Home Mf Research Lic Mf Multi Asset Allocation Fund Regular Growth Regular Growth

Lic Mf Multi Asset Allocation Fund - Regular Growth - Regular Growth

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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • SI
Fund info
NAV (as on 2025-08-28)
11.07 -0.61%
AUM (Fund Size)
60
Expense Ratio
2.30%
Exit load
1. If units of the Scheme are redeemed / switched-out within 3 months from the date of allotment: a. Upto 12% of the units: No exit load will be levied b. Above 12% of the units: exit load of 1% of applicable NAV will be levied 2. If units of the Scheme are redeemed / switched-out after 3 months from the date of allotment: No exit load will be levied.
Risk
Very High
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-08-21 ₹1,000.00 ₹986.00
-1.40 %
Two Week 2025-08-13 ₹1,000.00 ₹996.19
-0.38 %
One Month 2025-07-29 ₹1,000.00 ₹988.54
-1.15 %
Three Months 2025-05-30 ₹3,000.00 ₹2,985.41
-0.49 %
Six Months 2025-03-03 ₹6,000.00 ₹6,209.05
3.48 %
Since Inception 2025-02-14 ₹7,000.00 ₹7,232.40
3.32 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 41%
Debt 28%
Others 0%

Sectors Holding in Lic Mf Multi Asset Allocation Fund - Regular Growth - Regular Growth

Banks
7%
Finance
5%
Aerospace & Defense
2%
Petroleum Products
1%
Construction
1%
IT - Software
2%
Automobiles
2%
Beverages
2%
Other Utilities
1%
Auto Components
2%
Fertilizers & Agrochemicals
1%
Power
2%
Consumer Durables
2%
Commercial Services & Supplies
1%
Chemicals & Petrochemicals
2%
Pharmaceuticals & Biotechnology
3%
Food Products
1%
Industrial Products
1%
Cement & Cement Products
1%
Textiles & Apparels
1%
Electrical Equipment
1%
Healthcare Services
0%
Ferrous Metals
0%
Capital Markets
0%
IT - Services
0%
Other
28%

Companies Holding in Lic Mf Multi Asset Allocation Fund - Regular Growth - Regular Growth

Axis Bank Ltd.
2.59%
Cholamandalam Investment & Fin Co Ltd.
2.21%
Kotak Mahindra Bank Ltd.
2.21%
SBI Cards & Payment Services Ltd.
1.94%
Bharat Electronics Ltd.
1.89%
State Bank Of India
1.80%
Reliance Industries Ltd.
1.77%
Larsen & Toubro Ltd.
1.76%
HDFC Bank Ltd.
1.70%
Power Finance Corporation Ltd.
1.67%
Tata Consultancy Services Ltd.
1.66%
Hero MotoCorp Ltd.
1.61%
REC Ltd.
1.59%
VARUN BEVERAGES LIMITED
1.57%
Enviro Infra Engineers Ltd
1.53%
Allied Blenders And Distillers Ltd.
1.52%
Bharat Forge Ltd.
1.50%
Infosys Ltd.
1.50%
P I INDUSTRIES LIMITED
1.45%
Tata Power Company Ltd.
1.41%
Bank Of Baroda
1.40%
Dixon Technologies (India) Ltd.
1.39%
CESC Ltd.
1.37%
Blue Star Ltd.
1.31%
International Gemmological Inst Ind Ltd.
1.29%
Ramkrishna Forgings Ltd.
1.27%
Navin Fluorine International Ltd.
1.26%
Hindustan Aeronautics Ltd.
1.22%
Piramal Pharma Ltd.
1.22%
Cipla Ltd.
1.21%
Manorama Industries Ltd.
1.21%
Deepak Nitrite Ltd.
1.18%
KSB Ltd.
1.12%
Ultratech Cement Ltd.
1.07%
Sun Pharmaceutical Industries Ltd.
1.07%
K.P.R. Mill Ltd.
1.05%
Transrail Lighting Ltd.
1.03%
Maruti Suzuki India Ltd.
1.00%
Exide Industries Ltd.
0.99%
Concord Enviro Systems Ltd.
0.94%
Siemens Ltd.
0.88%
Grasim Industries Ltd.
0.88%
Housing & Urban Development Corp Ltd.
0.87%
Amber Enterprises India Ltd.
0.82%
Apollo Hospitals Enterprise Ltd.
0.80%
JSW Steel Ltd.
0.79%
Nippon Life India Asset Management Ltd.
0.77%
Dr Agarwal's Health Care Ltd.
0.48%
Divi's Laboratories Ltd.
0.42%
L&T Technology Services Ltd.
0.37%
Samvardhana Motherson International Ltd.
0.37%
6.69% NTPC Ltd.
2.75%
7.38% Power Finance Corporation Ltd.
2.74%
7.18% Government Of India
1.89%
6.79% Government Of India
1.81%
7.58% National Bk For Agriculture & Rural Dev.
0.93%
LIC Mutual Fund
12.20%
Aditya Birla Sun Life Mutual Fund
4.47%
Treps
6.83%
Net Receivables / (Payables)
0.45%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.30
Expense Ratio Direct
0.55
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

1. If units of the Scheme are redeemed / switched-out within 3 months from the date of allotment: a. Upto 12% of the units: No exit load will be levied b. Above 12% of the units: exit load of 1% of applicable NAV will be levied 2. If units of the Scheme are redeemed / switched-out after 3 months from the date of allotment: No exit load will be levied.

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