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Home Mf Research Nippon India Banking And Psu Debt Fund Regular Plan Growth
NIPPON INDIA MUTUAL FUND

Mutual Fund Research

Nippon India Banking And PSU Debt Fund - Regular Plan - Growth

NIPPON INDIA MUTUAL FUND Debt Debt Banking Psu

Fund Performance

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Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,003.15 +0.31%
Two Week 2026-10-19 ₹1,000.00 ₹1,000.50 +0.05%
One Month 2026-10-05 ₹1,000.00 ₹998.56 -0.14%
Three Months 2026-08-05 ₹3,000.00 ₹2,993.79 -0.21%
Six Months 2026-05-07 ₹6,000.00 ₹6,027.71 +0.46%
One Year 2025-11-03 ₹12,000.00 ₹12,229.29 +1.91%
Three Year 2023-11-06 ₹36,000.00 ₹39,133.33 +8.70%
Five Year 2021-11-08 ₹60,000.00 ₹69,852.54 +16.42%
Ten Year 2016-11-07 ₹120,000.00 ₹166,807.69 +39.01%
Since Inception 2015-05-15 ₹140,000.00 ₹205,955.27 +47.11%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL AAA 63.09%
SOVEREIGN 11.25%
Other 7.11%
ICRA AAA 7.02%
CARE A1+ 5.33%
CRISIL A1+ 2.42%
FITCH A1+ 1.46%
CRISIL AAA(SO) 0.94%
CARE AAA 0.90%
CRISIL AAA(CE) 0.48%

Top Holdings

Company-wise portfolio exposure

Small Industries Dev Bank of India** 3.47%
Power Finance Corporation Limited** 1.57%
Mahindra & Mahindra Financial Services Limited** 1.48%
Tata Capital Limited** 1.48%
7.61% Government of India 4.03%
7.31% State Government Securities 0.97%
7.91% State Government Securities 0.80%
6.94% Government of India 0.78%
7.11% State Government Securities 0.77%
6.91% State Government Securities 0.59%
7.06% State Government Securities 0.59%
6.36% Government of India 0.48%
7.15% State Government Securities 0.48%
7.06% Government of India 0.48%
7.13% State Government Securities 0.29%
8.48% State Government Securities 0.20%
7.7% State Government Securities 0.20%
7.63% State Government Securities 0.18%
7.49% State Government Securities 0.10%
7.04% State Government Securities 0.08%
7.32% Government of India 0.07%
7.12% State Government Securities 0.06%
7.17% State Government Securities 0.04%
7.04% Government of India 0.03%
6.17% Government of India 0.02%
7.44% State Government Securities 0.01%
7.48% National Bank For Agriculture and Rural Development 3.54%
7.68% National Bank For Agriculture and Rural Development** 3.45%
7.59% National Housing Bank** 2.57%
7.77% REC Limited** 2.47%
7.34% Small Industries Dev Bank of India** 2.45%
7.8% Union Bank of India** 2.01%
7.7% Nuclear Power Corporation Of India Limited** 1.98%
7.02% Power Grid Corporation of India Limited** 1.92%
7.79% Bajaj Finance Limited** 1.90%
7.57% Indian Railway Finance Corporation Limited** 1.87%
8.54% REC Limited** 1.71%
7.56% Power Grid Corporation of India Limited** 1.67%
7.45% Export Import Bank of India** 1.48%
7.85% Bharti Telecom Limited 1.46%
7.55% Indian Railway Finance Corporation Limited** 1.38%
8.45% Indian Railway Finance Corporation Limited** 1.26%
7.4% Power Grid Corporation of India Limited** 1.22%
7.86% HDFC Bank Limited** 1.17%
7.65% HDFC Bank Limited** 1.16%
7.83% Small Industries Dev Bank of India** 1.09%
7.59% National Housing Bank** 0.99%
8.2% Tata Capital Housing Finance Limited 0.99%
7.77% Power Finance Corporation Limited** 0.99%
7.55% REC Limited** 0.99%
8.25% Bajaj Housing Finance Limited 0.99%
7.42% Power Finance Corporation Limited** 0.98%
7.58% REC Limited** 0.98%
7.4% Export Import Bank of India** 0.98%
7.49% Small Industries Dev Bank of India** 0.98%
8.15% JIO Credit Limited** 0.98%
7.22% Small Industries Dev Bank of India 0.97%
6.67% ICICI Bank Limited** 0.97%
6.59% Power Finance Corporation Limited** 0.95%
7.7% National Highways Authority Of India** 0.60%
8.23% Indian Railway Finance Corporation Limited** 0.50%
7.59% Power Finance Corporation Limited** 0.49%
7.6% Power Finance Corporation Limited** 0.49%
7.45% Power Finance Corporation Limited** 0.49%
7.25% Nuclear Power Corporation Of India Limited** 0.49%
7.62% National Bank For Agriculture and Rural Development** 0.49%
7.64% National Bank For Agriculture and Rural Development** 0.49%
7.64% Power Finance Corporation Limited** 0.49%
7.14% Export Import Bank of India 0.49%
7.08% Indian Railway Finance Corporation Limited** 0.48%
7.4% Bharti Telecom Limited 0.48%
7.2% National Housing Bank** 0.48%
7.55% L&T Metro Rail (Hyderabad) Limited** 0.48%
6.43% NTPC Limited** 0.47%
7.5% NHPC Limited** 0.39%
7.01% National Bank For Agriculture and Rural Development** 0.39%
6.67% National Bank For Financing Infrastructure And Development** 0.38%
7.34% Numaligarh Refinery Limited** 0.38%
8.2% National Bank For Agriculture and Rural Development** 0.30%
1.5% HDFC Bank Limited** 0.30%
7.49% Power Grid Corporation of India Limited** 0.30%
7.78% Kotak Mahindra Prime Limited** 0.29%
7.68% Indian Railway Finance Corporation Limited** 0.26%
7.69% ICICI Prudential Life Insurance Company Limited** 0.24%
8.4% Power Grid Corporation of India Limited** 0.20%
8.55% REC Limited** 0.20%
7.56% REC Limited** 0.20%
8.22% National Bank For Agriculture and Rural Development** 0.10%
7.36% Power Grid Corporation of India Limited** 0.10%
7.44% National Bank For Agriculture and Rural Development 0.10%
7.51% Small Industries Dev Bank of India 0.10%
7.71% Tata Capital Housing Finance Limited** 0.10%
7.71% REC Limited** 0.10%
7.27% National Bank For Agriculture and Rural Development** 0.10%
7.62% National Bank For Agriculture and Rural Development** 0.04%
8.27% National Highways Authority Of India** 0.00%
8.12% NHPC Limited** 0.00%
Indian Railway Finance Corporation Limited** 0.59%
National Highways Infra Trust** 0.42%
Shivshakti Securitisation Trust** 0.94%
Interest Rate Swaps Pay Fix Receive Floating (29/09/2031) (FV 5000 Lacs) 0.00%
Bank of Baroda 1.94%
Bank of Baroda** 1.46%
Bank of Baroda** 1.45%
Bank of Baroda 0.97%
Punjab National Bank** 0.97%
Punjab National Bank 0.97%
Canara Bank** 0.48%
Export Import Bank of India** 0.97%
Triparty Repo 4.47%
Corporate Debt Market Development Fund Class A2 0.34%
Cash Margin - CCIL 0.04%
Net Current Assets 2.26%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
3.03 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Payout 5.50% 7.15% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Growth 5.50% 7.15% 6.99%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Payout 5.50% 7.15% 3.85%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Payout 5.49% 7.16% 3.88%
Franklin India Banking And PSU Debt Fund - Regular Plan - Growth 5.15% 6.98% 7.30%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.66% 6.67% 7.33%
SBI Banking And PSU Debt Fund - Regular Plan - Growth 4.01% 6.59% 7.27%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from NIPPON INDIA MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Nippon India Taiwan Equity Fund - Regular Plan - Growth 72.09% 52.20% 24.94%
Nippon India Nifty Pharma ETF - Regular Plan - Growth 22.66% 22.62% 13.17%
Nippon India Silver ETF - Regular Plan - Growth 20.12% 34.96% 24.34%
Nippon India - Japan Equity Fund - Regular Plan - Growth 20.05% 20.38% 8.48%
Nippon India Silver ETF Fund Of Fund (FOF) - Regular Plan - Growth 18.97% 33.74% 23.09%
Nippon India ETF Gold Bees - Regular Plan - Growth 12.58% 0.00% 27.91%
Nippon India Gold Savings Fund - Regular Plan - Growth 12.13% 29.06% 11.06%
Nippon India - US Equity Opportunities Fund - Regular Plan - Growth 10.22% 17.21% 13.29%
Nippon India Pharma Fund - Regular Plan - Growth 8.91% 17.17% 19.64%
Nippon India Credit Risk Fund - Institutional Plan - Growth 7.24% 8.26% 7.25%

Returns are historical and do not guarantee future performance.

View All NIPPON INDIA MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs). There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.78%
Expense Ratio (Direct)
0.39%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
CRISIL Banking and PSU Debt A-II Index

Exit Load

Charges that may apply when you redeem units

N/A
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