 0.37%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
4.78 Years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Aditya Birla Sun Life Retirement Fund - 30S Plan - Regular Plan - Growth 6.28% 14.46% 10.72%
ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - Growth 2.55% 5.33% 5.97%
Aditya Birla Sun Life Retirement Fund - 50Plus Debt Plan - Regular Plan - Growth 1.71% 4.49% 4.04%
ICICI Prudential Retirement Fund Hybrid Conservative Plan - Regular Plan - Growth 1.59% 7.86% 7.90%
Aditya Birla Sun Life Retirement Fund - 50S Plan - Regular Plan - Growth 0.84% 6.47% 5.41%
SBI Retirement Benefit Fund Conservative Plan - Regular Plan - Growth 0.80% 5.92% 6.62%
Tata Retirement Savings Fund-Conservative - Regular Plan - Growth 0.64% 6.05% 8.08%
SBI Retirement Benefit Fund Conservative Hybrid Plan - Regular Plan - Growth -0.57% 6.22% 7.99%
Tata Retirement Savings Fund-Moderate - Regular Plan - Growth -0.78% 9.63% 13.22%
Tata Retirement Savings Fund-Progressive - Regular Plan - Growth -1.17% 10.04% 13.26%

Returns are historical and do not guarantee future performance.

View All Solution Oriented Retirement Funds

Fund Family

Compare schemes from HDFC Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
HDFC Developed World Overseas Equity Passive FOF - Regular Plan 24.97% 24.62% 16.63%
HDFC Equity Opportunities Fund - II - 1100D June 2017 (1) - Regular Plan - Growth 23.56% 11.15% 6.49%
HDFC Pharma And Healthcare Fund - Regular Plan - Growth 22.96% 28.71% 27.73%
HDFC Silver ETF Fund Of Fund - Regular Plan - Growth 18.81% 33.90% 30.53%
HDFC Gold ETF Bse Scrip Code: 533230 Nse Symbol: Hdfcgold - Regular Plan 12.82% 29.69% 19.98%
HDFC Defence Fund - Regular Plan - Growth 12.76% 32.92% 35.23%
HDFC Gold ETF Fund Of Fund - Regular Plan - Growth 12.34% 29.17% 9.71%
HDFC Innovation Fund - Regular Plan - Growth 10.11% 0.00% 11.72%
HDFC Crisil-IBX Fin Services 3-6 Months Debt Index Fund - Regular Plan - Growth 6.77% 0.00% 6.76%
HDFC Liquid Fund - Regular Plan - Growth 6.36% 6.78% 6.14%

Returns are historical and do not guarantee future performance.

View All HDFC Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
2.13%
Expense Ratio (Direct)
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY 50 Hybrid Composite Debt 65:35 Index

Exit Load

Charges that may apply when you redeem units

Existing investments by investors including SIP / STP registrations, etc (until June 1, 2018): Exit Load (Upon completion of lock-in period of 5 years) In respect of each purchase/switch-in of units offered under the respective Investment Plan(s):- • n Exit Load of is payable if Units are redeemed/ switched-out before completion of 60 years of age • No Exit Load is payable if Units are redeemed / switched-out on or after attainment of 60 years of age. Fresh investments by investors including SIP / STP registrations, etc (effective June 2, 2018): Exit Load (Upon completion of lock-in period) Nil Note: No Exit Load shall be imposed for switching between Investment Plan(s) and Plans/Options within the Investment Plan(s), subject to completion of lock-in period. Investors are requested to note that Switch is treated as redemption and entails tax consequences.
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